What You Need to Know Before Filing an Injury Claim for a Car Accident

If you’ve been injured in a car accident, then you should be considering filing an injury claim. This is an important step to take if you want to receive compensation for your medical bills, lost wages, property damages and other expenses related to the accident. But before doing so, it’s important that you understand what an injury claim entails and how best to go about filing one.

Here, we will discuss the key things that you need to know before filing an injury claim for a car accident. We will cover topics such as gathering evidence, seeking legal advice from a car accident lawyer, understanding insurance coverage, and more. By taking these steps into consideration ahead of time, you can ensure that your case is as strong as possible when it comes time to file your injury claim.

Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.
Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.

Car Accident Victims Deserve Justice

After auto accident victims suffer physical, emotional, and financial losses due to the negligence or carelessness of another driver, they deserve financial justice. And they can do this by filing a car accident claim with help from an experienced personal injury lawyer. By holding the responsible party and their insurance carrier accountable for their insured’s actions, car accident victims can often benefit from the settlement achieved through a car accident claim and receive monetary compensation for medical bills, lost wages, pain and suffering, and more.

Victims have the legal right to demand that an at-fault driver and their insurance carrier take responsibility for the negligence of the at-fault driver. By hiring a seasoned personal injury attorney, car accident victims can rest assured that their case is being represented diligently. Preparing a solid case before filing a personal injury claim for a car accident is imperative. Becoming aware of all essential details beforehand can provide you with peace of mind and give your case its best chance for success.

Top Considerations for Filing an Auto Accident Claim

Evidence

The first step when filing an injury claim for a car accident is to gather evidence. This means taking pictures and videos at the scene of the accident, obtaining police reports, and collecting contact information from any witnesses who may have seen the accident happen. All of this evidence can be extremely helpful in establishing liability and helping to prove your motor vehicle accident case.

Car Accident Lawyer

You should seek legal advice from a car accident lawyer immediately. This can help to ensure that your injury claim is filed correctly and on time, as well as helping you understand the process of filing an injury claim and what type of compensation you may be eligible for. A qualified car accident attorney will also be able to advise you on how best to negotiate with insurance companies and ensure that you get the maximum compensation possible.  An experienced car accident attorney will also help to ensure that the evidence needed to prove your case is obtained.

Insurance

Finally, it’s important to understand your insurance coverage and the insurance coverage of the at-fault party and make sure that you and the at-fault party are fully covered for any medical bills and other expenses related to the auto accident. The more prepared you are with this information when filing an injury claim, the better chance you have of receiving a fair amount of compensation.  Your accident attorney will obtain this information  for you.

Get Support for Your Injury Claim

By taking the time to understand and consider these key topics, you can ensure that your injury claim is as strong as possible when it comes time to file. By doing so, you may be able to receive the compensation you deserve for any medical bills or other expenses due to a car accident. If you have any further questions about filing an injury claim, it’s best to contact an Indiana auto accident attorney immediately who can provide you with the legal advice and support you need.

Knowing your rights and how to defend them is essential if you have been injured because of another driver’s negligence. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation for your car accident injury lawsuit in Indianapolis, Indiana.

Related Posts:

The General Steps of a Car Accident Injury Trial
Should I Hire a Truck Accident Lawyer in Indiana?
Most Common Auto Accident Injuries and What Causes Them

Common Distractions That Lead to Intersection Car Crashes

Were you just injured in a car collision that occurred at an intersection? Was the accident the fault of another driver? If so, you could be entitled to compensation for your damages. Let’s discuss what might have led to the other driver’s negligence, and what you should do to protect your rights and obtain the justice you deserve after being wrongfully injured in a car accident.

Continue below to learn about the most common distractions that lead to intersection car crashes, and where to get the legal facts and advice you can trust regarding the initiation of your personal injury claim.

Indiana Car Accident Attorneys 317-881-2700
Indiana Car Accident Attorneys 317-881-2700

Intersection Car Crashes Usually Involve a Form of Negligence

When cars collide at an intersection, whether a junction of traffic lights or stop signs, there is always some form of negligence involved; generally, on the part of a driver, since most intersection crashes involve one or more vehicles. However, it could also be due to another at-fault party, such as a J-walking pedestrian, a cyclist who fails to adhere to traffic laws, or even the local government who maybe neglected to repair a traffic light. For the sake of this blog, we will discuss the common distractions that cause drivers of vehicles to be involved in an intersection car accident.

Types of Distractions That Cause Intersection Collisions:

Intoxication – Whether it be illicit drugs, alcohol, or a type of controlled substance, such as prescription pain medication, operating a motor vehicle under the influence of any can be a crime and is negligence. Intoxicated driving happens to also be one of the number one causes of car accident, including intersection crashes. Intoxicated drivers can fall asleep at the wheel, run red lights, increase their speed and lose control of their vehicles in and near an intersection, all of which are very dangerous actions.

Cell Phones and GPS – Texting, reading, sending emails, and dialing numbers on a cell phone is a top cause of car accidents in the 21st century. As for intersections, texting has caused many injurious, and even fatal crashes. This also includes GPS and navigational devices. Taking the eyes off the road at the wrong time, also while traveling through an intersection, can have grave consequences.

Drowsiness – Drivers who are fatigued or drowsy, whether from lack of sleep, overload of sugar, a big lunch, or side affects of a medication, are very dangerous. Drowsy driving is incredibly hazardous, especially when traveling through a busy intersection. At night, this danger is even greater. Fatigued driving is a top cause of car accidents, which often take place at traffic light and stop sign intersections.

Human Error – Another frequent cause of intersection car collisions is basic human error. Sometimes a driver gets confused and anxious about a traffic signal, which is common among new drivers and adolescents. Other times, a distracted driver might drift into the other lane, or even misjudge how long it will take them to come to a complete stop at the light. Sometimes the cause is blatant, intentional recklessness and sometimes it is a lack or reasonable care.

What You Need to Do as a Car Crash Victim in Indiana

If you were injured in a car accident, whether at an intersection or not, it is vital that you immediately seek medical treatment, and retain all documentation of your medical treatment. It is also vital to take photos and retrieve other forms of evidence regarding the details of your car accident, including video recordings, witness contact information, pictures of vehicle damage, pictures of the surrounding car accident scene, and more. You may have a loved one help you gather this type of car accident evidence. From there, be sure to follow all doctors’ orders and appear for all scheduled medical appointments. You will also need to immediately hire a car accident lawyer in Indiana to represent your claim. They can determine if you have a strong case, and then protect your rights to being fully compensated.

How to Get an Experienced Car Accident Lawyer in Indiana ASAP

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to get in touch with an experienced personal injury lawyer who specializes in car accident injury cases in Indianapolis, Indiana. We offer free initial consultations and never collect attorney fees unless we obtain a settlement or judgment for you. After a free initial case evaluation, our accident attorneys will determine if your case is worth pursuing, and if it is, we will begin working on it immediately. We represent injured persons throughout the State of Indiana.

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What to Do if You are in a Company Car Accident

Nothing interrupts a workday worse than wrecking the company vehicle. And when injuries are serious, it can interrupt the quality of your life as well. For this reason, it is important to be prepared. Knowing how to handle a car accident in your work vehicle will be helpful to your claim and recovery. Continue reading for tips on what to do if you are ever involved in one.

Indiana Car Accident and Workers' Compensation Lawyers
Indiana Car Accident and Workers’ Compensation Lawyers 317-881-2700

Tips for Driving a Company Vehicle

If you are frequently commuting back and forth in a company car all day long, it is important to be prepared for a car accident. With so much driving, the likelihood of being involved in a collision of some sort increases drastically. To prepare, keep a camera in your vehicle, along with your insurance information, pen, paper, and of course, your drivers’ license. These items will make your post-accident timeline much smoother, and will also allow you to record any evidence you need to support your insurance and/or injury claim. Evidence includes witness statements, witness contact information, other driver’s insurance and contact information, pictures of damages and the scene of the accident, and more.

Steps to Follow After a Company Car Accident

As soon as you are involved in a car accident in your company-issued vehicle, the first step is to seek medical attention right away. Once you are stable, you can continue on. If you are transported directly to a hospital for serious injuries, ask a police officer to help collect the information you need beforehand (if you can). If not, don’t worry about it; an experienced personal injury lawyer can help you gather all the evidence needed to support your case if need be.

If you are stable, then your next step is to check on the other people involved in the accident to see if they are okay. If they require medical treatment, step back and allow them to receive it. If they are stable, then you want to exchange insurance and contact information with them. It is also recommended to take a photo of their insurance card, license plate, and drivers’ license to ensure accuracy in case of clerical errors.

Next, use your phone or camera to take pictures and video of the scene of the accident, the vehicular damages, the road signs, stop lights, or other objects you think contributed to the accident. Also take pictures of any physical injuries you have on your body. Once you have visual evidence, look around to see if there were any witnesses to the accident. Ask them for their contact information if you need their statements during the claims process.

The last step is to hire an experienced Indianapolis personal injury attorney to help negotiate your car accident settlement in the case that you were seriously injured. They can help you recover the full and fair compensation you need to come back from your losses and damages, including hospital bills, medical expenses, lost wages from time off work, pain, suffering, and more.

Craven, Hoover, and Blazek Helps Injured Indiana Car Accident Victims

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a personal injury claim in Indianapolis, Indiana. Seasoned injury lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek, all specialize in car accident injury claims and workers’ compensation claims, and have represented thousands of injured persons in Indiana. Our personal injury law firm offers free initial consultations to evaluate your eligibility to pursue legal action and collect compensation for your damages. Best of all, we never collect attorney fees unless we recover a settlement or verdict for you!

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What Do I Say to Insurance Adjusters After Being Injured in a Car Accident?

It can be very confusing knowing what to say, sign, or do after a car accident that leaves you seriously injured. It is important to understand as a car accident victim that anything said or signed can be used against you when making a claim for compensation. To make matters even more delicate, insurance adjusters seek to obtain certain information and admissions out of claimants through strategic and formulated interview questions, all for the purpose of using the information as a means to evade liability for their client’s damages. Basically, insurance companies’ main objective is to pay as little as possible to anyone making a claim with them.

Continue reading to learn what your rights are as a personal injury car accident victim, including what you should not say to insurance adjusters and police in order to protect your rights to full and fair compensation.

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What To Do as a Car Accident Victim

It is vital to make a police report at the scene of the incident, even if the at-fault driver drove off and even if the at-fault driver tells you at the scene they are at-fault. Likewise, it is just as important to get a medical report recorded at the scene of the accident as well. If the paramedics believe you require medical care, allow them to transport you to the nearest hospital. They are specifically trained to make these types of medical decisions. 

If you are transported by ambulance and are not able to talk with the investigating officer at the scene of the collision, make your police and medical report in the hospital. Most police officers will go to the hospital to obtain your version of the incident.  In any even, as soon as you are stable, whether at home or in the hospital, it is time to hire an Indiana personal injury lawyer to represent you in your car accident claim.

Never Talk With a Defendant’s Insurance Carrier

As a recent car accident victim, the best course of action for you to take is to get a legal professional on your side as soon as possible. If an insurance carrier calls you, take down their name, address, phone number and claim number and provide that information to your attorney. Waivers, documents, and interviews can entail confusing jargon and mislead victims.

An experienced car accident attorney will handle and organize every single detail of your case. This includes gathering all necessary documents, such as police reports, medical records, witness statements, expert testimonies, and more. They will also conduct all communications with your insurance company and the opposing insurance adjusters, as well as, opposing counsels, judges, doctors, and more.

Your Rights as a Car Accident Victim:

✅ You have the right to ask a police officer to file a police report.

✅ You have the right to take pictures at the scene of the accident, including damages to property (both vehicles), injuries, persons in the area, surrounding landmarks and structures, etcetera.

✅ You have the right to deny an insurance adjuster’s request for a recorded statement without consulting with your lawyer first (whether it’s your insurance carrier or another).

✅ You have the right to professional and private legal counsel.

✅ You have the right to seek to collect compensation for your damages and losses if negligently caused by another person.

Indianapolis Car Accident Lawyers That Work Hard to Protect Your Rights

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with a licensed personal injury attorney about your car accident injury claim in Indianapolis, Indiana. Seasoned lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek are motivated to help you recover the full and fair compensation you deserve after being seriously injured in an accident. Call 317-881-2700 for Indianapolis personal injury representation you can trust.  We represent injured persons throughout the State of Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
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Why You Need to Consult With an Indianapolis Car Wreck Attorney ASAP

In the case that a car accident was not your fault, and you wound up suffering serious injuries, it is important to consult with the seasoned Indianapolis car wreck attorney as soon as possible. Continue reading to learn your rights after being seriously injured in a car accident that was not your fault, why you need to seek professional legal counsel as soon as possible, and how to get started on your claim today.

Indiana Car Wreck Lawyers
Indiana Car Wreck Lawyers 317-881-2700

Your Rights to Compensation After a Car Accident

After being injured in a car accident, you are entitled to certain rights to make a claim for compensation. If a car accident were your fault, you would likely be filing a claim with your own auto insurance, as well as your own health insurance carrier. However, if the car accident was someone else’s fault, and you suffered serious injuries that resulted in specific losses and damages, you are entitled to make a claim against the at fault party’s insurance carrier. In this case, you would need to hire a skilled personal injury lawyer to represent your claim. They have the knowledge, skills, and professional resources to navigate your case in a way that ensures you obtain the full and fair compensation you deserve.

You can recover compensation for proven economic and non-economic losses and damages, such as hospital bills, medical expenses, lost wages from time off work, prolonged physical therapy, permanent disability or disfigurement, loss of consortium, pain and suffering, and much more depending on your particular case. See our blog, “Types of Damages Awarded for Victims of Injury” to learn more about recoverable personal injury damages and losses.

You Need a Skilled Personal Injury Lawyer if…

You should always hire a skilled personal injury attorney. 

Here’s Why:

Once the at fault party calls their insurance carrier to advise them of the incident, the insurance carrier immediately begins their investigation of the case and it immediately assigns an adjuster to obtain facts and evidence which will support their insured’s version of the incident. In cases where their insured potentially causes severe injuries to another person, the in-house and sometimes out-of-house attorney will become immediately involved. It is vital to your case to have your own attorney so they can seek and obtain the evidence necessary to bring your claim and help you recover a full and fair settlement for your injuries.

A defendant’s insurance carrier owes an injured party no duties. It also owes no duty to treat the injured party fairly and to reach a fair settlement with an injured party. In fact, a defendant’s insurance carrier’s duty is to it’s shareholders to make them money, which is why, if they attempt to settle a case at all, they attempt to settle the case for as little money as possible. A defendant’s insurance carrier has a monetary interest in settling a claim for as little money as possible and to not settle the case at all if they can because that would mean the insurance carrier would pay nothing.

The bottom line is you should always hire a skilled personal injury attorney so you have someone looking out for your best interests and your best interests alone.  The at-fault party already has an adjuster and attorney looking out for theirs. 

Why Time is of the Essence

Every state has a set time limit in which an injured person can bring about a claim, or file a lawsuit in civil court, against another party. This is known as statutes of limitations. Here in Indiana, the standard statute of limitations for personal injury lawsuits is two years. If a personal injury victim fails to pursue a claim within this time period, they lose their opportunity to do so, forever. See our blog, “Can a Personal Injury Statute of Limitations Be Extended?” to learn more about such limitations and what you can do if you miss the deadline.

Moreover, evidence needs to be obtained quickly as it will disappear with the passage of time and memories of what happened become faded with time.  For example, photos of the vehicles should be taken immediately.  Why?  Because if the vehicles are totaled they may get demolished in a wrecking yard once the property damage claim has been resolved.  Moreover, if the vehicles are not totaled and are fixed, you will not have evidence of the impact and dames to the vehicles involved.

SCHEDULE A FREE CONSULTATION WITH AN EXPERIENCED INDIANA ACCIDENT ATTORNEY

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 if you have recently suffered a personal injury in Indiana. Our seasoned Indianapolis car accident injury attorneys are happy to answer your questions about personal injury claims, lawsuits, and more. Initial consultations are free of charge, and we never collect lawyer fees unless they recover for you. Call 317-881-2700 to schedule a free consultation, today.

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How to Win a Car Accident Lawsuit

A motor vehicle accident can happen in a second. One moment someone is driving down the road peaceably, and the next minute they find themselves in the midst of a motor vehicle collision. Because there are so many factors involved in proving a personal injury case, it is important to consult a personal injury attorney for professional legal counsel.

Continue reading to learn what you need to know about how to win a car accident lawsuit if you are injured through the fault of another.

Indiana Car Accident Lawyers 317-881-2700
Indiana Car Accident Lawyers 317-881-2700

Receiving Compensation Through a Settlement

Violating road signs, ignoring traffic signals, zipping through stop lights, not paying attention, speeding, driving under the influence, and several other types of reckless or negligent driving behaviors are common causes of automotive collisions that result in injuries. If a victim was injured as a result of another driver’s negligence, they will most likely be eligible to pursue compensation for their damages. In order to recover compensation for pain, suffering, medical bills, lost wages, and various other standard damages, a victim holds the burden of proving their case. A skilled personal injury lawyer will retain the proper resources, knowledge, and skills to effectively prove a case against the negligent party.

However, as an injured victim, you can also take certain steps to help increase your chances of recovering a settlement and being fully compensated, such as:

☑ Contact 911 and Get Medical Care

If you are ever involved in a car collision that causes you injury, the first thing you or the person with you needs to do is contact emergency services immediately. The most important concern is your health and safety. Contact 911 or some other type of emergency medical dispatch service for immediate medical attention. Once you are medically stable, you can take the next vital steps, which include seeing a doctor for your injuries and hiring a lawyer to represent your claim. See our blog, “Tips for Documenting Your Injuries After a Car Accident” to learn how to assess your own car accident injuries.

☑ File a Car Accident Report With Police

It is very important to have a police report filed with the details of the car collision and the injuries you sustained. With a police report on file, judges and juries can use the details as proof of evidence in your case. See our blog, “Are Police Reports Important to an Auto Accident Claim?” to learn how police reports can impact your case.

☑ Hire a Licensed Personal Injury Law Firm

You should always hire proper legal counsel. It is imperative to hire legitimate and licensed personal injury attorney services in order to have your best chance at recovering remuneration for your damages following a car accident. Accident attorneys are specialized and extensively educated and experienced in personal injury law. They have the legal resources and proficiency to effectively represent you in your case. Most law firms do not charge upfront fees for their services, and instead, collect their attorney fees once they win compensation for you. If they do not win compensation for you, you do not owe them any fees at all.

Indianapolis Personal Injury Lawyers You Can Count On

Call the Law Office of Craven, Hoover and Blazek P. C. at 317-881-2700 to secure your rights after a serious car accident injury in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover and Keith Blazek retain extensive trial and litigation experience in accident law and specialize in car accident and trucking cases. It is important to act fast after being injured in an accident because the sooner you act, the more likely your chances are of winning your claim and recovering compensation for your damages because evidence can be obtained before it is gone. Call 317-881-2700 to schedule a free initial consultation with a licensed car accident lawyer in Indianapolis, Indiana today.

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Are Police Reports Important to an Auto Accident Claim?

Usually, no one walks away from a car accident and says it was no big deal. They are serious matters that have the potential to cause severe injuries and even death. For these reasons and more, auto accidents are scary, and tend to leave injured victims feeling confused.

If you are in a car collision, whether as a driver, passenger, cyclist, or pedestrian, one of the first steps you can take is also one of the most vital. After getting medical attention for yourself and others involved, be sure to contact law enforcement and make a report at the scene of the accident. In fact, it is required by law in most cases.

Personal Injury Car Accident Attorney
Personal Injury Car Accident Attorney 317-881-2700

Here in Indiana, the law requires individuals to immediately alert the local police department of a car accident in certain cases, including if:

  • It results in any form of bodily harm or death.
  • It causes over $1,000 in property damage.
  • City ordinance requires car accident reporting.
  • The insurance company requires car accident reporting.

Personal Injury Claims and Police Reports

Separate from your legal obligation to report a car accident to the nearest police station, it is in your best interest to do so for your own personal injury claim. You should always contact the police and have them come out and do a report as a general rule.  There are some cases in which victims do not immediately feel or appear injured initially after an auto accident, but later on, sometimes hours, days, weeks and even months, develop serious symptoms and the injuries sustained during the collision begin manifesting themselves. This is known as an onset of symptoms, and is a common occurrence in car accidents. The amount of time an onset of injuries takes to appear varies from person to person.

Police are specially trained to investigate and evaluate the details of a car accident, and therefore, should accurately record a report that defines relevant details regarding the collision. A completed police report can protect your rights to recovering compensation in an insurance settlement or personal injury lawsuit for your losses by documenting evidence of the facts surrounding your case. Such reports usually provide a large amount of valuable information, such as:

  • Time, Date, and Location
  • Contact Information for All Parties Involved
  • Insurance Information for All Parties Involved
  • Statements from All Parties Involved
  • Witness Statements and Contact Information
  • Description of Injuries Reported at the Scene
  • The Officer’s Personal Account and Opinion of the Accident
  • A Diagram of the Accident Scene
  • Description of Road and Weather Conditions
  • Description of Vehicle and Property Damages
  • Pictures of Injuries, Damages, and Scene Surroundings
  • Description of Tickets Issued at the Scene By the Officer
  • And More

Because investigating police officers usually do not know the drivers involved, they are usually seen as unbiased witnesses to a car accident, and therefore, have no stake in the outcome of a personal injury lawsuit or insurance claim, their reports of an accident are highly valuable and persuasive forms of evidence in a case. Police can be, and are often, used as witnesses in car accident injury cases. Contact a licensed Central Indiana car accident lawyer for help navigating your claim on a course toward a full and fair financial recovery.

Who to Trust With Your Indiana Car Accident Claim

Contact the esteemed law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help making a car accident injury claim in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, specialize in car accident claims, and are well-versed in Indiana personal injury law. We offer free initial consultations, we represent clients all over the State of Indiana and never charge lawyer fees unless we win your case. Schedule an appointment, and get started as soon as today.

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