Why You Should Avoid Representing Yourself in a Personal Injury Claim

Posted on June 24, 2025 by admin

When you’ve been injured due to someone else’s negligence, it’s tempting to think you can handle the legal process alone, especially if the case seems simple at first glance. But personal injury claims are far more complex than they appear on the surface. From navigating intricate legal procedures to negotiating with insurance companies, representing yourself often comes with significant risks and potential disadvantages.

This post will take you through the many challenges of self-representation in personal injury claims, emphasizing the importance of legal expertise in securing the compensation you deserve.

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Understanding the Complexity of Personal Injury Law

The personal injury legal process is governed by detailed laws, strict deadlines, and court procedures that laypeople are rarely familiar with. Here are some key terms to know:

Legal Jargon and Procedures

Understanding the meaning of common personal injury terms like “statute of limitations,” “discovery,” and “liability” is essential. Misinterpreting these key concepts or missing deadlines, such as filing within the statute of limitations, can result in dismissal of your claim.

Rules of Evidence

Knowing which evidence is admissible in court is a realm where personal injury laws often intersect with the rules of civil procedure. For example, improperly handling physical evidence, medical records, or witness testimony can jeopardize your case.

Hiring a personal injury lawyer ensures these complexities are handled expertly, giving your case the best chance of success.

Challenges in Gathering and Presenting Evidence

Evidence is the backbone of any personal injury lawsuit, and gathering it is no simple task. You’ll need thorough documentation to support your claim, from police reports and accident scene photos to medical evaluations and expert testimony.

Common Hurdle

Understanding what constitutes compelling evidence and presenting it effectively is no small feat. For example, failing to provide detailed medical records could allow an insurance company to argue that your injuries weren’t severe or related to the incident.

An experienced legal representative understands not only how to secure critical evidence but how to frame it within the context of your claim to document an a strong case.

Negotiation Difficulties with Insurance Companies

Insurance companies often have one goal—to minimize payouts. Without legal representation, you’re at a disadvantage against experienced adjusters and legal teams trained in tactics to protect their bottom line.

Common Tactics Include:

Denying claims outright based on technicalities or disputes over liability.
Downplaying the extent of your injuries or damages.
Offering “lowball” settlements far below the actual value of your claim.
Delaying claims to pressure you into accepting less compensation.

A skilled personal injury lawyer, like those at Craven, Hoover & Blazek, P.C. in Indianapolis, can anticipate these tactics, negotiate on your behalf, and prevent you from falling victim to these strategies.

Risk of Underestimating the True Value of Your Claim

Determining the monetary value of your personal injury claim requires expertise in calculating damages—not just economic (medical bills, lost wages) but also non-economic damages like pain and suffering. Without a personal injury lawyer, many individuals significantly undervalue their claims, leaving money on the table.

Example: You might calculate your medical bills and assume that’s the total value, missing out on compensation for future medical expenses, reduced earning potential, or emotional distress.

A proficient lawyer considers all factors, ensuring the settlement reflects the full scope of your losses.

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Emotional Toll and Stress

Handling a personal injury lawsuit on your own adds immense emotional stress to an already challenging situation. You’re still recovering physically and emotionally from the accident, and balancing recovery with legal proceedings can amplify anxiety.

The “Peace of Mind” Difference

Having a dedicated personal injury lawyer allows you to focus on healing while they manage the legal complexities on your behalf. From filing paperwork and gathering evidence to negotiating with insurance companies and representing you in court, they handle the stressful details so you don’t have to.

Their expertise ensures your case is presented effectively, giving you the best chance at receiving the compensation you deserve. It’s an invaluable relief during what can often be a challenging and overwhelming time.

Potential for Costly Mistakes

One misstep in the personal injury legal process can significantly impact the outcome of your claim, potentially reducing or even eliminating the compensation you deserve. Some common errors include:

Failing to meet filing deadlines, which could result in your claim being dismissed entirely due to statutes of limitations.
Saying something in a recorded statement that can be misconstrued to an insurance company, which might be used against you to minimize your payout.
Misunderstanding key legal terms like negligence or contributory liability, which are essential in determining fault and the amount of compensation you can recover.

Navigating the legal process on your own can be overwhelming and complicated, especially when dealing with injuries and recovery. Personal injury law firms specialize in safeguarding your claim from these pitfalls, providing expert advice, handling negotiations with insurance companies, and guiding you through each step efficiently and accurately. Their goal is to ensure you receive the compensation and justice you deserve while reducing the stress and confusion of the legal process.

Frequently Asked Questions About Personal Injury Legal Processes

What is the first step in a personal injury case?

The first step is to seek immediate medical attention for your injuries and document everything. Afterward, consult a personal injury lawyer to evaluate your claim and begin the legal process.

How long do I have to file a personal injury claim?

This depends on your state’s statute of limitations, which typically ranges from one to three years. Missing this deadline means you forfeit your right to file a lawsuit.

What types of damages can I recover in a personal injury case?

You may recover both economic damages (medical expenses, lost wages) and non-economic damages (pain and suffering, emotional distress). A good lawyer can identify every type of compensation you’re eligible for.

How much does it cost to hire a personal injury lawyer?

Most personal injury lawyers work on a contingency fee basis, meaning they only get paid if you win your case. Typically, they take an agreed-upon percentage of your settlement or verdict.

What is the role of insurance companies in a personal injury claim?

Insurance companies investigate claims to determine liability and compensation. Their main goal is to minimize payouts, which puts them at odds with the claimant’s best interests.

Professional Guidance Makes All the Difference

Navigating a personal injury claim can be a challenging and emotionally taxing process. Understanding the key roles of lawyers and insurance companies—and knowing how to advocate for your rights—can make all the difference in achieving a fair outcome.

It’s essential to work with an experienced personal injury lawyer who will prioritize your best interests and guide you through the complexities of your case. By staying informed and vigilant, you can help secure the compensation you rightfully deserve for your recovery and peace of mind.

By investing in an experienced personal injury lawyer, you safeguard your rights and maximize your potential compensation. Contact Craven, Hoover & Blazek, P.C. today to schedule a free consultation and learn how we can fight for the justice and recovery you deserve.

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Ensuring a Strong Personal Injury Case: Tips for Injured Hoosiers

Posted on June 19, 2025 by admin

Injured in Indiana? Discover how to ensure a rock-solid personal injury case and secure the compensation you deserve.

If you’ve been injured because of someone else’s negligence, you’re likely facing both physical and emotional challenges. On top of that, understanding the legal complexities of filing a personal injury claim in Indiana can feel overwhelming. But don’t worry—with the right steps, resources, and knowledge, you can ensure a strong personal injury case and significantly improve your chances of receiving fair compensation.

This guide will take you through actionable steps to ensure your claim is as solid as possible. From seeking immediate medical help to navigating Indiana personal injury laws, you’ll leave with a roadmap to empower yourself during this challenging time.

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How You Can Help Support a Stronger Personal Injury Case

Step 1. Seek Immediate Medical Attention

Your health should always be your first priority. Seeking medical care immediately following an injury not only ensures your safety but also establishes essential documentation for your case.

Here’s why this step is critical:

Documenting Injuries: Medical records serve as vital evidence that can link your injuries to the accident.
Preventing Doubts: Delaying treatment could raise questions from a defendant’s insurance company about the severity or cause of your injuries, harming your personal injury claim.

Even if your injuries seem minor, consult a healthcare professional to rule out underlying issues. Remember, many injuries, like whiplash or concussions, don’t exhibit symptoms right away.

Step 2. Document Everything

Meticulous documentation is the backbone of a strong personal injury case. Thorough evidence paints a compelling picture of what happened and helps your case hold up under scrutiny.

Here’s what you should do:

Take Photos and Videos: Capture the accident scene, damages, and your injuries from multiple angles. Request that any nearby surveillance video footage be maintained.
Keep Notes: Write down everything you can recall about the events leading up to, during, and after the accident. These details can fade over time.
Track Medical Expenses: Keep receipts for treatments, prescriptions, and any additional costs related to your recovery.

These records not only support your claim but also help determine the value of your damages.

Step 3. Obtain a Police Report

For accidents like car crashes, obtaining a police report is essential. It provides an unbiased account of the incident, including key details like:

Date, time, and location of the accident.
Statements from both parties and witnesses.
Any citations or violations issued to the at-fault party.

To get started, contact the local Indiana law enforcement agency that handled your case to request a copy of the report. This document adds credibility to your claim and serves as a reliable source of facts.

Step 4. Gather Witness Statements

Witnesses can offer valuable third-party perspectives that strengthen your case. Here’s how to gather and use their testimonies:

At the scene, collect contact information from anyone who saw the incident.
If possible, ask witnesses to write down or record their version of events while their memory is fresh.
Provide these statements to your attorney, who can ensure they are properly documented for legal proceedings.Your attorney can also seek to obtain statements on your behalf.

Witness testimony can corroborate your account and may even uncover details you overlooked.

Got questions? Contact us for a free consultation.

Step 5. Consult with a Personal Injury Attorney

The legal landscape for personal injury cases is complex. Consulting with an experienced personal injury lawyer is one of the most important steps you can take. Here’s how they can help:

Case Evaluation: An attorney can analyze the details of your accident and advise if you have a claim worth pursuing.
Evidence Collection: They’ll gather and organize all necessary evidence to ensure a strong case.
Legal Representation: Your lawyer will negotiate with insurance companies or represent you in court to secure a fair settlement.

Working with an expert ensures you’re navigating Indiana’s personal injury laws effectively and strengthens your chances of success. Get a free case evaluation today and put your case in the hands of trusted professionals.

Avoid Common Mistakes as a Claimant

Even seemingly minor missteps can jeopardize your personal injury claim. Here are the most common mistakes to avoid:

▶ Waiting Too Long for Medical Attention: Delays can create doubt about the severity or cause of your injuries.

▶ Failing to Document the Scene: Missing photos or notes could result in weak evidence for your claim.

▶ Not Hiring a Lawyer: Insurance companies often undervalue claims when they know the victim is not represented by a lawyer. The legal process is complex without professional guidance.

▶ Speaking to Insurance Companies Alone: Without legal representation, you risk saying something that could be used against you. Insurance adjusters are specifically trained to ask questions in a way that will help their insureds and the carrier.

▶ Posting on Social Media: Any posts about your accident or injuries can harm your case. It is best not to post anything regarding your injuries or your case.

▶ Settling Too Quickly: Tempting as it may be, avoid early settlements until you fully understand the scope of your damages, including future medical needs. In addition, consulting an attorney is a must as you have to reimburse any health insurance company, Medicare or Medicaid for medical bills they paid that were related to your case.

By steering clear of these pitfalls, you’ll keep your case on solid ground.

Frequently Asked Questions (FAQs)

What types of damages can I recover in a personal injury case?

Personal injury damages typically fall into two categories:

Economic Damages: Medical bills, lost wages, and property damage.
Non-Economic Damages: Pain and suffering, emotional distress, and loss of enjoyment.

How long do I have to file a personal injury claim in Indiana?

Under Indiana’s Statute of Limitations (IC 34-11-2-4), you generally have two years from the date of the accident to file your claim.

Do I need a lawyer to handle my personal injury case?

You should consult with an attorney as soon as possible after your injury. They can advise you if they believe you need an attorney or not. Hiring a lawyer significantly improves your chances of a favorable outcome. They understand Indiana personal injury laws and can handle negotiations or a trial on your behalf.

What is the value of my personal injury case?

The value depends on factors like the severity of injuries, medical expenses, the impact on your quality of life and if the injuries are permanent or temporary.

Can I still recover damages if I’m partially at fault?

Indiana follows a Comparative Fault Law (IC 34-51-1-1). If you’re less than 51% at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault.

Taking Control of Your Recovery and Claim

Building a strong personal injury case is critical for securing fair compensation after an accident. Immediate action, detailed documentation, and consulting a lawyer are essential to your success. Avoid common mistakes along the way and know your rights under Indiana personal injury laws.

Your next step? Take control of your future by contacting a personal injury attorney for a free case evaluation. This single step can significantly impact the outcome of your claim and your recovery.

Empower yourself today. Contact Craven, Hoover & Blazek, P.C. to get a free evaluation and start building your case now. Act fast while there’s still time left to pursue civil action. We do not charge any lawyer fees unless we prevail for you.

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Signs You Need Legal Advice for Your Auto Accident Case

Posted on March 26, 2025 by admin

Navigating the aftermath of an auto accident can be overwhelming. Between unexpected medical bills, disputes about fault, and dealing with insurance companies, it might be difficult to know when you need professional legal guidance. Understanding the signs that point to the need for legal advice can make all the difference in your case, helping you secure the compensation you deserve.

Whether you’ve suffered severe injuries, are facing insurance disputes, or live with long-term consequences, this guide will help you determine when to seek legal counsel for your auto accident case.

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When to Seek Legal Help With an Auto Accident Case in Indiana

Consulting with a professional legal advisor, such as a car accident lawyer, is an important first step toward recovering the rightful justice you deserve as an auto accident victim. Here are the signs that may tell you it’s time to make the call:

Injuries and Medical Bills

If your accident resulted in severe injuries, the road to recovery might come with mounting medical costs including hospital stays, surgeries, or therapies. Indiana law allows accident victims to file compensation claims for injury-related expenses, but the process can be complex when significant sums are at stake. An auto accident lawyer ensures that your injuries and medical expenses are properly documented and accounted for in your case.

Disputes Over Fault

Indiana follows a “comparative fault” rule, meaning your compensation can be reduced if you are found partially responsible for the accident. For example, if you are deemed 20% at fault, your potential settlement would be reduced by 20%. If there’s a dispute about fault, legal expertise can prevent unfair blame being assigned to you and protect your claim.

Insurance Company Disputes

Insurance companies often prioritize profit over policyholders, sometimes minimizing claims or denying them altogether. If you’re receiving settlement offers that seem unfair or are experiencing delays in communication, it’s a clear sign you need professional legal help. Attorneys are skilled negotiators who can take on these companies to ensure that you’re offered a fair settlement. It is best to speak with an auto accident attorney in Indianapolis as soon as possible after your automobile collision.

Long-Term or Permanent Disability

For injuries causing long-term or permanent disability, legal representation is crucial. Such cases often involve complex calculations to account for future medical needs, lost income, and diminished quality of life. An attorney can ensure these factors are properly factored into your car accident claim.

Benefits of Seeking Car Accident Legal Assistance

Understanding Your Rights

Indiana personal injury laws can be hard to interpret, especially when you’re dealing with the stress of an accident. A qualified car accident attorney will help you understand your legal rights and options, ensuring you’re informed every step of the way in your car accident lawsuit.

Negotiating with Insurance Companies

Insurance adjusters are skilled at offering lowball settlements to accident victims. Attorneys leverage their expertise to negotiate on your behalf, ensuring that your compensation reflects the true value of your damages.

Building a Strong Personal Injury Case

From gathering evidence like police reports and medical documents to interviewing witnesses, a lawyer builds a compelling case that strengthens your car accident settlement. Their expertise ensures no critical element of evidence is overlooked.

Peace of Mind

Managing a car accident lawsuit while recovering can be stressful. An attorney lightens that burden, guiding you at every step so you can focus on healing while they handle the legal complexities.

FAQs About Indiana Auto Accident Claims

What should I do immediately after a car accident in Indiana?

After an accident, prioritize safety and health. Call 911, seek medical attention, take photos of the scene, exchange information with other drivers, and report the incident to your insurance.

How is fault determined in an Indiana auto accident case?

Fault is determined through evidence like police reports, witness statements, and accident reconstruction, with Indiana’s comparative fault law affecting compensation.

What is comparative fault analysis, and how does it affect my claim in Indiana?

Under comparative fault, your compensation is reduced by your percentage of responsibility. If you’re over 50% at fault, you cannot recover damages.

What damages can I recover in an Indiana auto accident case?

You may recover compensation for medical bills, lost wages, property damage, pain and suffering, and more, depending on the circumstances.

How long do I have to file a lawsuit in Indiana?

Indiana’s statute of limitations for personal injury is two years from the date of the accident. Filing beyond this deadline could affect your ability to recover damages.

How can an attorney help with my auto accident claim?

An auto accident attorney in Indianapolis provides critical support by gathering evidence, negotiating with insurers, explaining Indiana personal injury laws, and advocating for your best interests.

What if the at-fault driver is uninsured or underinsured in Indiana?

You can file a claim with your own uninsured/underinsured motorist policy if the at-fault driver lacks adequate coverage. Assistance from an auto accident lawyer can simplify the process.

How much does it cost to hire an auto accident lawyer?

Many law firms maintain a contingency payment model, meaning they only collect fees if they are successful with your case. This ensures legal representation is accessible to accident victims.

KEY TAKEAWAYS

Auto accidents can change your life in an instant, bringing challenges you may not be equipped to handle alone. From disputes over fault to navigating insurance companies, these are signs that professional legal help is likely in your best interest.

If you’re navigating the effects of an auto accident in Indiana and need expert guidance for your auto accident claim or car accident lawsuit, don’t wait. Reach out to an experienced attorney today and get the support you deserve.

When the stakes are high and you need a trusted ally, we’re here to help. Contact Craven, Hoover & Blazek, P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned auto accident lawyer in Indianapolis, Indiana. Our seasoned legal team provides free case reviews to accident victims like you, ensuring that your rights are protected and your path forward is clear. Do not wait – act now while you still have time! We have successfully represented many injured victims in automobile collision and semi-collision cases. And because we work on a contingency fee basis, you do not pay any lawyer fees unless we win their case for them.

Mastering Your Personal Injury Claim: A Guide to Legal Terminology for Success

Posted on August 9, 2024 by admin

Navigating the complex world of personal injury claims can be daunting. If you’re an Indiana resident pursuing a claim, understanding key legal terms is crucial. This blog post aims to demystify the jargon, empowering you, with attorney representation, to understand your personal injury case with confidence.

In this guide, we’ll break down essential legal terms personal injury claimants in Indiana should know. From comparative fault to the statute of limitations, we’ll cover it all. By the end, you’ll have a solid grasp of these terms and understand how they can affect your case.

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Key Personal Injury Legal Terms

Comparative Fault

Comparative fault is a crucial term to understand in Indiana personal injury law. It refers to the idea that multiple parties can share responsibility for an accident. In Indiana, if you are partially at fault for your injury, your compensation may be reduced by your percentage of fault. For example, if you were 20% at fault, you’d receive 80% of the total damages awarded.

Being aware of comparative fault is vital because it influences how much you can recover. If you’re found to be more than 50% at fault, you cannot be eligible for any compensation. Knowing this term helps you better understand your position and potential compensation in your personal injury case.

Understanding comparative fault analysis can help you prepare a stronger case by also presenting evidence that minimizes your percentage of fault. This is where thorough documentation and a skilled attorney come into play.

Statute of Limitations

The statute of limitations is a legal deadline for filing a personal injury claim. In Indiana, you generally have two years from the date of the accident to file your lawsuit. Missing this deadline usually means losing your right to pursue any compensation. The deadlines to pursue most governmental entities is shorter.

It’s essential to act promptly and consult with an accident lawyer to ensure you don’t miss critical deadlines. Knowing the statute of limitations allows you to organize your case efficiently and avoid unnecessary delays.

Awareness of this term ensures that you take timely action, which can make a significant difference in the outcome of your case. Early preparation can also help in gathering evidence and documenting a robust case. You should hire an attorney as soon as possible after your injury so critical evidence can be obtained.

No-Fault Insurance

No-fault insurance means that each party’s insurance company pays for their own policyholder’s injuries and damages, regardless of who caused the accident. However, Indiana is not a no-fault state; it’s an at-fault state, meaning the person responsible for the accident is liable for the damages.

Understanding the difference between no-fault and at-fault systems is crucial. In Indiana, you must prove the other party’s fault to receive compensation. This involves gathering evidence, witness testimonies, and in most cases expert opinions.

Being aware of Indiana’s at-fault system helps you focus on proving the other party’s negligence, which is essential for obtaining compensation. This knowledge can also guide you in choosing the right insurance coverage.

Negligence

Negligence is a fundamental concept in personal injury law. It refers to the failure to exercise reasonable care, resulting in harm to another person. Proving negligence involves showing that the defendant owed you a duty of care, breached that duty, and caused your injuries as a result. In Indiana, negligence is a key factor in determining liability.

Understanding it helps you focus on gathering evidence to prove the other party’s fault. This can include police reports, photographs and videos, medical records, and eyewitness accounts. Being well-versed in the concept of negligence allows you to document a stronger case. It also helps you understand the importance of demonstrating how the other party’s actions led to your injuries.

Damages

Damages refer to the compensation you seek in a personal injury case. They can be economic, such as medical bills and lost wages, or non-economic, like pain and suffering and loss of consortium. In cases of egregious misconduct or negligence, a court might also award punitive damages, which are essentially meant to punish and thwart such reckless behavior. Understanding the types of damages available is crucial for estimating the value of your claim.

In Indiana, you can claim both economic and non-economic damages. Knowing the difference helps you document all your losses comprehensively. This includes keeping track of medical expenses, therapy costs, and any impact on your quality of life. Understanding damages ensures you seek full compensation for all your losses. It also helps you negotiate a fair settlement or present a compelling case in court.

Burden of Proof

The burden of proof refers to the obligation to prove the claims made in a lawsuit. In personal injury cases, the burden of proof lies with the plaintiff. You must demonstrate that the defendant’s negligence caused your injuries. In Indiana, meeting the burden of proof is essential for winning your case. This involves presenting credible evidence, such as witness testimony, photographs and videos, medical records, expert testimonies, etc…

The stronger your evidence, the higher your chances of success. Recognizing the burden of proof helps you focus on gathering and organizing evidence. It also guides you in presenting a persuasive argument in court or during settlement negotiations.

How Understanding These Terms Can Benefit You

Protecting Your Rights and Interests

Knowing key legal terms empowers you to protect your rights and interests effectively. It helps you understand what to expect during the legal process and how to respond to various situations. This knowledge can prevent you from making costly mistakes or accepting unfair settlements. Being informed about terms like comparative fault and the statute of limitations ensures you take timely and appropriate actions. This can make all the difference in the outcome of your case. Understanding these terms also helps you communicate more effectively with your attorney. It enables you to ask pertinent questions and understand the legal advice provided.

Strengthening Your Case

A solid understanding of legal terms enhances your ability to document a strong case. It helps you focus on gathering relevant evidence and presenting it effectively. This can improve your chances of obtaining fair compensation. Knowing what damages to claim and how to prove negligence are critical aspects of your case. This knowledge ensures you seek full compensation for all your losses and present a compelling argument in court. Recognizing the burden of proof and other legal concepts also helps you negotiate better settlements. It enables you to present a well-prepared case and demonstrate the strength of your claims.

Navigating the Legal System More Effectively

Knowledge of legal terms makes it easier to navigate the legal system. It helps you understand the procedures, deadlines, and requirements involved in your personal injury case. This can reduce stress and confusion during the legal process. Being aware of terms like no-fault insurance and negligence guides you in making informed decisions. It helps you choose the right insurance coverage and understand the importance of proving the other party’s fault. Understanding these terms also helps you work more efficiently with your lawyer. It ensures you are on the same page and can collaborate effectively to achieve the best outcome.

Resources and Next Steps for Personal Injury Claimants

Recommended Resources

Here are some recommended resources for further information and guidance on personal injury claims in Indiana:

Indiana State Bar Association: Provides legal resources and information for Indiana residents.
Indiana Department of Insurance: Offers information on insurance regulations and consumer protection.

These resources can help you understand your legal rights and provide valuable information for your personal injury case. They offer guidance on various aspects of the legal process and can connect you with legal professionals. Obtaining your own attorney is vital though.

Suggested Next Steps

If you are considering or currently pursuing a personal injury claim in Indiana, here are some suggested next steps:

Consult with a Lawyer: Seek legal advice from a qualified personal injury attorney to understand your rights and options.
Gather Evidence: Collect all relevant documents, including medical records, accident reports, and witness statements.
Document Your Losses: Keep track of all expenses and losses related to your injury, including medical bills, lost wages, and pain and suffering.

Taking these steps can help you document a strong case and increase your chances of obtaining fair compensation. It also ensures you are well-prepared for the legal process and can make informed decisions.

KEY TAKEAWAYS

Understanding key legal terms is essential for personal injury claimants in Indiana. It empowers you to protect your rights, document a strong case, and navigate the legal system effectively. By familiarizing yourself with terms like comparative fault, statute of limitations, and negligence, you can enhance your chances of success in your personal injury case.

Remember, seeking legal advice is crucial for ensuring you take the right steps and make informed decisions. Don’t hesitate to contact a qualified personal injury lawyer to discuss your case and explore your options.

By taking the right steps, you can maximize your chances of obtaining fair compensation and achieving a successful outcome in your personal injury case. Start by contacting the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with our personal injury attorneys in Indianapolis, Indiana. We represent injured victims all across the state, Indiana residents injured in other states and residents of other states injured in Indiana. We can hold meetings by phone, at your residence, online, or at the hospital if necessary.

4 Reasons Why You Should Not Represent Yourself in a Personal Injury Case

Posted on May 6, 2022 by admin

There is an old English proverb that is particularly relevant to this topic: “A man who is his own lawyer has a fool for a client.”

Although you certainly have the law-given right to represent yourself in a personal injury lawsuit, it is not the encouraged option for claimants. Continue below to learn 4 critical reasons why, plus what legal recourse you should take to ensure you are awarded the maximum settlement for your damages and losses.

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Personal Injury Self-Representation is Not a Good Idea

It is understandable that some accident victims ponder the idea of self-representation since civil litigants do not have a constitutional right to legal representation like criminal defendants do. But most personal injury law firms work on contingency, which means accident victims needn’t worry about affording a lawyer. Under a contingency-fee arrangement, clients do not pay any upfront costs or fees. They only pay after the law firm has obtained a settlement or verdict for them. If the law firm is unable to obtain a settlement for a client, the client owes nothing.

Some people consider representing themselves because they think they can be successful. However, there are many elements and aspects of a personal injury case that require astute and knowledgeable understanding of the law in order to maximize an accident settlement. In fact, this is the first reason why you should not choose to represent yourself in a personal injury lawsuit.

4 Risks You Take When You Choose to Represent Yourself

Complexities of the Legal System

If you plan to represent yourself, understand that the courts will strictly hold you to all related duties. You will be expected to know and understand all rules regarding evidence and civil procedures, plus identify the principal legal matter and raise all arguments. They will also expect you to know about and file all necessary paperwork within their differentiating deadlines. Failure to do so can end a case.

These legal processes are complicated, even for someone with a basic understanding of the court system. A personal injury lawyer is the best resource for obtaining the most money possible for your damages because they are seasoned in tort law and have an acute knowledge of the law and courts.

Instant Legal Expenses

As soon as you begin on your personal injury case, the legal expenses will immediately begin to accrue. Clients of personal injury lawyers who operate on contingency are often covered by the law firm in terms of any required upfront legal costs. Clients pay for all legal expenses when their attorneys obtain a settlement for them. Oppositely, anyone representing themselves will be forced to pay their own legal costs from start to finish, which may include court costs, filing fees, copying fees, serving pleadings, depositions, hearing transcribing, expert testimony costs, investigatory costs, and more.

Less Compensation

It is very difficult for the average personal injury claimant to gain the full value of their case when representing themselves. Attempting to do so would certainly pose all sorts of challenges. Not only do personal injury lawyers know how to negotiate with insurance companies, especially since they are acutely trained to dodge the common tactics used by insurance companies to lower the value of a claimant’s case, but they know how to accurately evaluate your claim’s full worth.

Complicated Lien Resolution

For most personal injury cases, an awarded settlement means that at least one healthcare lien must be resolved with a government healthcare program or private insurer, typically Medicaid or Medicare, but sometimes the Veterans’ Administration. This process of lien resolution for personal injury settlements requires seasoned legal knowledge and training. Self-representing personal injury claimants often find themselves stuck in regulatory traps and red-tape mazes.

Do you still need more convincing that a personal injury law firm is the right choice for your accident case in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. You can speak directly with a trusted and experienced Indianapolis IN accident attorney over the phone, via online video, or in person at our office. We represent clients throughout the state of Indiana.

How Much Does a Personal Injury Lawsuit Cost?

Posted on November 23, 2021 by admin

If you have been shopping around for a personal injury lawyer in Indiana, you have probably come across advertisements like, “You Don’t Pay Unless We Win”, or “No Fees if We Don’t Recover for You.” These statements are referring to the law firm’s attorney representation contract, or contingency-fee agreement.

As a recent victim or survivor who was wrongly injured in an accident, it is important to know the difference between personal injury fees and legal costs, including how contingency-fee pricing models work and how much you can expect to pay out of pocket for your impending or potential lawsuit.

Continue reading to learn more about contingency-fee agreements and the additional costs expected in a personal injury lawsuit, as well as who you can trust to obtain the maximum settlement for your Indiana accident case.

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Facts About Law Firm Contingency-Fees

Under a contingency-fee contract, both the lawyer and the client are agreeing upon an arrangement. Basically, a personal injury lawyer is agreeing to represent a client without asking for any money or payment upfront, and the client is agreeing to pay the lawyer a certain percentage of their settlement or judgment they receive from their claim.

Generally, the most common percentage used is 1/3 of the total settlement. But the actual percentage varies among firms and can also depend on when the settlement is recovered. Some law firms even use a sliding scale that increases in percentage as the case progresses. Here is an example:

► 33.33% Fee for claims settled out of court.
► 36% Fee for claims that settle before trial.
► 40% Fee for claims settled at trial by jury.

Although some attorneys charge 50% Fee in certain cases, Craven, Hoover and Blazek, P.C. does not. The part of a contingency agreement that is “contingent” or conditional, is whether or not the lawyer recovers a settlement for the client (either via settlement or court trial). If no settlement is awarded, the client does not have to pay because there is no settlement to pay from.

Attorney Fees Versus Expenses

Lawyer costs and lawyer fees are separate from one another. “Fees” are the payments made to lawyers for their services, which they only receive if they recover a settlement or win a trial. “Costs” on the other hand, are the expenses incurred throughout the legal process for the purpose of keeping the case going. These include document preparation costs, filing fees, court costs, expert witness imbursements, and more. It all depends on the length and complexity of the claim.

How to Cover All Legal Fees Without Feeling Any Financial Impact

So long as you hire a seasoned and skilled Indianapolis personal injury law firm to represent your case, you will not have to worry about being negatively financially impacted after winning your personal injury lawsuit. A skilled personal injury attorney will ensure that you receive the maximum settlement or verdict for your case. If you hire the right legal team, you should have more than enough compensation to pay your attorney fees and resulting legal costs, plus have a substantial amount of compensation left over. Hiring the right attorney will allow you to obtain a full and fair settlement or verdict.

The bottom line is you will always be better off hiring an experienced attorney than not hiring one.

Are you looking for skilled personal injury attorney to represent your recent accident case in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to meet with a seasoned Indianapolis Indiana accident attorney you can trust to recover the settlement you deserve. We represent victims all throughout the state of Indiana and Indiana residents injured in other states.

Local Indianapolis Personal Injury Law Firm 317-881-2700 — Schedule a Free Consultation!

Who is Legally Responsible for Damages Caused by an Under-Aged Drivers?

Posted on October 26, 2015 by admin

Car Accident Attorneys 317-881-2700

The legal driving age is set for a reason. And there are certain qualifications that must be met before anyone, at any age, is offered a drivers’ license. Without an active drivers’ license, a person is not legally allowed to operate a vehicle under any circumstances. Now the age at which a person can legally apply and acquire a drivers’ license differs state to state. In Indiana, a teenager can legally begin drivers’ education courses and receive a probationary license at the age of 16 or older. A probationary license prohibits a person from driving alone. They must always have a licensed driver with them at all times while operating a vehicle. This type of license is not intended to let a person drive legally, without supervision of an actual licensed driver.

Once a person reaches the age of 17, they are eligible to take the state mandatory driving tests, written and field, and receive their drivers’ licensed if they pass both exams. No one under these ages, or without a valid license, can legally operate a vehicle. So what happens if an under-aged minor decides to take a car for a joy-ride, and then causes an accident that renders another person injured or worse? Continue reading to find out.

Under-Age and Un-Insured Motorist Accidents

When a minor that is under the legal driving age and without proper licensing causes a car accident that results in another person’s injury or death, it can be alarming to learn who is actually responsible for the injured party’s’ damages. The answer is the parents or legal guardians. An under-aged minor without a drivers’ license doesn’t have insurance, and it is usually the insurance company that pays out a settlement in the case of a car accident. The parents are the ones with liability insurance for their children, or at least they should, and these are ones who will get the brunt of the liability. Many insurance companies, however, may not pay for such an incident since the driver was neither legal nor of-age, which means the parents will have to personally pay remuneration for whoever was injured as a result of their minor’s driving escapade.

It is best to consult a licensed car accident lawyer in Indianapolis for accurate legal counsel and information pertaining to your personal case. They retain the proper resources, experience, and knowledge to answer all of your personal injury and liability insurance questions, any time.

Craven, Hoover, and Blazek P.C.

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for professional legal advice and counsel regarding car accident injury lawsuits in Indianapolis, Indiana. Attorney, Daniel Craven, is available to answer your personal injury questions today! We offer free initial consultations and never collect lawyer fees unless we prevail for you! Call 317-881-2700 and schedule an appointment with one of our licensed car accident lawyers in Indianapolis, IN today.