What You Need to Know Before Filing an Injury Claim for a Car Accident

If you’ve been injured in a car accident, then you should be considering filing an injury claim. This is an important step to take if you want to receive compensation for your medical bills, lost wages, property damages and other expenses related to the accident. But before doing so, it’s important that you understand what an injury claim entails and how best to go about filing one.

Here, we will discuss the key things that you need to know before filing an injury claim for a car accident. We will cover topics such as gathering evidence, seeking legal advice from a car accident lawyer, understanding insurance coverage, and more. By taking these steps into consideration ahead of time, you can ensure that your case is as strong as possible when it comes time to file your injury claim.

Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.
Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.

Car Accident Victims Deserve Justice

After auto accident victims suffer physical, emotional, and financial losses due to the negligence or carelessness of another driver, they deserve financial justice. And they can do this by filing a car accident claim with help from an experienced personal injury lawyer. By holding the responsible party and their insurance carrier accountable for their insured’s actions, car accident victims can often benefit from the settlement achieved through a car accident claim and receive monetary compensation for medical bills, lost wages, pain and suffering, and more.

Victims have the legal right to demand that an at-fault driver and their insurance carrier take responsibility for the negligence of the at-fault driver. By hiring a seasoned personal injury attorney, car accident victims can rest assured that their case is being represented diligently. Preparing a solid case before filing a personal injury claim for a car accident is imperative. Becoming aware of all essential details beforehand can provide you with peace of mind and give your case its best chance for success.

Top Considerations for Filing an Auto Accident Claim

Evidence

The first step when filing an injury claim for a car accident is to gather evidence. This means taking pictures and videos at the scene of the accident, obtaining police reports, and collecting contact information from any witnesses who may have seen the accident happen. All of this evidence can be extremely helpful in establishing liability and helping to prove your motor vehicle accident case.

Car Accident Lawyer

You should seek legal advice from a car accident lawyer immediately. This can help to ensure that your injury claim is filed correctly and on time, as well as helping you understand the process of filing an injury claim and what type of compensation you may be eligible for. A qualified car accident attorney will also be able to advise you on how best to negotiate with insurance companies and ensure that you get the maximum compensation possible.  An experienced car accident attorney will also help to ensure that the evidence needed to prove your case is obtained.

Insurance

Finally, it’s important to understand your insurance coverage and the insurance coverage of the at-fault party and make sure that you and the at-fault party are fully covered for any medical bills and other expenses related to the auto accident. The more prepared you are with this information when filing an injury claim, the better chance you have of receiving a fair amount of compensation.  Your accident attorney will obtain this information  for you.

Get Support for Your Injury Claim

By taking the time to understand and consider these key topics, you can ensure that your injury claim is as strong as possible when it comes time to file. By doing so, you may be able to receive the compensation you deserve for any medical bills or other expenses due to a car accident. If you have any further questions about filing an injury claim, it’s best to contact an Indiana auto accident attorney immediately who can provide you with the legal advice and support you need.

Knowing your rights and how to defend them is essential if you have been injured because of another driver’s negligence. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation for your car accident injury lawsuit in Indianapolis, Indiana.

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How to Get the Most Out of Your Slip and Fall Injury Claim

Slip and fall accidents can result in serious damage, both physical and financial. If you’ve been injured as a result of someone else’s negligence, you may be able to receive compensation through a slip and fall injury claim. But how do you get the most out of your claim? It all starts with knowing what steps to take after an accident happens. In this blog post, we will discuss the process of filing a slip and fall lawsuit, how to find a qualified slip and fall lawyer, common mistakes people make during their claims process, tips for negotiating with insurance companies, and more.

Read on to learn more about getting the most out of your slip and fall injury claim!

Call 317-881-2700 to Speak With a Slip and Fall Attorney in Indianapolis.
Call 317-881-2700 to Speak With a Slip and Fall Attorney in Indianapolis.

The 101 on Slip Trip and Fall Accident Claims

Documentation

The first step in filing a slip and fall claim is to document everything you can remember about the accident. Take pictures of the scene and what caused you to fall, make sure an incident report is filled out by the business or property owner, if you have a receipt proving you were on the property at a specific time and place hold onto the receipt, ask the business or property owner to retain all video evidence from the day of your fall, collect witness names, addresses, phone numbers and statements if possible, and make sure to keep track of all medical bills associated with your injury.

Once you have gathered all of this information, it’s time to find a qualified personal injury slip and fall lawyer to represent you. If you don’t have all the information it is okay.  Your attorney will help to obtain the information. Your personal injury attorney should be experienced in handling slip, trip, and fall cases, and they should be willing to negotiate with the insurance company on your behalf or take the case to trial if a full and fair settlement cannot be reached.

Negotiations

When negotiating with the insurance company, it’s important to remember that they will likely try to minimize their payout as much as possible. This is why having a qualified slip and fall injury attorney is so important—they can help you understand the legal process and represent your interests throughout the negotiations. Your lawyer will also provide evidence supporting your claims so that you can have a strong case for receiving compensation.

Security

The first thing you should do is consult with an experienced Indiana slip and fall lawyer for your slip, trip, and fall injury claim as soon as you can. Evidence can be lost or not preserved if you do not move quickly. Secondly, it is important to have your own attorney representing your interests as the defendant’s insurance carrier will have an attorney representing their insured’s interests.

Conclusion

By following these tips, you can ensure that your slip and fall claim is handled properly and that you get the most out of it. Calling and speaking with an experienced slip and fall attorney is always a good idea.

Are you prepared to uncover more about your right to acquire reimbursement for the recent slipping, tripping, or falling accident that occurred in Indiana? For a free, no-obligation consultation with an Indianapolis slip and fall lawyer, call the Law Office of Craven, Hoover and Blazek, P.C today at 317-881-2700. We have also successfully represented premises liability cases for big box stores like Walmart, Lowes, and Menards. Our knowledgeable legal team is ready to take on your case!

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Helpful Links For Personal Injury Victims in Indiana

Personal injury accidents can be devastating, leaving victims unable to work and struggling with costly medical bills. If you’ve been the victim of a personal injury due to someone else’s negligence, it is important to understand your rights and options. Indiana personal injury lawyers are available to help you and your loved ones navigate this difficult process and get the compensation that you deserve.

To make sure that your case gets started on the right course, continue below to review a long list of helpful links for personal injury victims in Indiana.

Call 317-881-2700 to Get in Touch With an Experienced Indiana Personal Injury Law Firm.
Call 317-881-2700 to Get in Touch With an Experienced Indiana Personal Injury Law Firm.

Personal Injury Online Resources for Hoosiers

Are you struggling to recover from an injury? Don’t worry – we’ve got your back! Here are some helpful links that will provide much-needed guidance and support during this difficult time.

State Government:

Children and Family Links:

Indiana Law Enforcement Links:

Business Links:

Work and Labor Links:

Industry Links:

Indiana Departments:

Get Help With Your Personal Injury Claim Today

In Indiana, personal injury claims are serious legal matters that require extensive knowledge and experience of personal injury law. If you have suffered physical or emotional harm due to the negligent, reckless, or deliberate actions of another, it is important to contact a personal injury lawyer in Indianapolis. They can advise you on your options and the chance of success when it comes to pursuing a personal injury lawsuit. An Indiana accident attorney can provide vital advice tailored to the specifics of your case, such as what evidence will be required in court and how long you can expect the process to take.  They will also advise you on how much compensation you could potentially be awarded. Finding an experienced Indianapolis personal injury attorney is key to making sure your accident claim receives the attention it deserves.

Reach Out to Craven, Hoover, and Blazek P.C.

Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury evaluation to explore your eligibility, today. Our injury attorneys offer extensive experience, expertise, determination, and resources to ensure you receive the full compensation that is deserved. We represent clients all throughout the state, as well as Hoosiers injured in other states.

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Which Party Provides a Deposition in a Personal Injury Case?

When a personal injury claim or lawsuit is filed, one of the steps in the process is for each side to provide a deposition. Depositions are used to gain information from each party and any witnesses involved in the case. All parties must provide depositions as part of discovery if requested, which is when each side gathers evidence for their case. Depositions may also be taken from any potential witnesses who have knowledge related to your accident or injury.

In this blog post, we’ll discuss how depositions work and why they are important during personal injury claims and lawsuits. We’ll explain what happens during depositions and which parties typically give them in personal injury cases. Finally, we’ll discuss how an experienced Indiana accident attorney can help you prepare for your own deposition if necessary.

Call 317-881-2700 to Speak With Licensed Indiana Accident Lawyers, Today.
Call 317-881-2700 to Speak With Licensed Indiana Accident Lawyers, Today.

Who Gets Deposed in a Personal Injury Lawsuit?

If you file a lawsuit, the parties providing a deposition would typically include:

– You (the plaintiff)
– The defendant or at-fault party
– Any witnesses with knowledge related to the accident or injury, including doctors and other expert witnesses.

Do You Need to Swear Under Oath for a Deposition?

Depositions are taken under oath and involve questions from both sides about the case. Depositions can also be used to gather important evidence that would not be available through other means. Depositions provide information to each side of the case, so they can better understand their chances in court and make any necessary adjustments to their legal strategy.

How Do I Prepare for the Deposition Process?

Depositions are an important step in civil claims, but they can be intimidating for many people. It is important to have an experienced personal injury lawyer in Indianapolis on your side who can help you prepare for the deposition and answer any questions that may arise during the process. Your attorney can also provide guidance on which questions to answer and how best to present yourself in a deposition.

Were you recently injured in an accident in Indiana and wish to learn your rights to being compensated? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a seasoned Indianapolis personal injury attorney, today. Whether you’d like to connect with us over the phone, online or in our Indianapolis office, we are here for you. Our services extend all throughout Indiana and beyond state borders; if you were injured while visiting out of state, we can still review your case.

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Information About Personal Injury Structured Settlements

When you are in the middle of a personal injury lawsuit, your mind is in constant motion with questions about all the possible outcomes of your case. Although you might have an experienced personal injury lawyer on your side who is fighting for your rights to compensation, it can be tough putting your mind at ease until the case is completely settled.

Many people are worried about their settlements and wonder how they will receive their payment in the end. Questions like, “Will I get all my money at once?” and “Is it possible that my compensation will be awarded as a structured payment?” are all common concerns by most personal injury plaintiffs.

Injury Lawyers Indianapolis Indiana 317-881-2700
Injury Lawyers Indianapolis Indiana 317-881-2700

The Benefits of Structured Accident Settlements

A structured settlement is an agreed periodic payment plan in which the recipient receives a set amount of money over a specified period. Structured payments are a fairly common method of dispersing personal injury settlements and verdicts. Whether a structured settlement is a good result or a bad one really hangs on the recipient. There are both advantages and disadvantages of structured payments, depending on personal perspective.

The number one benefit of a structured settlement is that you usually receive more money overall. In a lump sum payment, the amount is usually negotiated lower. Another major benefit is personal financial management. When a large sum of money is paid out overtime, it is typically easier to manage your finances, pay bills, save money, and maintain a positive financial portfolio. It may be especially beneficial in terms of tax liabilities as well.

Additional Advantages of Structured Payments:

☑ Simpler Tax Planning
☑ Possible Income Tax Advantages
☑ Additional Annual Income
☑ Broader Subsidy Opportunities
☑ Budget Protection

Disadvantages of Personal Injury Structured Settlements

One of the common downfalls to structure pay is limitation. For those consider themselves financially savvy, not receiving your full compensation can be a huge restriction since you cannot use the money to make any lucrative investments. In other cases, a personal injury victim has already paid all of their hospital bills, medical expenses, and other related expenses, out of pocket. They have also already incurred lost wages from work. So, by not receiving a full payment can be frustrating since victims in this type of situation is simply trying to put the money back where it was before their accident.

Timeline for Receiving a Structured Settlement

If you win your claim and an insurance company agrees to give you a structured settlement, you will not be given a paycheck right away. Instead, you will be paid a set amount over a set period of time. The terms of structured settlement agreements vary from case to case, and payment amounts, and schedules can be set in many different ways. These payments generally begin as soon as all the paperwork is processed; however, this time period can vary, and sometimes can take up to one year to begin receiving payments.

Lastly, a settlement can also be a portion paid out up front in cash and a portion in a structured settlement.

Are you looking for a seasoned personal injury law firm to obtain the maximum settlement for your Indiana accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. You can speak directly with a trusted and experienced Indianapolis personal injury lawyer over the phone, via online video, or in person at our office. We represent clients throughout the state of Indiana.

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Tips for Documenting Your Personal Injury Expenses

There are many elements involved in pursuing a personal injury claim, but the most important one is proof of damages. Not only do personal injury claimants hold the burden of proving more likely than not that the opposing party was negligent, but they also must prove more likely than not their damages and losses. After all, if a personal injury plaintiff cannot show how much their accident and subsequent losses have cost them, they cannot possibly win their claim, let alone obtain a fair settlement or verdict.

The best method for ensuring that all personal injury expenses are collected, organized, and preserved for the sake of proving a claim is documentation. Continue below to learn some critical tips for keeping track of your personal injury costs, plus how to find trusted and experienced personal injury representation near you.

Personal Injury Attorneys  Indianapolis Indiana 317-881-2700
Personal Injury Attorneys Indianapolis Indiana 317-881-2700

Personal Injury Record Keeping

In order to guarantee good organization of your personal injury expenses, it is important to record them right away. Your records should be gathered and preserved with care so that they can easily be handed over to your Indiana accident attorney and aptly applied to your case.  It is important to keep a list of all medical providers so you can provide that list to your attorney so they can make sure all medical records and medical bills have been obtained.

Medical Treatment

After being involved in a wrongful accident, it is necessary to begin the record-keeping almost immediately, starting with medical care. You have a few options depending on the circumstances of your accident. You will need to either seek treatment at the scene by EMT’s, have an ambulance or someone else take you to the emergency room, or make an appointment with your doctor.

In all cases, it is critical to see a doctor or medical professional as soon as possible after noticing signs of injury. Although nobody wants to go to a doctor, it is important to make sure nothing is being missed when it comes to your health. Keep all records and paperwork you receive from your medical treatment, including all bills and invoices and provide them to your attorney.

Lists

Before and after seeking medical treatment, it is strongly encouraged for personal injury victims to keep a list about their accident, injuries, expenses, missed events [work, vacation, etc…]

Additional Document Requests

In addition to requesting and retaining copies of your medical records, receipts, and billing invoices, it is also important that you and your attorney obtain a copy of the police report for your accident. Making a police report at the scene of an accident is important for many reasons, whether the law mandates it for your incident or not. This is especially true for car accidents that result in bodily injury. In such cases, injuries may not appear until days or weeks later. These are known as late-appearing car accident injuries or an onset of symptoms. If you are employed, it is necessary to retain copies of past paystubs, plus proof of missed wages from time off work.

Are you unsure what to do after your recent accident or injury? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation with a skilled Indianapolis IN personal injury lawyer. We represent injured persons throughout the state and Indiana residents injured in other states.

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What You Need to Know About Car Accident Claim Demand Letters

After sustaining serious injuries in a wrongful auto accident, you may be entitled to pursue legal action against the negligent party to obtain compensation for medical bills and similar economic damages.  If you obtain a settlement or judgment against the negligent party, their insurance carrier will pay the settlement of judgment, up to the negligent party’s liability insurance limits. 

The best strategy for obtaining a full and fair car accident injury settlement is to hire a licensed and experienced personal injury attorney who concentrates on motor vehicle accident claims. From there, they may implement an effective strategy to support the full value of your claim that involves creating a solid letter of demand to the at-fault driver’s insurance carrier. A demand letter is a formally written document that becomes the basis for negotiating compensation for your resulting damages and losses.

Continue below to learn what you need to know about car accident claim demand letters, including what they entail, why most cases require one, and why you should never attempt to write your own.

Personal Injury Claim Help Indianapolis Indiana 317-881-2700
Personal Injury Claim Help Indianapolis Indiana 317-881-2700

The General Template for a Demand Letter

Demand letters are written with a strict focus on facts first, followed by opinions. Facts that are generally included in a demand letter are as follows:

Description of why the claimant believes the other party is to blame. Did they run a red traffic light? Or maybe they neglected to stop at a stop sign?  Whatever the violation or cause may be, it should be included in the demand letter.

Description of ALL injuries sustained by the claimant, how they were sustained, how they are being treated, and how the injury or wound is healing or is healed.

A breakdown of all medical-related financial losses associated with the accident, including hospital bills, medical expenses, and any other evidence and documents showing missed time at work, physical therapy, counseling, medical equipment and supplies, fuel costs traveling to and from medical appointments, and similar losses.

Information about an IUM claim, if applicable.  This is when the other person does not have insurance, or their insurance wasn’t enough to cover the medical expenses and other damages and losses.

This typically completes the introduction of a demand letter. Next is the actual demand section. The demand segment of the letter requires a different set of guidelines that should be followed by the claimant and their legal team. In this section, claimant’s demand compensation for:

Medical Expenses – The hospital can provide documents proving a claimant’s injuries and the treatments that followed.  Claimants can also provide bank statements, invoices, and other forms of billing evidence that shows the dollar amount associated with the medical treatment.

Liability – Description of how the accident happened and why the other driver was at fault.  This should include police reports, photos and witness statements to support the allegations.

Lost Income – All information on the total amount of lost wages incurred because of the injury.  Description of how the injury affected the victim’s ability to work and make money, plus proof on how much time they had to take off from work.

Comparative Negligence – If the defendant’s insurance company attempts to argue comparative fault on the party of the plaintiff/claimant, the plaintiff/claimant’s attorney can argue the facts to the insurance adjuster on why such an argument is without merit.

Emotional Distress and Pain and Suffering – Description of injuries sustained and how they have affected the victim’s everyday life, including pain and suffering and relationships, and more.  Also, a detailed description of the injuries and accident and how they have caused the victim suffering and trauma. 

What to Keep in Mind as You Proceed With Your Auto Accident Claim

Demand letters are important ways to begin the negotiation process of a car accident claim.  They can be complicated and could possibly make or break your compensation claim all together.  It is strongly encouraged to hire a seasoned Indiana personal injury law firm to navigate all elements of your claim, including writing your demand letter.

Are you looking for a qualified Indiana auto accident lawyer who can represent your best interests in a car accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a seasoned car accident attorney in Indianapolis, Indiana who knows how to obtain the maximum settlement or verdict for your claim. We represent victims all throughout the state and Indiana residents injured in other states.

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Do I Still Have Options if the Insurance Adjuster Denies My Injury Claim?

If an adjuster denies your personal injury claim, you still have legal recourse. An experienced Indiana personal injury lawyer will fight the insurance company and ultimately recover the settlement or verdict you deserve. Continue reading to learn what to do if an insurance adjuster denies your injury claim, plus who to trust in Indianapolis for seasoned personal injury representation.

Indiana Accident Claim Lawyers 317-881-2700
Indiana Accident Claim Lawyers 317-881-2700

Coverage for Personal Injury Damages and Losses

When a person is wrongly injured, the at-fault party’s insurance company is held liable for the victim’s subsequent economic damages and losses, and sometimes, non-economic damages like prolonged physical therapy, pain-and-suffering, loss of companionship, and more if the at-fault party had liability coverage. Examples of common economic damages include hospital bills, medical expenses, lost wages from missing work, future compensatory losses, and much more.

Personal injury damages and losses generally depend on the severity of the accident and resulting injuries, as well as local jurisdiction. On the other hand, there are times when the faulted party’s insurance company denies liability after a victim submits their claim, stating that the law says the victim is responsible for the accident, and ultimately, any damages that may have been incurred as a result.

What Does an Insurance Adjuster Do?

In these cases, it is important to know more about adjusters and what their job entails to better understand what they tell injured victims. Furthermore, it is important to know that there are still viable options for personal injury victims whose claims are denied by the opposing party’s insurance adjuster.

An adjuster is usually not a lawyer or legal professional; they are regular insurance company employees. This means that they may have a broad idea on the law regarding their particular job role and the cases they oversee, but they do not have detailed knowledge of the law or the facts. They cannot possibly know whether you are liable for the accident that caused your injuries and losses. For this reason, it is vital to hire an experienced Indianapolis IN personal injury lawyer to navigate your claim and fight for fair compensation on your behalf.

Although insurance companies do not want you to hire or even speak with an attorney, they have their own in-house attorneys to assist their adjusters from day one, defending an injured party’s claim from the at-fault party’s perspective. Overall, insurance companies want to pay out the lowest settlement possible for every claim as they are in the business of making money, and the tactics they use are designed to pay out as little or nothing if possible.  Insurance carriers have attorneys from day one and so should you.

What To Do if Your Claim is Denied

You should hire an attorney from day one following your collision and prior to talking with anyone else about the collision. Talk to a personal injury attorney in Indianapolis to learn your rights from day one. You should not try to be your own attorney.

Are you looking for qualified and trustworthy personal injury guidance in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Our seasoned accident attorneys can meet with you over the phone or computer, or in-person at our Indianapolis law office. We represent injured persons throughout the state of Indiana and Indiana residents injured in other states.

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The Importance of Documentation in a Personal Injury Case

Documentation makes all the difference when it comes to adjudicating legal matters. As for personal injury cases, having all the proper paperwork in order is key to enhancing the quality of your claim, and ultimately supporting a more successful outcome. Continue below to learn more about the importance of documentation in a personal injury case, including the types of paperwork and files you should keep, as well as how to ensure you are getting started on the right foot with your Indiana injury claim.

Accident Attorneys Indianapolis Indiana 317-881-2700
Accident Attorneys Indianapolis Indiana 317-881-2700

Why Personal Injury Evidence is So Valuable

Without the proper evidence, it is possible for a personal injury claim to get thrown out before it can even begin. Under tort law, the claimant (victim or victim’s family) holds the burden of proving that the defendant (alleged at-fault party) was negligent and that their negligence was a responsible cause of their accident and subsequent damages. In order to prove anything in life, especially negligence in a personal injury case, you need evidence to back up your assertions. And it is vital to note that quality of evidence, documentation specifically, is more impactful than quantity of evidence.

Types of Evidence Supported in a Personal Injury Claim

There are several types of documented pieces of evidence that can be used to support a claimant’s personal injury case. The most common personal injury documents and paperwork include police reports, medical records, pay stubs, hospital records, witness statements, expert testimonies, accident reconstruction reports, depositions, interrogatories, and even photos and videos of the scene of the accident or injuries. Other forms of personal injury evidence may include receipts for property repairs and medical expenses.

Hire a Personal Injury Lawyer

Not only is it critical to have the right type of evidence in a personal injury claim, but it is equally critical to submit it all within the required deadlines and formats, and to the proper authorities, which may be judges, courts, lawyers, clerks’ offices, or other legal departments.

For this reason and more, it is necessary to hire an Indianapolis personal injury lawyer to navigate your case and document a strong and impactful argument on your behalf. They can ensure that all pieces of evidence, including all documentation and paperwork, are sorted, organized, investigated, and submitted as evidence in accordance with court procedures and rules.

Are you looking for personal injury lawyer to represent you in a current accident case? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation for your personal injury claim in Indianapolis, Indiana. We represent injured persons and the loved ones following the wrongful death of a relative throughout the State of Indiana and Indiana residents injured or killed in other states.

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To Sue or Not to Sue for a Personal Injury?

To sue or not to sue? Well, that is certainly an important question after sustaining serious injuries in an accident that was someone else’s fault. When wrongly injured by another party, it is natural to assume you will be fairly compensated for your injuries and subsequent damages. And although most personal injury lawsuits settle before ever reaching trial, this is not always the case. Sometimes, it takes a lawsuit to get the financial justice you deserve. But do you know if you need to sue?

Continue reading to learn how to determine if your personal injury accident is grounds for a lawsuit or if your case is a good candidate for settling out of court.

Accident Lawyer Indianapolis Indiana 317-881-2700
Accident Lawyer Indianapolis Indiana 317-881-2700

Considerations For Personal Injury Lawsuits

Whether a person, business, manufacturer, insurance company, or even a branch of government, an at-fault party should be held liable for your resulting personal injury damages and losses, including but not limited to lost wages, medical expenses, hospital bills, prolonged rehabilitation, pain, suffering, and more. But before your jump straight into a personal injury lawsuit, there are several considerations that need your attention first. You see, there may be no question that a person who’s been wrongly and negligently injured is a victim but being a victim doesn’t always mean there are valid grounds for a lawsuit, or that a lawsuit would be the best route to take.

Certain dynamics of a case largely determine whether a person can or should sue another for their injuries. For example, the seriousness of an injury must be examined and assessed, the opposing party’s actual level of fault or negligence, and the limits of the at-fault person’s insurance. All these factors and more are considerations that will reveal whether a lawsuit is an advisable action or not.

Can the At-Fault Party Pay?

Aside from all of the relevant factors to consider, one of the most important and deal-breaking is whether or not an at-fault party is capable of providing remuneration. Sometimes, an at-fault party does not have the means to pay for another’s damages because they are not insured; so even if they are sued and lose, a victim might not be able to be awarded any funds if there are none to give in the first place. This is especially true if the at-fault party doesn’t have liability insurance either.  This is why every person should purchase uninsured and underinsured insurance coverage to protect themselves and other persons in their vehicle.

In this case, a victim will only waste their own time and money pursuing a lawsuit that can’t render recompense. The same goes for anyone intentionally or maliciously injured. A liability insurance policy will not cover intentional tort or wrongdoings, so if someone wants to recover compensation for an intentional injury, they must pursue it in court; but if the individual does not have the means to even pay for a victim’s damages, a lawsuit will also be unsuccessful in some situations in providing actual recompense.

If you are struggling with the decision to move forward with filing an injury claim for compensation, your best option is to consult with a seasoned personal injury lawyer in Indianapolis for personalized advice regarding your case. They will know if your case is valid, and whether you should pursue legal action against the at-fault party and they can look to determine any and all potential applicable insurance policies.

Are you asking yourself, “Where can I find the best accident lawyers near me?” Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with an experienced personal injury attorney in Indianapolis, Indiana. We do not get paid until we obtain a settlement or verdict for you, which means we strive to recover a settlement or verdict as quickly as possible for our clients, but always with the understanding that the settlement must be the full-and-fair based on all the evidence for the case. We represent injured persons throughout the state of Indiana.

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