Do I Need Medical Payments Coverage for My Passengers?

Posted on July 7, 2020 by admin

Medical Payments Coverage: Also called Med Pay

Med Pay is a colloquial term for “Medical Payments Provision”, which is a separate provision in an insurance policy available to vehicle owners. It is a provision that covers the medical payments of the driver and all the passengers inside your vehicle if they are injured in a car accident, regardless of who is at-fault. Keep in mind that Med Pay is NOT health insurance. It only covers medical payments incurred as a result of car accidents. The difference is that Med Pay covers your and your passenger’s medical bills as well.

It is highly recommended to purchase medical payments coverage, which helps protect you and your passengers in your vehicle. Continue below to learn more about Med Pay, including additional recommendations regarding personal injuries.

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Med Pay can be purchased when you obtain coverage for your automobile and can usually range from $1,000 to $100,000. But it is important to know that Med Pay is based per vehicle. So, if you have two vehicles, you will need to purchase med pay coverage for each vehicle so you are covered while driving each vehicle. It is also important to understand that this does not include any other economic or non-economic losses, such as pain and suffering, lost wages, loss of limb, permanent disfigurement, prolonged physical therapy, and more. If you wish to have these covered as well, you’ll need to look into Personal Injury Protection, or more commonly known as “PIP” (depending on the State you live in if available).

Personal Injury Protection (PIP)

If you are concerned about coverage for additional losses and damages, like the ones mentioned above, then you would need to consider a different type of coverage instead of a medical payments plan. One option is Personal Injury Protection, or PIP. This coverage is more comprehensive compared to Med Pay. Not only does it cover injuries and losses incurred as a result of a car accident, it goes above and beyond, covering more specific economic or non-economic losses. For instance, PIP will help with hospital bills, medical expenses, loss wages, mortgage payments, and more. It is more expensive than Med Pay, but not by much. And you do not need to have both PIP and Med Pay insurance.

The Esteemed Indiana Car Accident Attorneys Who Can Recover the Compensation You Deserve

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with a licensed car accident injury attorney in Indianapolis, Indiana. Seasoned personal injury lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek can help you recover the full and fair compensation you deserve after being seriously injured in a car accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana. Contact us to get started in your financial recovery, today.

Indianapolis Personal Injury Lawyers 317-881-2700 — Schedule a Free Consultation!

How to Win a Car Accident Lawsuit

Posted on June 12, 2020 by admin

A motor vehicle accident can happen in a second. One moment someone is driving down the road peaceably, and the next minute they find themselves in the midst of a motor vehicle collision. Because there are so many factors involved in proving a personal injury case, it is important to consult a personal injury attorney for professional legal counsel.

Continue reading to learn what you need to know about how to win a car accident lawsuit if you are injured through the fault of another.

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Receiving Compensation Through a Settlement

Violating road signs, ignoring traffic signals, zipping through stop lights, not paying attention, speeding, driving under the influence, and several other types of reckless or negligent driving behaviors are common causes of automotive collisions that result in injuries. If a victim was injured as a result of another driver’s negligence, they will most likely be eligible to pursue compensation for their damages. In order to recover compensation for pain, suffering, medical bills, lost wages, and various other standard damages, a victim holds the burden of proving their case. A skilled personal injury lawyer will retain the proper resources, knowledge, and skills to effectively prove a case against the negligent party.

However, as an injured victim, you can also take certain steps to help increase your chances of recovering a settlement and being fully compensated, such as:

☑ Contact 911 and Get Medical Care

If you are ever involved in a car collision that causes you injury, the first thing you or the person with you needs to do is contact emergency services immediately. The most important concern is your health and safety. Contact 911 or some other type of emergency medical dispatch service for immediate medical attention. Once you are medically stable, you can take the next vital steps, which include seeing a doctor for your injuries and hiring a lawyer to represent your claim. See our blog, “Tips for Documenting Your Injuries After a Car Accident” to learn how to assess your own car accident injuries.

☑ File a Car Accident Report With Police

It is very important to have a police report filed with the details of the car collision and the injuries you sustained. With a police report on file, judges and juries can use the details as proof of evidence in your case. See our blog, “Are Police Reports Important to an Auto Accident Claim?” to learn how police reports can impact your case.

☑ Hire a Licensed Personal Injury Law Firm

You should always hire proper legal counsel. It is imperative to hire legitimate and licensed personal injury attorney services in order to have your best chance at recovering remuneration for your damages following a car accident. Accident attorneys are trained and extensively educated in personal injury law. They have the legal resources and proficiency to effectively represent you in your case. Most law firms do not charge upfront fees for their services, and instead, collect their attorney fees once they win compensation for you. If they do not win compensation for you, you do not owe them any fees at all.

Indianapolis Personal Injury Lawyers You Can Count On

Call the Law Office of Craven, Hoover and Blazek P. C. at 317-881-2700 to secure your rights after a serious car accident injury in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover and Keith Blazek retain extensive trial and litigation experience in accident law and handle both car accident and trucking cases. It is important to act fast after being injured in an accident because the sooner you act, the more likely your chances are of winning your claim and recovering compensation for your damages because evidence can be obtained before it is gone. Call 317-881-2700 to schedule a free initial consultation with a licensed car accident lawyer in Indianapolis, Indiana today.

Are Police Reports Important to an Auto Accident Claim?

Posted on May 26, 2020 by admin

Usually, no one walks away from a car accident and says it was no big deal. They are serious matters that have the potential to cause severe injuries and even death. For these reasons and more, auto accidents are scary, and tend to leave injured victims feeling confused.

If you are in a car collision, whether as a driver, passenger, cyclist, or pedestrian, one of the first steps you can take is also one of the most vital. After getting medical attention for yourself and others involved, be sure to contact law enforcement and make a report at the scene of the accident. In fact, it is required by law in most cases.

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Here in Indiana, the law requires individuals to immediately alert the local police department of a car accident in certain cases, including if:

It results in any form of bodily harm or death.
It causes over $1,000 in property damage.
City ordinance requires car accident reporting.
The insurance company requires car accident reporting.

Personal Injury Claims and Police Reports

Separate from your legal obligation to report a car accident to the nearest police station, it is in your best interest to do so for your own personal injury claim. You should always contact the police and have them come out and do a report as a general rule. There are some cases in which victims do not immediately feel or appear injured initially after an auto accident, but later on, sometimes hours, days, weeks and even months, develop serious symptoms and the injuries sustained during the collision begin manifesting themselves. This is known as an onset of symptoms, and is a common occurrence in car accidents. The amount of time an onset of injuries takes to appear varies from person to person.

Police are specially trained to investigate and evaluate the details of a car accident, and therefore, should accurately record a report that defines relevant details regarding the collision. A completed police report can protect your rights to recovering compensation in an insurance settlement or personal injury lawsuit for your losses by documenting evidence of the facts surrounding your case. Such reports usually provide a large amount of valuable information, such as:

Time, Date, and Location
Contact Information for All Parties Involved
Insurance Information for All Parties Involved
Statements from All Parties Involved
Witness Statements and Contact Information
Description of Injuries Reported at the Scene
The Officer’s Personal Account and Opinion of the Accident
A Diagram of the Accident Scene
Description of Road and Weather Conditions
Description of Vehicle and Property Damages
Pictures of Injuries, Damages, and Scene Surroundings
Description of Tickets Issued at the Scene By the Officer
And More

Because investigating police officers usually do not know the drivers involved, they are usually seen as unbiased witnesses to a car accident, and therefore, have no stake in the outcome of a personal injury lawsuit or insurance claim, their reports of an accident are highly valuable and persuasive forms of evidence in a case. Police can be, and are often, used as witnesses in car accident injury cases. Contact a licensed Central Indiana car accident lawyer for help navigating your claim on a course toward a full and fair financial recovery.

Who to Trust With Your Indiana Car Accident Claim

Contact the esteemed law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help making a car accident injury claim in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, focus on car accident claims, and are well-versed in Indiana personal injury law. We offer free initial consultations, we represent clients all over the State of Indiana and never charge lawyer fees unless we win your case. Schedule an appointment, and get started as soon as today.

Can I Sue Someone and Collect from Their Insurance Carrier if They Injured Me in a Bike Accident?

Posted on May 22, 2020 by admin

There have been numerous bikers who have been successful in lawsuits against negligent drivers and collecting the judgment against the negligent driver’s insurance company. However, the specific details and circumstances surrounding your particular bike accident claim will determine whether or not you have grounds to sue and a valid claim.

Continue reading to learn what you need to know about bike accidents, including your rights to compensation.

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Information for Bike Accident Victims

When a bike accident victim has a valid claim, they can hire a personal injury attorney to represent their best interests in recovering compensation for their damages. Such lawyers work on a contingency-fee basis, which means clients do not pay anything out of pocket for their services. In a contingency fee arrangement, a client only pays their lawyer for their services if they recover a settlement or judgment. See our blog, “What are Contingency Fees?” to learn more about this common accident law firm payment arrangement.

Your Rights as a Bike Rider

Just like pedestrians, cyclists also have rights on most roads. In the eyes of the law, so long as bikers are adhering to all local, state, and federal laws pertaining to road and traffic, their rights must be respected by all others, both drivers and pedestrians. In the case of your recent bike accident, if you were on a road that permits cycling and bicycle traffic, and a driver acted negligently, the law will most likely deem the driver at-fault for the accident. Accordingly, you would be on track for a successful bike accident claim if you were obeying all rules of the road leading up to your accident.

Common examples of driver negligence that can cause bike accidents include speeding, swerving, changing lanes without signaling or looking, drunk driving, drugged driving, texting, distracted or inattentive driving and fatigued driving. Other scenarios that strengthen a bike accident victim’s case would be if the driver were playing music too loud, using the phone, driving with multiple passengers and similar distracting actions. Also, having tinted or obstructed windows on a car can make a victim’s claim stronger.

As a biking accident victim, your best chance at recovering the full and fair compensation is to contact a seasoned personal injury attorney who is well-versed in bike accident claims. They have the knowledge, skills, and resources to obtain a settlement you deserve for your damages and losses.

How to Get Started on a Bike Accident Claim in Indiana

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for trusted bike accident personal injury representation in Indianapolis, Indiana and throughout the State of Indiana. Our seasoned bicycle accident attorneys work hard to ensure our clients’ rights to full and fair compensation. We offer free initial consultations to review your case with you, and we never collect attorney fees unless we prevail for you!

Difference Between Third Party Lawsuits and Worker’s Compensation Claims

Posted on May 19, 2020 by admin

Third-party lawsuits often involve workplace accidents and injury claims, but they are different from workers’ compensation claims. If an employee is injured on the job, but by a person or company outside of the workplace, this employee might pursue a claim against this “third party.” A quick example involves a truck driver being hit by a drunk driver while on the job. Not only can this truck driver collect workers’ compensation benefits, they can pursue a third-party lawsuit against the drunk driver that hit them. Third party claims help victims recover the full and fair compensation they rightfully deserve following a negligent accident that was no fault of their own.

Continue reading to learn more facts you need to know about workplace injury claims, third party lawsuits, and protecting your rights as an injured victim.

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Workplace Injuries and Accidents

Workplace injury claims are turned over to the Workers’ Compensation Board of Indiana, while third-party lawsuits are addressed in state civil courts. To establish an opposing party’s accountability, a personal injury lawyer should be hired to facilitate a full and comprehensive investigation to collect evidence of such negligence. It is important to hire a licensed personal injury lawyer for these kinds of claims and lawsuits. They retain the effective legal resources and knowledge to document a strong case against an opposing negligent party. Be sure to choose a personal injury attorney with extensive litigation and trial experience in the case that your claim cannot be settled out of court. If a third party lawsuit cannot be settled outside of court, it must be decided upon by a judge or jury.

Here are additional examples of possible third-party lawsuit scenarios:

If a worker slips on wet floor and injures themselves, they can collect workers’ compensation. If the floor was wet because the cleaning company failed to properly dry it, the worker can also pursue a claim against the cleaning company. The settlement would be with their insurance company.

If a man injures his hand in factory machinery, he can collect workers’ comp. If the injury occurred because the machine’s design was flawed or defective in some way, he may also sue the machine’s manufacturer. The settlement would be with their insurance company.

If a dog gets loose from its owner’s grasp and attacks a housekeeper in a hotel, the housekeeper can collect workplace compensation, but can also pursue remuneration from the dog’s owner. The settlement would be with their insurance company.

If you were recently injured at work or anywhere else, contact a seasoned lawyer right away. Be sure to act fast, before the statute of limitations runs out on your claim and before evidence is lost, leaving you ineligible to pursue recompense for your damages.

Our Trusted Indiana Personal Injury Lawyers Are Here For You

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about recovering compensation through a personal injury claim, wrongful death claim, or medical malpractice claim in Indiana. You can schedule a free consultation with an experienced Indianapolis accident attorney who can determine the best strategies for your Indiana personal injury case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! We represent injured persons throughout Indiana, as well as the surviving dependents in wrongful death and medical malpractice cases.

Important Accident Claim Facts for Victims of a Head-On Collision

Posted on May 12, 2020 by admin

Most car wrecks are serious, but when it comes to head-on collisions, the consequences are generally more severe. Virtually all head-on collision car accidents result in some form of injury, whether physical, mental, emotional, or a combination of the three. Sadly, many also result in death. The Insurance Institute for Highway Safety reported that in 2018, 56% of vehicular fatalities were caused by head-on car accidents.

If you or someone you love was recently injured in a head-on car collision, it is vital that you consult with a licensed accident attorney as soon as possible to learn your rights to recovering compensation for your damages. Continue reading to learn some basic accident claim facts that will help you get started on the right path toward a full and fair settlement.

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Common Causes for Head-On Car Crashes

There are several things that can go wrong behind the wheel of a vehicle, making the list of possible causes for car accidents vast. However, head-on car collisions tend to be caused by the same types of negligence. Arguably, the top cause for such car accidents is distracted driving. Distracted driving can include a wide range of behaviors, from driving fatigued or under the influence, to texting, taking calls, addressing children or passengers, eating, reading, fidgeting with the stereo, searching through purses or bags, and similar actions.

Additional causes for head-on collisions include speeding, losing control of the vehicle, unsafe or illegal passing, and other types of driver errors. Our related blogs, “Most Common Injuries Caused By a Rear-End Car Accident” and “Top 5 Ways to Avoid a Serious Car Accident” can also give you insight on car accident claims and driving safety.

Accident Claims for Head-On Car Accidents

The law says that, as a driver, you have a duty of care when you drive on the road. If another driver breaches this duty of care, and as a result, collides head-on into a car and injures that driver and/or their passengers, the victims can seek damages in a court of law. In order to be awarded damages, victims must prove that the negligent party did breach their duty of care, which directly resulted in their injuries and subsequent losses. This is where a seasoned personal injury lawyer can help.

Personal injury lawyers have the knowledge and skills to help clients recover damages for current and future medical expenses and hospital bills, as well as, property damages, permanent damages, wrongful death damages, pain, suffering, and more. See our blog, “An Overview of Personal Injury Basics” will help you understand more about how the accident claim process works.

How to Get Started on Your Car Accident Claim in Indianapolis

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn the best course of action after being negligently injured in a serious car collision in Indianapolis, Indiana and its surrounding locations. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Schedule your consultation before the statutes of limitations runs out on your claim. We represent injured persons throughout the State of Indiana.

Can I Sue the City after Being Injured in a Pothole Car Accident?

Posted on March 24, 2020 by admin

Potholes are a big problem this time of year in Indianapolis. As a result of the annual freeze-thaw cycles, porous pavements crack, crumble, and cave in come Spring. Seasonal pothole damage can lead to unsafe road conditions. Some potholes are so large or obtrusive, they can even cause car accidents. So, who is responsible for repairing city potholes on streets and highways? Furthermore, can victims of pothole car accidents sue the city after being seriously injured?

Continue reading to learn how city potholes are managed, and whether or not a car accident victim can file a lawsuit against the city for pothole repair neglect.

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Pothole Repair for the City

Each district has a government entity responsible for maintaining the roads and walkways. However, there are some cases in which other parties are responsible for road construction repairs, and not a government entity. For this reason, it can be challenging determining who is liable for pothole damage in your town. Additionally, if it is a government entity in charge of pothole repair in the area you were in a car accident, suing them also poses quite the challenge.

Suing the Government for Personal Injury

Although government entities can be sued for personal injuries just like any other entity or person, the differences between the legal processes are substantial. There is a separate set of rules and guidelines to follow when pursuing a claim against a governmental division or body, and these stipulations are strict, unforgiving, and very demanding. Of course, the process of suing a regular person or entity isn’t simple either, however, compared to a governmental lawsuit, the difference in obligations are significant.

For instance, there is a stricter and shorter statute of limitations. In fact, all deadlines are shorter and firmly inflexible. These rules and requirements differ slightly from state to state, but are all equally stringent across the board. In common cases, the statute of limitations is much longer, usually 2 years, and sometimes more. But in government-related lawsuits, the time limit ranges between 30 days to a year. Some victims are not even released from medical care in this amount of time, which is why it is so vital to have a licensed Indianapolis car accident attorney handling your case from day one.

Although government entities can be sued, lawsuits are not always successful. Governmental entities are immune to many types of personal injury cases. They are exempt from the standard rules and guidelines that common society has to follow in such circumstances. This is just one more reason why a personal injury lawyer is so vital to a person’s case. There are so many complex details, differences, exceptions, rules, and more to know and follow in a government-related lawsuit, and a reputable attorney can help define them all.

Pursing Just Compensation After a Car Accident

No matter which type of lawsuit you wish to file, whether against a private driver or the city, it is necessary to hire a personal injury lawyer to recover the full and fair compensation you deserve for your car accident claim. Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn the best course of action for your recent Indiana car accident injury claim, today. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! We represent injured persons and the surviving loved ones in wrongful death cases throughout Indiana.

What To Do and Not To Do After a Car Accident

Posted on March 13, 2020 by admin

After being involved in a car accident that was not your fault, actions you take and decisions you make, can influence the total amount you receive in a personal injury settlement. For this reason, it is vital to know what to do and not to do after being involved in an auto accident caused by another driver. Continue reading for this information and more, as it can possibly make or break your car accident claim.

Insurance Companies are Not on Your Side

When you make a personal injury car accident claim, it is the at-fault party’s insurance company that will pay you your ultimate settlement or judgment if owed. However, insurance companies do not want to pay car accident victims. Their primary objective is to settle as quickly as possible for as little as possible, which is usually not a good thing for an accident victim.

Insurance companies will offer a paltry settlement and simply try to send a victim on their way. You see, within these insurance companies are hundreds of employees who work hard to argue that the value of your injury claim is low. They will use every resource in their power to reduce the settlement amount, which in turn increases their employer’s profits.

Fortunately, there are seasoned car accident attorneys out there who know the laws surrounding such claims inside and out, and can navigate through insurance adjuster tactics. They will provide cold-hard evidence to support a victim’s damages and losses and recover a full settlement.

What to Do After a Car Accident:

➀ Dial 911 and request police and paramedics for any injured persons.
➁ Tell the investigating officer how the accident happened.
➂ Seek medical attention at the scene and then at the hospital.
➃ Take several pictures and videos of the car and your surroundings.
➄ Contact a car accident injury lawyer to learn what your rights are.

What NOT to Do:

❌ Do not wait to get medical attention.

❌ Do not skip doctors’ appointments or treatments.

❌ Do not talk to insurance adjusters.

❌ Do not send out a demand letter.

❌ Do not sign a waiver or release-of-liability document or any other documents without talking with your attorney first.

❌ Do not accept cash for your damages and losses.

❌ Do not attempt to negotiate your claim yourself.

Talk to an Indianapolis Car Accident Personal Injury Lawyer Today

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help with a car accident injury claim in Indianapolis, Indiana. Our seasoned car accident lawyers can help you recover the full and fair compensation you deserve after suffering a serious injury in a car accident. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Schedule your consultation before the statutes of limitations runs out on your claim. We represent injured persons throughout the State of Indiana.

FAQS About Motorcycle Accident Personal Injury Claims

Posted on February 18, 2020 by admin

Motorcycle accidents are vastly different from car accidents. On a motorcycle, a rider is radically more exposed to their surroundings, and therefore, more vulnerable. In the case of a collision, a rider can be subjected to an extensive scope of possible injuries and subsequent damages. From abrasions, burns, and contusions, to orthopedic injuries, internal organ damage, permanent disabilities, and even death, the potential harm that a motorcycle accident victim can experience is quite serious at any end of the spectrum.

If you were recently injured on a motorcycle as a result of another driver’s negligence, you could be entitled to certain compensation for your resulting damages and losses, such as pain and suffering, medical bills, and even lost wages from missing work. All you need is some more knowledge about filing a personal injury claim for your motorcycle accident.

Continue reading to learn more about motorcycle accident personal injury claims by reviewing these frequently asked questions, below.

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How Long Do I Have to Make a Motorcycle Accident Claim?

Here in Indiana, most personal injury claims, including motorcycle accidents, have a 2 year-to-date statute of limitations, but the time period can be substantially less depending on who the defendant is. Claims against governmental entities have to be made very quickly. This means that most claimants have 24 months from the date of their accident to make a personal injury claim against the at-fault party. If the statute of limitation runs out, there may be an option to have it extended, but this is only under very specific circumstances. See our blog, “Can a Personal Injury Statute of Limitations Be Extended?” to learn more about this topic. To avoid running out of time, it is vital that you speak with a seasoned Indiana motorcycle accident lawyer as soon as you are capable, following your accident.

What if My Passenger Was Also Injured in the Motorcycle Accident?

If your passenger also suffered serious injuries in your motorcycle accident, they too would be entitled to compensation for their damages and losses, such as medical expenses and hospital bills. However, their claim would be entirely separate from yours, as they would hire their own lawyer to file their injury claim against the at-fault party. Depending on the facts of the case, Craven, Hoover & Blazek, P.C. may be able to represent both driver and passenger and it can be advantageous to both operator and passenger for this to occur.

Will I Have to Go to Court for a Motorcycle Accident Claim?

Most personal injury claims are settled out of court. Although a seasoned and skilled personal injury lawyer is always prepared to take a claim to trial, they’re objective is to settle out of court for a full and fair settlement. Talk to your trusted accident attorney for advice on the best course of action for your Indiana motorcycle accident claim.

How Much Does a Motorcycle Accident Lawyer Cost?

Law firms collect their fees in a variety of ways. It can depend on the type of case, the lawyer’s experience and more. Common payment arrangements used by law firms and lawyers include hourly rates, flat rates, retainers, and contingent fees. Contingent fees are the most common form of billing practice used by personal injury law firms and attorneys. This payment arrangement works by not charging clients any retainers or upfront fees, but by collecting a percentage of whatever monetary settlement they recover for their client. Each personal injury claim is complex and unique, so the percentage collected upon judgment by a lawyer will vary from case to case. Craven, Hoover & Blazek, P.C. works on a contingent fee basis for our injured clients.

Where Can I Get Legal Advice in Indianapolis for My Motorcycle Accident?

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a personal injury claim after being hurt in a motorcycle accident in Indianapolis, Indiana or anywhere in Indiana. Our seasoned motorcycle accident lawyers offer free initial consultations and never collect attorney fees unless we prevail for you. Call 317-881-2700 and get started as soon as today.

How to Make an Injury Claim Against a Drunk Driver

Posted on January 28, 2020 by admin

If you were injured in a car accident due to a drunk driver, there is a very high probability that you are entitled to compensation for your resulting damages and losses. In order to recover remuneration from an at-fault driver, you must make a personal injury claim with the drunk driver’s insurance company or the drunk driver themselves if they were uninsured. Moreover, if the drunk driver was uninsured, you can make a claim through the uninsured motorist provision of your own automobile insurance policy. In the unlikely event a settlement is not reached, a lawsuit can be filed and pursued.

Continue reading to learn how to get started on a car accident personal injury claim in Indiana, as well as, your options for suing a drunk driver.

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Drunk Driving Accidents

The statistics for drunk driving accidents are alarming, regardless of which state the data is coming from. Drunk driving accidents are among the most common types of motor vehicle accidents in the country. In fact, read our blog, “Eye-Opening Drunk Driving Facts and Statistics” to learn just how startling these numbers are. Not only are drivers and passengers common victims, pedestrians, cyclists, skaters, and more are also injured by inebriated drivers.

Compensation for Damages and Losses

With such high statistical numbers, car accident injury claims are also quite common. They fall under tort law, which provides financial relief for those wrongly injured by another person as a result of carelessness, negligence, gross negligence, or recklessness. If you are injured in an accident because of someone else’s actions or inactions, you can make a claim against their insurance company to recover compensation for damages and losses. Such losses generally include hospital bills, medical expenses, lost wages from time off work, and non-economic damages like pain and suffering.

How to Make Your Car Accident Claim

Most of the time, a claim is made by the victim (claimant) against the drunk driver’s insurance company. If a person is killed by a drunk driver, their family or next of kin can make a wrongful death claim against the drunk driver’s insurance company. If the drunk driver’s insurance company will not settle the claim fairly, a lawsuit can be filed against the drunk driver and the drunk driver’s insurance company would have to pay the verdict received against the drunk driver, up to that driver’s automobile policy limits.

In order to make a claim against a drunk driver that has injured you in an accident, whether as a driver yourself, a passenger, or a pedestrian, your very first step is the most vital one; seek proper and thorough medical treatment. Once you are stable enough, your next step is also incredibly vital: contact an Indianapolis personal injury law firm to represent you in your claim. We have the knowledge, resources, experience, and skills to recover the full and fair compensation you deserve for your suffering and loses. Just be sure to choose the right personal injury law firm that can provide comprehensive and compassionate counsel.

Choose the Law Office of Craven, Hoover, and Blazek P.C.

Call us today at 317-881-2700 to discuss your Indiana car accident claim with a licensed accident attorney you can trust. Our licensed accident lawyers gather all relevant information needed for the case, go head to head with the insurance companies, handle all communication and negotiations with the opposing parties and will go to trial if the defendant’s insurance company will not make a full and fair settlement offer, all to obtain fair compensation for our injured clients. We want everyone to have a chance at justice following a serious accident caused by another’s negligence. This is why we operate on a contingency fee basis, meaning we never collect lawyer fees unless we win compensation for you.