Steps to Take After an Injury at Work

Posted on June 29, 2023 by admin

Getting injured at work can be a stressful and overwhelming experience. Not only do you have to deal with the physical pain of the injury, but there are also financial concerns that come along with it. This is why it’s important to know what steps to take after an injury at work so that you can get back on your feet as soon as possible.

In today’s post, we will go over some of the key things you should do if you find yourself in this situation, including filing for workers’ compensation and seeking medical attention. We’ll also discuss how hiring a lawyer who specializes in workplace injuries could help protect your rights and ensure that you receive fair compensation for your losses. By following these steps, you can make sure that your recovery is both physically and financially secure.

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Workplace Injury Guide

No one ever expects to get injured at work, but unfortunately it does happen. Whether you’ve had a minor accident or a more serious injury, knowing what steps to take after an injury at work can help make the process easier and ensure that your rights are protected. Here’s what you need to do:

Notify Your Supervisor

The first thing you should do if you’ve been injured at work is notify your supervisor immediately and fill out an incident report or make sure one gets filled out. This document will serve as evidence of your injury in case you need to file for workers’ compensation or other benefits later on. It’s important that all details about the incident be included in this report so make sure to provide as much information as possible.

Get Medical Treatment ASAP

Next, seek medical attention right away even if you don’t think the injuries are severe as some injuries may not be readily apparent until hours later or may get worse with time. Make sure to tell the doctor and any other medical provider that this was a workplace-related injury so they can properly assess any long-term effects and provide appropriate treatment options for recovery.

Talk to a Work Injury Lawyer

After seeking medical care, contact an attorney who specializes in workplace injuries so they can advise on how best to move forward with filing for workers’ compensation benefits from your employer. By working with an experienced work injury lawyer, you’ll get the best guidance for pushing through with your case and recovering the maximum benefits owed to you as an injured worker.

Follow All Doctor’s Orders

Finally, once your injury has been reported and documented, follow through with the treatment plan recommended by your doctor. This should include any physical therapy or medications needed for recovery. Make sure to stay in contact with your supervisor and human resources department, along with the insurance adjuster for the worker compensation insurance carrier, so that they are aware of any updates on your condition and how it continues to impact your ability to come back to work.

Get Help With a Workers’ Compensation Claim Today

Though an injury at work can be daunting, following these steps can help you get the support you need to recover quickly and safely. Take care of yourself and remember that you have rights! Don’t hesitate to contact an experienced workers’ compensation attorney who specializes in workplace injuries. They will be able to provide more specific advice about how to handle your individual situation. In the meantime, take the necessary steps after an injury at work and stay positive—you’ll be back on your feet in no time!

Are you an injured worker looking for help with a workers’ comp claim in Indiana? The earlier you act, the higher your chances of success will be – so don’t delay! Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed workplace injury lawyer in Indianapolis. We represent victims all throughout the state of Indiana.

Which Injuries Qualify For Workers’ Compensation in Indiana?

Posted on November 25, 2022 by admin

Workers’ compensation benefits are a form of insurance that provides financial assistance to employees if they become injured or ill because of their job or while working. In Indiana, the state requires employers with three or more employees to carry workers’ comp insurance in order for eligible employees to be able to receive benefits. The types of injuries that qualify for workplace compensation in Indiana include both physical and mental injuries, to a degree.

Continue below to learn more, including how to get trusted legal advice regarding your Indiana accident claim.

Call 317-881-2700 To Speak With a Licensed Workers' Comp Lawyer in Indianapolis. — Call 317-881-2700 To Speak With a Licensed Workers’ Comp Lawyer in Indianapolis.

Injuries Covered By Workers’ Compensation Benefits

Physical injuries that qualify for workers’ compensation include any type of injury or illness related to the employee’s job activities, such as falls, cuts and bruises, burns, repetitive strain injury, carpal tunnel syndrome and even sometimes heart attacks or strokes. Mental illnesses may also be covered by workers’ compensation if they are related to the job, such as stress or depression caused by an employer’s hostile work environment.

In addition, some employees may be entitled to compensation even if their injuries were not sustained at work. This includes any type of injury that was the result of a workplace activity, such as attending a company event or meeting off-site. Furthermore, an employee can qualify for workers’ comp if his or her illness or injury regardless of whether or not there was negligence by any party.

Workers’ Compensation Eligibility

In order to be eligible for workers’ comp, an employee should report their injury or illness to their employer as soon as possible and provide medical documentation of the injury or sickness. The employee must then file a claim with the Indiana Workers’ Compensation Board within two years of the injury or illness in order to ensure receipt of benefits owed.

If an employee is found eligible for workers’ compensation benefits, they can expect to receive payments that cover medical expenses related to the injury or illness, as well as a percentage of wages while they are unable to work due to their injury or illness. In some cases, eligible employees may also receive disability awards or lump sum settlements if permanent injuries are sustained.

The Importance of Workman’s Comp Benefits

Overall, workers’ compensation benefits provide a valuable safety net to those who become injured or ill because of their job in Indiana. Eligible employees can expect to receive payments for medical expenses and lost wages related to their injury or illness, as well as additional benefits if their injury or illness was caused by their employer’s negligence. It is important for Indiana employees to understand the types of injuries and illnesses that qualify for workman’s compensation benefits in order to take advantage of them if they become injured or ill.

Know Your Right’s as an Injured Worker

By understanding the types of injuries and illnesses that are eligible for workers’ compensation, Indiana employees can ensure they receive the financial assistance they deserve in the event of a workplace injury or illness. With this information, employees can be better prepared to handle any situation that may arise due to an injury or illness sustained while on the job. It is essential for Indiana employers and employees alike to understand workplace compensation eligibility and its importance in protecting both parties.

Contact an Indianapolis Workers’ Compensation Lawyer

For more information about the types of injuries that qualify for workers’ compensation in Indiana, contact a qualified Indiana workers’ compensation attorney. An experienced civil litigator can provide advice on proper filing procedures and ensure employees receive the full range of benefits they are entitled to under state law.

Employees should always consult a workers’ comp attorney in Indiana before making any decisions regarding such claims and as soon as possible following a work place injury. With the right legal help, injured or ill employees can receive the full range of benefits they deserve in order to mitigate any financial losses incurred due to workplace injuries or illnesses.

Would you like to get started with a free case evaluation to discuss your right’s to fuller and fairer workmen’s compensation in Indiana? Contact the Law Office of Craven, Hoover, and Blaze k P.C. at 317-881-2700 to speak with a workplace injury lawyer in Indianapolis, Indiana. We also represent injured Hoosiers all across the state, and can meet via phone, video conference, or in-office.

How to Manage a Workers’ Comp Injury Claim

Posted on September 29, 2022 by admin

When an employee is injured while on the clock, they are entitled to workers’ compensation benefits through their job. These benefits are meant to help cover the cost of the damages and losses incurred because of the accident. This may include lost wages, hospital bills, medical expenses, prolonged therapy, a permanent partial impairment rating and more. If an employee is killed on the job, the dependents are also entitled to receive benefits.

If you were recently injured at work, it is in your best interest to learn what you can about workplace accidents and injury claims so that you may make the right decisions regarding your physical and financial recovery. If you have not been injured at work, it is still wise to learn these tips so that you are prepared if it ever happens to you or someone you love.

Continue reading to learn what you should and should not do in the case that you are injured at work and considering workers’ compensation.

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Workplace Injury Claim Process

What You Should Do

To protect yourself and your rights to maximum compensation, be sure to make the right decisions in the process. This includes the following:

Report your injury immediately, whether you think you need medical care or not.

Demand that a written accident report is made on the spot and be sure to get a copy for yourself.

Immediately seek or accept medical attention.

Retain all paperwork and documentation of your accident, injuries, and medical care. Keep track of all the written restrictions and instructions given to you by your doctor.

If your employer makes any retaliations or threats regarding your claim, contact the Department of Labor immediately and report the harassment.

If you are unsatisfied with your medical treatment or diagnosis, ask for a second opinion.

Obtain an attorney. The worker compensation carrier for your employer has attorneys and you should also.

If you are denied certain benefits due to a “pre-existing condition”, be sure to protest with the help of an experienced Indiana workplace injury lawyer.

What You Should NOT Do

Do not fail to report your injury.

Do not decline medical attention. This can be harmful to you both physically and in terms of filing a claim.

Do not let the company’s case manager into your hospital examination room while you are with the doctor if you do not want them in there.

Do not let the workers’ compensation insurance carrier take too long to approve or deny your injury claim. There are state laws that mandate when they must respond. It is usually within 30 days after the claim is officially filed.

Do not believe your employer if they tell you there is a “minimum period” of employment that you must retain to receive workers’ compensation benefits. You are entitled to benefits immediately, no matter your length of employment.

Do not miss or reschedule any appointments that are made by your employer’s workers’ compensation insurance carrier. Missing too many appointments can revoke your right to certain benefits.

When you return to work, do not let your employer place you into a line of duty that violates your work restrictions provided by the treating doctor.

Are you having trouble getting what you need from your workplace injury claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with a skilled workers’ compensation attorney in Indianapolis, Indiana. We can hold meetings over the phone, via online conferencing, or in person at our Indianapolis personal injury law firm.

The Two Main Types of Construction Site Slip and Fall Accidents

Posted on July 22, 2022 by admin

OSHA stands for Occupational Safety and Health Administration, which is an organization responsible for enforcing health and safety regulations in workplace environments. Employers, employees, and manufacturers are all obligated to follow OSHA guidelines and support comprehensive safety at work. These regulations are set in place to maintain safe workplace environments and prevent serious injuries and fatalities. Workplace accidents can range in severity, from minor wounds to serious life-long injuries or even death. People can lose their lives, their loved ones, or their ability to work or perform naturally in everyday tasks.

As for active construction sites, one of the most common on-the-job accidents is slip and fall accidents, emphasis on the falls. There are two main types of construction site slip and fall accidents. Continue below to learn more about them, plus what you should do as an injured construction worker or laborer in Indiana.

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Important Construction Site Accident Statistics

The Occupational Safety and Health Administration (OSHA) reports that, every single year, 1 out of 10 construction laborers are injured on site. Furthermore, OSHA informs us that falls from great heights are one of the top causes of such accidents. And according to the Bureau of Labor Statistics (BLS), every year there are nearly 150,000 construction site accident injuries reported. Of these injuries, fall accidents are one of the primary causes.

According to the National Institute for Occupational Safety and Health (NIOSH), 1,224 construction workers lost their lives in a construction accident in 2005. They suggest this makes the construction field the most dangerous industry to work in. In the United States, 15% of workers’ compensation costs are paid toward injured construction laborers who were hurt on the job.

Reasons For Construction Site Slip and Fall Accidents

Active construction sites are innately more vulnerable to the risk of slip and fall accidents due to negligent persons and companies, inclement weather conditions, dispersed construction equipment and machinery, production debris, great heights, and more. Although it goes without saying, the higher up a slip and fall incident happens, the more severe the injuries. At extreme heights, a slip and fall accident can mean instant death.

Some of the most common causes of slip and fall accidents on construction sites include inadequate safety training and equipment, loosened or broken handrailing, defective scaffolding, exposed electrical cords and cables, and surfaces that are uneven, wet, or slippery.

2 Primary Types of Fall Accidents on Construction Sites

Various slip and fall accidents can take place at a construction site, but the two primary types include same-level falls and falls from one level to a lower level. Same-level falls are best described as slip, trip, and fall accidents. These take place on ground level, or on a single level in which the fall does not cause the victim to drop to a lower level of the construction site. An example of the same-level fall at a construction site would be tripping over exposed electrical wiring and falling to the ground, resulting in a broken ankle and dislocated shoulder. This does not mean that a same -level fall cannot result in catastrophic injuries or death. They do, as the statistics above suggest.

Falling to a lower level typically results in more serious workplace injuries, and in some cases construction fatalities. Compared to same level falls, falling from one level to a lower level increases the chances of catastrophic injuries or deaths.

Falling in Man-Made Holes

Holes are also a common cause of accidents on construction sites. People, both workers and regular citizens, have literally fallen victim to unmarked or unguarded holes, trenches, and other deep cavities dug into the ground.

Guidance for Injured Construction Workers

If you are a construction worker, or an employee in any industry for that matter, who has been injured on the job or while performing work-related duties, it is in your best interest to consult with a licensed Indiana personal injury lawyer to learn your rights to pursuing legal action and obtaining the maximum compensation for your damages and losses.

Would you like to speak with a trusted workers’ compensation lawyer without any financial obligation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation to discuss your construction accident claim in Indianapolis, Indiana with an experienced workplace injury attorney. We represent workers throughout Indiana and Indiana citizens injured anywhere, plus we can meet over the phone, via video conference (Zoom, Skype, etc.), or in person at our Indy-based office.

Do Remote Employees Qualify for Workers’ Compensation if Injured at Home?

Posted on June 14, 2022 by admin

The pandemic certainly changed the dynamic of the workforce. Many offices and professional businesses have leaned into the work-from-home strategy, finding that remote workers are happier, and therefore, produce higher quality work. Plus, incorporating remote staffing into a compatible business model can deliver a wide range of benefits in terms of overhead expenses and bottom lines.

Nonetheless, being that the telecommuting office strategy allows employees to work from home, the potential for blurred lines and boundaries are ever present. One such area of concern or confusion involves workplace injury liability.

Do remote workers qualify for workers’ compensation benefits if they are injured at home? Continue below to explore this topic further.

Workers' Comp Attorney Indianapolis Indiana 317-881-2700 — Workers’ Comp Attorney Indianapolis Indiana 317-881-2700

Workers Compensation for Work-From-Home Employees

Employees who work from home get to enjoy all sorts of concomitant perks, like not sharing a bathroom with a dozen other coworkers or spending more time with the family pet. But do these workers also get workers’ compensation perks if they are injured at home? The answer really depends on the circumstance and timing of the accident that caused the injury.

Scope of Employment

At-home workers are generally entitled to all the same benefits and protections as on-site workers. This also applies to workers’ compensation benefits. Whether an employee works from home or not, in order to be covered under workers’ compensation, they must have been injured while performing work-related duties. This is referred to as “scope of employment.”

For instance, if an employee leaves their house in the middle of the workday to go grocery shopping, and during which is injured, they are not covered under their company’s workers’ comp policy because they were not performing a work-related duty.

Oppositely, if the employee leaves the house to perform a work-related duty, like show a property to some potential buyers or make a delivery, then they should be eligible for workers’ comp benefits after sustaining an injury during the process.

So, if a remote worker is injured inside their house while performing work-related duties, they may qualify for workers’ compensation benefits so long as the work-related duty falls within their scope of employment. Common examples of work-from-home accidents include car accidents, slip and falls, back and neck injuries caused by poor posture, repetitive stress injuries (i.e. carpal tunnel syndrome), and possibly mental stress.

Who Might Be Ineligible for Workers’ Comp?

There are many cases in which an injured-at-home employee is disqualified from workers’ compensation coverage, such as causing the injury themselves or maintaining a hazardous at-home workplace environment. In fact, OSHA does not have any regulations that require business owners to inspect or sign off on their staff’s work-from-home offices. Additionally, if a remote worker is injured at home as a result of a hazardous at-home workplace, the business owner would likely not be liable.

It is important to note that certain vocations are not covered by workers’ compensation benefits, such as domestic workers (i.e. nannies, babysitters, housekeepers), agricultural workers, and independent contractors.

Were you recently injured on the job? Talk to a licensed and experienced personal injury lawyer to learn all about your rights to collecting a full workers’ compensation settlement. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation, today. We represent clients throughout the state, plus Indiana residents injured in other states.

What to Do if Your Boss Does Not Want to Report Your Workplace Injury

Posted on April 18, 2022 by admin

Workers’ compensation injury claims in Indiana involve several complex laws and legal jargon that can quickly confuse anyone who does not retain a basic understanding of both worker compensation laws and tort law. However, if you are a recent workplace injury victim, you can be clear on one fact: getting hurt on the job means you do get medical treatment and you do get compensation. Although Indiana employers are legally required to maintain adequate worker’s compensation insurance, sometimes a boss can be hesitant about reporting a workplace injury; some might even flat-out refuse. If your employer is refusing to report your workplace injury, reinforce yourself with the right facts, starting right now.

Continue reading to learn what to do if your boss does not want to report your workplace injury, plus who to contact for worker’s compensation injury claim advice and representation in Indiana.

Workers' Compensation Law Firm Indianapolis Indiana 317-881-2700 — Workers’ Compensation Law Firm Indianapolis Indiana 317-881-2700

Your Responsibilities as an Injury Worker in Indiana

When you are injured on the job, you are protected under law in terms of receiving benefits like medical treatment and compensation. However, you still have certain responsibilities to uphold yourself if you want to be eligible for worker’s compensation benefits.

First, do not assume that your employer is aware of your accident and injury. If you fell off of a 10-foot scaffold and had to be transported to the hospital via ambulance, it is likely that your boss would know about it. But no matter how obvious and dramatic your accident is at work, never presume that your employer knows and intends to report it.

Even if your injuries are minor, it is important to report the accident. Although you’re probably not going to report paper cut or a stubbed toe, seemingly innocuous incidents like bumping your head or taking a tumble over some scattered construction scrap can lead to injuries that appear later on. If you wait too long to report your injury because you don’t think you’re hurt, it will make it more difficult to prove your workers’ compensation benefits claim. Always report an accident that causes injury right away, so that you can at least have it documented on a timeline.

Your Employer’s Responsibilities

Employers are required by law to report most injuries to workers on the job site. Simply put, if your boss doesn’t report your workplace injury, they are breaking the law. Not only is your employer required by law to report your injury, but they are required to report it within a certain amount of time. As soon as you notify your boss that you have been her on the job, they should file a DWC-1 form with the state’s workers’ compensation board called a First Report of Injury. Most states give employers 30 days to file this form, however there are some states that only give employers one week.

When Your Boss Refuses to File a Work Injury Report

Workers’ compensation insurance works very similar to automotive insurance in that, the more claims you file, the higher your premiums are. Employers can sometimes be hesitant to report workplace injuries to the state board because they selfishly don’t want their policy rates to increase. Other times, employers refuse to file a work injury reports because they believe that the employee is lying about being hurt or they don’t think the injury is serious enough to warrant a formal report. Either way, it is their legal duty to report the injury as soon as you notify them, no matter how they feel about the situation.

✘ DO NOT USE YOUR PRIVATE INSURANCE FOR WORK INJURIES

Did your employer ask you to use your private health insurance for your workplace injury, medical treatment? Do not do this under any circumstances! When you see your doctor, explain to them that you were injured on the job while performing work-related duties. Get this on record as soon as possible to protect your rights to workers compensation benefits. Your employer’s worker compensation carrier usually gets to control what doctors you see.

✘ DO NOT ACCEPT PAYMENT FROM YOUR BOSS

Did your employer offer to pay you under the table for your medical treatment? Do not accept it! It is very possible that your workplace injuries can persist for quite some time, which would entitle you to compensation for past, current, and future damages. Accepting payment under the table is risky because you don’t know when the money will stop coming your way. It might also revoke your right to pursue workers’ compensation benefits.

Are you looking for an Indiana personal injury law firm that specializes in workers compensation cases? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with an experienced workers’ compensation lawyer in Indianapolis, Indiana. We represent clients all throughout the state of Indiana.

Is a Personal Injury Claim the Same as a Workers’ Compensation Claim? Claiming both?

Posted on March 15, 2022 by admin

After suffering injuries and subsequent losses following a workplace accident, you may be wondering if you should file a personal injury claim or take advantage of your workers’ compensation benefits through a workers’ comp claim, or both. It is important to understand the difference between a personal injury claim and a workers’ compensation claim if you want to recover the full and fair settlement for your specific damages and losses.

Continue reading to learn the primary differences between the two types of injury claims, when you can claim both, plus where you can get trusted information and guidance regarding your recent accident in Indiana.

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The Requirement of Fault in a Tort Claim

One of the most fundamental elements of a tort case is fault. An entity (person, corporation, company, government agency, etc.) that is to blame for a civil wrongdoing can be held responsible, and thus their insurance carrier would be responsible for paying out any settlement or judgment, for paying out damages to the surviving victim or family of victims under Tort Law. However, the question of fault is one of the most important and primary differences between a personal injury claim and a workplace injury claim.

Personal Injury Claims Must Prove Fault

To recover damages in a personal injury case, the claimant party (the victim or family of victim) holds the burden of proving fault, meaning they must demonstrate that the opposing party was negligent or wrong in some way, which directly caused them harm. General damages awarded in personal injury cases include medical expenses (past, current, and future), hospital bills, lost wages from time off work, and similar calculable losses related to the victim’s accident and/or injuries.

However, special damages may also be awarded in a personal injury case for pain and suffering, mental anguish, permanent scarring or disfigurement, loss of earning capacity, loss of enjoyment of life, and similar losses that cannot be added up on a calculator.

Workers’ Compensation Claims Do Not Require Fault

A workers’ compensation claim does not require the injured party to prove fault. In fact, no fault needs to be established whatsoever, even in respect to OSHA violations and negligent or reckless management. Regardless of fault, injured workers can be entitled to workers’ compensation benefits, so long as they file a workers’ comp claim.

General workers’ compensation benefits include coverage strictly for quantifiable losses, like weekly earnings, hospital bills, medical expenses, permanent impairment benefits (if applicable), and vocational rehabilitation. Injured workers cannot generally sue their employer or employees for pain and suffering damages. There are exceptions to the rule, such as in the case of egregious or intentional torts.

Making Claims for Both

There are also situations where an injured party can make both a worker compensation claim and a tort claim at the same time. For example, if a pizza delivery driver is delivering a pizza when he or she is rear-ended by another vehicle. The injured driver could make a worker compensation claim through his employer and their insurance carrier since he was injured while on the job. The injured worker could also seek a recovery under tort claims law from the defendant driver who rear-ended his vehicle and that person’s insurance carrier since he was injured as a result of tortious conduct by a person he was not employed by.

Talk to a Licensed Accident Lawyer in Indiana

When it comes to pursuing compensation after an accident or injury, it is best to consult with a seasoned Indiana personal injury lawyer who can explain your rights to recovering damages in a language you can clearly understand. It is also important to act fast because there are statutes of limitations on personal injury claims and evidence needs to be obtained before it disappears.

Would you like to speak with a trusted and experienced personal injury lawyer without any financial obligation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation for your personal injury claim in Indianapolis, Indiana. We represent clients throughout Indiana and Indiana citizens injured anywhere and can meet over the phone, via the internet, or in person at our Indy-based office.

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Can I Quit My Job if I Am on Workers’ Compensation?

Posted on February 25, 2022 by admin

Are you currently receiving workers’ compensation benefits from a recent workplace or work-related injury? If so, it might be in your best interest to maintain your employment for the time being. Wanting to quit your job after suffering injuries in a workplace accident is understandable, but when you are on workers’ comp, it is not always the wisest choice.

Continue reading to learn more about workers’ compensation benefits, and how quitting your job could cause issues.

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Employment and Workers’ Compensation

Whether you can quit a job you are receiving workers’ compensation benefits at depends on a wide range of factors, from the state you live in and the status of your recovery to the benefits you are eligible for, why you wish to leave your position, and much more. For this reason, and because the matter of maintaining employment while on workers’ compensation is not a cut-or-dry matter, it is strongly encouraged to seek advice from a licensed and qualified Indiana workplace injury lawyer.

Medical Expenses and Hospital Bills are Covered Under Workers’ Comp Benefits

If you are injured on the job or while performing work-related duties, all of your medical expenses and hospital bills will be covered under your workers compensation benefits. Even if you quit your job, these benefits are still available to you. After all, your injuries from your work-related accident do not suddenly heal themselves if you decide to terminate your position at your place of employment.

COMMON MEDICAL EXPENSES:

▶ Medical Treatments
▶ Hospitalization
▶ Surgery
▶ Rehabilitation
▶ Physical Therapy
▶ Medications
▶ Mileage to Doctor’s Appointments
▶ Medical Devices (Wheelchairs, Crutches, Braces, Etc.)

Once the worker compensation judge that you have reached maximum medic a l improvement (MMI), which means your condition cannot be improved by further treatment, your workers’ compensation benefits for medical expenses and hospital bills will at least partially end. The judge makes his or her decision based upon the opinion of the doctor chosen by the worker compensation carrier, your own physician and sometimes a physician chosen by the judge. However, this does not mean that all workers compensation benefits have been extinguished. As a result of your workplace accident and injuries, you could require compensation for future medical care, medications, medical devices, and other future losses, such as partial or permanent disability and loss of inability to return to full employment.

Coverage for Lost Wages

When an injured worker is recovering from a workplace accident, they are unable to earn wages in the same way they were able to before the accident. Workers’ compensation benefits are designed to cover such losses, thus bridging the financial gap between leaving work and returning to work. However, the essential term here is worker. If a worker quits their job, there is no returning to their job, which can cause them to lose their worker’s compensation benefits.

Temporary and Permanent Disability

There are different types of categories an injured worker can be placed in depending on the degree of their impairment. These categories include Temporary Total Disability (TTD), Temporary Partial Disability (TPD), Permanent Partial Disability (PPD), and Permanent Total Disability (PTD). With temporary disability benefits, an injured worker generally receives 2/3rds of their average weekly pay. Injured workers who have suffered permanent disabilities will generally receive a lump-sum settlement, but in other cases may receive continued worker’s compensation payments.

ADDITIONAL FACTS TO CONSIDER:

☑ Quitting a job while on workers’ compensation may have a negative effect on your settlement.

☑ Never quit your job before making a workers’ compensation claim.

☑ If you are classified as TTD, but your employer does not have light duty work available, you can still receive workers’ comp benefits.

☑ If you quit while receiving workers’ compensation benefits, this can cause issues.

You have the right to quit your job on workers’ compensation, and no one will stop you, but understand that there is a risk when it comes to receiving the full and fair benefits you deserve. Talk to a workplace injury lawyer first, before making any decisions about your employment.

Are you having trouble understanding your workers compensation benefits in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a licensed and experienced workers’ compensation attorney in Indianapolis, Indiana. We offer free initial consultations, over the phone, via online video conference, or in person at our Indy office. Our accident lawyers represent injured persons all throughout the state of Indiana.

General Workers’ Compensation Benefits and How to Claim Them

Posted on February 15, 2022 by admin

An employer’s workers’ compensation coverage provides certain payments for those injured on the job. Continue reading to learn some of the most common workers’ compensation benefits, how to claim them after a workplace injury, and what you can do if they are not adequate to cover your damages and losses.

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Workplace Injuries and Damages

It is common for people who are injured on the job to collect workers’ compensation benefits. The amount of compensation and degree of benefits received by injured workers largely depends on what state the employer is located in and the extent of the injuries or damages. Damages can include but are not limited to lost wages, medical expenses, hospital bills, permanent partial impairment rating (PPI ratings) and sometimes other damages.

Workers’ compensation should cover damages caused by a workplace accident or injury It is wise to hire an Indianapolis personal injury attorney who specializes in workers’ compensation cases to recover the full and fair recompense deserved.

Most Common Types of Workers’ Compensation Benefits

Not all workers’ compensation claims are for physical injuries. Although most involve some sort of bodily harm, mental anguish or trauma can be just as damaging. Sometimes, personal injury cases can involve assault/battery, contracting a work-related illness or disease, experiencing an armed robbery or other gun related attack, and more. Either way, the common coverages and benefits received from workers’ compensation claims are as follows:

☑ Paid Hospital Bills, Medical Expenses, Physical Therapy, Medical and Vocational Rehabilitation, Doctor Visits, Counseling, Prescriptions, Etc.

☑ Paid Weekly Earnings for Time Off Work Longer than One Week (2/3 of Average Weekly Pay-400 Week Maximum)

☑ Benefits for Dependents in the Case of a Wrongful Death at Work

☑ Travel Expenses (If Applicable)

A Workplace Injury Lawyer Can Help You Recover the Most Benefits

There are sometimes other types of benefits available to those injured on the job, however, they vary depending on the company’s policies, insurance coverage, the extent of injury, and much more. If you wish to recover the full and fair remuneration you and your family deserve after your workplace accident or injury, your best course of action is to hire a personal injury lawyer in Indianapolis who is well-versed and experienced in workers’ compensation cases.

A certified and skilled Indianapolis workers’ compensation lawyer can provide comprehensive case support from start to finish. They retain the proper resources, experience, and knowledge to navigate your workers’ compensation claim so that your focus can be placed solely on your recovery. Just be sure the Indiana personal injury law firm you select employs attorneys with extensive trial and litigation experience in workers’ compensation cases. This effort will further ensure you are choosing a lawyer that can successfully navigate your claim and have a better chance of recovering for your damages and losses.

Not sure which personal injury law firm to choose for your workplace injury case? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation with a seasoned workers’ compensation lawyer in Indianapolis, Indiana. We represent clients throughout the state of Indiana.

Were You Involved in an Accident While Driving Your Company Car?

Posted on February 4, 2022 by admin

When it comes to work, there are okay workdays, good workdays, and even great workdays, but then there are those occasional bad ones, like being involved in a company car accident. Below you will find a guide on what you need to do if you are ever in an accident while driving your company car.

Company Car Accident Lawyer Indianapolis Indiana 317-881-2700

Company Car Auto Accident Help

Driving from location to location for work poses the risk of being in an auto accident. If you are involved in a car accident in your company vehicle, there are some important steps you need to take. Before reviewing the guide to company car accidents, it is necessary to note that you should always have your updated car insurance documents in your vehicle at all times.

What to Do After a Company Vehicle Accident:

First, ensure that yourself and all other parties involved in the accident are not injured or still in harm’s way. Even if no one seems injured, contact 911 and request law enforcement to the scene. Try to get to a safer location, out of the way of traffic.

While waiting to police and medical technicians to arrive, use your cell phone to take pictures of the scene of the accident, including all property damages, intersections, road signs, and injuries. If you are too injured to do this, you can ask an officer, paramedic, or bystander to help.

When authorities arrive, accept medical examination and treatment from the paramedics, if necessary, then make a police report. Ask for a copy of the police report.

If you are capable, begin asking the other parties involved for their insurance and contact information. Take a photo of their insurance card to ensure accuracy. Do not talk about the accident to the other drivers or involved parties as everyone is not having a good day after a collision so tempers may exist. It is better just to talk to the investigating officer and tell them what happened.

Next, notify your employer of the accident. Do this as soon as possible. Because your company likely has their own procedures, insurance, and legal teams for these matters, you will need to communicate with them at the scene and see what they want you to do. If the car can be driven, they may have you return it right away. If it is not drivable, your employer will probably arrange a tow truck to collect the company car.

Your employer may require you to hand over all related documents and evidence, like photos, videos, police reports, witness statements, and more. Cooperate with these requests but try to keep copies for yourself.

Were You Injured and the Accident Was Not Your Fault?

If you were injured in a company car accident, seek medical treatment right away. See a licensed medical practitioner for your injuries and retain all documents supporting your medical diagnoses and treatment.

Your company may offer workers’ compensation be n efits. If they do, explore these benefits. If they take too long to complete your claim, reduce the value of your claim, refuse to cover additional medical treatments ordered by your doctor, you have suffered permanent disabilities, or deny you benefits altogether, it is important to hire a licensed workplace injury lawyer in Indiana. They can ensure that your rights to being fully compensated for your damages and losses are preserved. You are entitled to reimbursement for medical bills, hospital bills, lost wages, and more.

Are you ready to protect your rights to being fully compensated after being injured in a company vehicle accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a seasoned workplace injury attorney in Indianapolis. We represent a wide range of cases for clients all across the state.