Understanding Indiana’s Personal Injury Laws: A Comprehensive Guide

Navigating the complex terrain of personal injury laws can often be a daunting task, especially when you’re already overwhelmed with an injury. However, understanding these laws is crucial to ensure you receive the compensation you rightfully deserve. This blog post strives to provide a fairly comprehensive guide to Indiana’s personal injury laws, shedding light on key aspects such as the intricacies of tort law, the process of filing a personal injury lawsuit, and the specifics that are unique to Indiana.

Whether you’re a professional seeking a refresher or someone embarking on a personal journey for justice, this guide aims to assist you in comprehending the nuances of Indiana’s personal injury laws.

Call 317-881-2700 to Speak With Our Indianapolis Personal Injury Attorneys
Call 317-881-2700 to Speak With Our Indianapolis Personal Injury Attorneys

What are Personal Injury Laws in Indiana?

Personal injury laws are a set of legal statutes that cover any harm or damage caused to an individual due to the negligent, reckless, or intentional actions of another person or entity. These laws fall under the umbrella of tort law, which deals with civil wrongdoings and provides remedies for those who have suffered harm or losses as a result. In Indiana, such laws are designed to protect individuals from physical, emotional, and financial harm caused by the actions of others. Understanding these laws can help you seek justice and obtain compensation for any injuries or losses incurred due to someone else’s negligence.

Types of Personal Injury Cases

Personal injury cases in Indiana can range from slip and fall accidents to medical malpractice, with each case having its unique set of legal requirements and complexities. Some common types of personal injury cases in Indiana include:

Car and Semi-Truck Accidents: Auto accidents are one of the most common types of personal injury cases in Indiana, with thousands of accidents occurring every year due to negligent driving.

Premises Liability: If you’ve suffered an injury on someone else’s property due to their negligence, you may have a premises liability case.

Medical Malpractice: Medical malpractice claims involve injury or harm caused by medical professionals due to negligence, errors, or omissions in their treatment.

Product Liability: If you’ve been injured by a defective product, you can hold the manufacturer or seller responsible for any damages under Indiana’s product liability laws.

Dog Bites: Indiana has strict laws regarding dog owner liability, and if you’ve been bitten by a dog, you may be entitled to compensation.

Wrongful Death: In the unfortunate event of someone’s death due to another person’s negligence, their loved ones can file a wrongful death lawsuit.

Head and Brain Injuries: Head and brain injuries can occur due to various accidents, and they often have long-term consequences that require extensive medical treatment.

Filing an Accident Claim or Lawsuit

If you’ve suffered an injury due to someone else’s actions, you have the right to file a personal injury claim. However, it’s essential to understand the process and requirements before initiating legal action. In Indiana, personal injury lawsuits must be filed within two years from the date of the injury under the state’s statute of limitations.  If the defendant is a governmental entity or agency, you must file a tort claims notice before being able to file a lawsuit and the time requirements to file are as little as 6 months.

The first step is to retain counsel. It is vital to hire a qualified personal injury lawyer to represent your case. They will assist you in gathering evidence, negotiating with the other party’s insurance company, and presenting your case in court if necessary. They will notify the person or entity you intend to sue by sending them written notice of your claim. If they refuse to settle, you can then file a legal complaint with the court and begin the litigation process.

Unique Aspects of Indiana’s Personal Injury Laws

Indiana has specific laws that may differ from other states when it comes to personal injury cases. One such aspect is the comparative fault rule, which states that if an injured person is partially at fault for their injury, their compensation will be reduced by a percentage equal to their share of fault.

Conclusion

Injuries caused by someone else’s negligence can lead to physical, emotional, and financial hardships. However, personal injury laws provide a way for individuals to seek justice and receive compensation for their losses. This guide has aimed to provide a comprehensive understanding of these laws, but it’s always best to consult with a qualified Indiana personal injury attorney for specific legal advice. With this knowledge in hand, you can confidently navigate the legal system and fight for your rights in the event of a serious accident or injury. Remember, justice may take time, but understanding Indiana tort law is the first step toward achieving it. 

Are you ready to move forward with a personal injury complaint in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with our personal injury attorneys in Indianapolis, Indiana. We represent injured victims all across the state, Indiana residents injured in other states and residents of other states injured in Indiana. In addition, we offer the option to hold meetings either by phone, at your residence, online, or at the hospital if necessary.

Related Posts:

Indiana Laws Regarding Car Accident Compensation
The Difference Between Civil Law and Criminal Law
Does the Law Protect Kids From Negligent Accidents?

Common Types of Expert Witnesses in an Accident Lawsuit

Continue below to learn which kinds of expert witnesses you might outsource for your personal injury lawsuit.

Indiana Personal Injury Accident Lawsuit Attorneys
Indiana Personal Injury Accident Lawsuit Attorneys 317-881-2700

Personal Injury Expert Witness Testimonies

When it comes to predicting the outcome of a client’s accident lawsuit, it all depends on what can be proven. As an injured victim, you and your team of personal injury lawyers are the plaintiff party, which means your side holds the burden of proving your damages, even if the case is obvious. Not only must you prove your past, current, and future damages, but as the plaintiff in a personal injury lawsuit, you must also prove that your accident and subsequent injuries were a proximate result of the defendant’s negligence or carelessness.  The plaintiff must prove their case on a more likely than not standard.

One effective strategy that accident lawyers rely on to prove their client’s damages is expert witness testimony. By calling on certified professionals and specialists, an accident attorney can strengthen their case by supporting their arguments with cold hard facts and empirical evidence given by qualified and reputable witness testimonies. This step is an important part of most personal injury lawsuits.

Your Accident Lawyer Will Choose Your Expert Witnesses

As a recent victim of an accident that was not your fault, you may not know if your personal injury case will require expert witness testimony, nor are you expected to know which experts to choose if you do. Instead, trust your seasoned Indiana personal injury attorneys to navigate these aspects of your claim for you, and choose the proper expert witnesses to recover the full and fair settlement you deserve. The expert witnesses they choose for your case will depend on the type of accident and injuries you’ve suffered, as well as the various details surrounding the accident and negligence itself. They will also consider the potential arguments the defense will likely raise.

Expert Witnesses Often Used in Accident Lawsuits

► Medical Experts – Doctors, nurses, counselors, therapists, and similar medical professionals are often called upon in personal injury cases. They are used to confirm the validity of the injured victim’s diagnosis, explain the details and necessity of their treatment, and to help prove the extent of injury. They will give their professional opinions and diagnoses on the severity of the injuries, and whether or not they are temporary, long-term, or permanent. Sometimes, multiple medical experts are called to the stand to testify in personal injury lawsuits.

Mental Health Experts – Along with licensed medical professionals, often times a personal injury legal team will outsource expert witness testimony from mental health professionals, some of which are actually licensed doctors, such as psychiatrists. Other mental health experts used in such cases include psychologists, therapists, grief counselors, family counselors, and psychoanalysis experts.

Accident Re-constructionists – Accident reconstruction specialists reconstruct the setting and circumstances of the accident to reveal certain facts, usually about who’s at fault. These expert witnesses are sometimes used on motor vehicle accident and pedestrian accident cases, as well as bicycle accident cases, workplace accidents, and slip and fall accidents.

Industry and Occupational Experts – In some cases, a personal injury lawsuit will include witness testimony from certain industry or occupational experts. These professionals will testify regarding the safety standards surrounding the accident, as well as municipal factors, architecture, building codes, fire codes, OSHA, and more.

Financial Experts – When it comes to proving the calculable losses suffered by the plaintiff party in a personal injury lawsuit, finance and economic experts are sometimes used. This is fairly common in accident cases that involve severe disability and extensive financial devastation, such as wrongful deaths and catastrophic accidents.

Do you need help with your personal injury case in Indianapolis, Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn your rights to being compensated for your damages and losses after being wrongfully injured.  We represent the families in wrongful death cases and injured persons throughout the state of Indiana.

You Should Also Read:

Does an Injured Victim Need a Witness to Prove a Car Accident Case?
The Importance of Witness Statements After a Car Accident
Can I Settle a Personal Injury Claim if I Cannot Prove Fault?

Indianapolis Personal Injury Lawyers 317-881-2700
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Do I Need a Lawyer for My Personal Injury?

There are several different personal injury practice areas, from slip, trip, and falls, to car accidents, workers’ compensation, medical malpractice, defective product liability, elder abuse, trucking accidents, wrongful death, and more. No matter which type of personal injury or accident you’ve recently suffered, when deciding whether or not to hire a lawyer to represent your claim, the answer is always yes. Even if it to just get a review or your case and the relevant issues. 

Continue reading to learn why it is essential to hire a skilled accident attorney, and where to get a free case evaluation to determine if you are eligible to pursue legal action against a negligent party in Indiana.

Indiana Personal Injury Lawyers
Indiana Personal Injury Lawyers 317-881-2700

What a Personal Injury Lawyer Can Do for You

The law is complex, so managing your own personal injury case is not something you want to attempt. Furthermore, after suffering injuries and damages after an accident, you need to be focused on your physical and mental recovery, and not on complicated legal matters. A personal injury lawyer is more than just a legal advocate for their clients; they manage all aspects of their client’s claim, including investigations, initial demands, settlement negotiations, case development, complaint filing, litigation, and everything in between.

Professional legal representation by a specialized personal injury attorney is the key to obtaining the maximum settlement or verdict for a claim. The insurance company for the defendant will act like you do not need an attorney and will even sometimes advise you that, but during that time period, evidence is being lost. It is vital to your case that the evidence be obtained and preserved.

How to Get Started With Your Personal Injury Claim in Indiana

If you have been involved in a personal injury, your first step is to obtain medical care and then hire an attorney immediately. Not only are there statutes of limitations that limit how long a claimant can file a claim, evidence can be lost forever if not obtained quickly. To find out the answers to your eligibility to make a claim, contact an Indiana personal injury law firm and schedule a consultation with a certified accident attorney. We provide initial consultations for free, which allows you to learn your legal options with no obligations.

Choosing the Right Indiana Personal Injury Lawyer for Your Case

There are several Indiana law firms to choose from, but be sure your selection is based on reputation and successful case results. Look for a personal injury lawyer who can offer a free consultation and works on contingency.

Trust the Law Office of Craven, Hoover, and Blazek P.C. for Indiana Personal Injury Representation

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for trusted personal injury representation in Indiana. Our seasoned accident attorneys work tirelessly to ensure our clients’ rights to full and fair compensation. We offer free initial consultations to access your case, and never collect attorney fees unless we obtain a settlement or verdict for you! Call 317-881-2700 to schedule your free initial consultation with an Indiana personal injury lawyer, today.

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Your Legal Rights After Being Seriously Burned With Hot Wax at a Salon

When you visit your local beauty salon, whether for a luxury manicure and pedicure, or for a routine hair removal appointment, you trust your cosmeticians to protect you from harm when using hot wax. Unfortunately, this is not always the case, as hundreds of beauty salon clients have suffered serious second and third degree burns due to salon or beautician negligence. If you are one such victim, it is important to consult with a skilled personal injury lawyer to learn your eligibility for taking legal action against your negligent salon. You could be entitled to compensation for your pain, suffering, and any other related damages that resulted from your salon accident.

Continue reading to learn what you need to know after suffering serious hot wax burns at a salon in Indiana.

Burn Injury Attorneys Indianapolis Indiana
Burn Injury Attorneys in Indianapolis, Indiana 317-881-2700

Beauty Salon Liability

Beauty salons, like all other businesses, have a lawful duty of care to protect their guests from foreseeable harm by maintaining a safe and hazard-free environment. When a beauty salon does not take the proper precautions to ensure their hot wax products and equipment are up to standards and their staff knows how to properly use them, they are not upholding their duty of care. If a client is seriously injured after being burned with hot wax, the salon owner can be held legally liable for their client’s damages and losses.

Common Hot Wax Burn Injuries:

✦ Hair Loss
✦ Permanent Scarring
✦ Permanent Disfigurement
✦ Loss of Motor Skill Function
✦ Nerve Damage
✦ Infections
✦ Loss of Sight, Smell, Hearing, or Touch

Common Damages Collected By Beauty Salon Burn Victims

Common damages and losses suffered by victims of hot wax burn injuries vary greatly depending on the location of the hot wax contact, and the severity of the injuries. Many hot wax burn victims in the past have collect compensation for damages such as medical expenses, hospital bills, lost wages from time missed at work, prolonged physical therapy, reduced quality of life, loss of ability to work, and pain and suffering. Pain, suffering, mental anguish, permanent scarring, disfigurement, and similar tolls that serious injuries take on burn victims are known as non-economic damages. These are damages that are not directly calculable, but rather, up to interpretation in terms of their gravity. Learn more about Types of Damages Awarded for Victims of Injury for a better understanding of the possible damages a burn victim might collect in a personal injury lawsuit.

How to Make an Injury Claim Against a Negligent Salon in Indiana

Contact the esteemed law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a personal injury claim in Indianapolis, Indiana against a salon that has caused you serious harm and subsequent losses. Personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are well-versed in Indiana personal injury law. Not only do we offer free case evaluations to discuss whether or not your matter is worth pursing for you, we represent clients all over the State of Indiana and never charge lawyer fees unless we win your case. Schedule an appointment, and get started as soon as today.

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Will I Be Compensated for PTO and Sick Days in My Personal Injury Claim?

After being injured in an accident that wasn’t your fault, you may be forced to miss work as your recover. In fact, you may be forced to use your Personal Time Off (PTO) or accrued sick days to maintain your employment while also maintain a stream of income during your recovery. Is this fair, though? Many personal injury victims want to know if they can include their lost wages, as well as their PTO, as part of their claim.

Continue reading to learn the answer, as well as, some important information about collecting general damages in a personal injury lawsuit.

Indiana Personal Injury Attorneys 317-881-2700
Indiana Personal Injury Attorneys 317-881-2700

Whether you are taking days of from work for rest, doctor’s appointments, or medical treatments and therapies, the law says you can include PTO and sick days into your personal injury claim. In fact, victims are likely to be compensated for such losses, including lost wages and income, PTO, sick days. To understand just how victims might be eligible for receiving compensation for their lost wages and personal time off, it helps to understand economic damages. You see, in a personal injury claim, the losses suffered by the claimant are referred to as “damages”, which can be either economic or non-economic.

Economic Damages

Economic damages, also known as special damages, are financial losses that can be calculated. Losses that can be defined by an actual dollar amount and redeemed through financial compensation include hospital bills (i.e. hospitalization, ambulance transport, anesthesia, emergency room services, surgeries, doctor care, x-rays, MRI’s, etc.), medical expenses (i.e. physical therapy, medical equipment, medication, etc.) lost wages from time off work, property damages, lost benefits from spouses death (i.e. insurance, veterans benefits, etc.), in-home nurse, and anything else that was a direct financial loss to the victim or their family.

In contrast, non-economic damages are more difficult to assign a dollar amount to because they are not tangible monetary losses. Examples of non-economic losses include pain and suffering, mental anguish or illness (i.e. depression, anxiety, etc.), loss of companionship (i.e., wrongful death, brain damage to a loved one, paralysis of a loved one that changes or limits the relationship, etc.), long-term medical care or medication dependencies, diminished quality of life, permanent disabilities, loss of ability to work, and more.

PTO Compensation

Since Personal Time Off is an exact number, it can be calculated, and therefore, categorized as an economic damage. This means that personal injury victims can include PTO, as well as all other types of lost wages, as part of their accident claim. If you had to use your personal time off to recover from a personal injury, you were forced to take a loss that you didn’t intend on taking, making you eligible for such compensation. Your only duty is to ensure that you can prove it through valid documentation, including doctor’s orders, statements from your employer, medical appointments, and more.

Talk to a Trusted Indiana Personal Injury Attorney for Advice Regarding Your Accident Claim

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a personal injury or wrongful death claim in Indiana. Our seasoned Indianapolis personal injury attorneys maintain a concentrated focus on accident and injury law, and have extensive trial and litigation experience with a written track record of success. Not only do we offer free initial consultations, we never collect lawyer fees unless we recover a settlement or judgment for you. Get started by scheduling your consultation, today.

Indianapolis Personal Injury Lawyers 317-881-2700
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Are Police Reports Important to an Auto Accident Claim?

Usually, no one walks away from a car accident and says it was no big deal. They are serious matters that have the potential to cause severe injuries and even death. For these reasons and more, auto accidents are scary, and tend to leave injured victims feeling confused.

If you are in a car collision, whether as a driver, passenger, cyclist, or pedestrian, one of the first steps you can take is also one of the most vital. After getting medical attention for yourself and others involved, be sure to contact law enforcement and make a report at the scene of the accident. In fact, it is required by law in most cases.

Personal Injury Car Accident Attorney
Personal Injury Car Accident Attorney 317-881-2700

Here in Indiana, the law requires individuals to immediately alert the local police department of a car accident in certain cases, including if:

  • It results in any form of bodily harm or death.
  • It causes over $1,000 in property damage.
  • City ordinance requires car accident reporting.
  • The insurance company requires car accident reporting.

Personal Injury Claims and Police Reports

Separate from your legal obligation to report a car accident to the nearest police station, it is in your best interest to do so for your own personal injury claim. You should always contact the police and have them come out and do a report as a general rule.  There are some cases in which victims do not immediately feel or appear injured initially after an auto accident, but later on, sometimes hours, days, weeks and even months, develop serious symptoms and the injuries sustained during the collision begin manifesting themselves. This is known as an onset of symptoms, and is a common occurrence in car accidents. The amount of time an onset of injuries takes to appear varies from person to person.

Police are specially trained to investigate and evaluate the details of a car accident, and therefore, should accurately record a report that defines relevant details regarding the collision. A completed police report can protect your rights to recovering compensation in an insurance settlement or personal injury lawsuit for your losses by documenting evidence of the facts surrounding your case. Such reports usually provide a large amount of valuable information, such as:

  • Time, Date, and Location
  • Contact Information for All Parties Involved
  • Insurance Information for All Parties Involved
  • Statements from All Parties Involved
  • Witness Statements and Contact Information
  • Description of Injuries Reported at the Scene
  • The Officer’s Personal Account and Opinion of the Accident
  • A Diagram of the Accident Scene
  • Description of Road and Weather Conditions
  • Description of Vehicle and Property Damages
  • Pictures of Injuries, Damages, and Scene Surroundings
  • Description of Tickets Issued at the Scene By the Officer
  • And More

Because investigating police officers usually do not know the drivers involved, they are usually seen as unbiased witnesses to a car accident, and therefore, have no stake in the outcome of a personal injury lawsuit or insurance claim, their reports of an accident are highly valuable and persuasive forms of evidence in a case. Police can be, and are often, used as witnesses in car accident injury cases. Contact a licensed Central Indiana car accident lawyer for help navigating your claim on a course toward a full and fair financial recovery.

Who to Trust With Your Indiana Car Accident Claim

Contact the esteemed law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help making a car accident injury claim in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, specialize in car accident claims, and are well-versed in Indiana personal injury law. We offer free initial consultations, we represent clients all over the State of Indiana and never charge lawyer fees unless we win your case. Schedule an appointment, and get started as soon as today.

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What You Need to Know About Using a Personal Injury Lawyer

When you are seriously hurt in an accident, it is natural to have questions and concerns. In fact, hiring a lawyer is usually the last thought on a victim’s mind after suffering serious injuries in an accident that was not their fault. But the harsh reality is that a personal injury lawyer is something that needs to be considered right from the start in order to protect your best interests in terms of financial security and quality of life.

When an accident occurs, the insurance company for the defendant immediately begins an investigation in an attempt to protect it’s financial interests in the outcome and they have attorneys and insurance adjusters working on you case from day one and so should you.

Personal Injury Attorney Law Firm 317-881-2700
Personal Injury Attorney Law Firm 317-881-2700

When to Use an Accident Lawyer – Always

In almost all injury cases you need the knowledge and expertise of a professional personal injury lawyer to win your accident claim for a full and fair amount. It is advantageous to hire professional representation if:

In general, there can be many technical or legal complexities. Such complexities that can make managing, bringing and winning an injury claim challenging without legal assistance and mistakes can cause you to lose the case.

You are Severely Injured or Disabled. If your injuries are severe or permanently disabling, you have a complex case, which means you definitely need professional legal representation to manage your injury claim. This includes wrongful death claims.

You Do Not Feel Comfortable Representing Yourself. Many people are simply uncomfortable with the responsibility of handling their own injury claim. There are many technicalities, legalities, paperwork, and more that require legal knowledge and a lot of time.  

The Cost of Hiring a Personal Injury Lawyer

Typical attorney fee arrangements include retainers, hourly rates, and flat fees, but for personal injury lawyers, the most common payment model used are contingency fees. Lawyers who work on a contingency fee basis do not collect any type of payment upfront from a client. Instead, clients only pay their lawyers if they recover a settlement or judgment for them. Payments are conditional, or contingent, under this type of fee arrangement. So, if a lawyer does not win a settlement or monies for their client, the client pays nothing to the lawyer for their services.

Indianapolis Personal Injury Attorneys Who Will Fight For Your Rights

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with an experienced Indianapolis personal injury attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.  We represent injured persons throughout Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
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Who to Call for Personal Injury Claim Representation in Indiana

Being hurt in an accident is an experience that brings about a string of difficulties; but finding compassionate and professional legal representation for you and your personal injury claim should not be one of them. In order to be offered the full and fair compensation you deserve as a victim of an accident that was not your fault, you need an aggressive and experience accident attorney working your case who can handle your claim from start to finish, adequately protecting your rights to remuneration.

But how do you find a good personal injury lawyer in Indiana? You already have.

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700

Contact the Law Office of Craven, Hoover, and Blazek P.C. to schedule a consultation with a seasoned injury lawyer who truly cares about your physical and financial recovery. All first consultations are free of charge, so there is no out-of-pocket expectations when you meet with us in the beginning. Best of all, our Indianapolis law firm works on a contingency-fee basis, which means clients never pay any upfront attorney fees. In fact, we only collect lawyer fees if we recover a settlement or judgment for our clients.

What does this mean for you as a recent personal injury victim? It means that you have nothing to lose and everything to gain when it comes to obtaining professional and accomplished personal injury representation for your claim.

How to Get Started

As mentioned previously, our law firm offers FREE initial consultations, which allows you to sit down with a licensed accident attorney and discuss your recent accident and subsequent damages and losses. See our blogs, “How a Personal Injury Consultation Will Ease Your Mind After an Accident” and “What to Bring to a Personal Injury Consultation” to learn what you need to know about your first meeting with an injury attorney. During this consultation, you will learn a brief introduction to the laws surrounding your type of case, as well as your options for legal recourse.

Why You Should Choose Our Law Firm

Our seasoned Indianapolis personal injury attorneys maintain a concentrated focus on accident and injury law, medical malpractice law and wrongful death law and have extensive trial and litigation experience with a written track record of success. Our teams gather all relevant information needed for the case, go head to head with the insurance companies, handle all communication and negotiations with the opposing parties and will go to trial if the defendant’s insurance company will not make a full and fair settlement offer, all to obtain fair compensation and justice for our injured clients. We want everyone to have a chance at justice following a serious accident caused by another’s negligence. This is why we operate on a contingency fee basis, meaning we never collect lawyer fees unless we win compensation for you.

Schedule a Consultation as Soon as Possible

Do not wait too long to learn about your personal injury compensation rights. If the statute of limitations runs out, you are no longer able to make a claim. It is always better to contact us as soon as possible after the accident and injury so information and evidence is not lost. Contact our law office today at 317-881-2700 and schedule a free initial consultation.  We represent clients throughout the State of Indiana.

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Can I Sue Someone for Harming My Credit Score?

Personal Injury Lawyers Indiana 317-881-2700

Personal Injury Lawyers Indiana 317-881-2700

In today’s economy, a person’s credit score is a significant asset. When good, they open people up to more opportunities and a better quality of life. But when poor, credit scores can cause people to struggle with various aspects of living. Bad credit can make it difficult, or even impossible, for someone to get approved for loans, rent a home, finance a vehicle, and even get considered for certain promotions at work. While on the other hand, good credit can provide a way of living that is much more comfortable.

Needless to say, credit ratings play a major role in our everyday life, so it is natural to feel protective of yours. And unfortunately, this is a valid concern. Stolen credit cards, identities, and other types of fraudulent crimes are common these days, and can destroy a person’s credit rating. But if this ever happens to you, there may be a way to recover for any damages or losses incurred as a result. Although challenging, it is possible to sue a person for injuring your credit score. Continue reading to learn more about suing for damaged credit scores.

Proving Damage

Personal Injury Lawyers Indiana 317-881-2700

Personal Injury Lawyers Indiana 317-881-2700

It is not easy to win a damaged credit claim because there are several facts you must prove. And the most challenging fact to prove is how much the damage cost you. It is tough quantifying the harm done to you as a result of damage to your credit score. It takes a highly-creative and experienced personal injury attorney to figure out a valid way to quantify the damage in a dollar amount, and then prove the remaining factors, including:

➢ The person or entity owed you a duty of care;
➢ They breached that duty of care;
➢ The breach caused harm to your credit rating;
➢ The harm to your credit rating caused you to suffer damages or loss.

For Example…

❝ Vicky warned a large-chain clothing store that she was not applying for a line of credit after discovering that a thief was attempting to do so using her identity. The store ignored her warnings and continued to allow the thief to inquire about a line of credit using Vicky’s identity. While this was happening, Vicky was applying for a loan to buy a new house. But her credit rating was plummeting due to the activity caused by the thief. Since the store did not do anything to prevent the thief from damaging her credit after repeated warnings, she sues the chain store for negligence. She might have a good shot at winning since she was applying for a mortgage loan at the same time.❞

It is important to discuss your credit damage with an experienced personal injury lawyer. They have the proper knowledge of the law to determine whether or not you were owed a duty of care and if that duty was breached. If so, they have the experience and skills to prove that breach caused you harm.

Indianapolis Accident Attorneys

Personal Injury Lawyers Indiana

Personal Injury Lawyers Indiana 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with an Indianapolis accident attorney about your personal injury claim in Indiana. Daniel Craven, Ralph Hoover, and Keith Blazek, are seasoned injury attorneys that will recover the full and fair compensation you deserve. We offer free initial consultations and never collect lawyer fees unless we win your settlement. Call 317-881-2700 to schedule a consultation with a licensed personal injury lawyer in Indianapolis, IN today.