Unraveling the Calculation: What’s Your Indiana Personal Injury Claim Worth?

Navigating the complex web of personal injury law can be an intricate and emotional undertaking. For residents of Indiana who find themselves in the unfortunate position of being injured due to another person or entity’s negligence, understanding the nuances that affect their personal injury settlement value is paramount.

The road to financial justice is paved with various factors that converge to determine what compensation you may be entitled to. This blog post will serve as a guide to help you understand the key elements that contribute to your Indiana personal injury settlement value. Let’s get started!

Call 317-881-2700 to Reach a Personal Injury Settlement Attorney in Indiana
Call 317-881-2700 to Reach a Personal Injury Settlement Attorney in Indiana

The True Value of Your Personal Injury Claim

Securing a fair personal injury settlement is an intricate equation. While some aspects are straightforward, others dwell in the subjective realm, often leading to questions about the ‘true’ value of a claim. In Indiana, certain fixed elements, such as medical bills and lost wages, are objective and quantifiable. However, the state’s legal framework introduces other variables, including the concept of comparative fault and the statute of limitations. It is the interplay of these factors that ultimately crafts the final settlement or verdict number.

Types of Personal Injury Damages That Impact Settlement Values

Medical Expenses

The most visible pillar of a personal injury settlement is the reimbursement for medical treatment. Indiana law tries to ensure that injured parties are fully compensated for all reasonable and necessary medical costs related to the accident. This includes emergency services, surgeries, rehabilitation, and ongoing therapies. The measurable nature of these expenses makes them one of the cornerstones in determining settlement values.

Lost Earnings

If your injury has resulted in missed work, diminished capacity to earn, or an inability to perform your job, Indiana law allows for compensation on these grounds. Lost wages are more than just the income missed during recovery; they also factor in future losses related to the injury. Financial stability is a crucial component of personal well-being, and lost earnings are a clear depiction of the impact of the injury on a person’s life.

Permanent Disabilities

In cases where an injury leads to a permanent disability, the settlement value must reflect the life-altering repercussions. The loss of future earning capacity, reduction in quality of life, and necessary changes to daily living represent costs that extend far beyond a one-time ordeal. Indiana law is structured in an attempt to provide full and fair  compensation for these profound, irreversible changes in a victim’s life.

Pain and Suffering

Quantifying the psychological and emotional injury, often described as pain and suffering, is one of the more abstract components of a personal injury settlement but it is a vital element of damages under the law. The State of Indiana recognizes that an accident victim’s suffering is not solely physical and includes provisions for emotional distress, post-traumatic stress, and loss of enjoyment of life. Although challenging to articulate in monetary terms, this category forms an integral and maybe the most important part of the final valuation.

Indiana Tort Law in the Balance

The state’s legal statutes cast a shadow that defines the potential scope of a personal injury settlement. Understanding these laws is essential to comprehend the leeway and limits that judges, juries and insurance companies have in assessing a claim’s worth.

Comparative Fault Rule

Indiana abides by the modified comparative fault rule. This stipulates that an injured person can collect damages from any other at-fault party [and thus their insurance carrier], except when they are found to be 51% or more responsible for the accident. The percentage of blame attributed can significantly impact the settlement amount. It’s not uncommon for insurers to argue for a shared fault scenario to reduce their payouts, making it crucial for claimants to defend their rights with evidence and expertise.

Statute of Limitations

Indiana’s statute of limitations for most personal injury claims is two years from the date of the injury. Failure to file a claim within this window can result in the forfeiture of your right to seek compensation. Time is of the essence in bringing a claim, and procrastination can be a costly mistake. The legal deadline sharpens the urgency to act fast and accurately in pursuit of a settlement.  Some claims in Indiana cannot be pursued unless a tort claims notice is provided within 6 months so hiring an attorney promptly is essential.

Maximizing Your Claim Value

Armed with the knowledge of the factors at play and the legal framework, personal injury victims can take practical steps to fortify their position and potentially enhance their settlement value.

  1. Documentation is Vital: Comprehensive and timely documentation of the accident and its aftermath is crucial. Gathering police reports, medical records, photographs, videos and witness statements is vital for your claim.
  2. Immediate Medical Attention: Seeking medical treatment immediately after an accident not only safeguards your health but also creates a medical record and documentation of your injuries. A prompt assessment by a healthcare professional contributes to the veracity of your claim.
  3. The Silence of Social Media: Insurance companies often scour social media for any sign of weakness or vulnerability in a claim. Refraining from posting about your accident or injuries, or life in general, prevents potential arguments against your claim.
  4. Legal Counsel: Immediately consulting with a seasoned personal injury attorney is perhaps the most important step in the claim process. An experienced lawyer comprehends the legal nuances, navigates the claim complexities, and advocates for your best interests.
  5. Insurance Companies: It is important to speak with your own legal counsel before talking with a defendant’s insurance carrier.  The insurance company’s job is to make money. It is a multi-million-dollar business.  They are not in existence to help you or to be fair. Hire an attorney before you speak with them.


For Indiana’s personal injury victims, the determination of your settlement value is an intricate combination between the objective and the subjective. It is rooted in the tangible trail of expenses and loss yet extends to the intangibles of personal pain and suffering. The state’s legal backdrop paints a structured but dynamic canvas on which this value is plotted. Your active engagement in the claim process, bolstered by awareness and strategy, can lead to a more robust , full and fair final settlement.

If you or a loved one is an Indiana resident who has been injured here or in another state or are a resident of another state injured here in Indiana, do not leave your personal injury settlement value to chance. The law is complex, and insurers are formidable opponents. Seek out legal counsel that specializes in Indiana personal injury law. Your future deserves the best chance at justice and fair compensation.

Take the first step towards understanding and securing your settlement value, today. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free, one-on-one consultation with an experienced personal injury litigator in Indianapolis, Indiana. Call now before time runs out on your claim.

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Can I Sue if I Trip and Fall in a Store?

Every year, thousands of Americans experience the sudden jolt of pain and fear that comes with tripping and falling in a retail store. The aftermath, however, is often filled with uncertainty. If you find yourself injured due to a slip or trip in an Indiana store, it’s natural to wonder about your rights and whether legal action is an option. This comprehensive guide will walk you through the intricate world of store liability, giving you the knowledge you need to handle these situations with confidence.

Call 317-881-2700 to Speak With a Premises Liability Litigator in Indianapolis
Call 317-881-2700 to Speak With a Premises Liability Litigator in Indianapolis

Understanding Liability in Slip, Trip and Fall Cases

When a person trips and falls in a store, the question of who is legally responsible for the injury can be complex. Indiana law follows premises liability doctrine, which holds property owners—or the party in control of the premises—accountable for maintaining a safe environment for visitors.

The Duty of Care

Prioritizing the safety of visitors should be paramount for store owners in Indiana. They have a legal ‘duty of care’ under this state’s premises liability law. This duty includes:

▷ Regular safety inspections of the premises
▷ Knowledge of, and action on, hazardous conditions
▷ Posting warnings for known hazards that are not immediately rectifiable

Proving Negligence

To succeed in a claim, you must prove that the store or its employees were negligent. This requires proving:

▷The store was aware or reasonably should have been aware of the hazardous condition.
▷The hazardous condition led to the fall and subsequent injury.
▷The store’s negligence was a significant factor in causing the injury.

Steps to Take After a Slip and Fall Accident

The first moments after a fall are crucial for your safety and any potential claim. Here are the steps you should follow:

Seek Immediate Assistance – Do not hesitate to ask for help. Call out to someone nearby or activate a store’s emergency assistance system if available.

Notify the Store of the Incident – It is important to report the incident immediately to the store manager. A written report should be filed, and you are entitled to a copy for your own records.

Ask the Store to Hold and Store all Video:  Numerous stores now have several video cameras on the property.  Write down an request on the written report for the store to hold onto the video evidence of you fall and how ling the hazardous condition existed before your fall.

Document the Scene – Take photographs or video of the area where you fell, including the hazardous condition or object. Record the names and contact information of any witnesses.  If you cannot do these things, please have another family member or store patron accumulate this evidence.

Seek Medical Attention – Even if you feel okay initially, some injuries may become apparent only after the adrenaline wears off. Seeking medical attention promptly can also provide a record of injuries caused by the fall.  It is very common for a person who falls to start feeling the injury later that day or even days or weeks later.  It is important to seek medical attention as soon as you feel something.

Retain All Records – Keep records of all costs associated with the fall, including medical bills, lost wages, and any out-of-pocket expenses.

Legal Considerations for Pursuing a Claim

Understanding the legal framework for your claim is essential. Here are the considerations you should bear in mind:

Statute of Limitations – In Indiana, the statute of limitations for filing a personal injury lawsuit, including slip and falls, is generally two years from the date of the injury. Failing to file within this window may mean losing the right to compensation altogether.

Determining Fault – Establishing liability can be challenging. However, with strong evidence and legal support, proving the store’s negligence is possible.

Consulting a Lawyer – An experienced personal injury attorney is an invaluable asset. They assess the merits of your case, guide you through the claims process, and represent you in negotiations or in court if necessary.

Potential Compensation and Settlement

In successful cases, compensation, also known as damages, can cover various aspects of the accident:

Medical Expenses: This includes all costs related to treatment for your injuries.

Lost Wages: If you’re unable to work due to an injury, you might be eligible for compensation to cover lost earnings.

Pain and Suffering: Damages that consider the physical discomfort and emotional distress caused by the accident, both temporary and permanent in some situations.

Negotiating a Settlement vs. Going to Trial

Personal injury claims are often resolved outside of court through negotiations. Yet, if an agreement cannot be met, proceeding to trial may become necessary.


After a slip and fall in a store, the path to justice may seem fraught with uncertainty. But with the right knowledge and support, you can stand up for your rights. Remember to take decisive action in the immediate aftermath, understand the legal principles at play, and seek professional legal advice to ensure that you receive the just compensation you deserve.

Navigating a slip and fall claim is complex, and each case is unique. We urge you to seek the assistance of a qualified attorney who can offer personalized guidance tailored to your circumstances. Don’t allow the complexities of the legal system to deter you from seeking the justice you deserve. Your comfort and well-being should be the highest priority, and pursuing a claim might lead you to a swift recovery and necessary adjustments to the store’s safety standards and policies.

If you or a loved one has suffered an injury from a slip and fall accident in a store, don’t face the legal battle alone. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to get the support and expertise you need. Our experienced Indianapolis slip and fall accident lawyers are well-versed in Indiana premises liability law and are dedicated to fighting for the justice and compensation you deserve. Schedule a free consultation now, before time runs out on your claim.

Related Posts:

Slip and Fall Accidents in Indiana: What You Need to Know
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How to Get the Most Out of Your Slip and Fall Injury Claim

Unlocking Personal Injury Compensation: The Vital Role of Medical Professionals

Suffering an injury as the result of an accident can be a harrowing experience. Not only are you dealing with physical and emotional trauma but also the daunting prospect of navigating the world of personal injury claims. That’s where medical professionals come in, not only as healers but as crucial witnesses in your quest for just compensation. Understanding their significance and how to work effectively with them can be the difference between a fair settlement and added distress. Continue reading to learn more about the important role of medical experts in obtaining full and fair compensation for your personal injury claim.

Call 317-881-2700 When You Need an Indiana Personal Injury Attorney Near You
Call 317-881-2700 When You Need an Indiana Personal Injury Attorney Near You

The Lifesaving Documents: Medical Reports

In the intricate dance of personal injury claims, medical reports and opinions are the foundation. They serve as the firsthand account of your injuries, providing details that profoundly influence the compensation you’re entitled to. These documents are more than just a witness statement; they are the voice of your injuries in the courtroom.

> Accuracy of Diagnosis

An incorrect or incomplete diagnosis can lead to a skewed compensation amount. Ensuring the legitimacy and thoroughness of your medical report is paramount. It guarantees that all injuries, from the visible to the seemingly minor, are not only diagnosed but documented and treated properly.

> Treatment Plans and Prognosis

Beyond listing injuries, reports should include comprehensive treatment plans and a clear prognosis. This is crucial in outlining the financial and medical needs brought about by the accident. Whether it’s immediate surgeries or long-standing therapies, these records demand deliberation and detail.

> Daily Impact and Workability

A good report doesn’t just focus on the clinical assessment but highlights the practical aspects. Can you walk without pain? Are you able to lift heavy objects without risk? These detailed descriptions of how your daily life and work capability are now altered create a realistic picture that demands consideration.

Expert Witnesses in the Courtroom

In almost all personal injury cases, expert witness testimony is required. Medical experts, in this role, act as neutral witnesses whose testimony can powerfully sway the scales in your favor.

> Providing Impartial Expert Opinions

Expert witnesses are expected to provide an entirely impartial perspective on your injuries. Their allegiance is to the truth, and their insights can significantly back your claim with factual, medical information.

> Making Complex Medical Info Accessible

Most jurors are not medically versed, making their interpretations of reports or testimony difficult. Expert witnesses simplify and clarify this information, ensuring everyone in the room understands the full extent and implications of your injuries.

Influence on Compensation Amount

The medical professionals’ reports and expert testimony directly tie into the compensation amount you’re seeking. They map out the why, what, and how much—crucial components that can’t be overlooked or undervalued.

> Linking Injuries to the Incident

Medical professionals ensure a direct medical link is established between your injuries and the accident. Their reports set the scene of the incident in a clinical light, affirming the connection necessary for compensation.

> Assessing Short and Long-Term Effects

The ripple effect of an injury is just as critical as the injury itself. Reports should never skip over the potential long-term effects, ensuring that compensation accurately reflects the ongoing challenges you may face.

> Defining Necessary Care and Rehabilitation

Your medical team not only diagnoses and reports but also prescribes the path to recovery. Their recommendations on necessary care and rehabilitation weighs significantly in the compensation calculation, aligning the financial remedy with your recovery plan.

The Controversies and Challenges

Despite their noble duty, medical professionals are fallible, and the process is not without its controversies or challenges. Mistakes get made in medical records. Disagreements and conflicts can arise, adding layers of complexity to your compensation calculation.

> Interpreting Subjective Pain and Suffering

Pain and suffering, though significant, are subjective—resisting easy medical categorizations. This interpretation is not a straightforward line item in reports and often a subject of debate.  In the end, it the jurors that decide how to value pain and suffering from injuries.

> Disputes Over Injury Severity

Disputes emerge over the severity of injuries. What one professional might deem severe, another might regard as moderate. Resolving these discrepancies requires clarity and often secondary opinions.

> Navigating Conflicts of Interest

In the realm of medical assessments, conflicts of interest can cast a shadow of doubt. Transparency and vigilance in these matters are vital, ensuring that all perspectives are unbiased and in service of your case.

Empowering Yourself in the Process

Your role in this intricate process is not passive. Empower yourself with the knowledge and strategies to ensure your medical professionals are not just working for you, but working effectively. Here are some tips to get you on the right path:

> Seek Other Medical Opinions if Necessary

The gravity of your injuries might merit not just one, but several medical opinions. Diverse perspectives can bolster the collective understanding of your condition and the best paths forward.  Moreover, if one doctor tells you no other treatments will fix you it is okay to get a second opinion because the obvious goal is to get you back to where you were physically the day before the injury.

> Maintain Detailed Records

Transparency is a powerful tool. Maintain your detailed medical records, ensuring that no pertinent detail is lost or overlooked. These records can serve as a narrative of your recovery, reaffirming the need for rightful compensation.  Your attorney will obtain your medical records for you but it is important to tell your attorney of all medical providers.

> Communication is Key

Your communication with healthcare providers should be clear, concise, and comprehensive. Articulate how the accident has affected you in your own words, providing another layer to your medical story that reports might not convey.

> Legal Counsel—Your Beacon in the Process

A personal injury lawyer is not just another piece to the puzzle but a beacon, guiding you through the intricacies of your claim. They champion your rights and advocate for the compensation commensurate with your damages.

Partnering with Professionalism for Your Fair Claim

The road to personal injury compensation isn’t easy, but understanding the roles at play makes the process more navigable. Collaborating with medical professionals who are dedicated and thorough and pairing that with legal representation that is knowledgeable and passionate, strengthens your position significantly.


The medical professionals involved in your personal injury claim are pivotal. Their reports and expertise are the threads that weave through the fabric of your compensation claim, giving it both structure and truth. By recognizing their significance, effectively partnering with them, and securing competent legal counsel, you enhance your chances of securing the compensation you deserve. Your voice in the courtroom might be intimidated, but the combined strength of your medical reports and legal representatives should not. Your path to recompense has a guide, and that’s a step toward healing that no injury can diminish.

Start Your Journey to Justice with Craven, Hoover, and Blazek P.C.

In the complex tapestry of personal injury law, navigating your path to fair compensation requires not just knowledge, but a compassionate ally. At Craven, Hoover, and Blazek P.C., our blend of professionalism, empathy, and expertise is dedicated to ensuring your voice is heard and your rights are respected. We understand the physical, emotional, and financial toll an injury can impose on you and your loved ones. That’s why we commit to standing by your side, guiding you through every step of the legal process with understanding and unwavering support. Reach out to us today at 317-881-2700 for a free consultation, and together, we’ll take the first step towards healing and justice.

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Win Your Accident Case: A Closer Look at Personal Injury Claims in Indiana

Personal injury claims are not just about seeking financial compensation; they are about regaining control amidst the chaos of an accident, and they are a means to hold those responsible for your suffering accountable. However, navigating the legal landscape of personal injury cases can be labyrinthine, particularly when specific state laws and regulations come into play. For Indiana residents facing the aftermath of an accident, understanding the intricacies of the personal injury claim process is critical to achieving a favorable outcome.

In this guide, we delve into the key components of personal injury claims, the pivotal steps to take, and the nuances of Indiana’s legal framework. Whether you’re a victim of a car accident, slip and fall incident, trucking accident or medical malpractice, this resource will equip you with the knowledge you need to pursue just compensation for your injuries.

Call 317-881-2700 to Speak With a Personal Injury Claims Lawyer in Indianapolis
Call 317-881-2700 to Speak With a Personal Injury Claims Lawyer in Indianapolis

The Perils of Personal Injuries in Indiana

Indiana’s bustling cities, interconnected roadways, and vibrant communities mean that accidents, unfortunately, are a part of life. A personal injury can strike suddenly and disrupt every facet of your life. You may face physical pain, emotional trauma, financial distress, and the daunting task of dealing with the aftermath. Understanding the full extent of the difficulties you face as an injury victim forms the foundation for a proactive approach to your recovery, both personal and legal.

Types of Damages Suffered by Injury Victims

Personal injury cases typically involve a spectrum of damages, which can be categorized into economic and non-economic losses. Economic losses include medical expenses, wage loss, property damage, and any other financial detriment resulting from the accident. Non-economic damages encompass pain and suffering, emotional distress, and loss of enjoyment of life. Recognizing these various losses is crucial for later quantifying them in a claim.

Understanding Personal Injury Claims: The Why’s, How’s and Who’s

When is the right time to file a personal injury claim? Why should I file a claim? These are some of the first questions that often arise for injury victims. In Indiana, the reasons to file a claim are numerous, particularly when losses are significant and have a lasting effect. Whether you are the direct victim of an injury or a related party, the ability to file a claim is generally broad but defined within certain parameters.

Reasons to Pursue an Injury Claim

Filing a personal injury claim serves several purposes, including reimbursement for medical bills, lost wages, and property damage. Furthermore, it is a legal recourse to address the pain and suffering inflicted by the negligent party. In extreme cases, punitive damages may also apply, providing a measure of punishment and a deterrent affect for particularly egregious conduct.

Indiana Statutes of Limitations

Each state imposes statutes of limitations, which dictate the time-frame within which a claim must be filed. In Indiana, the statute of limitations for personal injury cases is generally two years from the date of the injury. Failure to file within this period can result in an absolute bar to recovery, making prompt action imperative for any potential claimant.  If your claim is against a governmental entity, your time for filing a tort claims notice which is a prerequisite to filing a lawsuit is much shorter than 2 years.

How to File a Personal Injury Claim in Indiana

In Indiana, the injured person themselves is typically the primary claimant. However, in the event of severe injuries or fatalities, or if the injured person is a minor or dependent, a family member or guardian may seek compensation on their behalf. Additionally, certain situations may lead to third-party claims, expanding the scope of recovery options for victims. It is important to hire an experienced accident attorney to navigate the claim filling process with you. Generally, this process includes steps such as:

► Gathering Evidence and Documentation

The strength of your claim often hinges on the evidence collected at the scene and documented in the aftermath. Photographs, witness statements, dash and body camera and medical records can be pivotal in proving the cause and effect of your injuries. A comprehensive record is the cornerstone of any successful claim.

► Hiring an Attorney and Filing the Lawsuit

Navigating personal injury law can be daunting, particularly when you are contending with the complexities of a claim. Hiring an experienced accident attorney immediately is your best defense against the tactics of insurance companies and the legal maneuverings of opposing counsel. Your injury lawyer will guide you through the process of filing a lawsuit, ensuring that all legal formalities are met.

► Negotiating a Settlement or Going to Trial

The vast majority of personal injury claims are resolved through settlement negotiations. These discussions aim to reach a satisfactory agreement between the injured party and the at-fault party’s insurance company without going to trial. However, if a mutually acceptable resolution cannot be achieved, the case will proceed to trial where a judge or jury will determine the outcome.

Factors That May Affect Your Personal Injury Claim

Navigating the circumstances that can affect the outcome of a personal injury claim requires awareness and foresight. In Indiana, several key factors can significantly influence the trajectory of your case, such as:

Comparative Negligence Laws – Indiana follows a modified comparative negligence standard, whereby the injured party can still recover compensation even if they are partially at fault for the incident. However, their recovery is reduced by their percentage of fault. Understanding this concept is crucial, as it may impact the ultimate award.  If you are more than 50% as the injured party you do not win your case in Indiana.  If your claim is against a governmental agency or in medical malpractice cases, different laws apply.

Impact of Insurance Coverage – Insurance policies often play a significant role in personal injury cases. Understanding the relevant insurance coverage, policy limits, and potential for recovery from different sources is a critical aspect of claim evaluation and negotiation.

Social Media Activity – In the digital age, social media can become a double-edged sword in personal injury cases. Posts, comments, and photos shared online can be used as evidence, affecting the credibility of your claim. Maintaining discretion on social platforms can protect the integrity of your case and leave less chances of a defense attorney twisting or leaving context out of such evidence.

Tips for Maximizing Your Personal Injury Claim

Achieving the full potential of your personal injury claim necessitates a proactive and diligent approach. Here are essential tips to help you navigate your claim and maximize your recovery:

— Seeking Immediate Medical Attention

Prompt medical attention not only prioritizes your health, which is always paramount, but also creates a contemporaneous record of your injuries. This documentation is persuasive evidence in support of your claim.

— Documenting Injuries and Damages

A meticulous record of all injuries suffered, treatment received, and ongoing symptoms is indispensable. Establishing a documented chain of evidence paints a detailed picture of your losses and the subsequent impact on your life.

— Keeping a Record of Expenses and Losses

Maintaining a ledger of all related expenses, such as medical bills, property damage, and other financial outlays, is imperative for a comprehensive demand for compensation.

— Hiring a Reputable Personal Injury Attorney

An attorney with a robust track record in personal injury cases can be the most crucial asset in your journey to securing fair compensation. With their expertise, they can ensure that your rights are protected and that you receive the best legal advocacy possible.

Final Thoughts

Seeking a just resolution to a personal injury claim is more than a legal process; it is a personal journey to reclaiming your life. With the insights and knowledge provided in this guide, injury victims in Indiana are empowered to take the necessary steps towards recovery and the pursuit of deserved compensation. Remember, the key to winning your case is to act decisively and align yourself with the right legal representation from the outset.

If you or a loved one has been injured in Indiana, do not hesitate to seek legal advice tailored to your specific situation. The road to recovery may be long, but with the right approach, just compensation can be within reach. Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free initial consultation with a personal injury lawyer in Indianapolis, Indiana. Call now before time runs out on your claim.

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Know Your Rights: Strategies to Secure Full and Fair Personal Injury Compensation

In the aftermath of an accident, understanding your rights and the compensation you are entitled to is essential. This blog post will help guide you through the often complex landscape of personal injury settlements, illuminating the types of damages awarded and how compensation is calculated. When suffering from personal injuries, you may be entitled to general damages, punitive damages, and compensation for various losses you’ve endured.

It’s important to remember that securing full and fair compensation is often a rigorous process, requiring the expertise of an accident lawyer. Continue reading to navigate the world of personal injury compensation confidently, ensuring you don’t settle for less than you deserve.

Call 317-881-2700 to Speak With an Indiana Personal Injury Accident Lawyer
Call 317-881-2700 to Speak With an Indiana Personal Injury Accident Lawyer

Types of Damages Awarded to Personal Injury Victims

When discussing personal injury settlements, it’s crucial to understand the types of damages you may be entitled to receive. Personal injury cases can result in various types of damages awarded to the victim. These damages can cover a wide range of losses, including medical expenses, lost wages, pain and suffering, and property damages.

General damages are awarded to compensate the victim for tangible monetary losses, such as medical expenses, hospital bills, and lost wages. Non-economic damages, like pain-and-suffering and loss of enjoyment of life, can also be awarded depending on the nature of the case. These damages are more subjective and thus, more challenging to quantify, but they may include damages for psychological injuries as well.

Punitive damages can be awarded in situations in which the defendant’s actions are seen as intentionally harmful or reckless, aimed to punish the offender and set an example for others. The total amount of damages awarded often depends on the severity of the injury, the long-term effects on the victim’s life, and other mitigating factors.

Overall, it’s essential for plaintiffs to work with an experienced personal injury lawyer to ensure that they receive financial compensation for all of the damages they have suffered.

Calculating Personal Injury Compensation

When determining the amount of payment that you are entitled to, several factors come into play. These may include medical expenses, lost wages due to missed work, property damage, and overall pain and suffering caused by the accident. To determine the value of your case accurately, it’s vital to keep and accumulate records of all the expenses and losses you’ve incurred as a result of the accident.

The process of calculating personal injury compensation can be complex, and it’s crucial to seek the assistance of an experienced Indiana injury attorney. They have the expertise to evaluate your case thoroughly and negotiate with insurance companies or represent you in court. Hiring a personal injury lawyer will provide you with the best chance that you receive full and fair compensation for your losses and helps alleviate the stress of navigating the legal process on your own.

More on the Importance of Hiring an Accident Lawyer

Pursuing a personal injury claim for compensation can be overwhelming, especially when you’re dealing with physical and emotional injuries. In addition to guiding you through the process, an accident lawyer will have your best interests in mind and strive to secure a full and fair settlement. They have extensive knowledge of Indiana personal injury law and can navigate the complexities of negotiations or legal proceedings. Moreover, insurance companies may try to take advantage of your lack of legal knowledge and offer a lower settlement amount than you deserve. An accident attorney will fight for your rights and ensure that you receive proper compensation for all damages and losses incurred.


In conclusion, understanding your rights as a personal injury victim and the types of damages awarded is crucial in securing full and fair compensation. It’s essential to keep records of all expenses and losses incurred and to obtain the medical care necessary to get you back to where you were before the injury, and hiring an accident lawyer can greatly benefit the outcome of your case. Remember, you deserve to be fully compensated for any injuries or damages caused by another party’s negligence. Don’t settle for less than what you are entitled to and seek the help of an experienced accident lawyer to ensure your rights are protected.  So, if you or a loved one has been injured in an accident, don’t hesitate to seek legal advice and fight for the compensation you deserve.

Remember, knowing your rights is the first step towards securing full and fair personal injury compensation. Contact the Law Office of Craven, Hoover & Blazek, P.C. at 317-881-2700 to speak with an experienced personal injury lawyer in Indianapolis, Indiana. We can hold meetings in our office, or, if you cannot travel, we can speak over the phone or at your place of medical in-patient care. Call now before time runs out on your claim!

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Key Factors Influencing Your Personal Injury Settlement Value
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When are Punitive Damages Awarded in Personal Injury Lawsuits?

In the realm of personal injury cases, one term you may come across is “punitive damages.” This type of compensation is not just about reimbursing a victim for losses incurred due to an accident or injury. Rather, punitive damages serve a dual role – to punish the wrongdoer for their reckless or negligent behavior and to deter such conduct in the future.

Personal injuries can have a profound impact, causing serious and sometimes permanent damage or even wrongful deaths, affecting not just the victims but their loved ones as well. In this blog post, we discuss when punitive damages are awarded in personal injury lawsuits, giving you a better understanding of this area of law.

Call 317-881-2700 for Professional Personal Injury Lawsuit Help in Indianapolis Indiana
Call 317-881-2700 for Professional Personal Injury Lawsuit Help in Indianapolis Indiana

Personal Injury Cases

Personal injury cases are legal disputes that arise when one person suffers harm or injury from an accident or incident caused by another person’s negligence, recklessness, or intentional actions or in-actions. Such injuries may occur in various scenarios, such as car accidents, slip-and-falls, medical malpractice, defective products, wrongful deaths, and more. In these cases, the victim may seek compensation for their losses, including medical expenses, lost wages, pain and suffering, and in some cases, punitive damages. In the case of a wrongful death, the immediate family can seek a civil cause of action against the negligent party.

It is important to remember that each state has its own specific laws and regulations concerning these types of cases. In Indiana, the state requires that any negligence or carelessness leading to a personal injury be proven for a successful claim to be prosecuted and damages awarded. Additionally, there is a two-year statute of limitations applicable in all personal injury cases relating to negligence in Indiana, excluding governmental entities which require a tort claims notice to be filed in as little as 6 months. This means that all claims must be filed within two years, and sometimes 6 months, from the date of the incident in order to be considered by the court. There are also other rules which apply to filing deadlines so it is best to consult with an attorney right away.

Understanding Punitive Damages

Punitive damages are additional monetary compensation awarded by a court or jury to a victim of a personal injury that arose out of gross negligence. Unlike compensatory damages that aim to make the victim whole again after an accident or injury, punitive damages have a different purpose. Their primary goal is to punish the defendant for their actions and to serve as a warning or deterrent against similar behavior in the future to others. 

Punitive damages are not awarded in every personal injury case. Rather, they are only available when the defendant’s actions were particularly egregious, malicious, fraudulent, or willful. In such cases, the court may deem that compensatory damages are not enough to adequately punish and deter the defendant’s conduct. In some cases, punitive damages can also lead to criminal penalties.

Examples of Punitive Damages

To better understand when punitive damages may be awarded in personal injury lawsuits, let’s look at a few examples:

A drunk driver causes an accident resulting in severe injuries to the victim. The court may award punitive damages to deter the defendant from drinking and driving in the future and to deter others as well.

A company knowingly sells a defective product, causing harm to the consumer. In this scenario, punitive damages may be awarded to punish the company for its reckless behavior and prevent it from putting other consumers at risk.

A doctor commits medical malpractice by intentionally performing unnecessary procedures on patients for financial gain. In such cases, the court may award punitive damages to punish the doctor and deter them from repeating their actions.

In cases of employment discrimination, punitive damages may be awarded if an employer is found guilty of discriminatory practices such as harassment, retaliation, or wrongful termination. These damages are meant to punish the employer and deter them from engaging in similar behavior in the future. They may also serve as compensation for any emotional distress or financial losses caused by the discrimination.


Punitive damages serve an essential role in the realm of personal injury law. They aim to hold wrongdoers accountable for their actions and prevent them from causing harm in the future, as well as to deter others. If you or a loved one has suffered a personal injury due to another person’s negligence or recklessness, it is essential to consult with an experienced personal injury lawyer to understand your rights and ensure you receive the compensation you deserve.  So, when seeking legal action for a personal injury case, keep in mind the possibility of punitive damages being awarded and their purpose in deterring harmful behavior.

Are you looking for a compassionate civil litigator who will fight for your rights to financial justice after a serious accident or injury? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation, today. We represent injured victims all across the state, including Indiana residents injured in other states and residents of other states injured in Indiana. We can hold meetings over the phone, at your home, online, or at the hospital if necessary.

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Navigating Economic and Non-Economic Damages in Personal Injury Claims
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Key Factors Influencing Your Personal Injury Settlement Value

Navigating the complex world of personal injury settlements is no easy feat, especially when dealing with the tactics commonly employed by insurance companies to minimize payouts. When you’ve been injured due to someone else’s negligence, understanding the key factors that influence the value of your claim is crucial.

This blog post aims to guide you through these critical elements, helping you to effectively calculate and negotiate your personal injury damages. We’ll discuss the variables that can affect your settlement value, shed light on the strategies that insurance companies and their attorneys may use to decrease your compensation and provide insights into the personal injury calculator, a tool that can be effective in valuing your claim. Stay tuned as we delve into the intricacies of personal injury settlements.

Call 317-881-2700 to File a Personal Injury Settlement Claim in Indianapolis Indiana
Call 317-881-2700 to File a Personal Injury Settlement Claim in Indianapolis Indiana

What Factors Affect the Value of Your Personal Injury Settlement?

When determining the value of your personal injury claim, several key factors come into play. These variables can vary significantly from case to case, making it challenging to assign a figure for your damages. However, understanding these elements and how they influence your settlement value is crucial in negotiating a fair compensation amount. Here are some of the key factors that can impact your personal injury settlement value:

Nature and severity of injuries: The type and extent of your injuries have a significant impact on the value of your claim. Generally, more severe injuries should result in higher compensation amounts.

Medical treatment and expenses: The cost of medical treatment for your injuries, including past and future expenses, can significantly impact your settlement value.

Lost wages and income: If your injuries have caused you to miss work or impacted your ability to earn an income, this can be factored into your compensation amount.

Pain and suffering: Physical pain, emotional distress, and mental anguish resulting from the accident can also be considered when calculating the value of your claim.  These damages are calculated differently by each insurance carrier for a settlement or a jury for a verdict.

Duration of recovery: The length of time it takes for you to fully recover from your injuries can also play a role in determining the value of your settlement.

As you can see, there are multiple variables that can impact the value of your personal injury settlement. However, keep in mind that each case is unique and may involve additional factors not mentioned here. It’s always best to consult with a personal injury lawyer to assess your specific situation and determine the most accurate estimate of your potential settlement value.  You should hire an attorney.

How Do Insurance Companies Try to Lower the Value of a Personal Injury Claim?

Insurance companies are businesses, and their primary goal is to make a profit. As such, they may employ various tactics to decrease the value of personal injury settlements and minimize their payout. Some common tactics used by insurance companies include:

Disputing liability: Insurers may try to shift the blame onto the injured party or argue that their policyholder is not entirely at fault for the accident, even if the argument is without very much merit.

Downplaying injuries: Insurance companies may downplay the severity of your injuries and try to get you to settle quickly before you realize the full extent of your damages and before you can hire your own attorney.

Delaying the claims process: Insurers may intentionally prolong the settlement process to pressure you into accepting a lower offer.

Using recorded statements against you: Be cautious when providing recorded statements to insurance companies, as they can use them to discredit your claims and reduce your settlement value by attempting to get you to guess in your answers or attempting to have you  answer in a way which can later be argued in a misinterpreting way.

The Role of Personal Injury Calculators in Valuing Your Case

Personal injury calculators are online tools that use algorithms and data input to estimate the potential value of your claim. While these calculators can be helpful in providing a rough estimate, they should not be relied upon as the final say on your settlement value. These tools do not take into account all the nuances and complexities of personal injury cases, and their results may vary significantly from what you eventually receive. It’s always best to seek professional legal counsel and use the personal injury calculator as a starting point rather than the final determining factor.


The value of your lawsuit settlement can be influenced by various factors, including the nature of your injuries, medical expenses, lost wages, temporary or permanent injuries and pain and suffering. Insurance companies will try to lower the value of your settlement through tactics such as disputing liability and downplaying injuries. While personal injury calculators can provide a general estimation, it’s crucial to consult with a lawyer for a more accurate assessment of your claim’s value.

With this knowledge in hand, you’ll be equipped to negotiate a fair settlement and receive the compensation you deserve.  In the end, it is also difficult to assign any specific number as reasonable to any settlement or potential verdict because all juries are different but you attorney should be able to provide you with an accurate ballpark for a full and fair settlement after evaluating the law and facts relevant to your case.

Don’t let insurance companies take advantage of you – know your rights and seek legal assistance when necessary.  Contact Craven, Hoover, and Blazek P.C. at 317-881-2700 for a free case consultation and let our Indianapolis civil litigators guide you through the personal injury claim and settlement process. We represent any victim all throughout the state, plus Indiana residents injured in other states.

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5 Reasons You Need a Car Accident Lawyer After a Collision

Accidents happen, and when they do, they can turn your world upside down. The aftermath of a car collision can be a whirlwind of stress, confusion, pain and uncertainty, particularly if you’ve sustained injuries. Many people make the mistake of trying to navigate these troubled waters alone, underestimating the complications that can arise from injury claims, insurance companies and legal processes.

If you’ve found yourself in this predicament, it’s vital to know that you’re not alone, and help is closer than you think. Here are the top five reasons why securing a car accident lawyer to guide you through this tumultuous time can be the best decision you make.

Call 317-881-2700 to Speak With an Indianapolis Car Accident Lawyer Near You
Call 317-881-2700 to Speak With an Indianapolis Car Accident Lawyer Near You

5 Advantages of Hiring a Car Accident Lawyer After Being Hurt in a Wreck

1. Protecting Your Rights

After an accident, it’s crucial to understand your legal rights and the options available to you. A car accident lawyer specializes in personal injury law and has a thorough understanding of your rights as an accident victim. They can help you navigate through the complexities of the legal system, ensuring that you receive fair compensation for your injuries and losses. An automotive injury lawyer can also represent you in court if necessary, protecting your rights and interests every step of the way.

2. Knowledge and Experience

Navigating the legal system on your own can be a daunting task, especially when you’re dealing with injuries and medical bills. Hiring a car accident lawyer means having someone by your side who has the knowledge and experience to handle your case effectively. They understand the intricacies of tort law and can help you document a strong case to support your claim. Moreover, they have experience dealing with insurance companies and will know how to negotiate for a fair settlement on your behalf.

3. Gathering Evidence

In any legal case, evidence is crucial, and motor vehicle accident cases are no exception. A lawyer can help you gather and preserve evidence that will strengthen your case, such as medical records, police reports, witness statements, and any other documentation relevant to your accident. They also have access to expert witnesses who can provide valuable insights into your case, further strengthening your claim.

4. Dealing with Insurance Companies

Insurance companies are notorious for trying to minimize payouts and protect their bottom line. They make multi-millions and billions every year and they don’t make those kinds of profits paying out full and fair settlements. Dealing with them on your own can be overwhelming, and they may try to take advantage of you in your vulnerable state. Having an auto accident lawyer on your side means having someone who knows how to handle insurance companies and will fight for your rights to fair compensation.

5. Peace of Mind

The aftermath of a car accident is stressful enough without having to worry about legal proceedings and insurance claims. Hiring a motor vehicle accident lawyer can provide you with the peace of mind that comes with knowing your case is in capable hands. You can focus on recovering from your injuries while your personal injury lawyer handles the legal details, ensuring that you receive fair compensation for your losses.

In Summary

After a collision, it’s vital to have an experienced car accident lawyer by your side as soon as possible to protect your rights and guide you through the legal process. Their knowledge, experience, and ability to handle insurance companies will give you the best chance of receiving fair compensation for your injuries and losses. Don’t try to navigate this challenging time alone; hire a car accident lawyer and let them handle the complexities while you focus on recovering from your injuries. Remember, help is closer than you think.  Stay safe on the roads.  Drive with caution and always keep your eyes of for other drivers not using reasonable care.

Get started on your auto accident injury claim with the right team of professionals on your side. Contact Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned car accident lawyer in Indianapolis, Indiana. Our services come at no expense and zero risk to you since we operate on a contingency-fee basis. This means that we only receive payment if we succeed in securing a settlement or winning an award for you.

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How to Navigate the Aftermath of a Personal Injury in Indiana

Personal injury incidents, whether they occur in a car accident, at work, due to the negligence of a physician or due to a faulty product, can leave you grappling with physical pain, emotional distress, and financial strain. Maneuvering through the legal process in such a situation can be a daunting task, especially when you are trying to recover.

This blog post aims to guide you on how to navigate the aftermath of a personal injury in Indiana. We will discuss the role of a personal injury attorney, provide insight into the personal injury settlement process, and analyze how to best assess your damages and losses. We hope this guide can serve as a roadmap to help you find your way through this challenging time.

Call 317-881-2700 to Speak With Our Indianapolis Personal Injury Legal Team
Call 317-881-2700 to Speak With Our Indianapolis Personal Injury Legal Team

The Role of a Personal Injury Attorney

Navigating the legal system can be complicated, and this is especially true in personal injury cases. A personal injury attorney can be your biggest ally during this time. They are trained professionals who specialize in handling legal matters related to personal injuries and have extensive knowledge of the laws and regulations in Indiana. Hiring a personal injury lawyer can help you understand your legal rights, negotiate with insurance companies on your behalf, and ensure that you get the compensation you deserve. Furthermore, they can handle all the complicated paperwork and represent you in court if necessary, allowing you to focus on your recovery.

The Personal Injury Settlement Process

The personal injury settlement process is when parties involved in such an incident agree to resolve the case without going to trial. It involves negotiating a settlement amount that covers your damages and losses, including medical bills, lost wages, and pain and suffering. This process can be complex and requires careful consideration of various factors such as the severity of injuries, long-term impact on your life, and potential future expenses. Having an accident attorney by your side is essential to facilitate this process as they have experience in negotiating settlements and fighting for their clients’ best interests.

Assessing Damages and Losses

One of the most crucial aspects of navigating the aftermath of a serious injury is accurately assessing your damages and losses. These can include economic damages, such as medical bills and lost wages, as well as non-economic damages like pain and suffering and emotional distress. It’s essential to document all your expenses and keep track of any physical or emotional changes you experience as a result of the injury. Your accident lawyer can assist in this process by gathering evidence, consulting with medical professionals, and calculating the full extent of your damages to ensure that you receive fair compensation.

Mistakes to Avoid During Your Personal Injury Case

When you are a personal injury claimant, there is a lot at stake when it comes to your personal injury case. One of the most important things to keep in mind is to avoid making any mistakes that could negatively impact your case. This includes avoiding making statements or posting photos on social media that could be misinterpreted and used against you in court. Additionally, it’s important to keep all documentation related to your accident claim in a safe place and to avoid discussing your case with anyone other than your lawyer. Remember, one mistake can significantly affect the outcome of your case, so it’s important to be vigilant and cautious throughout the entire process.


Suffering from a personal injury can be overwhelming, but having the right information and support can make a significant difference. Remember to seek medical attention, gather evidence, and consult with an injury attorney as soon as possible after an incident occurs. They can guide you through the legal process, negotiate on your behalf, and help you get the compensation you deserve. By following these tips, you can navigate the aftermath of a serious accident in Indiana with confidence and focus on your recovery. 

If you or a loved one have experienced a personal injury, don’t hesitate to seek the necessary help and support. Contact Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with an experienced personal injury attorney in Indianapolis, Indiana. We provide contingency-fee representation, so you don’t pay anything unless we successfully secure a settlement or verdict on your behalf.

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Navigating Indiana’s Statute of Limitations for Medical Malpractice

Medical malpractice claims can be daunting, not only due to the intricate nature of the medical procedures involved but also the legal complexities that abound. Particularly in Indiana, understanding the statute of limitations for these claims is imperative. This blog will help guide you through the labyrinth of Indiana’s specific rules and timelines related to medical malpractice claims.

Our goal is to arm you with the knowledge necessary to protect your rights and navigate the legal waters with confidence. Whether you are a patient who feels they’ve been wronged or a medical malpractice lawyer seeking clarity, stick with us to unravel the nuances of Indiana’s statute of limitations for medical malpractice.

Call 317-881-2700 to Speak With a Medical Malpractice Lawyer Near Indianapolis
Call 317-881-2700 to Speak With a Medical Malpractice Lawyer Near Indianapolis

Statute of Limitations Definition

Before delving into Indiana’s specifics, let’s first understand the term ‘statute of limitations.’ Simply put, it is a legal time limit within which you can file a lawsuit. Every state has its own set of rules and timelines for different types of cases, including medical malpractice claims. These laws are in place to ensure that cases are brought forward in a timely manner, and evidence is still fresh and obtainable.

Indiana’s Statute of Limitations for Medical Malpractice Claims

In Indiana, the statute of limitations for medical malpractice claims is normally two years from the date the alleged malpractice occurred. This means you have two years to file a lawsuit against the healthcare provider responsible for your injuries. However, there are exceptions to this rule that could extend or shorten the time limit.

Exceptions to Indiana’s Two-Year Rule

Discovery Rule: If you discover the medical malpractice after the two-year deadline has passed, you may still have a case. The discovery rule applies in situations where the injury was not discovered immediately but rather, later on when symptoms arise. In these cases, the two-year clock starts ticking from the date you discovered or reasonably should have discovered the malpractice.

Continuous Treatment: If you were undergoing continuous medical treatment from the same healthcare provider for your initial injury, the statute of limitations may be extended to three years from the last date of treatment. This exception can also apply if the continuous treatment was for a related condition or injury.

Minor Children: In personal injury cases involving minor children, the statute of limitations does not begin until the child turns 6 years old. So, if your child was injured due to medical malpractice at the age of 2, you normally have until they turn 8 to file a lawsuit.

Foreign Objects: If a foreign object (such as a surgical sponge) is left inside a patient’s body during surgery, the statute of limitations does not start until the object is discovered or should have been discovered.

Statute of Repose

In addition to the two-year and exception rules, Indiana also has a statute of repose that could impact your medical malpractice claim. The statute of repose sets an absolute deadline for filing a lawsuit, regardless of any exceptions. In Indiana, the statute of repose for medical malpractice claims is seven years from the date of the alleged malpractice, but every case needs to be looked at individually.

Why It’s Important to Adhere to Indiana’s Statute of Limitations

Failing to adhere to Indiana’s statute of limitations can result in your case being dismissed without ever being heard. This means you may lose your right to seek compensation for your injuries and damages. It is essential to consult with a medical malpractice lawyer as soon as possible if you believe you have a case.

Key Takeaway

Navigating Indiana’s statute of limitations for medical malpractice claims can be challenging, but understanding the rules is crucial. The key takeaway is that the deadline to file a lawsuit is typically two years from the date of the alleged malpractice, but exceptions may apply. To ensure your rights are protected and you have the best chance at a successful outcome, it’s crucial to seek legal advice as soon as possible.

Don’t let Indiana’s statute of limitations be a roadblock in your pursuit of justice for medical malpractice. Choose the Law Firm of Craven, Hoover, and Blazek P.C. for expert personal injury representation for medical malpractice claims in Indianapolis, Indiana. Contact us at 317-881-2700 to schedule a free initial consultation with a seasoned accident attorney who can provide all the information you need to move forward from your injury. We represent injured victims throughout Indiana, including Indiana residents injured or killed in other states.

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