How to Recover Financially from an Accident or Injury

No one ever anticipates getting injured in an accident or suffering from a medical condition that requires physical therapy, surgeries and other treatments. But when it happens, the financial strain can be overwhelming for individuals and their families. If you’ve been hurt in an accident or have suffered a significant injury, knowing how to protect your rights through filing a personal injury claim is essential.

Fortunately, there are steps you can take to recover financially from such tragedies by consulting with a personal injury lawyer who understands the legal process involved in filing a personal injury claim or lawsuit. By understanding what’s required of you as the plaintiff seeking damages, you can take back control of your life after facing serious injuries due to someone else’s negligence or carelessness.

In this blog post, we will discuss some of the ways to go about recovering financially after experiencing an accident-related injury or illness.

Call 317-881-2700 to Speak With a Civil Lawyer in Indianapolis.
Call 317-881-2700 to Speak With a Civil Lawyer in Indianapolis.

Economic Recovery for Victims of Personal Injury Accidents

Hire a Civil Lawyer

The first step is to retain a civil litigation lawyer who specializes in personal injury law. They can help you make sure you receive the compensation you are entitled to. Your personal injury attorney will be able to provide you with expert legal advice and represent your interests during settlement negotiations or in court if necessary. They will also assess any potential liabilities, review insurance policies involved, and ensure that all documentation is prepared correctly so your claim has the best chance of success.

Your accident lawyer will help you document your case by gathering evidence such as medical records, witness statements, photos, and videos taken at the scene of the accident, police reports, and other relevant materials. It’s important to be honest and thorough when discussing your case with your personal injury attorney so they can make an accurate assessment and develop a strategy for securing the compensation you are entitled to.

Stay Focused on Your Case

Once your personal injury claim has been filed, it is important to monitor any developments closely and remain in communication with your civil lawyer throughout the process. They will need additional information or documentation to prepare for negotiations, so staying organized and prepared can be beneficial. It’s also important to note that personal injury lawsuits can take time to settle, so patience is essential.

Trust Your Attorney For the Best Results

When recovering financially from an accident or injury, being strategic in how you approach the legal process is key. Working with an experienced personal injury lawyer will help ensure that you have the necessary resources and guidance needed to negotiate a successful outcome. With their expertise and knowledge of personal injury law by your side, you can reclaim your life and get the justice you deserve.

Common Types of Damages Awarded in Personal Injury Claims

Following personal injury, victims may find themselves facing emotional and financial hardships that can create a long-term impact on their life. Fortunately, personal injury damages help those affected to receive some financial recovery for the losses that occurred as a result of the incident. Generally speaking, personal injury compensatory damages are awarded for both economic and non-economic losses. The economic losses, such as hospital bills, medical expenses, and lost wages are objectively calculable, whereas non-economic awards are more subjective, such as pain and suffering, as well as loss of quality of life, loss of consortium, mental anguish, spectrum of disability, and more.

Depending on the circumstances surrounding the personal injury incident in question, punitive damages may also be awarded in order to punish those responsible for gross negligence. Ultimately, personal injury damages provide essential financial relief while holding negligent parties responsible for their actions. Talk to an esteemed Indiana accident lawyer to learn which personal injury damages you might be entitled to.

Don’t hesitate if you’ve been victimized in a wrongful accident. In regard to such matters, the earlier you act, the higher your chances of success will be – so don’t delay! Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed personal injury lawyer in Indianapolis. We represent victims all throughout the state of Indiana and Indiana residents injured in other states.

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What To Expect During a Personal Injury Settlement Negotiation

Have you been injured in an accident? If so, you may be entitled to compensation for your injuries and damages. The process of settling a personal injury claim through negotiation can seem intimidating, but with the right help, it doesn’t have to be. In this blog post, we will discuss what you should expect when negotiating a personal injury settlement with an insurance company or other party responsible for your injuries. You will learn about the different types of negotiations that are available and how a personal injury lawyer can help make sure you receive full and fair compensation for your losses.

By understanding the process ahead of time, you can better prepare yourself for successful negotiations and get closer to achieving the outcome that is best for you.

Personal Injury Lawyers in Indiana - 317-881-2700
Personal Injury Lawyers in Indiana – 317-881-2700

Personal Injury Settlement Process

The first step in personal injury settlement negotiations is to contact a personal injury attorney who is experienced in handling these types of civil litigation claims. Your accident lawyer can help to evaluate your case and advise you on the best course of action. They will also represent you during negotiations, offering their legal advice and experience throughout the process. During this stage, it is important that you provide all relevant information about your accident to your lawyer so they can properly assess its strengths and weaknesses. This will allow them to determine a fair amount for your settlement claim.

Negotiations

First, you and your attorney will meet to determine the amount you want to demand to settle the case. Once this is done, the demand is sent to the defendant’s insurance company and negotiation begins. Your lawyer will be instrumental in helping you prepare for these conversations and making sure your interests are represented in the final agreement and your attorney will conduct most of the negotiations for you.

Counteroffers

During negotiations, both parties will make counteroffers to each other in order to reach an agreement that works for everyone involved. This means each side may give up certain aspects of the original demand and original offer to get what they want from the other side. Therefore, it’s important to anticipate these counteroffers and be prepared to negotiate over them.

Settlement Review

This involves discussing the details of the agreement such as how much money should be paid out, when payments should be made, and what the terms of the agreement are. It is important that you remain calm and professional during negotiations as this will demonstrate to the other party that you are serious about getting a fair settlement. At the end of negotiations, both parties should review the final agreement carefully before signing it. This agreement is legally binding and must be followed by both sides so it’s essential that all terms are clear and understood. You will consult with your personal injury lawyer once more before signing off on any final documents.

Hire a Personal Injury Civil Lawyer to Represent You in Your Case

By understanding the negotiation process beforehand and having the support of an experienced Indiana personal injury lawyer, you can ensure your interests are represented during negotiations and receive full and fair compensation for your losses. Keeping this in mind, it is important to take the time to properly research and prepare for personal injury settlement negotiations. Doing so can put you in a better position to achieve a favorable outcome and get closer to achieving the resolution that is best for you.

With patience and an open mind, you and your personal injury lawyer can work together to reach the best outcome. Contact the personal injury attorneys at Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free personal injury consultation, today.  We represent victims all throughout the state of Indiana and Indiana residents injured in other states.

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3 Common Myths About Making a Personal Injury Claim

Being injured in an accident is a traumatic experience, and the thought of making a personal injury claim can add to that stress. Unfortunately, there are many myths about personal injury claims that make it even harder for those who have been hurt to get the compensation they deserve.

To help you understand your rights after an accident, here are 3 common myths about making personal injury claims debunked by experienced personal injury lawyers. From understanding how long you have to file a claim to knowing when hiring a lawyer is advisable, this post will answer all of your questions and give you the information needed to make informed decisions throughout the process.

Call 317-881-2700 to Speak With an Indianapolis Personal Injury Claim Lawyer.
Call 317-881-2700 to Speak With an Indianapolis Personal Injury Claim Lawyer.

Top 3 Misconceptions About Personal Injury Claims

Myth 1: You Have Forever to File a Personal Injury Claim

False. The statute of limitations for personal injury claims varies from state-to-state, but typically it’s between one and six years. In Indiana it is normally 2 years, but in some cases certain prerequisites must be met in as little as 6 months in order to be able to pursue a claim at all so it is extremely advisable to immediately at least talk to an attorney. Therefore, it is important to contact an experienced personal injury lawyer as soon as possible after an accident to ensure that your rights are being protected and your case is filed in a timely manner.

Myth 2: All Personal Injury Lawyers are Created Equal

False. Hiring the wrong attorney can cost you time, money and possibly even your personal injury case. When looking for the right personal injury attorney, it is important to find someone with experience in accident cases and a proven track record of getting clients maximum compensation.  Our attorneys at Craven, Hoover, and Blazek P.C. each have over 25 years of experience in handling any and all types of personal injury and wrongful death cases.

Myth 3: You Don’t Need an Accident Attorney

False. Even if you believe you understand the laws and regulations surrounding personal injury claims, hiring a lawyer can be beneficial. An experienced Indiana accident attorney not only knows the law inside and out but also will have years of experience handling similar cases. Having access to their expertise can help protect your rights and ensure that you get the highest amount of compensation possible from your case. Because both case law and statutory law change and evolve every year, it is best to hire an experienced injury lawyer who keeps abreast of those changes and can provide accurate counsel.

Understand Your Rights as an Accident Victim

These are just three of the most common myths about making a personal injury claim. Knowing the truth behind these misconceptions can help you make the right decisions when it comes to filing a claim and getting the compensation you deserve. If you have any additional questions, contact an experienced personal injury civil litigator who can provide more advice specific to your situation.

Are you looking for skilled personal injury law firm to represent you in your auto accident case in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with our personal injury attorneys in Indianapolis, Indiana. We also represent injured victims all across the state.

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What You Need to Know Before Filing an Injury Claim for a Car Accident

If you’ve been injured in a car accident, then you should be considering filing an injury claim. This is an important step to take if you want to receive compensation for your medical bills, lost wages, property damages and other expenses related to the accident. But before doing so, it’s important that you understand what an injury claim entails and how best to go about filing one.

Here, we will discuss the key things that you need to know before filing an injury claim for a car accident. We will cover topics such as gathering evidence, seeking legal advice from a car accident lawyer, understanding insurance coverage, and more. By taking these steps into consideration ahead of time, you can ensure that your case is as strong as possible when it comes time to file your injury claim.

Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.
Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.

Car Accident Victims Deserve Justice

After auto accident victims suffer physical, emotional, and financial losses due to the negligence or carelessness of another driver, they deserve financial justice. And they can do this by filing a car accident claim with help from an experienced personal injury lawyer. By holding the responsible party and their insurance carrier accountable for their insured’s actions, car accident victims can often benefit from the settlement achieved through a car accident claim and receive monetary compensation for medical bills, lost wages, pain and suffering, and more.

Victims have the legal right to demand that an at-fault driver and their insurance carrier take responsibility for the negligence of the at-fault driver. By hiring a seasoned personal injury attorney, car accident victims can rest assured that their case is being represented diligently. Preparing a solid case before filing a personal injury claim for a car accident is imperative. Becoming aware of all essential details beforehand can provide you with peace of mind and give your case its best chance for success.

Top Considerations for Filing an Auto Accident Claim

Evidence

The first step when filing an injury claim for a car accident is to gather evidence. This means taking pictures and videos at the scene of the accident, obtaining police reports, and collecting contact information from any witnesses who may have seen the accident happen. All of this evidence can be extremely helpful in establishing liability and helping to prove your motor vehicle accident case.

Car Accident Lawyer

You should seek legal advice from a car accident lawyer immediately. This can help to ensure that your injury claim is filed correctly and on time, as well as helping you understand the process of filing an injury claim and what type of compensation you may be eligible for. A qualified car accident attorney will also be able to advise you on how best to negotiate with insurance companies and ensure that you get the maximum compensation possible.  An experienced car accident attorney will also help to ensure that the evidence needed to prove your case is obtained.

Insurance

Finally, it’s important to understand your insurance coverage and the insurance coverage of the at-fault party and make sure that you and the at-fault party are fully covered for any medical bills and other expenses related to the auto accident. The more prepared you are with this information when filing an injury claim, the better chance you have of receiving a fair amount of compensation.  Your accident attorney will obtain this information  for you.

Get Support for Your Injury Claim

By taking the time to understand and consider these key topics, you can ensure that your injury claim is as strong as possible when it comes time to file. By doing so, you may be able to receive the compensation you deserve for any medical bills or other expenses due to a car accident. If you have any further questions about filing an injury claim, it’s best to contact an Indiana auto accident attorney immediately who can provide you with the legal advice and support you need.

Knowing your rights and how to defend them is essential if you have been injured because of another driver’s negligence. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation for your car accident injury lawsuit in Indianapolis, Indiana.

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How to Get the Most Out of Your Slip and Fall Injury Claim

Slip and fall accidents can result in serious damage, both physical and financial. If you’ve been injured as a result of someone else’s negligence, you may be able to receive compensation through a slip and fall injury claim. But how do you get the most out of your claim? It all starts with knowing what steps to take after an accident happens. In this blog post, we will discuss the process of filing a slip and fall lawsuit, how to find a qualified slip and fall lawyer, common mistakes people make during their claims process, tips for negotiating with insurance companies, and more.

Read on to learn more about getting the most out of your slip and fall injury claim!

Call 317-881-2700 to Speak With a Slip and Fall Attorney in Indianapolis.
Call 317-881-2700 to Speak With a Slip and Fall Attorney in Indianapolis.

The 101 on Slip Trip and Fall Accident Claims

Documentation

The first step in filing a slip and fall claim is to document everything you can remember about the accident. Take pictures of the scene and what caused you to fall, make sure an incident report is filled out by the business or property owner, if you have a receipt proving you were on the property at a specific time and place hold onto the receipt, ask the business or property owner to retain all video evidence from the day of your fall, collect witness names, addresses, phone numbers and statements if possible, and make sure to keep track of all medical bills associated with your injury.

Once you have gathered all of this information, it’s time to find a qualified personal injury slip and fall lawyer to represent you. If you don’t have all the information it is okay.  Your attorney will help to obtain the information. Your personal injury attorney should be experienced in handling slip, trip, and fall cases, and they should be willing to negotiate with the insurance company on your behalf or take the case to trial if a full and fair settlement cannot be reached.

Negotiations

When negotiating with the insurance company, it’s important to remember that they will likely try to minimize their payout as much as possible. This is why having a qualified slip and fall injury attorney is so important—they can help you understand the legal process and represent your interests throughout the negotiations. Your lawyer will also provide evidence supporting your claims so that you can have a strong case for receiving compensation.

Security

The first thing you should do is consult with an experienced Indiana slip and fall lawyer for your slip, trip, and fall injury claim as soon as you can. Evidence can be lost or not preserved if you do not move quickly. Secondly, it is important to have your own attorney representing your interests as the defendant’s insurance carrier will have an attorney representing their insured’s interests.

Conclusion

By following these tips, you can ensure that your slip and fall claim is handled properly and that you get the most out of it. Calling and speaking with an experienced slip and fall attorney is always a good idea.

Are you prepared to uncover more about your right to acquire reimbursement for the recent slipping, tripping, or falling accident that occurred in Indiana? For a free, no-obligation consultation with an Indianapolis slip and fall lawyer, call the Law Office of Craven, Hoover and Blazek, P.C today at 317-881-2700. Our knowledgeable legal team is ready to take on your case!

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Helpful Links For Personal Injury Victims in Indiana

Personal injury accidents can be devastating, leaving victims unable to work and struggling with costly medical bills. If you’ve been the victim of a personal injury due to someone else’s negligence, it is important to understand your rights and options. Indiana personal injury lawyers are available to help you and your loved ones navigate this difficult process and get the compensation that you deserve.

To make sure that your case gets started on the right course, continue below to review a long list of helpful links for personal injury victims in Indiana.

Call 317-881-2700 to Get in Touch With an Experienced Indiana Personal Injury Law Firm.
Call 317-881-2700 to Get in Touch With an Experienced Indiana Personal Injury Law Firm.

Personal Injury Online Resources for Hoosiers

Are you struggling to recover from an injury? Don’t worry – we’ve got your back! Here are some helpful links that will provide much-needed guidance and support during this difficult time.

State Government:

Children and Family Links:

Indiana Law Enforcement Links:

Business Links:

Work and Labor Links:

Industry Links:

Indiana Departments:

Get Help With Your Personal Injury Claim Today

In Indiana, personal injury claims are serious legal matters that require extensive knowledge and experience of personal injury law. If you have suffered physical or emotional harm due to the negligent, reckless, or deliberate actions of another, it is important to contact a personal injury lawyer in Indianapolis. They can advise you on your options and the chance of success when it comes to pursuing a personal injury lawsuit. An Indiana accident attorney can provide vital advice tailored to the specifics of your case, such as what evidence will be required in court and how long you can expect the process to take.  They will also advise you on how much compensation you could potentially be awarded. Finding an experienced Indianapolis personal injury attorney is key to making sure your accident claim receives the attention it deserves.

Reach Out to Craven, Hoover, and Blazek P.C.

Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury evaluation to explore your eligibility, today. Our injury attorneys offer extensive experience, expertise, determination, and resources to ensure you receive the full compensation that is deserved. We represent clients all throughout the state, as well as Hoosiers injured in other states.

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Which Party Provides a Deposition in a Personal Injury Case?

When a personal injury claim or lawsuit is filed, one of the steps in the process is for each side to provide a deposition. Depositions are used to gain information from each party and any witnesses involved in the case. All parties must provide depositions as part of discovery if requested, which is when each side gathers evidence for their case. Depositions may also be taken from any potential witnesses who have knowledge related to your accident or injury.

In this blog post, we’ll discuss how depositions work and why they are important during personal injury claims and lawsuits. We’ll explain what happens during depositions and which parties typically give them in personal injury cases. Finally, we’ll discuss how an experienced Indiana accident attorney can help you prepare for your own deposition if necessary.

Call 317-881-2700 to Speak With Licensed Indiana Accident Lawyers, Today.
Call 317-881-2700 to Speak With Licensed Indiana Accident Lawyers, Today.

Who Gets Deposed in a Personal Injury Lawsuit?

If you file a lawsuit, the parties providing a deposition would typically include:

– You (the plaintiff)
– The defendant or at-fault party
– Any witnesses with knowledge related to the accident or injury, including doctors and other expert witnesses.

Do You Need to Swear Under Oath for a Deposition?

Depositions are taken under oath and involve questions from both sides about the case. Depositions can also be used to gather important evidence that would not be available through other means. Depositions provide information to each side of the case, so they can better understand their chances in court and make any necessary adjustments to their legal strategy.

How Do I Prepare for the Deposition Process?

Depositions are an important step in civil claims, but they can be intimidating for many people. It is important to have an experienced personal injury lawyer in Indianapolis on your side who can help you prepare for the deposition and answer any questions that may arise during the process. Your attorney can also provide guidance on which questions to answer and how best to present yourself in a deposition.

Were you recently injured in an accident in Indiana and wish to learn your rights to being compensated? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a seasoned Indianapolis personal injury attorney, today. Whether you’d like to connect with us over the phone, online or in our Indianapolis office, we are here for you. Our services extend all throughout Indiana and beyond state borders; if you were injured while visiting out of state, we can still review your case.

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Information About Personal Injury Structured Settlements

When you are in the middle of a personal injury lawsuit, your mind is in constant motion with questions about all the possible outcomes of your case. Although you might have an experienced personal injury lawyer on your side who is fighting for your rights to compensation, it can be tough putting your mind at ease until the case is completely settled.

Many people are worried about their settlements and wonder how they will receive their payment in the end. Questions like, “Will I get all my money at once?” and “Is it possible that my compensation will be awarded as a structured payment?” are all common concerns by most personal injury plaintiffs.

Injury Lawyers Indianapolis Indiana 317-881-2700
Injury Lawyers Indianapolis Indiana 317-881-2700

The Benefits of Structured Accident Settlements

A structured settlement is an agreed periodic payment plan in which the recipient receives a set amount of money over a specified period. Structured payments are a fairly common method of dispersing personal injury settlements and verdicts. Whether a structured settlement is a good result or a bad one really hangs on the recipient. There are both advantages and disadvantages of structured payments, depending on personal perspective.

The number one benefit of a structured settlement is that you usually receive more money overall. In a lump sum payment, the amount is usually negotiated lower. Another major benefit is personal financial management. When a large sum of money is paid out overtime, it is typically easier to manage your finances, pay bills, save money, and maintain a positive financial portfolio. It may be especially beneficial in terms of tax liabilities as well.

Additional Advantages of Structured Payments:

☑ Simpler Tax Planning
☑ Possible Income Tax Advantages
☑ Additional Annual Income
☑ Broader Subsidy Opportunities
☑ Budget Protection

Disadvantages of Personal Injury Structured Settlements

One of the common downfalls to structure pay is limitation. For those consider themselves financially savvy, not receiving your full compensation can be a huge restriction since you cannot use the money to make any lucrative investments. In other cases, a personal injury victim has already paid all of their hospital bills, medical expenses, and other related expenses, out of pocket. They have also already incurred lost wages from work. So, by not receiving a full payment can be frustrating since victims in this type of situation is simply trying to put the money back where it was before their accident.

Timeline for Receiving a Structured Settlement

If you win your claim and an insurance company agrees to give you a structured settlement, you will not be given a paycheck right away. Instead, you will be paid a set amount over a set period of time. The terms of structured settlement agreements vary from case to case, and payment amounts, and schedules can be set in many different ways. These payments generally begin as soon as all the paperwork is processed; however, this time period can vary, and sometimes can take up to one year to begin receiving payments.

Lastly, a settlement can also be a portion paid out up front in cash and a portion in a structured settlement.

Are you looking for a seasoned personal injury law firm to obtain the maximum settlement for your Indiana accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. You can speak directly with a trusted and experienced Indianapolis personal injury lawyer over the phone, via online video, or in person at our office. We represent clients throughout the state of Indiana.

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Tips for Documenting Your Personal Injury Expenses

There are many elements involved in pursuing a personal injury claim, but the most important one is proof of damages. Not only do personal injury claimants hold the burden of proving more likely than not that the opposing party was negligent, but they also must prove more likely than not their damages and losses. After all, if a personal injury plaintiff cannot show how much their accident and subsequent losses have cost them, they cannot possibly win their claim, let alone obtain a fair settlement or verdict.

The best method for ensuring that all personal injury expenses are collected, organized, and preserved for the sake of proving a claim is documentation. Continue below to learn some critical tips for keeping track of your personal injury costs, plus how to find trusted and experienced personal injury representation near you.

Personal Injury Attorneys  Indianapolis Indiana 317-881-2700
Personal Injury Attorneys Indianapolis Indiana 317-881-2700

Personal Injury Record Keeping

In order to guarantee good organization of your personal injury expenses, it is important to record them right away. Your records should be gathered and preserved with care so that they can easily be handed over to your Indiana accident attorney and aptly applied to your case.  It is important to keep a list of all medical providers so you can provide that list to your attorney so they can make sure all medical records and medical bills have been obtained.

Medical Treatment

After being involved in a wrongful accident, it is necessary to begin the record-keeping almost immediately, starting with medical care. You have a few options depending on the circumstances of your accident. You will need to either seek treatment at the scene by EMT’s, have an ambulance or someone else take you to the emergency room, or make an appointment with your doctor.

In all cases, it is critical to see a doctor or medical professional as soon as possible after noticing signs of injury. Although nobody wants to go to a doctor, it is important to make sure nothing is being missed when it comes to your health. Keep all records and paperwork you receive from your medical treatment, including all bills and invoices and provide them to your attorney.

Lists

Before and after seeking medical treatment, it is strongly encouraged for personal injury victims to keep a list about their accident, injuries, expenses, missed events [work, vacation, etc…]

Additional Document Requests

In addition to requesting and retaining copies of your medical records, receipts, and billing invoices, it is also important that you and your attorney obtain a copy of the police report for your accident. Making a police report at the scene of an accident is important for many reasons, whether the law mandates it for your incident or not. This is especially true for car accidents that result in bodily injury. In such cases, injuries may not appear until days or weeks later. These are known as late-appearing car accident injuries or an onset of symptoms. If you are employed, it is necessary to retain copies of past paystubs, plus proof of missed wages from time off work.

Are you unsure what to do after your recent accident or injury? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation with a skilled Indianapolis IN personal injury lawyer. We represent injured persons throughout the state and Indiana residents injured in other states.

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What You Need to Know About Car Accident Claim Demand Letters

After sustaining serious injuries in a wrongful auto accident, you may be entitled to pursue legal action against the negligent party to obtain compensation for medical bills and similar economic damages.  If you obtain a settlement or judgment against the negligent party, their insurance carrier will pay the settlement of judgment, up to the negligent party’s liability insurance limits. 

The best strategy for obtaining a full and fair car accident injury settlement is to hire a licensed and experienced personal injury attorney who specializes in motor vehicle accident claims. From there, they may implement an effective strategy to support the full value of your claim that involves creating a solid letter of demand to the at-fault driver’s insurance carrier. A demand letter is a formally written document that becomes the basis for negotiating compensation for your resulting damages and losses.

Continue below to learn what you need to know about car accident claim demand letters, including what they entail, why most cases require one, and why you should never attempt to write your own.

Personal Injury Claim Help Indianapolis Indiana 317-881-2700
Personal Injury Claim Help Indianapolis Indiana 317-881-2700

The General Template for a Demand Letter

Demand letters are written with a strict focus on facts first, followed by opinions. Facts that are generally included in a demand letter are as follows:

Description of why the claimant believes the other party is to blame. Did they run a red traffic light? Or maybe they neglected to stop at a stop sign?  Whatever the violation or cause may be, it should be included in the demand letter.

Description of ALL injuries sustained by the claimant, how they were sustained, how they are being treated, and how the injury or wound is healing or is healed.

A breakdown of all medical-related financial losses associated with the accident, including hospital bills, medical expenses, and any other evidence and documents showing missed time at work, physical therapy, counseling, medical equipment and supplies, fuel costs traveling to and from medical appointments, and similar losses.

Information about an IUM claim, if applicable.  This is when the other person does not have insurance, or their insurance wasn’t enough to cover the medical expenses and other damages and losses.

This typically completes the introduction of a demand letter. Next is the actual demand section. The demand segment of the letter requires a different set of guidelines that should be followed by the claimant and their legal team. In this section, claimant’s demand compensation for:

Medical Expenses – The hospital can provide documents proving a claimant’s injuries and the treatments that followed.  Claimants can also provide bank statements, invoices, and other forms of billing evidence that shows the dollar amount associated with the medical treatment.

Liability – Description of how the accident happened and why the other driver was at fault.  This should include police reports, photos and witness statements to support the allegations.

Lost Income – All information on the total amount of lost wages incurred because of the injury.  Description of how the injury affected the victim’s ability to work and make money, plus proof on how much time they had to take off from work.

Comparative Negligence – If the defendant’s insurance company attempts to argue comparative fault on the party of the plaintiff/claimant, the plaintiff/claimant’s attorney can argue the facts to the insurance adjuster on why such an argument is without merit.

Emotional Distress and Pain and Suffering – Description of injuries sustained and how they have affected the victim’s everyday life, including pain and suffering and relationships, and more.  Also, a detailed description of the injuries and accident and how they have caused the victim suffering and trauma. 

What to Keep in Mind as You Proceed With Your Auto Accident Claim

Demand letters are important ways to begin the negotiation process of a car accident claim.  They can be complicated and could possibly make or break your compensation claim all together.  It is strongly encouraged to hire a seasoned Indiana personal injury law firm to navigate all elements of your claim, including writing your demand letter.

Are you looking for a qualified Indiana auto accident lawyer who can represent your best interests in a car accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a seasoned car accident attorney in Indianapolis, Indiana who knows how to obtain the maximum settlement or verdict for your claim. We represent victims all throughout the state and Indiana residents injured in other states.

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