Understanding Indiana Laws: A Store’s Duty to Ensure Customer Safety

Posted on May 16, 2025 by admin

Accidents can happen anywhere, but an unexpected injury while shopping can be especially frustrating. If you’ve slipped on a wet floor, tripped over a loose carpet, or been hit by falling merchandise in a store, you might be dealing with more than just physical pain. You could face costly medical bills, lost wages, and emotional stress. But did you know that stores in Indiana have a legal responsibility to keep their premises safe for customers?

This blog will explore what premises liability means in Indiana, the duties of store owners, common hazards, and what steps to take after a store-related injury. We’ll also explain how Indiana’s premises liability laws can impact your claim and how consulting a store injury lawyer can protect your rights and help you secure fair compensation.

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Understanding Premises Liability in Indiana

Premises liability is a legal principle that holds property owners accountable for maintaining safe conditions on their property. Under Indiana law, businesses that welcome customers onto their premises owe a duty of reasonable care to ensure that the environment is safe. When a store fails to meet this obligation and someone is injured as a result, the store can be held liable for the harm caused.

Indiana follows the modified comparative fault rule under Indiana Code § 34-20-6-1. This means that while you can still recover damages if you’re partially at fault, you cannot recover compensation if your fault exceeds 50%.

Duty of Reasonable Care for Business Invitees

As a customer, you are considered a “business invitee.” This designation requires store owners to take reasonable steps to identify and remedy potential hazards. Examples include:

Regularly inspecting floors, aisles, and other areas for spills or debris.
Clearly marking wet floors or areas under repair.
Properly stacking merchandise to prevent falling items.
Maintaining sidewalks and parking areas, especially during winter months in Indiana when ice and snow accumulate.

When stores neglect these duties, they expose themselves to potential liability for injuries that occur as a result.

Common Hazards in Indiana Stores

Indiana stores, from grocery chains like Kroger to big-box retailers like Walmart, often encounter hazards that endanger customers. Here are some hypothetical scenarios of common risks that may illustrate store negligence:

► Wet Floors – A shopper at a Kroger in Indianapolis slipped on spilled milk in an aisle. No warning signs were present, and staff failed to clean the spill promptly.

► Improperly Stacked Merchandise – A Home Depot customer suffered cuts and a concussion after improperly stacked lumber fell on them.

► Outdoor Hazards – An elderly shopper slipped and fell on an icy entrance way at Walmart after staff failed to de-ice the sidewalk.

► Cluttered Aisles – A patron at Menards tripped over unmarked construction debris left in the aisle.

► Falling Objects – A Lowe’s customer sustained a head injury after being hit by an improperly secured promotional display sign.

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What to Do After an Injury on Store Premises

If you’ve been injured in a slip and fall accident or other store-related incident in Indiana, you have the right to file a premises liability claim. Here are the steps you should follow to protect your legal rights:

1. Seek Immediate Medical Attention

Your health should always be your first priority. Prompt medical care not only ensures your well-being but also establishes a clear record of your injuries, which can be vital for your claim.

2. Report the Incident to Store Management

Notify the store manager or owner immediately and request an official injury report. Make sure to get a copy of the report for your records. Failing to report the injury at the time of the incident could weaken your claim.

3. Document the Scene

Take photos of the hazard that caused your injury, such as a wet floor, debris, or icy pavement. If there are witnesses, ask for their contact information as they may be able to support your case.

4. Preserve Evidence

Avoid signing any documents or making statements to the store’s insurance company without consulting a store injury lawyer. Anything you say can be used against you. Similarly, refrain from posting about the accident on social media.

5. Consult a Premises Liability Lawyer

An experienced Indiana premises liability lawyer can guide you through the complex legal process of filing a premises liability claim. They can gather evidence, negotiate with insurance companies, and represent you in court if necessary.

Compensation for Store Injuries

If your claim is successful, you may be entitled to various types of compensation, including:

Medical Expenses: Past, current, and future medical bills related to the injury.
Lost Wages: Compensation for time missed at work.
Pain and Suffering: Non-economic damages to account for emotional distress, reduced quality of life, and more.
Property Damage: If personal belongings were damaged in the accident, such as a broken phone or glasses.

How an Indiana Premises Liability Attorney Can Help

Navigating a premises liability claim can feel overwhelming, especially when you’re dealing with the aftermath of an injury. A skilled store accident lawyer can help by:

Conducting a thorough investigation to prove the store’s negligence.
Gathering critical evidence, such as maintenance records, surveillance footage, and witness statements.
Advising on Indiana’s comparative fault rule and how it applies to your case.
Handling all legal communications and negotiations with the store’s insurers.
Representing you in court if the claim cannot be resolved through settlement.

Indiana law imposes a statute of limitations for personal injury claims, which means you have two years from the date of the accident to file your lawsuit. Acting promptly is crucial to preserve evidence and strengthen your case.

Know Your Rights and Act Today

Every business, whether it’s a small grocery store, a big-box retailer, or even a local coffee shop, has a legal responsibility to maintain a safe environment for its customers. This means addressing potential hazards, such as wet floors, poorly lit areas, or uneven walkways, to prevent accidents. If you’ve been injured due to a store’s negligence, Indiana premises liability laws are in place to protect your rights and ensure accountability. These laws allow you to seek compensation for injuries caused by unsafe conditions that a business failed to address in a timely manner.

If you have been wrongly injured in or on the premises of an Indiana store, seek legal guidance right away. An experienced store injury lawyer can help you navigate the legal process and fight for the compensation you deserve. Just be sure to act fast while evidence is still fresh and while you still have time to file a claim under Indiana’s statutes of limitations.

To ensure you receive the compensation you deserve, consult Craven, Hoover & Blazek, P.C., today. Initial case evaluations are free of charge and we work on contingency—so we don’t charge you unless we are successful with your case.

Contact us for a free consultation.

Explaining Important Deadlines for Personal Injury Cases in Indiana

Posted on May 13, 2025 by admin

When you’ve been injured, your priority is recovery—but understanding the timing for filing a personal injury claim is crucial. Missing key deadlines could mean forfeiting your right to seek compensation. For Indiana residents, the rules surrounding these deadlines can seem confusing, but we’re here to break them down clearly.

This guide will detail the critical filing deadlines, known as statutes of limitations, for personal injury cases in Indiana, explore exceptions like the discovery rule, and emphasize why acting promptly with the help of a seasoned attorney is vital. By the end, you’ll know exactly how to protect your legal rights.

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Understanding Indiana Personal Injury Deadlines

What is the Statute of Limitations?

The term statute of limitations refers to the time limit within which you must file a lawsuit after suffering an injury. This deadline ensures that evidence remains fresh, witnesses can accurately recall events, and potential defendants are not unfairly burdened by outdated claims.

For most personal injury cases in Indiana, the statute of limitations is two years from the date of injury. If this time limit expires, it is likely that courts will dismiss your case, no matter how valid it may be. Different types of injury claims, however, may have variations in their deadlines depending on specific circumstances.

Specific Deadlines for Common Personal Injury Cases

1. Car Accidents

If you’ve been injured in a car accident due to another driver’s negligence, the statute of limitations to file a personal injury lawsuit in Indiana is two years from the date of the accident. This includes injuries from passenger vehicle crashes, trucking accidents, and motorcycle accidents.

It’s essential to remember that filing claims with insurance companies does not extend the court filing deadline. While you negotiate with insurers, make sure you are also mindful of the two-year limit.

2. Medical Malpractice Claims

Medical malpractice claims have slightly different rules. Indiana’s statute of limitations for these cases is two years from the date the alleged malpractice occurred. However, because injuries caused by malpractice are sometimes discovered later than this, certain exceptions may apply under the discovery rule (explained below).

Additionally, Indiana requires malpractice claims to be reviewed by a medical review panel before filing in court, which makes starting the process early even more vital.

3. Claims Against Government Entities

If your injury involves a government entity (e.g., municipal vehicle accidents or unsafe public property), the deadlines shorten significantly:

Tort claims against Indiana state government must be filed within 270 days of the injury.
Claims against local government entities allow just 180 days to file a Notice of Tort Claim.

These shorter timelines make it critical to act immediately and consult a qualified personal injury attorney.

4. Wrongful Death

For cases involving the wrongful death of a loved one, the statute of limitations in Indiana is also two years from the date of death, not the injury. There are distinct damages available in wrongful death suits, and the deadlines for specific claim components may vary, so seeking legal counsel early is crucial.

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The Discovery Rule Exception

Not all injuries are apparent at the time they occur. Indiana recognizes this and applies the discovery rule, which allows the statute of limitations to begin on the date the injury is discovered (or reasonably should have been discovered), rather than the date the injury occurred.

For example:

A medical error might not become apparent for months or even years.
Harm caused by defective products may only become evident after significant use or exposure.

This exception, however, is not unlimited. Courts will still consider whether a reasonable person could or should have discovered the injury earlier. Consulting with an Indiana injury attorney at Craven, Hoover & Blazek, P.C. can help determine how the discovery rule might apply to your case.

Why You Shouldn’t Wait to Consult an Attorney

Even if the standard two-year window seems generous, acting promptly can make a significant difference in your claim’s success. Here’s why:

Evidence Deteriorates Over Time: Physical evidence, eyewitness accounts, and official reports become increasingly difficult to track down and verify as time passes.
Complications in Proving Liability: Establishing fault often requires detailed investigation. Attorneys need time to gather evidence, consult experts, and build a strong case on your behalf.
Legal Procedures Take Time: Some cases, particularly medical malpractice claims, require specific preliminary processes (e.g., review panels or notices) that must be completed before filing a lawsuit.

By contacting an experienced personal injury attorney early, you ensure that no detail is overlooked and critical deadlines are met.

Frequently Asked Questions About Personal Injury Deadlines

How long do I have to file my personal injury claim in Indiana?

For most personal injury claims, such as car accidents or slip and fall cases, you have two years from the date of the injury to file your lawsuit. Some cases, such as those involving government entities, have shorter deadlines.

What happens if I miss the deadline to file my injury claim?

If the statute of limitations expires, you lose your right to pursue legal action in court. This makes it essential to consult an attorney and file within the allowable timeframe.

How does the discovery rule help in filing a case late?

The discovery rule applies if you did not (and could not reasonably) discover your injury immediately. However, this rule’s application varies based on the specifics of your situation, highlighting the importance of seeking legal advice.

Can I negotiate with the insurance company before filing a lawsuit?

Yes, many personal injury cases are resolved through negotiations with insurance companies. However, ensure you consult an attorney and stay mindful of the filing deadline to preserve your right to take legal action.

How can a personal injury lawyer help with my claim?

A personal injury lawyer will handle every aspect of your case, from gathering evidence to negotiating settlements and filing lawsuits. Their experience ensures that you don’t miss vital deadlines or overlook important legal processes.

TAKE ACTION TODAY TO PROTECT YOUR RIGHTS

Understanding Indiana’s personal injury deadlines can mean the difference between securing compensation and having your case dismissed. Don’t wait until it’s too late to seek justice for your injuries.

At Craven, Hoover & Blazek, P.C., we specialize in personal injury cases and are committed to helping injury victims secure the compensation they deserve. With over 25 years of experience, our Indianapolis accident attorneys are ready to guide you through the legal process. Don’t lose out on your right to justice.

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Understanding Your Legal Options After an Orthopedic Injury

Posted on May 9, 2025 by admin

Orthopedic injuries can disrupt your life in an instant. Whether it’s a fractured bone, a dislocated joint, or a spinal injury, the physical and emotional toll of these injuries is immense. Beyond the immediate pain, however, there’s also the burden of navigating the legal and financial challenges that often follow.

Understanding your legal options is crucial to ensuring you receive the care, support, and compensation you need to heal and move forward. This guide will walk you through common orthopedic injuries, their causes, and the legal pathways available to protect your rights and secure your future.

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Common Orthopedic Injuries

Orthopedic injuries refer to any damage or trauma to the musculoskeletal system, which includes bones, joints, ligaments, tendons, and muscles. These injuries can range from mild to severe. Here are some of the most common types:

1. Fractures

Fractures, or broken bones, are among the most frequent orthopedic injuries. They include:

Simple fractures (clean breaks)
Compound fractures (where the bone pierces the skin)
Stress fractures (tiny cracks caused by repetitive force)

2. Sprains and Strains

Sprains involve stretched or torn ligaments, often affecting areas like the wrist or ankle.
Strains involve overstretched or torn muscles or tendons.

3. Joint Dislocations

A dislocation occurs when a joint is forced out of its normal position, commonly in shoulders, elbows, and knees.

4. Spinal Injuries

Trauma to the spine, including a broken neck or back, can lead to devastating consequences, such as limited mobility or paralysis.

5. Knee Injuries

Knee injuries, like a torn ACL or a broken knee cap, are particularly common in workplace accidents and sports.

All these injuries require not only medical attention but, in many cases, legal assistance to ensure proper compensation if another party’s negligence contributed to the injury.

Common Causes of Orthopaedical Injuries

Orthopaedical injuries can occur in a variety of settings. Here are some common causes:

Accidents

Motor vehicle crashes, slips, trips, and falls are leading contributors to orthopedical injuries in Indiana and elsewhere. For instance, a broken back, neck, or knee cap injury can often result from these kinds of high-impact accidents.

Sports Injuries

Physical activities, especially high-impact sports, can lead to fractures, dislocations, and ligament tears. Indiana University Health Orthopedics & Sports Medicine specializes in treating these injuries, reflecting their prevalence across Indiana sports culture.

Workplace Incidents

Jobs with physical labor, such as construction, present high risks of orthopedic injuries. Under the Indiana Workers’ Compensation Act, employees injured on the job are entitled to workers’ compensation benefits, regardless of fault.

Medical Negligence and Defective Products

Orthopedical injuries may also result from medical negligence or defective products, such as malfunctioning orthopedic implants. Indiana’s Medical Malpractice Law and Product Liability Law allow injured parties to seek compensation in such cases.

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Legal Options After Wrongly Suffering an Orthopedic Injury

After sustaining an orthopedic injury as a result of another’s carelessness or negligence, understanding your legal rights within Indiana law is key. Here are the primary legal pathways to consider as a personal injury victim:

Personal Injury Claims

If your injury was caused by another party’s negligence (e.g., a reckless driver or property owner), you may be eligible to file a personal injury claim. Compensation could cover past, present, and future losses such as:

Medical expenses (hospital visits, physical therapy, surgeries)
Lost wages (during recovery)
Pain and suffering

Indiana follows a Comparative Fault Law, meaning your compensation may be adjusted based on the percentage of fault attributed to you.

Workers’ Compensation

For injuries sustained at work, Indiana law ensures most employees are entitled to workers’ compensation benefits, including:

Coverage for medical treatment
Wage replacement during time off work
Permanent disability benefits, if applicable

Disability Benefits

If your orthopedic injury leaves you unable to work long-term, you may qualify for certain disability benefits, such as Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

Orthopedic Malpractice Lawsuits

If improper medical care caused or worsened your orthopedic injury, filing a malpractice lawsuit can help recover damages. Indiana’s Medical Malpractice Law governs these claims and sets limits on potential compensation.

Product Liability Claims

If a defective product, such as an orthopedic implant or crutch, caused your injury or worsened your condition, you may have grounds for a product liability claim under Indiana law.

Common Mistakes to Avoid in an Orthopedic Injury Claim

After an orthopedic injury, certain missteps can harm your legal options. Be sure to avoid the following:

Failing to seek medical attention promptly
Not documenting the accident scene or injury
Providing recorded statements to insurance companies before consulting a lawyer
Missing filing deadlines under Indiana’s statute of limitations, which is generally 2 years for personal injury claims
Ignoring doctor’s orders, which can weaken your case

By being proactive and informed right from the start, you can maximize your chances of a successful outcome.

Seeking Legal Help is Critical

Navigating the complexities of Indiana’s personal injury and workers’ compensation laws can be overwhelming, especially when you’re focused on recovering. Consulting an experienced Indiana orthopedic injury lawyer is crucial for ensuring your rights are protected.

An attorney can:

Help prove negligence and secure maximum compensation
Handle communications with insurance companies
Ensure you meet filing deadlines
Advocate for your best interests in court, if needed
Get the best possible outcome to your claim

Local Indiana Resources

Indiana boasts several reputable organizations committed to supporting orthopedic injury victims:

Indiana Orthopedic Center: Comprehensive care for fractures, joint injuries, and more.
Indiana University Health Orthopedics & Sports Medicine: Specialized programs for sports injuries.

TAKE CHARGE OF YOUR RIGHTS AND RECOVERY

An orthopedic injury can feel like an uphill battle, but you don’t have to face it alone. By understanding your legal rights and seeking the right support, you can focus on healing while protecting your financial and emotional well-being.

If you or a loved one has experienced an orthopedic injury, contact our experienced team of personal injury attorneys at Craven, Hoover & Blazek, P.C. for a free consultation. We’ll help you evaluate your case and guide you every step of the way. Get in touch today to secure the compensation and care you deserve.

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Hiring a Child Injury Lawyer in Indiana: What Parents Need to Know

Posted on May 6, 2025 by admin

When your child suffers an injury, it can feel like your whole world is turned upside down. Beyond the immediate concern for their health and recovery, you’re often left grappling with medical bills, emotional stress, and uncertainty about what steps to take next. This is where hiring a qualified child injury lawyer can make all the difference.

This guide will walk you through the key aspects of hiring a child injury lawyer in Indiana, including understanding common causes of injuries, legal rights, compensation, and how to choose the right attorney. With the right legal expertise on your side, you can secure the justice and compensation your family deserves.

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Understanding the Role of a Child Injury Lawyer

A child injury lawyer is a legal professional who specializes in advocating for the rights of injured children. They work to identify the causes of injuries, prove negligence where applicable, and pursue compensation to cover medical expenses, lost income (for parents who need to care for the injured child), ongoing care, and emotional distress.

Navigating Indiana’s personal injury laws can be daunting for parents, especially while caring for an injured child. Having an experienced attorney handle the legal aspects allows you to focus on what truly matters—your child’s recovery.

Common Causes of Child Injuries in Indiana

Understanding how and why injuries happen is a crucial first step. Here are some of the most common causes of child injuries in Indiana and the corresponding legal implications.

1. Playground Accidents

Lack of maintenance, defective equipment, or inadequate supervision can lead to serious playground injuries. Indiana has specific safety standards for playgrounds, and a failure to meet these can constitute negligence.

2. Car Accidents

Motor vehicle accidents are one of the leading causes of child injuries in the United States, including Indiana. This includes accidents caused by reckless drivers, DUI incidents, or generally negligent drivers.

3. Defective Products

Dangerous toys, cribs, or other children’s products can cause injuries. A manufacturer’s failure to ensure safety through rigorous testing and responsible design or inadequate warnings could lead to product liability lawsuits.

4. Childcare Negligence

Childcare providers, such as daycare centers or babysitters, have a legal duty of care to keep children safe while under their supervision. Negligence in supervision or unsafe environments can result in severe injuries.

5. Premises Liability Accidents

Slippery floors, broken stairs, or unsafe environments on someone else’s property can lead to accidents. Property owners can be held accountable for failing to prevent hazards under Indiana’s premises liability laws.

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Legal Rights and Compensation for Injured Children

When a child is injured, Indiana law allows parents or guardians to file a personal injury lawsuit to secure compensation. Here’s what you need to know about your rights and potential outcomes.

Legal Concepts to Understand

Negligence: Establishing negligence means proving the party responsible for your child’s injury failed to act with reasonable care.
Duty of Care: This refers to the legal obligation to ensure the safety of your child in various settings, such as schools, playgrounds, or daycare centers.
Statute of Limitations: Indiana generally provides an extended timeline for filing personal injury claims involving minors. The clock typically starts when the child turns 18, giving families ample time to gather evidence and document their case. However, it is best to file suit much earlier to help ensure evidence preservation.

Types of Compensation

Medical Expenses: Includes current and future medical costs, such as surgeries, therapy, and rehabilitation.
Pain and Suffering: Compensation for the physical and emotional distress your child endures.
Parental Lost Wages: Reimbursement for income lost while providing care and support for the injured child.
Disability and Long-Term Care: Coverage for disabilities or injuries that require lifetime support.

Choosing the Right Child Injury Lawyer in Indiana

Picking the right attorney is a critical decision that can significantly impact the outcome of your case. Here’s what to look for when selecting a child injury lawyer in Indiana:

☑ Experience in Similar Cases
Choose an attorney with specific experience handling child injury lawsuits. They will understand the nuances of Indiana’s personal injury laws and be familiar with cases involving children.

☑ Proven Track Record
Ask about past cases and settlements. A lawyer with demonstrated success in collecting compensation for clients is a strong sign they can handle your case effectively.

☑ Communication and Empathy
A good attorney will be responsive, compassionate, and supportive throughout the process. They should be able to explain legal terms clearly and keep you informed at every stage.

☑ Contingency Fee Basis
Look for attorneys who work on a contingency fee basis, meaning you won’t pay unless they win your case. This can ease financial stress while you seek justice for your child.

Contact the Indianapolis law office of Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free case review with our experienced child injury attorneys. With over 30 years of experience and millions and millions recovered in settlements, you can trust us to fight for your family’s rights.

Key Mistakes to Avoid After a Child Injury

Parents often make critical mistakes that can weaken their case. Avoid these common pitfalls to ensure the best outcome for your child’s injury lawsuit.

Delaying medical treatment
Failing to document the accident scene or preserve evidence
Accepting initial settlement offers from insurance companies without consulting a lawyer
Posting details about the injury on social media

Frequently Asked Questions

What types of compensation can I recover in a child injury case?

You may recover compensation for medical expenses, parental lost wages, pain and suffering, and lifetime care for severe injuries.

How long do I have to file a lawsuit for my child’s injuries in Indiana?

The statute of limitations typically extends until the child turns 18. However, acting sooner is essential to ensure evidence is preserved.

What does “negligence” mean in Indiana personal injury law?

Negligence refers to someone’s failure to exercise reasonable care, resulting in harm to another person, such as a child injured on a poorly maintained playground.

How much does it cost to hire a child injury lawyer in Indiana?

Many attorneys, including Craven, Hoover & Blazek, P.C., operate on a contingency fee basis, meaning you won’t pay unless your case is successful.

How can a child injury lawyer help with my case?

A lawyer will guide you through the legal process, gather evidence, negotiate with insurance companies, and fight for maximum compensation on your behalf.

What happens with the settlement or verdict monies?

Depending on the net amount to the child, a guardian may have to be appointed and court approval obtained before a proposed settlement is valid. One parent is usually appointed as guardian over the proceeds and the court will require the guardian and their attorney to ensure and provide proof to the court that the settlement proceeds are placed into a protected account where the monies cannot be removed without a court order before the child turns 18. Once the child turns 18, the child may petition the court to release their settlement monies to them.

PROTECT YOUR CHILD’S RIGHTS TODAY

When your child has been injured due to someone else’s negligence, the road to recovery can be overwhelming. Seeking legal assistance from an experienced child injury lawyer is crucial to securing fair compensation and holding those responsible accountable.

At Craven, Hoover & Blazek, P.C., we’re here to support you every step of the way. Contact us today at 317-881-2700 to book a free initial consultation with a seasoned child injury lawyer in Indianapolis. Together, we’ll fight for your child’s future.

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Civil vs. Criminal: Indiana Injury Claims

Posted on April 25, 2025 by admin

Indiana residents seeking to understand personal injury claims often find themselves asking an important question: Why is a personal injury claim considered a civil case and not a criminal one? The distinction between civil vs. criminal cases can feel confusing, especially for those unfamiliar with the legal world.

This post breaks down the essential differences between civil and criminal cases, explains why personal injury claims are handled under civil law, and provides valuable insight into Indiana’s legal framework for personal injury cases. By the end, you’ll have clarity on why your Indiana personal injury claim is a civil matter and what to expect during the process.

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What Are Civil and Criminal Cases?

At a high level, there are two primary types of legal cases in the United States: civil and criminal.

▷ Criminal Cases involve actions that are considered offenses against the state or society as a whole, such as battery charges or arson charges. The government prosecutes the accused, and penalties typically include fines, probation, or jail time.

▷ Civil Cases, on the other hand, address disputes between individuals or entities. These cases typically involve compensation or specific remedies rather than punishment. Common civil cases include contract disputes, divorce, and personal injury claims.

For personal injury victims in Indiana, this distinction is key. Your injury claim is not about someone being punished by the state but about seeking compensation for the harm you’ve suffered.

Why Personal Injury Claims Are Civil Cases

Personal injury claims fall under a branch of civil law known as tort law. A tort is a wrongful act or an infringement of someone’s rights that leads to harm or injury.

The purpose of tort law is to provide remedies to individuals who have been wronged, usually by awarding monetary damages. This is why personal injury cases are handled in civil courts rather than criminal courts.

To illustrate, consider this example:

If someone intentionally sets a fire that causes harm, the state may file arson charges against them in a criminal case. These are known as intentional torts.
Separately, the injured party can file a personal injury claim under civil law to recover compensation for medical expenses, lost wages, and other damages.

These two cases may involve the same event but serve entirely different purposes.

Burden of Proof in Civil vs. Criminal Cases

One major distinction between civil and criminal cases is the burden of proof.

▷ Criminal Cases require proof “beyond a reasonable doubt,” meaning the evidence must be so convincing that there is no reasonable way to question the guilt of the accused. This is a high standard because the stakes (e.g., jail time) are high.

▷ Civil Cases, including personal injury claims, require a lower burden of proof. Known as “preponderance of the evidence,” this means the plaintiff must show that it is more likely than not (over 50%) that the defendant’s actions caused the harm.

Under Indiana Rule of Evidence 101, this lower standard ensures that victims can pursue compensation even when the evidence doesn’t meet the stricter requirements of a criminal case.

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Examples of Personal Injury Scenarios

To further clarify why personal injury claims are civil cases, here are a few examples of scenarios that would fall under civil law in Indiana:

Car Accidents: A distracted driver causes a collision, leaving you with medical bills and vehicle damage. You could file a personal injury claim to recover those costs.
Slip and Fall: You slip on a wet floor in a store with no warning sign, resulting in a broken wrist. This could lead to a premises liability claim under personal injury law.
Defective Products: A faulty appliance causes a fire in your home, leading to property damage. You could file a product liability case to recover compensation.

These cases aim to compensate victims for their losses, not to punish the at-fault party with criminal charges.

Compensation in Civil Cases

A key focus of Indiana personal injury claims is securing compensation, also known as damages. There are several types of damages available in civil cases, including the following:

1. Economic Damages

These cover quantifiable financial losses, such as:

Medical bills and rehabilitation costs
Lost wages or future earning capacity
Property damage

2. Non-Economic Damages

These cover less tangible harms, including:

Pain and suffering
Emotional distress
Loss of enjoyment of life

3. Punitive Damages

Though rare in Indiana, punitive damages may be awarded when the defendant’s actions are especially reckless or intentional. However, these are more common in high-profile cases with clear evidence of gross misconduct.

Under Indiana’s Comparative Fault Act (IC 34-23-1-1), the amount of compensation you receive in a personal injury case can also depend on your level of fault in the incident. For example, if you were found 20% at fault for an accident, your damages would be reduced by 20%.

Additionally, Indiana’s statute of limitations for personal injury cases (IC 34-11-2-4) requires that claims be filed within two years of the injury, so it’s essential to act quickly.

Common Misconceptions About Personal Injury Claims

Misunderstandings about civil vs. criminal cases can complicate the process for personal injury victims. Here are some common misconceptions to clear up:

▷ Belief: Criminal charges will automatically be filed if someone is injured.
▷ Reality: Criminal cases depend on law enforcement and prosecution decisions, whereas personal injury claims are initiated by the victim.

▷ Belief: A criminal trial determines the outcome of a personal injury claim.
▷ Reality: These are separate legal processes that do not directly influence one another.

▷ Belief: Jail time is a possible outcome in a personal injury case.
▷ Reality: Civil cases focus on financial compensation, not criminal penalties like imprisonment.

Understanding these differences is crucial for anyone navigating personal injury law in Indiana.

What to Do Next

Now that you understand why personal injury claims are considered civil cases and how they function under Indiana law, the next step is to take action to protect your rights. This involves gathering evidence, understanding the legal process, and consulting with an experienced attorney who can guide you through every step of your claim. Acting promptly is crucial to ensure you meet deadlines and build a strong case for fair compensation.

If you’ve been injured due to someone else’s negligence, contact Craven, Hoover & Blazek, P.C. today for a consultation. Our experienced personal injury attorneys can guide you through the process, ensuring that your claim is filed within the statute of limitations and maxing out the compensation you deserve.

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Seeking Personal Injury Compensation for a Brain Injury in Indiana

Posted on April 22, 2025 by admin

Brain injuries can be life-altering, leaving victims and their families grappling with physical, emotional, and financial burdens. These injuries often require long-term care, specialized medical treatment, and adjustments to daily life that can overwhelm anyone. When a traumatic brain injury (TBI) is caused by someone else’s negligence or wrongdoing, the path to justice begins with understanding your rights and options under Indiana personal injury law.

This guide will help you explore how to seek compensation for brain injuries, the factors impacting your case, and how a brain injury lawyer can help you secure financial justice. Whether you’re a victim, family member, or someone interested in Indiana personal injury claims, this information will empower you to take necessary steps towards recovery.

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Common Causes of Brain Injuries in Indiana

Brain injuries are often caused by accidents that could have been prevented. Understanding how these injuries occur is a critical first step in identifying responsibility and seeking compensation. Here are some common causes of brain injuries in Indiana:

Motor Vehicle Accidents: Car crashes, motorcycle collisions, and truck accidents are leading causes of TBIs due to the significant impact on the head during a collision and just the forces involved in such incidents.
Slip and Fall Accidents: Falls from slippery surfaces, uneven flooring, or icy sidewalks can result in brain trauma, especially among older adults.
Workplace Accidents: Construction and industrial job sites are particularly hazardous, with falling objects and heavy equipment posing a high risk for head injuries.
Sports Accidents: Contact sports like football or higher-speed activities such as biking often result in concussions or more severe brain injuries.
Medical Malpractice: Errors during surgery or failure to diagnose traumatic brain injuries quickly could lead to permanent damage.
Violence or Assault: Physical assaults or acts of violence are unfortunately another cause of brain injuries.

Each of these scenarios brings its unique challenges when pursuing a brain injury claim. Identifying the cause of the injury and the party responsible is a fundamental component of any case.

The Financial Impact of Brain Injuries

A brain injury is not just a medical challenge but also a financial one. Victims and their families often face immense costs related to:

Medical Expenses: The cost of surgeries, diagnostic testing, therapy, and medications can run into hundreds of thousands of dollars.
Ongoing Care: Severe head injuries may require home care, specialized equipment, or rehabilitation for years or even a lifetime.
Lost Wages: Being unable to return to work, whether temporarily or permanently, can significantly affect a family’s income.
Future Damages: For injuries that cause permanent disability, victims may require ongoing therapy or adaptive changes to living arrangements.
Loss of Consortium: Spouses and family members may claim damages for the loss of companionship, support, and intimacy resulting from the injury.

Indiana law allows victims to seek compensation to address these challenges, a process that begins with understanding how personal injury claims are processed.

Seeking Compensation for a Brain Injury in Indiana

Indiana personal injury law allows brain injury victims to seek compensation for damages caused by another party’s negligence or intentional harm. Personal injury claims aim to cover both “economic damages” (tangible costs) and “non-economic damages” (intangibles like pain and suffering). Some key elements include:

Statute of Limitations: Indiana law requires you to file a claim within two years of the injury except the time limit for governmental defendants is significantly less, ie. as little as 6 months. Missing this window could make you ineligible to seek compensation.
Proving Negligence: Plaintiffs must prove that the other party owed a duty of care and that their breach of this duty caused the brain injury.
Comparative Fault: Indiana follows a “modified comparative fault” system, meaning you can still recover damages even if you were partly at fault, as long as your fault doesn’t exceed 50%.

Navigating this process can be overwhelming, especially while coping with a debilitating injury. This is why many victims can and should turn to a brain injury lawyer for help.

The Role of a Personal Injury Attorney in Brain Injury Cases

A skilled Indiana brain injury lawyer plays a vital role in helping victims document a strong case and secure fair compensation. Here’s how they assist:

Free Case Evaluation: Your attorney will review the facts of your case, assess the extent of your injuries, and identify all liable parties.
Collection of Evidence: From medical records to eyewitness statements, your lawyer will compile evidence to strengthen your claim.
Negotiation with Insurers: Insurance companies often aim to minimize payouts. An experienced attorney will ensure you receive a fair personal injury settlement.
Calculating Damages: Determining the true cost of your injury, including future damages and non-economic losses like pain and suffering, requires expertise.
Representation in Court: If a settlement cannot be reached, your lawyer will take your case to trial and advocate on your behalf.

Talk to a lawyer right now – for free!

Documenting Your Losses and a Strong Case

A successful brain injury claim hinges on your ability to document your losses. To do this, you and your attorney will need:

Medical Documentation: Keep detailed records, including diagnoses, treatments, prescriptions, and therapy notes.
Employment Records: Show proof of lost wages or diminished earning potential due to the injury.
Expert Testimony: Medical and financial experts can provide insight into the impact of your injuries and the cost of ongoing care.
Personal Journals: Recording daily struggles, pain, and emotional anguish can help quantify non-economic damages.
Photographic Evidence: Photos and Videos of your injuries and the accident scene build a reliable narrative for the case.
Invoices and Receipts: Keep track of all expenses resulting from the injury, including medical bills, travel costs for treatment, and adaptive equipment.

The more comprehensive your documentation, the stronger your claim will be.

Navigating Legal Challenges and Maximizing Your Settlement

Legal hurdles such as a defendant denying liability or an unfair insurance company shouldn’t deter you. Preparing a robust claim and working with a seasoned TBI lawyer in Indiana increases your chance of obtaining a full and fair settlement. To maximize your compensation:

Learn about Indiana’s comparative negligence laws to prepare for potential defenses.
Be clear about future damages, especially if you face permanent disability or loss of consortium.
Avoid quick settlement offers, as they often undervalue the full cost of your injury.

Helpful Online Resources for TBI Survivors and their Families

► Brain Injury Association of Indiana
This non-profit organization provides support, resources, and advocacy for brain injury survivors and their families.

► Indiana Department of Health – Traumatic Brain Injury Program
This program offers information on brain injury prevention, treatment, and rehabilitation in Indiana.

Key Points

Suffering a brain injury can be a life-altering event, with far-reaching physical, emotional, and financial consequences. Understanding how to pursue a personal injury claim in Indiana is essential for securing the compensation you deserve. From documenting losses to partnering with a skilled personal injury attorney, each step you take will strengthen your case and help you rebuild your life.

While no amount of money can truly undo the pain and challenges caused by a severe head injury, a fair settlement can provide the resources needed for medical care, rehabilitation, and a more secure future. If you or a loved one has experienced a brain injury, don’t hesitate to seek legal guidance and take the first step toward justice and recovery.

If you or a loved one has sustained a traumatic brain injury, the time to act is now. Speak to an experienced Indianapolis brain injury lawyer at Craven, Hoover & Blazek, P.C. who can help you claim the compensation you deserve.

Schedule a free consultation today.

Insurance Company Tactics You Need to Know as an Indiana Personal Injury Claimant

Posted on April 18, 2025 by admin

Navigating a personal injury claim after an accident is challenging enough. Add to it the complex tactics insurance companies use to lower payouts, and the process can quickly become overwhelming. If you’re pursuing a personal injury claim in Indiana, it’s crucial to understand what to expect from insurance companies and how to protect your rights.

This guide outlines common insurance company tactics, the steps you can take to safeguard your claim, and answers to frequently asked questions to help you make informed decisions.

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The Insurance Claim Process for Personal Injury Claims in Indiana

When you file a personal injury claim in Indiana, the process generally involves negotiating with the at-fault party’s insurance company. Unfortunately, their primary goal isn’t to provide fair compensation but rather to minimize payouts to protect their bottom line. They are after all, multi-billion-dollar businesses. Claimants often encounter roadblocks designed to derail or undervalue their claims.

Understanding these tactics will empower you to recognize and counter unfair practices throughout the process.

Tactic 1: Delay, Deny, Defend

One of the most common strategies insurers employ is often referred to as the “three Ds” approach:

Delay: Insurance companies may deliberately slow down the claims process to frustrate you. Missing paperwork, prolonged investigations, or unreasonably long response times are examples of stalling techniques aimed at pressuring claimants to accept lower offers out of desperation. Moreover, the insurance company makes interest on their money they longer they keep it in their investments and bank accounts, rather than paying you the money you are owed for a fair and full settlement.
Deny: Some insurance companies outright deny valid claims, suggesting there isn’t enough evidence or that the insured party wasn’t at fault. This discourages claimants from pursuing compensation further.
Defend: Insurers may escalate disputes by hiring aggressive legal teams to defend against your claim in an effort to deter you from pursuing a settlement altogether.

How to Counter It:

Keep meticulous records of all communication and deadlines. An experienced personal injury lawyer in Indianapolis will ensure insurers are held accountable and compel them to comply with all state deadlines.

Tactic 2: Minimizing Injuries and Questioning Treatment

Insurance companies commonly downplay the severity of injuries or question the necessity of medical treatments. They may argue that your injuries were pre-existing or that they don’t align with the accident’s circumstances. They could also challenge the length or cost of your recovery, claiming it’s excessive. Most of this is done using an insurance adjuster, who has no expertise in any of these matters.

How to Counter It:

Document your injuries thoroughly with photos, videos, medical records, treatment plans, and receipts. Follow your doctor’s recommendations as closely as posible, as insurers may use any gaps in treatment as evidence to dispute your claim. An accident attorney can also help present strong evidence and expert testimony to counter their arguments.

Tactic 3: Using Recorded Statements Against You

Insurance adjusters often request recorded statements from claimants under the guise of clarifying details about the accident. These statements are not intended to help you, but rather to obtain information that can be used to discredit your claim. Even minor inconsistencies or innocent remarks like “I’m fine” made at the scene could be twisted to suggest that your injuries are exaggerated or unrelated to the incident. Many people say when asked that they are fine when they are really not, yet the insurance company will twist those words if allowed to.

How to Counter It:

You are not legally required to provide a recorded statement to an insurance company for a person who caused your injuries. Politely decline and direct all communication to your attorney, who can help ensure that your words are not taken out of context.

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Tactic 4: Surveillance and Social Media Monitoring

Insurance companies may hire investigators to monitor your activities or scrutinize your social media accounts for evidence arguably contradicting your claims. For instance, a seemingly harmless photo of you at an event could be misconstrued as proof that your injuries are not as severe as reported.

How to Counter It:

Be cautious about what you post online. Avoid sharing updates about your case, your health, or your activities until your claim is resolved. Set your social media accounts to private and remind friends and family to avoid tagging you in posts.

How to Protect Yourself: Consult an Indiana Personal Injury Attorney

Before having to face these tactics at all, the best course of action is to seek immediate legal representation. Indianapolis personal injury attorneys are well-versed in dealing with insurance companies’ strategies and can level the playing field. They will:

Evaluate your case to determine its fair value.
Handle communication with insurance adjusters.
Gather evidence to strengthen and document your claim.
Negotiate aggressively to secure maximum compensation.
Represent you in court, if necessary.

Working with an experienced Indiana accident attorney ensures that you don’t have to face the insurance company alone and significantly increases your chances of a favorable outcome.

FAQs About Personal Injury Claims in Indiana

What should I do if the insurance company offers me a low settlement?

Decline the offer and consult an attorney to review your case before accepting any offer. Lowball settlement offers are a common tactic to minimize payouts. Your lawyer will negotiate with the insurer to reach a full and fair amount or take the case to court if necessary. Moreover, you have duties to pay back any health insurance carrier you had that paid for any of your medical bills related to your injuries and insurance companies usually do not tell anyone this and this leads to less of a net settlement to you. ALWAYS speak with an attorney first.

Is it a good idea to give a recorded statement to the insurance adjuster?

No, you are not obligated to provide a recorded statement. Anything you say can be used against you. Direct all communication to your personal injury lawyer.

How can a personal injury lawyer help with my claim?

A lawyer will handle all aspects of your case—from gathering evidence and negotiating with the insurance company to representing you in court—to ensure you receive the compensation you deserve.

What are structured settlements, and are they right for me?

Structured settlements provide compensation in installments rather than a lump sum. They can offer long-term financial security but may not suit everyone. Discuss your options with a financial advisor and your attorney.

Can the insurance company use my social media posts against me?

Yes, insurance companies often monitor claimants’ social media accounts for evidence that arguably undermines their claims. Avoid posting anything that could be used to misrepresent your injuries or activities, even something that is seemingly innocent, like lunch with the family or going shopping.

Should I accept the first settlement offer from the insurance company?

No. Initial offers are often far below what your claim is worth. Consult an attorney before agreeing to any terms.

Final Thoughts

Filing a personal injury claim in Indiana comes with its share of challenges, especially when dealing with insurance companies intent on protecting their bottom line. Remember that you have the right to negotiate for a full and fair settlement and to seek legal guidance. It is crucial to be careful with what you post on social media during a claim process as it can be used against you.

Always consult with a trusted advisor or an accident attorney before accepting any settlement offers from the insurance company. So, educate yourself about the insurance policies and laws that protect you, and don’t hesitate to seek help if needed. Stay informed and take control of your own claim.

Need help with your Indiana injury claim? Get in touch with our experienced team of Indiana personal injury legal experts at Craven, Hoover & Blazek, P.C. today for a free consultation. We represent victims all throughout the state, residents of other states injured in Indiana and Indiana residents injured in other states.

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Seeking Permanent Disability Damages as a Personal Injury Victim in Indiana

Posted on April 15, 2025 by admin

Sustaining a permanent disability as a result of an accident can be life-changing, affecting not only your physical abilities but also your financial and emotional well-being. For personal injury victims in Indiana, understanding how to seek permanent disability damages can mean the difference between financial strain and securing the support you need to rebuild your life.

This post will guide you through the essential aspects of pursuing permanent disability damages in Indiana, from understanding what qualifies as a permanent disability to the types of damages available, how to prove your case, and common mistakes to avoid.

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What Constitutes Permanent Disability in Personal Injury Cases?

Before filing a claim, it’s important to understand how permanent disability is defined under Indiana law. Permanent disability refers to long-term or lifelong impairments caused by an accident or injury. These impairments can limit your ability to work, care for yourself and your family, and enjoy life as you did before the incident.

Types of Disabilities Explained for Worker Compensation and Personal Injury Cases

Temporary Total Disability (TTD): A short-term condition where you’re unable to work during recovery.
Temporary Partial Disability (TPD): Temporary injuries that partially impact your ability to perform work duties.
Permanent Total Disability (PTD): Long-term disabilities that make returning to any meaningful work unlikely or impossible.

When evaluating eligibility, courts and juries consider factors like the severity of your injury, your medical prognosis, and your ability to work post-recovery.

Types of Permanent Disability Damages You Can Seek

If you qualify for a permanent disability rating, you may be eligible to recover the following types of compensation, collectively referred to as personal injury damages.

1. Medical Expenses

Indiana law allows victims to recover the cost of current and future medical treatments related to their disability. Covered expenses may include hospital stays, surgeries, rehabilitation, physical therapy, and the cost of medical devices like wheelchairs.

2. Lost Wages, Future Lost Wages and Future Earning Potential

Losing the ability to work can be devastating for both you and your family. Courts and juries will calculate compensation for:

Wages lost during recovery.
Diminished earning capacity if you can no longer perform certain work due to your injury.
Future lost wages if you are unable to engage in future employment.

3. Pain and Suffering

Non-economic damages, like your physical pain and emotional suffering, are harder to quantify but equally significant. Indiana courts and juries may consider the extent to which your injury has negatively impacted your quality of life.

4. Other Related Expenses

You can also claim compensation for other costs associated with your disability, such as home modifications or the need for ongoing in-home care.

How to Prove Permanent Disabilities in Indiana

Proving permanent disability is one of the most critical components of your case. Without sufficient evidence, securing compensation can become an uphill battle. Here’s how you can document a strong claim.

Collect Comprehensive Medical Evidence

Obtain detailed documentation of your injury from healthcare providers. Key evidence includes medical records, diagnostic test results, and your treating physician’s testimony supporting the permanence of your disability. Your attorney will obtain this information for you.

Secure a Permanent Disability Rating

In a worker compensation case, Indiana uses disability ratings as a benchmark for determining compensation. A physician may assess your level of impairment and assign a percentage rating based on how the disability affects your overall function. This rating is crucial for calculating damages.

Collaborate with Expert Witnesses

Engaging expert witnesses is necessary for your case, especially when dealing with contested claims. Their specialized knowledge and professional insights can provide clarity, credibility, and persuasive evidence to support your arguments, making them an invaluable asset in legal disputes.

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The Role of Expert Witnesses Such Cases

Expert witnesses can provide valuable insight to support your claim. Here are two types of expert witnesses often used in Indiana personal injury cases:

Medical Experts: These professionals testify to the nature of your injury, its severity, and its long-term implications. Their opinions lend credibility to your claim of permanent disability.
Vocational Experts: Vocational experts analyze how your disability impacts your ability to work. They may testify about the types of jobs you can (or cannot) perform and your reduced earning capacity moving forward.

Understanding Indiana Laws on Permanent Disability Claims

Indiana has specific statutes and precedents governing personal injury and permanent disability claims. Understanding these laws can help ensure your case is built on a solid foundation.

Key Statutes and Precedents

Indiana Code § 34-23-1-1: This statute governs personal injury actions, including claims for damages related to permanent disability.
Indiana Rules of Evidence: These rules determine what evidence is admissible in court, including expert witness testimonies.
Indiana Pattern Jury Instructions: These instructions guide juries in awarding damages, including compensation for permanent disability.

Common Mistakes to Avoid When Seeking Permanent Disability Damages

To give your case the best chance of success, steer clear of these common pitfalls.

► Failing to Seek Immediate Medical Care
Always seek prompt medical attention after an injury and follow your doctor’s instructions.

► Not Documenting Enough Evidence
Thoroughly document all medical treatments, expenses, and other related costs to ensure you can prove the full extent of your losses.

► Neglecting Expert Testimony
Expert witnesses can make or break your case, especially when it comes to proving diminished earning capacity and quality of life impacts.

► Attempting to Handle Your Case Alone
Indiana personal injury law is complex, and having an experienced attorney by your side will significantly improve your chances of securing full and compensation. Failing to follow the law can be fatal to your possible case so it is vital to obtain an attorney.

Seeking Legal Assistance for Your Disability Claim

Navigating the process of filing for permanent disability damages can be overwhelming. An experienced personal injury attorney in Indianapolis can:

✅ Help you gather and organize the necessary evidence.
✅ Identify and engage credible expert witnesses.
✅ Advocate for your rights to ensure you receive full and fair compensation.

If you or a loved one has suffered a permanent disability due to an accident in Indiana, don’t leave your future to chance.

Final Thoughts

When facing the challenges of a permanent disability, securing the compensation you deserve can provide a sense of control and stability. By understanding Indiana’s legal framework, documenting a strong case, and avoiding common mistakes, you can improve your chances of reaching a successful outcome.

If you’re ready to start the process, reach out to our experienced attorneys at Craven, Hoover & Blazek, P.C. at 317-881-2700 for guidance and support at every step of the way. Our team has collected millions of dollars in settlements and jury verdicts for our clients over the last 30 years, so we know how to obtain the maximum award for your claim.

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Deciphering the Complexities of Big Box Store Slip and Fall Claims in Indiana

Posted on April 11, 2025 by admin

Slip and fall accidents in big box stores are more common than many realize. Whether it’s a slick entryway, a hazardous spill, or poorly maintained flooring, such accidents can lead to serious injuries with lasting ramifications. But navigating the legal complexities surrounding slip and fall claims in Indiana can be daunting without the right guidance.

This blog post will unravel the intricacies of big box store slip and fall claims, providing Indiana residents, accident victims, and legal advice seekers with the insights they need to understand their rights, the role of negligence, and the steps they should take to seek compensation.

SAN DIEGO, CA/USA – JANUARY 13, 2018: Costco Wholesale store exterior. Costco Wholesale Corporation is a membership-only store and second largest retailer in the United States.

Big Box Stores and Their Legal Obligations

Big box stores are massive retail outlets that sell a wide range of goods, often at discounted prices. Their size and foot traffic make them common hotbeds for slip and fall accidents. Examples like Walmart, Lowe’s, Menards, Sam’s Club, Home Depot, BJ’s Wholesale, and Costco attract thousands of customers across Indiana daily.

These expansive retailers also carry an equally large responsibility to provide a safe environment for their patrons. This legal obligation falls under premises liability laws, which dictate that store owners and operators must take reasonable steps to ensure their premises do not pose unnecessary risks to customers.

If a store fails to find and address potential hazards promptly or neglects to maintain the premises safely, they can be held liable for any injuries that occur as a result.

Common Causes of Slip, Trip and Fall Accidents

Understanding what leads to slip, trip, and fall accidents is crucial for proving liability in your claim. Among the most common causes in big box stores are:

Wet Floors: Spills that have not been addresses or recently mopped areas with no warning signs.
Cluttered Aisles: Items left in walkways, creating tripping hazards.
Uneven Surfaces: Torn carpets, broken tiles, or cracks in the floor.
Poor Lighting: Dimly lit areas that obscure hazards.
Weather Hazards: Accumulated rain or ice near store entrances or in parking lots.

Each of these issues can be tied to store owner responsibility, a critical component of any slip and fall claim.

Steps to Take Immediately After a Slip and Fall Accident

If you’re involved in a slip and fall accident in a big box store, acting swiftly and strategically can significantly improve the outcome of your claim. Here’s what you should do:

Seek Medical Attention: Your health is the top priority. Even if your injuries feel minor at the time, getting evaluated by a healthcare professional is crucial for both recovery and documentation.
Report the Accident: Notify the store manager immediately and ensure an accident report is filed and request that they retain all surveillance video of the area where you fell for the entire day. Request a copy of the report for your records.
Document the Scene: Take photos or videos of the hazard, your injuries, and the surrounding area. Note key details like the time and location of the incident.
Collect Witness Information: If others saw the accident, ask for their contact information. Witness testimony can bolster your claim.
Avoid Speaking with Insurance Adjusters Alone: Anything you say could be used to minimize your compensation. Consult with a premises liability lawyer before engaging with the store’s insurance company.

Gathering Evidence to Prove Your Claim

Proving a slip and fall claim hinges on evidence. The more comprehensive your documentation, the stronger your case. Key pieces of evidence include:

Photos/Videos: Capturing the hazard that caused your accident—as well as the layout of the store—is critical. Your attorney will seek to obtain any surveillance video.
Medical Records: These help establish the connection between the accident and your injuries.
Accident Reports: Filed with the store, these reports serve as a record of the incident.
Witness Statements: Independent witnesses lend credibility to your account.
Surveillance Footage: Many big box stores have cameras, which could provide valuable evidence of the accident.

The Role of Negligence in Premises Liability Cases

For a slip and fall claim to succeed, you must prove negligence. This means showing that the big box store failed to uphold its duty of care by not looking for, finding and addressing and/or warning you about the hazard.

Negligence can involve directly causing unsafe conditions, failing to correct hazards, or not having procedures in place to identify risks proactively.

Learn More About Indiana Slip and Fall Claims

Understanding Indiana’s Comparative Fault Rule

Indiana operates under a comparative fault rule, meaning that the compensation you can recover can be reduced if you are found partially at fault for the accident. For example, if the court or jury determines you were 20% responsible and your total damages are $100,000, you would receive $80,000.

However, if you are deemed more than 50% at fault, you cannot recover any damages. This makes it critical to work with an experienced slip and fall lawyer who can help minimize your alleged share of fault and maximize your compensation.

Damages You Can Recover in a Slip and Fall Claim

Victims of slip and fall accidents in Indiana can seek a variety of damages, including:

Medical Expenses: Both current and future costs related to your injuries.
Lost Wages: Compensation for the income you’ve lost due to your inability to work while recovering or future lost wages.
Pain and Suffering: Non-economic damages for the physical and emotional distress and pain and suffering caused by the accident.
Loss of Quality of Life: Applicable in cases where injuries result in long-term disability or reduced functionality, even if for a set time period until you are healed.

Why You Need an Attorney for Big Box Store Accident Claims

Slip and fall cases against big box stores can be complex. These stores have robust legal teams and insurance adjusters who work to minimize liability and payouts. Aligning with an experienced premises liability lawyer in Indiana ensures your case is handled effectively.

Craven, Hoover & Blazek, P.C. has extensive experience representing Indiana premises liability cases. Over the last 30 years, we’ve secured millions and millions of dollars in settlements and verdicts for our clients for victims of slip and fall accidents in big box stores like Walmart, Lowe’s, Kroger and Menards. We know what it takes to stand up to large corporations and get results.

In Summary

Navigating the legal process after a slip and fall accident at a big box store can feel overwhelming. But you don’t have to face it alone. With the right legal representation, you can protect your rights, seek full and fair compensation, and focus on your recovery.

If you’ve suffered a slip and fall accident in Indiana, don’t wait to get the help you need. Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 for a free consultation with a trusted Indianapolis premises liability lawyer. Reach out to us to start your journey toward justice and closure.

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Understanding Your Rights After Being Injured in a Negligent Fire Accident

Posted on April 8, 2025 by admin

Accidents involving fire can leave lasting physical, emotional, and financial scars. For many Indiana fire victims, the aftermath can feel overwhelming, especially when injuries result from negligence or disregard for safety. But as someone who has suffered as a result of a fire accident, you have rights. Knowing these rights can empower you to seek justice and the compensation you deserve.

This guide will walk you through understanding your rights as a fire accident victim in Indiana. From identifying negligence to seeking compensation and working with legal professionals, we’ll cover everything you need to know to take informed action.

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What is Negligence in Fire Accidents?

At its core, negligence refers to a failure to uphold a reasonable standard of care, also known as the duty of care, which leads to harm or injury to others. This concept is a cornerstone of personal injury law, highlighting the responsibility individuals or organizations have to act in a way that avoids foreseeable risks.

When it comes to fire accidents, negligence can take many forms, such as failing to properly maintain electrical systems, leaving flammable items near heat sources, or not adhering to fire safety regulations. These lapses can result in devastating consequences, underscoring the importance of vigilance and accountability in preventing such incidents.

Faulty Electrical Systems

If a property owner fails to properly maintain or inspect the wiring in their building, they could be held responsible for injuries or property damage caused by an electrical fire. Faulty wiring, overloaded circuits, or outdated systems can pose significant risks, emphasizing the importance of regular electrical maintenance.

Improper Storage of Hazardous Materials

Businesses that neglect proper storage practices for flammable or hazardous chemicals not only endanger their employees but also put neighboring properties and the public at risk. Poorly labeled containers or failure to follow safety regulations can lead to devastating fires, injuries, and costly liabilities.

Defective Products

A household appliance or piece of machinery that malfunctions and causes a fire could be the result of poor design, manufacturing defects, or lack of proper safety testing. In such cases, the manufacturer or distributor may be held accountable for negligence and the damages caused by the defective product.

Fireworks

Fireworks are a common cause of fire accidents, especially around holidays like the Fourth of July. When defective or malfunctioning fireworks cause harm, manufacturers and retailers can be held liable for negligence. Individuals who use fireworks recklessly or negligently in a way that causes harm can also be held liable.

Intentional Arson (leading to an arson lawsuit)

While the deliberate setting of fires is classified as a criminal act, victims of arson may also pursue civil lawsuits to recover financial compensation for damages. Arson cases often involve investigating the perpetrator’s intent as well as determining the extent of harm caused to individuals, properties, and businesses.

Understanding and proving negligence is critical when pursuing compensation. This process involves collecting evidence to show that someone failed in their duty of care and that this failure led directly to the fire that caused your injuries.

What Types of Compensation Are Available to Fire Victims?

If you’ve been injured in a fire accident, you could be entitled to personal injury compensation. Here are the most common types of damages victims can claim:

☑ Medical Bills – Fire accidents often result in severe burns, respiratory issues, or other major injuries. Compensation can cover hospital stays, surgeries, therapy, and long-term care.

☑ Lost Wages – If your injuries prevent you from working, you may recover compensation for the income you’ve lost during recovery. This also includes future lost earning potential.

☑ Pain and Suffering – Fires can cause emotional trauma, chronic pain, and mental health challenges. Victims can seek compensation to address the non-economic impact of their injuries.

☑ Property Damage – If your belongings or property were damaged in the fire, this type of compensation helps cover repair or replacement costs.

☑ Wrongful Death Compensation – If the fire unfortunately results in loss of life, the surviving family may file a wrongful death lawsuit. Compensation might include funeral expenses, loss of financial support, and loss of companionship.

Understanding the types of damages available is essential for building a strong personal injury claim and receiving the financial help you need.

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Steps to Take After a Fire Accident

The steps you take immediately following a fire can significantly affect the outcome of your case. Here’s a step-by-step guide to help protect your victims’ rights:

1. Get Medical Attention – Your health and safety come first. Seek medical care immediately, even if your injuries appear minor. Some injuries, like smoke inhalation, may have delayed symptoms.

2. Report the Incident – Contact local authorities to report the fire. Their official report may serve as critical evidence in your case.

3. Document Evidence:

Take photographs of the site of the accident and your injuries.
Gather each witness’s contact information.
Keep medical records, employment records, and receipts for expenses related to the fire.

4. Avoid Insurance Traps – Insurance companies may attempt to undervalue your claim. Avoid making detailed statements without first consulting a personal injury lawyer.

5. Seek Legal Advice – Fire accident victims often underestimate the importance of obtaining professional legal counsel. An experienced attorney can help you build a compelling case and pursue the full compensation you’re entitled to.

Why Partner With an Experienced Indiana Personal Injury Lawyer?

Navigating a personal injury claim after a fire can be complex, especially when dealing with severe injuries or wrongful death cases. Here’s why working with a personal injury lawyer in Indianapolis could be the best decision you’ll make:

Simplifying the Legal Process – Filing an injury claim requires navigating a maze of paperwork, deadlines, and legal jargon. A lawyer handles all of this, allowing you to focus on recovering.
Investigating Negligence – An attorney will conduct thorough investigations to prove negligence, from reviewing property safety records to working with fire safety experts.
Negotiating with Insurance Companies – Lawyers have experience dealing with insurance adjusters and can negotiate on your behalf to prevent undervalued settlements.
Maximizing Compensation – Your lawyer’s role is to ensure no stone is left unturned in calculating your damages, including long-term medical expenses and psychological impacts.
Representing You in Court – If your case goes to trial, a personal injury lawyer will represent you in court, presenting compelling arguments to secure the best possible outcome.

Empowering Indiana Fire Victims to Seek Justice

Recovering from a fire accident is never easy, but knowing your rights can give you the strength and direction to take the first step. Indiana fire victims have a host of options available to them, from claiming damages related to medical bills to holding negligent parties accountable in court.

If you or a loved one has been injured in a fire, consult with a skilled personal injury lawyer to protect your rights, strengthen your case, and move forward with confidence. Take control of your situation today and contact a trusted attorney. Justice and compensation may be closer than you think.

Contact us now for a free consultation