When a child is injured due to someone else’s negligence, it can be one of the most challenging experiences for a parent or guardian to endure. Beyond the emotional toll, there are medical expenses, rehabilitation costs, and concerns about the long-term impact on your child’s well-being. Understanding how to file a personal injury claim for a minor in Indiana can help ensure that your child receives the compensation they deserve to cover these challenges.
This guide will walk you through Indiana’s laws on juvenile injury claims, step-by-step instructions on filing a claim, and potential challenges you may face. Armed with this knowledge, you’ll be better equipped to protect your child’s future.

Understanding Indiana’s Laws on Minor Injury Claims
When a child under 18 is injured in Indiana, special legal rules apply to ensure their rights are protected. Minors cannot legally file a personal injury claim on their own because they lack legal standing. Instead, a parent or legal guardian must file on their behalf.
Here are some of the key legal concepts you need to know when pursuing a child injury claim in Indiana:
Attractive Nuisance Laws
Indiana follows the “attractive nuisance doctrine,” which holds property owners accountable if their property has hazards (like an unfenced pool or abandoned machinery) that may attract children who cannot understand the risk. Proving negligence under this law could significantly impact your child injury claim.
Negligent Supervision
If your child’s injury resulted from someone else’s lack of supervision (e.g., a caretaker failing to protect your child from harm), you may be able to pursue legal action for negligent supervision.
Personal Injury Damages for Minors
When filing an injury claim for a minor, you can seek compensation for:
- Medical Expenses: Current and future medical bills.
- Pain and Suffering: Compensation for your child’s physical and emotional distress.
- Loss of Future Income: If the injury impacts your child’s future earning ability.
- Permanent Disability or Scarring: Damages for long-term physical impairment or scars.
Step-by-Step Guide to Filing a Claim
Navigating the process of filing a juvenile injury claim can be overwhelming but breaking it down into steps makes it more manageable. Here’s a quick guide to show you how it might look:
1. Seek Medical Attention First – The first priority after an injury is ensuring that your child receives immediate medical treatment. A detailed medical record will serve as evidence of the injury’s severity and link it to the accident.
2. Document the Incident – Thorough documentation is critical. Take photos and video of the scene where the injury occurred, the hazard responsible, and your child’s injuries. Collect names and contact information of any witnesses.
3. Establish Negligence – To succeed in a personal injury claim, your attorney must demonstrate that the responsible party was negligent. This typically involves proving:
- A duty of care was owed to your child.
- The party breached that duty of care.
- The breach caused the injury.
- The injury resulted in damages (e.g., medical expenses, pain, and suffering).
4. Calculate Personal Injury Damages – Work with a legal expert to assess the full scope of losses—monetary and non-monetary—caused by the injury.
5. File the Claim Through the Court – File the juvenile injury claim on behalf of your minor. Be sure to include all necessary documentation, including medical records, photographic evidence, and proof of negligence.
6. Settle or Go to Trial – Insurance companies may offer a settlement but it will be a lowball offer. If no fair agreement is reached, you may need to take the case to court with the help of an attorney.
Statute of Limitations and Time Restrictions
Indiana law imposes strict deadlines for filing a personal injury claim for a minor, which is known as the statute of limitations. Typically, you have two years from the date of the injury to file a claim.
However, there’s an exception for minors. The clock may “toll” (pause) until the child reaches the age of 18, giving them (or their guardians) more time to file. That said, certain circumstances—such as claims against government entities—may come with even shorter deadlines. Consulting a legal expert is crucial to avoid missing these time-sensitive windows.
Potential Challenges and How to Overcome Them
Filing a child injury claim can come with its fair share of hurdles. Being aware of these challenges can help you prepare:
Proving Liability
The other party (or their insurance company) may argue that they were not responsible for the injury. Strong evidence, witness statements, and legal support are vital in building a compelling case.
Valuing Non-Economic Damages
Calculating intangible damages like pain and suffering for a child is complex. Collaborate with experts who understand how to place appropriate monetary value on these intangible yet significant losses.
Insurance Company Pushback
Insurance companies will try to minimize the payout, claiming the injury is less severe than documented. A skilled personal injury attorney can negotiate with insurers on your behalf and ensure that your claim is not undervalued.
The Role of a Personal Injury Attorney
Navigating the complexities of Indiana personal injury law can be intimidating, especially when your child’s well-being is at stake. This is where a personal injury attorney comes in.
A qualified legal expert can:
- Evaluate the merits of your case and advise if you have a strong claim.
- Handle negotiations with insurance companies to secure a fair settlement.
- Collect evidence, work with expert witnesses, and establish negligence.
- Represent your child’s best interests in court, if needed.
Additionally, hiring an attorney allows you to focus on caring for your child while your attorney handles the legal burdens.
In Summary
No parent wants to think about their child being hurt, but when injuries do happen, taking the right steps is essential to securing their future. Filing a personal injury claim not only ensures compensation for current expenses but also provides for your child’s long-term care and recovery.
Navigating the complexities of juvenile injury claims should not be something you manage alone. Consulting with a knowledgeable attorney who specializes in personal injury law will make all the difference. If your child has been injured and you want to learn more about your options, don’t hesitate—reach out for a free consultation today.
You deserve financial justice for your injured child, and with our help, you can get it. Contact the law office of Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free case assessment with an esteemed child injury lawyer in Indianapolis, Indiana. Our team has collected millions of dollars in settlements and jury verdicts for our clients over the last 30 years, so we know how to obtain the maximum award for your claim. We represent victims all throughout the state and Indiana residents injured in other states.
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