Unlocking Personal Injury Compensation: The Vital Role of Medical Professionals

Posted on March 5, 2024 by admin

Suffering an injury as the result of an accident can be a harrowing experience. Not only are you dealing with physical and emotional trauma but also the daunting prospect of navigating the world of personal injury claims. That’s where medical professionals come in, not only as healers but as crucial witnesses in your quest for just compensation. Understanding their significance and how to work effectively with them can be the difference between a fair settlement and added distress. Continue reading to learn more about the important role of medical experts in obtaining full and fair compensation for your personal injury claim.

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The Lifesaving Documents: Medical Reports

In the intricate dance of personal injury claims, medical reports and opinions are the foundation. They serve as the firsthand account of your injuries, providing details that profoundly influence the compensation you’re entitled to. These documents are more than just a witness statement; they are the voice of your injuries in the courtroom.

> Accuracy of Diagnosis

An incorrect or incomplete diagnosis can lead to a skewed compensation amount. Ensuring the legitimacy and thoroughness of your medical report is paramount. It guarantees that all injuries, from the visible to the seemingly minor, are not only diagnosed but documented and treated properly.

> Treatment Plans and Prognosis

Beyond listing injuries, reports should include comprehensive treatment plans and a clear prognosis. This is crucial in outlining the financial and medical needs brought about by the accident. Whether it’s immediate surgeries or long-standing therapies, these records demand deliberation and detail.

> Daily Impact and Workability

A good report doesn’t just focus on the clinical assessment but highlights the practical aspects. Can you walk without pain? Are you able to lift heavy objects without risk? These detailed descriptions of how your daily life and work capability are now altered create a realistic picture that demands consideration.

Expert Witnesses in the Courtroom

In almost all personal injury cases, expert witness testimony is required. Medical experts, in this role, act as neutral witnesses whose testimony can powerfully sway the scales in your favor.

> Providing Impartial Expert Opinions

Expert witnesses are expected to provide an entirely impartial perspective on your injuries. Their allegiance is to the truth, and their insights can significantly back your claim with factual, medical information.

> Making Complex Medical Info Accessible

Most jurors are not medically versed, making their interpretations of reports or testimony difficult. Expert witnesses simplify and clarify this information, ensuring everyone in the room understands the full extent and implications of your injuries.

Influence on Compensation Amount

The medical professionals’ reports and expert testimony directly tie into the compensation amount you’re seeking. They map out the why, what, and how much—crucial components that can’t be overlooked or undervalued.

> Linking Injuries to the Incident

Medical professionals ensure a direct medical link is established between your injuries and the accident. Their reports set the scene of the incident in a clinical light, affirming the connection necessary for compensation.

> Assessing Short and Long-Term Effects

The ripple effect of an injury is just as critical as the injury itself. Reports should never skip over the potential long-term effects, ensuring that compensation accurately reflects the ongoing challenges you may face.

> Defining Necessary Care and Rehabilitation

Your medical team not only diagnoses and reports but also prescribes the path to recovery. Their recommendations on necessary care and rehabilitation weighs significantly in the compensation calculation, aligning the financial remedy with your recovery plan.

The Controversies and Challenges

Despite their noble duty, medical professionals are fallible, and the process is not without its controversies or challenges. Mistakes get made in medical records. Disagreements and conflicts can arise, adding layers of complexity to your compensation calculation.

> Interpreting Subjective Pain and Suffering

Pain and suffering, though significant, are subjective—resisting easy medical categorizations. This interpretation is not a straightforward line item in reports and often a subject of debate. In the end, it the jurors that decide how to value pain and suffering from injuries.

> Disputes Over Injury Severity

Disputes emerge over the severity of injuries. What one professional might deem severe, another might regard as moderate. Resolving these discrepancies requires clarity and often secondary opinions.

> Navigating Conflicts of Interest

In the realm of medical assessments, conflicts of interest can cast a shadow of doubt. Transparency and vigilance in these matters are vital, ensuring that all perspectives are unbiased and in service of your case.

Empowering Yourself in the Process

Your role in this intricate process is not passive. Empower yourself with the knowledge and strategies to ensure your medical professionals are not just working for you, but working effectively. Here are some tips to get you on the right path:

> Seek Other Medical Opinions if Necessary

The gravity of your injuries might merit not just one, but several medical opinions. Diverse perspectives can bolster the collective understanding of your condition and the best paths forward. Moreover, if one doctor tells you no other treatments will fix you it is okay to get a second opinion because the obvious goal is to get you back to where you were physically the day before the injury.

> Maintain Detailed Records

Transparency is a powerful tool. Maintain your detailed medical records, ensuring that no pertinent detail is lost or overlooked. These records can serve as a narrative of your recovery, reaffirming the need for rightful compensation. Your attorney will obtain your medical records for you but it is important to tell your attorney of all medical providers.

> Communication is Key

Your communication with healthcare providers should be clear, concise, and comprehensive. Articulate how the accident has affected you in your own words, providing another layer to your medical story that reports might not convey.

> Legal Counsel—Your Beacon in the Process

A personal injury lawyer is not just another piece to the puzzle but a beacon, guiding you through the intricacies of your claim. They champion your rights and advocate for the compensation commensurate with your damages.

Partnering with Professionalism for Your Fair Claim

The road to personal injury compensation isn’t easy, but understanding the roles at play makes the process more navigable. Collaborating with medical professionals who are dedicated and thorough and pairing that with legal representation that is knowledgeable and passionate, strengthens your position significantly.

CONCLUSION

The medical professionals involved in your personal injury claim are pivotal. Their reports and expertise are the threads that weave through the fabric of your compensation claim, giving it both structure and truth. By recognizing their significance, effectively partnering with them, and securing competent legal counsel, you enhance your chances of securing the compensation you deserve. Your voice in the courtroom might be intimidated, but the combined strength of your medical reports and legal representatives should not. Your path to recompense has a guide, and that’s a step toward healing that no injury can diminish.

Start Your Journey to Justice with Craven, Hoover, and Blazek P.C.

In the complex tapestry of personal injury law, navigating your path to fair compensation requires not just knowledge, but a compassionate ally. At Craven, Hoover, and Blazek P.C., our blend of professionalism, empathy, and expertise is dedicated to ensuring your voice is heard and your rights are respected. We understand the physical, emotional, and financial toll an injury can impose on you and your loved ones. That’s why we commit to standing by your side, guiding you through every step of the legal process with understanding and unwavering support. Reach out to us today at 317-881-2700 for a free consultation, and together, we’ll take the first step towards healing and justice.

Win Your Accident Case: A Closer Look at Personal Injury Claims in Indiana

Posted on February 16, 2024 by admin

Personal injury claims are not just about seeking financial compensation; they are about regaining control amidst the chaos of an accident, and they are a means to hold those responsible for your suffering accountable. However, navigating the legal landscape of personal injury cases can be labyrinthine, particularly when specific state laws and regulations come into play. For Indiana residents facing the aftermath of an accident, understanding the intricacies of the personal injury claim process is critical to achieving a favorable outcome.

In this guide, we delve into the key components of personal injury claims, the pivotal steps to take, and the nuances of Indiana’s legal framework. Whether you’re a victim of a car accident, slip and fall incident, trucking accident or medical malpractice, this resource will equip you with the knowledge you need to pursue just compensation for your injuries.

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The Perils of Personal Injuries in Indiana

Indiana’s bustling cities, interconnected roadways, and vibrant communities mean that accidents, unfortunately, are a part of life. A personal injury can strike suddenly and disrupt every facet of your life. You may face physical pain, emotional trauma, financial distress, and the daunting task of dealing with the aftermath. Understanding the full extent of the difficulties you face as an injury victim forms the foundation for a proactive approach to your recovery, both personal and legal.

Types of Damages Suffered by Injury Victims

Personal injury cases typically involve a spectrum of damages, which can be categorized into economic and non-economic losses. Economic losses include medical expenses, wage loss, property damage, and any other financial detriment resulting from the accident. Non-economic damages encompass pain and suffering, emotional distress, and loss of enjoyment of life. Recognizing these various losses is crucial for later quantifying them in a claim.

Understanding Personal Injury Claims: The Why’s, How’s and Who’s

When is the right time to file a personal injury claim? Why should I file a claim? These are some of the first questions that often arise for injury victims. In Indiana, the reasons to file a claim are numerous, particularly when losses are significant and have a lasting effect. Whether you are the direct victim of an injury or a related party, the ability to file a claim is generally broad but defined within certain parameters.

Reasons to Pursue an Injury Claim

Filing a personal injury claim serves several purposes, including reimbursement for medical bills, lost wages, and property damage. Furthermore, it is a legal recourse to address the pain and suffering inflicted by the negligent party. In extreme cases, punitive damages may also apply, providing a measure of punishment and a deterrent affect for particularly egregious conduct.

Indiana Statutes of Limitations

Each state imposes statutes of limitations, which dictate the time-frame within which a claim must be filed. In Indiana, the statute of limitations for personal injury cases is generally two years from the date of the injury. Failure to file within this period can result in an absolute bar to recovery, making prompt action imperative for any potential claimant. If your claim is against a governmental entity, your time for filing a tort claims notice which is a prerequisite to filing a lawsuit is much shorter than 2 years.

How to File a Personal Injury Claim in Indiana

In Indiana, the injured person themselves is typically the primary claimant. However, in the event of severe injuries or fatalities, or if the injured person is a minor or dependent, a family member or guardian may seek compensation on their behalf. Additionally, certain situations may lead to third-party claims, expanding the scope of recovery options for victims. It is important to hire an experienced accident attorney to navigate the claim filling process with you. Generally, this process includes steps such as:

► Gathering Evidence and Documentation

The strength of your claim often hinges on the evidence collected at the scene and documented in the aftermath. Photographs, witness statements, dash and body camera and medical records can be pivotal in proving the cause and effect of your injuries. A comprehensive record is the cornerstone of any successful claim.

► Hiring an Attorney and Filing the Lawsuit

Navigating personal injury law can be daunting, particularly when you are contending with the complexities of a claim. Hiring an experienced accident attorney immediately is your best defense against the tactics of insurance companies and the legal maneuverings of opposing counsel. Your injury lawyer will guide you through the process of filing a lawsuit, ensuring that all legal formalities are met.

► Negotiating a Settlement or Going to Trial

The vast majority of personal injury claims are resolved through settlement negotiations. These discussions aim to reach a satisfactory agreement between the injured party and the at-fault party’s insurance company without going to trial. However, if a mutually acceptable resolution cannot be achieved, the case will proceed to trial where a judge or jury will determine the outcome.

Factors That May Affect Your Personal Injury Claim

Navigating the circumstances that can affect the outcome of a personal injury claim requires awareness and foresight. In Indiana, several key factors can significantly influence the trajectory of your case, such as:

Comparative Negligence Laws – Indiana follows a modified comparative negligence standard, whereby the injured party can still recover compensation even if they are partially at fault for the incident. However, their recovery is reduced by their percentage of fault. Understanding this concept is crucial, as it may impact the ultimate award. If you are more than 50% as the injured party you do not win your case in Indiana. If your claim is against a governmental agency or in medical malpractice cases, different laws apply.

Impact of Insurance Coverage – Insurance policies often play a significant role in personal injury cases. Understanding the relevant insurance coverage, policy limits, and potential for recovery from different sources is a critical aspect of claim evaluation and negotiation.

Social Media Activity – In the digital age, social media can become a double-edged sword in personal injury cases. Posts, comments, and photos shared online can be used as evidence, affecting the credibility of your claim. Maintaining discretion on social platforms can protect the integrity of your case and leave less chances of a defense attorney twisting or leaving context out of such evidence.

Tips for Maximizing Your Personal Injury Claim

Achieving the full potential of your personal injury claim necessitates a proactive and diligent approach. Here are essential tips to help you navigate your claim and maximize your recovery:

— Seeking Immediate Medical Attention

Prompt medical attention not only prioritizes your health, which is always paramount, but also creates a contemporaneous record of your injuries. This documentation is persuasive evidence in support of your claim.

— Documenting Injuries and Damages

A meticulous record of all injuries suffered, treatment received, and ongoing symptoms is indispensable. Establishing a documented chain of evidence paints a detailed picture of your losses and the subsequent impact on your life.

— Keeping a Record of Expenses and Losses

Maintaining a ledger of all related expenses, such as medical bills, property damage, and other financial outlays, is imperative for a comprehensive demand for compensation.

— Hiring a Reputable Personal Injury Attorney

An attorney with a robust track record in personal injury cases can be the most crucial asset in your journey to securing fair compensation. With their expertise, they can ensure that your rights are protected and that you receive the best legal advocacy possible.

Final Thoughts

Seeking a just resolution to a personal injury claim is more than a legal process; it is a personal journey to reclaiming your life. With the insights and knowledge provided in this guide, injury victims in Indiana are empowered to take the necessary steps towards recovery and the pursuit of deserved compensation. Remember, the key to winning your case is to act decisively and align yourself with the right legal representation from the outset.

If you or a loved one has been injured in Indiana, do not hesitate to seek legal advice tailored to your specific situation. The road to recovery may be long, but with the right approach, just compensation can be within reach. Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free initial consultation with a personal injury lawyer in Indianapolis, Indiana. Call now before time runs out on your claim.

How to Navigate the Aftermath of a Personal Injury in Indiana

Posted on November 27, 2023 by admin

Personal injury incidents, whether they occur in a car accident, at work, due to the negligence of a physician or due to a faulty product, can leave you grappling with physical pain, emotional distress, and financial strain. Maneuvering through the legal process in such a situation can be a daunting task, especially when you are trying to recover.

This blog post aims to guide you on how to navigate the aftermath of a personal injury in Indiana. We will discuss the role of a personal injury attorney, provide insight into the personal injury settlement process, and analyze how to best assess your damages and losses. We hope this guide can serve as a roadmap to help you find your way through this challenging time.

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The Role of a Personal Injury Attorney

Navigating the legal system can be complicated, and this is especially true in personal injury cases. A personal injury attorney can be your biggest ally during this time. They are trained professionals who specialize in handling legal matters related to personal injuries and have extensive knowledge of the laws and regulations in Indiana. Hiring a personal injury lawyer can help you understand your legal rights, negotiate with insurance companies on your behalf, and ensure that you get the compensation you deserve. Furthermore, they can handle all the complicated paperwork and represent you in court if necessary, allowing you to focus on your recovery.

The Personal Injury Settlement Process

The personal injury settlement process is when parties involved in such an incident agree to resolve the case without going to trial. It involves negotiating a settlement amount that covers your damages and losses, including medical bills, lost wages, and pain and suffering. This process can be complex and requires careful consideration of various factors such as the severity of injuries, long-term impact on your life, and potential future expenses. Having an accident attorney by your side is essential to facilitate this process as they have experience in negotiating settlements and fighting for their clients’ best interests.

Assessing Damages and Losses

One of the most crucial aspects of navigating the aftermath of a serious injury is accurately assessing your damages and losses. These can include economic damages, such as medical bills and lost wages, as well as non-economic damages like pain and suffering and emotional distress. It’s essential to document all your expenses and keep track of any physical or emotional changes you experience as a result of the injury. Your accident lawyer can assist in this process by gathering evidence, consulting with medical professionals, and calculating the full extent of your damages to ensure that you receive fair compensation.

Mistakes to Avoid During Your Personal Injury Case

When you are a personal injury claimant, there is a lot at stake when it comes to your personal injury case. One of the most important things to keep in mind is to avoid making any mistakes that could negatively impact your case. This includes avoiding making statements or posting photos on social media that could be misinterpreted and used against you in court. Additionally, it’s important to keep all documentation related to your accident claim in a safe place and to avoid discussing your case with anyone other than your lawyer. Remember, one mistake can significantly affect the outcome of your case, so it’s important to be vigilant and cautious throughout the entire process.

Conclusion

Suffering from a personal injury can be overwhelming, but having the right information and support can make a significant difference. Remember to seek medical attention, gather evidence, and consult with an injury attorney as soon as possible after an incident occurs. They can guide you through the legal process, negotiate on your behalf, and help you get the compensation you deserve. By following these tips, you can navigate the aftermath of a serious accident in Indiana with confidence and focus on your recovery.

If you or a loved one have experienced a personal injury, don’t hesitate to seek the necessary help and support. Contact Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with an experienced personal injury attorney in Indianapolis, Indiana. We provide contingency-fee representation, so you don’t pay anything unless we successfully secure a settlement or verdict on your behalf.

Medical Insights: The Difference Maker in Personal Injury Cases

Posted on November 9, 2023 by admin

When it comes to personal injury cases, the difference between a favorable outcome and a disappointing one often hinges on the insights provided by medical experts. Their expertise and understanding of complex health conditions can be instrumental in shedding light on the nature and impact of injuries sustained.

In this blog post, we’ll delve into how medical experts contribute to personal injury cases, the importance of their expert testimony, and why their knowledge can be the decisive factor in reaching a fair and just resolution.

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The Role of Medical Experts in Personal Injury Cases

Personal injury cases involve legal disputes arising from accidents or incidents that have caused harm to an individual’s physical and/or mental well-being. These injuries can range from minor cuts and bruises to severe disabilities or even death. In such cases, medical experts play a crucial role in providing the necessary knowledge and evidence to support the plaintiff’s claims.

The first step towards seeking compensation for personal injuries is establishing proof of harm. This requires demonstrating that the injuries sustained were a result of the incident in question. Here, medical experts can provide invaluable insights by examining the patient’s medical history, conducting thorough physical exams, and reviewing diagnostic tests. Their findings help establish a clear link between the accident and the resulting injuries, providing a solid foundation for the case.

The Importance of Expert Testimony

In personal injury cases, expert testimony is often the most important form of evidence. It involves medical experts taking the stand and giving their professional opinions on matters such as causation, severity of injuries, and long-term effects. This testimony can be crucial in helping judges and jurors understand complex medical terms and processes that may have contributed to the injuries.

Expert testimony also helps bridge the gap between medical evidence and legal arguments. Medical experts are well-versed in presenting technical information in a manner that is easily understood by non-medical professionals. Their insights can make a significant difference in how the evidence is perceived and evaluated, potentially swaying the final decision in favor of the plaintiff.

Why Medical Knowledge Matters

In personal injury cases, medical knowledge can be the decisive factor in determining the outcome. The insights provided by medical experts can uncover hidden injuries or long-term effects that may not have been immediately apparent. This information can significantly impact the amount of compensation awarded to the plaintiff, as well as the defendant’s liability. Additionally, medical knowledge helps establish a timeline for recovery and potential ongoing treatment costs, which are essential considerations when seeking damages.

Moreover, medical insights also play a critical role in assessing non-economic damages such as pain and suffering or loss of enjoyment of life. These aspects are often challenging to quantify but can significantly impact the plaintiff’s quality of life. Medical expertise provides opinions on the severity and long-term effects of injuries, helping to assign a fair value to these intangible yet very real damages.

Conclusion

In personal injury cases, medical insights are undeniably the difference maker. The expertise and knowledge provided by medical experts can be instrumental in establishing proof of harm, providing crucial evidence in the form of expert testimony, and determining the extent of damages. As such, it is essential for plaintiffs to seek out reputable and knowledgeable medical experts to ensure that justice is served in these cases. By understanding the role and importance of medical professionals in personal injury cases, we can better appreciate their contributions towards achieving fair resolutions for those affected by accidents or incidents.

We hope this blog post has provided helpful information about medical testimony for wrongly injured victims in personal injury cases. Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a no-fee personal injury case evaluation with a seasoned accident lawyer in Indianapolis, today. Meet with us over the phone, video conference, or in person at our Indy office.

Top Reasons Insurance Companies Deny Personal Injury Claims

Posted on October 2, 2023 by admin

Navigating the world of personal injury claims can be a tumultuous journey, fraught with complexities and unexpected roadblocks. One major hurdle personal injury claimants often face is having their claim denied by insurance companies. As heartbreaking as it sounds, it’s a common reality many individuals grapple with, often leaving them in a state of confusion and desperation. In this blog post, we’ll reveal the top excuses used by insurance companies in an attempt to deny or lower the value of personal injury claims. We hope to provide insight and guidance that can help you avoid insurance claim pitfalls.

So, whether you’re just starting your claim, or you’ve already enlisted the help of a personal injury lawyer, having this knowledge at your disposal is invaluable. Strap in as we unravel the often opaque world of insurance claims.

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Why Do Injury Claims Get Denied By Insurance Companies?

Reason 1: Failure to Seek Prompt Medical Treatment

One of the most common reasons insurance companies deny personal injury claims is if there’s a gap between the date of the accident and when medical attention was sought. Insurance adjusters are trained to scrutinize every detail in an attempt to discredit your claim. If you wait too long before seeing a doctor, they’ll use this as an excuse to argue that your injuries weren’t a direct result of the accident. To avoid this, make sure to seek medical treatment as soon as possible after an accident, even if you don’t feel any immediate significant pain or discomfort. Tell your doctors each and every body part that hurts and describer the type of pain to them.

Reason 2: Discrepancies in Medical Records

Another tactic used by insurance companies is to compare your medical records from your different providers. If there are any what appear to be discrepancies, they’ll use this to question the legitimacy of your claim. It’s important to be consistent when describing your injuries and symptoms to medical professionals, and to seek treatment from a reputable doctor or specialist. It should be noted there are always “discrepancies” is treatment records as not all doctors and nurses use the exact same language when documenting a medical encounter and sometimes the medical providers simply make mistakes, especially when they are filling out a medical record hours after they saw the patient or for any other of several reasons.

Reason 3: Pre-Existing Injuries

Insurance companies often try to argue that your injuries were preexisting and not caused by the accident. They will request access to your medical history, looking for any previous injuries or conditions that could be used against you. It’s important to disclose any preexisting injuries or conditions to your doctor and personal injury attorney, as they can help document a case that proves your current injuries were exacerbated by the accident, even if you did have any pre-existing condition.

Reason 4: Lack of Evidence

Insurance companies are notorious for denying claims due to a lack of evidence. This is why it’s crucial to gather as much evidence as possible after an accident, including witness statements, photos, and police reports. Without solid evidence, insurance companies can argue that the accident didn’t occur or that your injuries were not as severe as you claim.

Reason 5: Failure to Follow Doctor’s Orders

If you fail to follow your doctor’s recommended treatment plan, insurance companies may use this as a reason to deny your claim. They may argue that your injuries were not as serious as you claim or that you didn’t take proper steps to recover. It’s important to follow all medical advice and document any missed appointments or treatments.

Reason 6: Lack of Legal Representation

Insurance companies know that individuals without legal representation are more likely to accept a lower settlement or give up on their claim altogether. Having an experienced personal injury lawyer by your side greatly increases your chances of success and helps to ensure that you receive the full compensation you deserve.

Reason 7: Statute of Limitations

Each state has its own statute of limitations for personal injury claims, which is the time limit within which a claim must be filed. If you miss this deadline, insurance companies can use it as a reason to deny your claim. It’s important to file your claim as soon as possible after an accident and be aware of the statute of limitations in your state.

Conclusion

While dealing with insurance companies may seem like an uphill battle, understanding their tactics and having a knowledgeable personal injury litigator on your side can make all the difference. By avoiding these common pitfalls, you can increase your chances of a successful claim and receive the compensation you deserve for your injuries. Don’t let insurance companies deny you justice – arm yourself with knowledge and seek professional legal assistance to help navigate this complex process.

Would you like to speak with a seasoned civil litigator who knows how to deal with stubborn insurance companies? Contact the law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to set up a free case evaluation with an experienced accident claim lawyer in Indianapolis, Indiana. We represent personal injury claimants all across the state, including Indiana residents injured in other states. No need to travel – we gladly provide the option to hold meetings by phone, at your residence, online, or at the hospital if necessary.

Stages of a Personal Injury Claim: What Happens When a Defendant’s or Your Insurance Company Refuses to Pay?

Posted on August 22, 2023 by admin

No one expects to be injured in an accident. But when it happens, you rely on your and the defendant’s insurance company for financial compensation to cover medical bills and other expenses. Unfortunately, insurance companies are not willing to pay out what you would say is fair on personal injury claims, leaving the victim with a lot of questions and no answers. If your insurance company is refusing to pay on a valid claim or denying liability altogether, don’t despair – there are steps you can take.

In this blog post, we’ll explore the stages of a personal injury claim so that you know what to expect if your insurer refuses payment. We’ll also look at how hiring a qualified personal injury attorney can help improve chances of getting compensated for damages caused by another party’s negligence or recklessness. Read on for more information!

Call 317-881-2700 If your Injury Claim Was Denied in Indianapolis Indiana — Call 317-881-2700 If Your Injury Claim Was Denied in Indianapolis Indiana

What to Do if an Insurance Company Denies Your Injury Claim

Hiring a Personal Injury Attorney

The first step in any personal injury claim is to get legal representation. Even if an insurance company has not initially denied the claim. Insurance Companies are businesses and their goal is to make money. If they can pay less to you on any of their claims, they will. Your attorney’s job is to get them to pay what they actually owe, not what they want to pay.

Hiring an experienced personal injury attorney can significantly improve your chances of getting fully and fairly compensated for damages caused by the other party’s negligence or recklessness. A personal injury lawyer will be able to review your case and help you decide whether it’s worth pursuing legal action. They’ll also represent you in court, if necessary, and guide you through the entire process from start to finish.

Notifying the Insurance Company

The next step is in the personal injury claim process is to notify your insurance company of the incident. Your lawyer should help you with this exchange. This should include a detailed description, photos if applicable, contact information for all involved parties, and any other relevant documentation. It’s important that you provide as much detail as possible to your lawyer during this stage so they can ensure the claim can be thoroughly investigated. When involved in an injury case, numerous insurance companies are involved. Your auto insurance carrier, the defendant’s auto insurance carrier, health insurance companies including Medicare, Medicaid, Medicare Advantage, private health insurance carriers, and health insurance carriers through an employer. It is vital to hire a civil litigation attorney specializing in Indiana accident law so all of the involved parties are dealt with appropriately.

Awaiting Insurance Adjusters

Once the insurance company has been notified, they’ll typically assign an insurance adjuster who will assess the claim’s validity and decide how much compensation is due to the injured party. These reps are specifically trained to try their best to lower the value of a claim by any means necessary. If your insurance company denies payment or liability altogether, then it’s time to consider legal action and your attorney will handle that for you.

Filing a Personal Injury Lawsuit

If a defendant’s insurance company has denied your claim or your own uninsured motorist insurance company if the defendant was uninsured, then it may be time to consider filing a personal injury lawsuit. A personal injury lawyer will help you navigate the legal process of bringing your case before a judge and jury in order to seek compensation for your losses. They will also handle all of the paperwork associated with filing a suit, as well as represent you in court throughout each stage of litigation, including pre-trial motions, discovery processes, hearings, trial preparation, and more.

In all cases, your attorney will try to negotiate a fair settlement for you and indeed, most cases do eventually get settled short of going to trial, but you should have an attorney who is always preparing to go to trial and then if your case does not go to trial that is great, but preparation and being ready for the trial if necessary is paramount.

Obtain the Personal Injury Settlement You Deserve

The bottom line is that if your or the defendant’s insurance company refuses to pay on a valid claim, don’t give up! Consider seeking legal counsel as soon as possible so that your rights are protected throughout the process. With the right personal injury attorney at your side, you may have a good chance of getting fair compensation for medical bills, lost wages, pain and suffering, and other damages caused by an accident.

Would you like to speak with a seasoned civil litigator who knows how to deal with stubborn insurance companies? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with our personal injury attorneys in Indianapolis, Indiana. We represent injured victims all across the state and Indiana residents injured in other states. In addition, we offer the option to hold meetings either by phone, at your residence, online, or at the hospital if necessary.

How an Attorney Can Help Injured Victims Recover Maximum Damages

Posted on July 21, 2023 by admin

When someone is injured due to another person’s negligence, they may be entitled to compensation for their medical expenses and other losses. But recovering the maximum amount of damages can be a challenging process that requires an experienced personal injury attorney. An accident lawyer with experience in personal injury law will have the knowledge and expertise necessary to help injured victims recover the maximum possible compensation from their claim.

In this blog post, we’ll explore how an attorney can help injured victims recover maximum damages after an accident or incident.

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Why You Do Not Want to Represent Yourself in a Personal Injury Case

While it may seem tempting for an injured victim to represent themselves in a personal injury case, it is important to understand the risks involved. Personal injury cases are complex, and navigating the legal system alone can be daunting for even the most educated individuals. A personal injury lawyer has the legal expertise and experience necessary to navigate the complexities of a personal injury claim, ensuring that the injured victim or personal injury client receives the compensation they deserve. Attempting to represent oneself can lead to mistakes, missed opportunities, losing your case entirely, and a lower settlement. When it comes to personal injury cases, it is best to leave the legal representation to the professionals.

What a Personal Injury Lawyer Can Do For You

Determine Case Options/Strength

First, an attorney can review the details of the case to determine whether a personal injury lawsuit should be pursued. An experienced accident lawyer will have an in-depth understanding of personal injury law and can evaluate the merits of each individual claim. With their expertise, they’ll be able to provide guidance on how best to move forward with your case and what evidence you will need to prove your case.

Identify Eligible Damages

Once a decision has been made to pursue legal action, an attorney can help you identify damages that may be available for recovery. This includes medical bills, lost wages, pain and suffering damages, and other losses associated with the incident or accident. An experienced accident lawyer will also know what types of evidence are needed in order to recover maximum damages from the at-fault party and their insurance company.

Negotiate With the Insurance Company

An accident attorney can also help injured victims negotiate with the at-fault party and their insurance company to ensure they receive fair compensation for their losses. In some cases, the insurer may not be willing to offer a reasonable settlement amount and will require negotiation. An experienced personal injury attorney can represent your interests in these negotiations and help you recover maximum damages for your claim.

Provide Client Support and Direction

Not only can an injury lawyer advise clients on the legal process, but they can provide them with valuable guidance and direction throughout their case. They’ll help their clients understand their rights and the steps they need to take to protect them. A personal injury lawyer is your advocate, ensuring that injured victims’ interests are protected and that they receive the compensation they deserve.

Get the Personal Injury Compensation You Deserve After a Serious Accident

When it comes to recovering maximum damages from a personal injury lawsuit, an experienced accident lawyer is invaluable. With their knowledge of personal injury law and experience in negotiating with insurers, they’ll be able to help you get the best possible outcome from your case. If you or a loved one has been injured due to another person’s negligence or recklessness, please contact an experienced Indianapolis IN personal injury attorney today to discuss your legal options.

Don’t hesitate if you’ve been wrongfully hurt in an accident. In these types of cases, the earlier you act, the higher your chances of success will be – so don’t wait another second. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation with a licensed personal injury lawyer in Indianapolis. We represent victims all throughout the state of Indiana and Hoosiers injured in other states.

A Thorough Guide to Making a Car Accident Injury Claim

Posted on May 8, 2023 by admin

After a car accident, it can be difficult to know where to turn for help. You may have suffered physical injuries as well as emotional trauma from the incident, and you may not understand the legal process of making an injury claim. Fortunately, there are experienced car accident lawyers who can help guide you through the process and ensure that your rights are protected every step of the way.

In this comprehensive guide, we’ll walk you through all the steps necessary for making a successful auto accident injury claim so that you get fair compensation for your losses. We’ll cover everything from understanding how defendant’s insurance companies work to finding an experienced car accident lawyer who will fight on your behalf in court if needed. With this information in hand, you can make sure that justice is served following a serious motor vehicle accident that was not your fault. Continue below to get started.

Call 317-881-2700 to Speak With a Car Accident Injury Attorney in Indianapolis Indiana

What To Do After a Car Accident

Being involved in an auto accident can be a terrifying experience, especially if you suffer injuries and trauma. Moreover, if the accident was caused by a negligent driver, it’s important to know what to do immediately after to ensure your safety and protect your legal rights.

The first step is to call 911 and get the authorities there as fast as possible. When police and medics arrive, seek medical attention on the spot if needed. Many car accident victims experience an “on-set of injury”, which means their pain and suffering appears days, weeks or even months after the car accident. After you are cleared to leave the scene, you will need to also seek immediate treatment at a qualified medical clinic of your choosing and retain all documentation you acquire in the process.

Next, be sure to document the accident scene. Start by making a police report. Then, begin taking photos and videos of any damage to your vehicle if you are capable of doing so. You can also ask someone to help you with this step. Also take pictures of the other driver’s vehicle and any injuries you sustained. Exchange insurance information with the other driver and gather the contact information of any witnesses. You also need to contact your insurance company to report the accident.

Finally, contact a personal injury law firm as soon as possible after your wreck to learn about filing a car accident injury claim and so they can help ensure all relevant evidence is obtained. They can help you assert your rights to being compensated for your damages and losses, including medical expenses, lost wages, property damages, pain, suffering, and more.

How to Move Forward with a Car Accident Injury Claim

Learn Your Insurance Coverage

The first step in making a car accident injury claim is to understand how insurance companies work. Different states have different laws regarding auto insurance, and the specifics of your policy will determine what kind of coverage you have access to when filing an injury claim. There are several types of coverage which may be applicable: liability, medical payments, property damages, uninsured, underinsured, etc…

Make sure that you understand your policy before filing a claim, so that you can get the maximum compensation possible from your insurer and to do that you should hire a personal injury attorney immediately and the attorney can explain the applicable policy to you.

Hire a Car Accident Attorney

This is a critical step in the claim process, so don’t hold back on researching the best accident law firms available to you. Look for reputable auto accident attorneys with experience handling such cases, and who can negotiate skillfully with insurance companies to help get you the settlement that you deserve.

File Suit Against the At-Fault Party if Necessary

Once you’ve found an experienced car accident attorney, it’s important to be prepared before making a personal injury claim. Your attorney will need all of your medical records, including any expenses and bills related to your injuries, as well as documentation of any wages lost due to being unable to work. It’s also important that you provide detailed accounts of what happened, including photos if possible and witness statements from anyone who saw the accident unfold. The more information you can provide, the stronger your case will be. Your attorney will help with the accumulation of this evidence.

Be Patient and Trust Your Legal Team

Finally, it’s important to remember that making an injury claim after an auto accident is a long process that requires patience and perseverance. Personal injury cases should not be settled until you are fully healed from your injuries or until your doctors are advising you no further medical care will be of substantial benefit to your condition. In the end, it takes time. Your civil lawyer will be there to guide you every step of the way and help ensure that you get the compensation that you deserve for your losses. With this comprehensive guide in hand, you’ll have all the information necessary to make sure justice is served following a serious car accident.

Get started on your auto accident injury claim with the right team of professionals on your side. Contact Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned car accident lawyer in Indianapolis, Indiana. Our services come at no expense and zero risk to you since we operate on a contingency-fee basis. This means that we only receive payment if we succeed in securing a settlement or winning an award for you.

How Can an Attorney Help with My Car Accident Injury Claim?

Posted on March 30, 2023 by admin

When you are involved in a car accident, it can be a traumatic experience that leaves you feeling overwhelmed and uncertain of what to do next. Even if the other driver is clearly at fault, navigating the legal system to get fair compensation for your injuries and property damage can seem like an impossible task. That’s why having a qualified car accident lawyer on your side is so important.

An experienced attorney can guide you through the process, helping ensure that all paperwork is filed properly and that all deadlines are met. With their help, you have a much better chance of receiving full and fair compensation for any damages or losses resulting from the accident. In this blog post, we will discuss how an attorney can help with your car accident injury claim and provide tips on finding the right lawyer for your needs.

Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis.

Why Hire a Car Accident Lawyer to Represent You?

After the accident, your car accident attorney can help by assisting in the gathering of evidence and preserving important documents. The law requires that all drivers involved in an accident exchange contact and insurance information, as well as report the incident to their respective insurance companies. Your lawyer can provide assistance with making sure that these steps are taken properly and on time. Additionally, they will review any legal documents relating to the accident, such as police reports or witness statements. All of this is necessary for filing a successful claim against other parties involved in the crash.

Your car accident lawyer will also assess the extent of your injuries and medical bills resulting from the incident. They will work closely with you to determine if you have a valid claim for damages based upon the other driver’s negligence. The amount of compensation you will receive depends on a variety of factors, such as the severity of your injuries, lost wages due to time spent away from work, any property damage incurred, and much more. An experienced car accident attorney can help ensure that you get the full amount of money you are entitled to.

Finally, your auto accident attorney can represent you during negotiations with insurance companies or in court should your case go to trial. They will fight for your rights and make sure that all legal proceedings are handled properly and efficiently so that you receive fair and full compensation for the losses suffered because of the car accident.

Choose an Experienced Car Accident Attorney

If you have been injured in a car accident, it is important to find a qualified civil lawyer who has experience in handling auto accident claims in your state. A seasoned auto accident lawyer can help you navigate the legal system and ensure that you receive full compensation for all your damages and losses resulting from the accident.

Contact Craven, Hoover & Blazek, P.C.

Need assistance with a car accident injury claim? Contact our Indianapolis personal injury law firm to speak with a qualified auto accident attorney about your case. Our team of experienced lawyers is dedicated to providing clients with personalized legal services and achieving positive outcomes on their behalf. We will work diligently to ensure that all relevant documents are filed properly, deadlines are met, and that you receive fair compensation for any damages or losses incurred due to the car accident. Call us at 317-881-2700 or fill out an online form to schedule a free consultation!

The Legal Implications of Owning a Dog That Bites Someone

Posted on March 27, 2023 by admin

Having a dog can bring lots of joy and companionship, but it also comes with responsibilities. One of the most serious legal implications is if your pet bites someone. Dog bite accidents are quite common in the United States, with an estimated 4.5 million incidents occurring every year, according to the Centers for Disease Control and Prevention (CDC). This means that you have a 1-in-73 chance of getting bit by a dog in the states!

In this blog post, we’ll explore what happens when a dog bites someone and how you can protect yourself from potential legal action. We will also give information on what to do if you are injured by a canine in a dog attack accident.

Call 317-881-2700 to Speak With a Dog Bite Attorney in Indianapolis, Indiana.

Dog Bite Laws

In most states, dog owners are legally responsible for their pet’s behavior and can be held liable if the animal bites someone. This means the dog owner could face a civil lawsuit from the victim or even criminal charges in some cases. Depending on the situation, damages awarded to the victim could include medical bills, lost wages, pain and suffering, and other costs associated with the injury. Make sure you have insurance to protect yourself should your dog attack anyone.

Indiana Laws Regarding Dog Bites and Attacks

Here in Indiana, our state enforces the Strict Liability rule for dog bites. Indiana Code 15-20-1-3 decrees that, regardless of a dog’s history, if it attacks or bites another person, the dog owner and thus, their insurance carrier, is wholly responsible for the accident, making them liable for the injured person’s damages (medical bills, disfigurement, PTSD, etc.) if a person is on the property discharging a duty owed under law, for example, a postal worker delivering mail. Indiana law also states that any owner who fails to disclose the dangerous nature of their dog can face a lawsuit if their pet bites someone else. There are also other ways in which a dog owner might be held liable for actions by their dog. Again, make sure you have insurance!

Dog owners in Indiana should familiarize themselves with Indiana’s laws and make sure to take appropriate measures to prevent incidents from occurring as lawsuits can be both costly and damaging for all parties involved. When a serious dog bite incident occurs, it’s important to consult an experienced attorney who can advise you on your legal rights and obligations. A lawyer can also help you understand any laws in your state that might affect your case.

In addition to protecting yourself legally, here are some steps you can take to help prevent dog bite injuries:

– Make sure your pet is adequately trained and socialized.

– Ensure that your dog is always under supervision when around people.

– Make sure your dog stays appropriately restrained and confined,

– Never leave young children alone with any animal, regardless of their size or temperament.

– Spay or neuter your pet to reduce the risk of aggressive behavior.

– Check for signs of aggression in your pet such as chasing, growling, barking, or lunging at people.

Protect Yourself Against Dog Bite Lawsuits and Accidents

By taking these precautions, you can help ensure the safety of everyone in your home, guests, neighbors and minimize the chances of a dog bite accident occurring. Of course, no one can predict when an incident might occur or what mood your dog is in on a particular day, so it’s important for the owner to take the proper precautions and to be aware of the legal implications if your dog does injure someone.

What To Do if You are Bit By a Dog

Dog bites are no fun, and if you find yourself injured by another person’s dog, it can be overwhelming to figure out what to do next. First, you should call the police or animal control and make sure the appropriate procedures are followed. Second, seek medical attention for any physical injury or emotional trauma because of the dog bite accident. Depending on your specific situation and individual needs, an Indianapolis personal injury lawyer who is well-versed in dog bite cases may be able to provide additional help for your claim. A seasoned Indiana dog bite attorney can help advise you of your legal rights and options, advocate on your behalf, and work to ensure that the pet owner and their applicable insurance carrier is held liable for their negligence and any damages caused by the dog bite incident.

Are you or a loved one a recent victim of a serious dog attack in Indiana? Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free personal injury consultation with an experienced dog bite lawyer in Indianapolis, today. We represent victims all throughout the state, as well as Indiana residents injured in other states and persons from other states injured in Indiana.