Reasons Why Some Personal Injury Claims Take Longer to Settle than Others

Every personal injury case is different, especially when it comes to timelines. The length of time an injury case takes to settle will depend on several factors, including the lawyer’s professional ability, congestion in the courts, the at-fault party’s insurance carrier’s reasonableness, the claimant’s reasonableness in deciding to accept or reject a fair offer, and much more.  If you are currently involved in a personal injury case, you are likely eager to settle, but you should only settle your case if you are getting full and fair compensation, based upon all the facts of the case.

Continue reading to learn the top three reasons why personal injury claims take time to settle or go to trial, plus who to consult for more answers to your accident case questions.

Indianapolis IN Personal Injury Law
Indianapolis IN Personal Injury Law Firm 317-881-2700

Top 3 Causes of Accident Claim Delays

Do you feel as if your personal injury claim is taking longer than usual to reach a settlement? Well, before you place the blame on your lawyer or surrender too quickly to a low-ball offer, look at these 3 common reasons that contribute to accident claim delays:

1) Challenging Legal Matters and Disputes

The basis of virtually all personal injury claims comes down to two elements: first, establishing fault by proving negligence, and second, proving the full value of a victim’s damages and losses. If your personal injury case poses convoluted or challenging legal issues, such problems can make a case take longer to resolve. This is typically due to the argument of proving liability.

In a negligence lawsuit, the claimant, or plaintiff party, carries the burden of proving their case. In order to do so, they must provide evidence to establish that the opposing party had a duty of care, breached that duty of care, and as a result, caused an accident that led to serious losses and damages of the victim or to their surviving family.

2) High Settlement Case

If your personal-injury claim is one that involves a significant amount of money in terms of damages and demanded compensation, it can cause the case to drag out a bit longer. When such quantities of money are involved, more negotiations are likely to occur because insurance companies simply won’t payout more than they have to unless they have done their due diligence. An insurance company will investigate a big money case longer for a few reasons, but mostly if they don’t already have a good defense on the claim, or they believe that a claimant’s injuries and damages are not as severe as they have alleged them to be.

3) Maximum Medical Improvement (MMI)

If you are still receiving medical treatment for the injuries you suffered as a result of your wrongful accident, you have not yet reached maximum medical improvement (MMI), the point in which your injuries can no longer be improved. It is important to have patience while receiving medical treatments for the injuries caused by your accident because you could be entitled to further damages, such as permanent disability, loss of consortium, loss of companionship, loss of ability to work, future pain and suffering and more. You never want to settle a personal injury claim until you have reached maximum medical improvement. This way, you can ensure that you are given a settlement that covers all your losses and damages, both past and future.

Our law firm does not get paid until we obtain a settlement or verdict for you.  That being the case, we strive to obtain a settlement or verdict as quickly as possible for our clients, but with the understanding that the settlement must be full and fair, based upon all the evidence for the case.  Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation with a skilled civil litigator and discuss your pending personal injury lawsuit in Indianapolis, Indiana. We represent injured persons throughout the state of Indiana.

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Information You May Be Required to Give in a Personal Injury Deposition

Personal injury depositions can feel intimidating, to say the least. But with responsible planning, you can face your personal injury deposition with poise and confidence. Always consult with your trusted attorney for deposition advice and guidance. They have the knowledge and resources to ensure you are ready for whatever questions you might be asked.

In fact, continue below to learn some common topics discussed in personal injury depositions to better prepare for the interview process. By knowing what information might be expected of you, you can ease your anxiety and put your best foot forward.

Deposition Accident Lawyer Indianapolis Indiana 317-881-2700
Deposition Accident Lawyer Indianapolis Indiana 317-881-2700

Personal Injury Depositions

Putting in the groundwork for being deposed involves reviewing the common questions asked during a deposition and preparing your answers accordingly. Not only should you practice and review your answers for your personal injury deposition, but you should also review your answers to any accident reports filed, medical bills, recorded statements, interrogatories, adjuster interviews, and any other legal documents or filings you made with the court.

Common Deposition Questions for Accident Cases

There are various topics that might be discussed at a personal injury deposition. Common questions tend to range from general data like background information and contact information to more specific questions, such as one regarding your accident and injuries.

General Background Information

The initial part of a personal injury deposition is used to cover general information from the person being deposed. Such questions will generally involve topics like employment, employment history, place of residence, residence history, marital status, number of dependents, previous legal matters, insurance claim history, criminal history, medical history, health status, and more.

Accident and Injury Information

A personal injury deposition will eventually switch gears and dive into more specific topics of discussion, namely focusing on the accident and injuries. While being deposed, you can expect questions about the details of the accident, including your involvement, the accident site, police reports, car accident reports, mental state, health condition, and so forth. In the case of a motor vehicle accident, they will want to know the condition of your car prior to and following the accident, as well as the conversions you had with the other parties involved at the scene.

You will also face questions regarding your injuries, including the extent of your injuries, your physical limitations as a result of being injured, how your injuries are affecting your daily life, which doctors you’ve seen, how many appointments you’ve had, who referred you to each doctor, the types of treatments you’ve received, the status of your medical bills, and similar questions.

Are you looking for qualified and trustworthy personal injury guidance in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Our seasoned attorneys can meet with you over the phone or computer, or in-person at our Indianapolis law office.

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How Can I Tell Whether or Not I Have an Injury Case?

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The First Questions You Should Be Asking After a Personal Injury

If you wish to file suit against a person or entity after being wrongfully injured in an accident, you need to equip yourself with the right knowledge. By asking the important questions straight away, and from a reputable and well-versed source, you are placing yourself at an advantage.

If you are thinking about bringing a personal injury lawsuit seeking compensation for your damages and losses, begin your course by asking these important questions about your personal injury first.

Injury Lawyers Indianapolis Indiana 317-881-2700
Injury Lawyers Indianapolis Indiana 317-881-2700

Important Personal Injury Questions You Need to Ask Your Lawyer

Who is to Blame for My Personal Injury?

Establishing legal liability is a central element of all personal injury cases. Your first question should be regarding fault in your accident. Here in Indiana, our legal system uses a modified comparative fault principle, which allows claimants to collect personal injury compensation for their damages so long as they are less than 51% at-fault for their accident. If you are less than 50% to blame for your accident, it is wise to consult with an Indianapolis personal injury lawyer to learn your eligibility for filing suit.  For example, if a jury finds you 50% at fault and the defendant 50% at fault, you still recover your damages award, but only 50% of it.

How Much Does It Cost to Hire a Personal Injury Attorney?

Most personal injury law firms operate on a contingency-fee business model. Under this arrangement, if a law firm does not obtain a settlement or verdict for their client, the client does not owe any lawyer fees whatsoever. The personal injury lawyers’ fees are contingent on whether or not they win their client’s case. On average, personal injury clients can expect to pay between one-third and forty percent of their total settlement or judgment in attorney fees.

Clients are also required to pay for all other legal expenses, such as court costs, filing fees, medical records, police reports, investigator fees, expert witness fees, depositions, transcripts, trial exhibits, and mailing postage. So long as you find an experienced Personal Injury Law Firm to represent your case, you will have more than enough compensation to cover all of your losses, plus pay your attorney fees and expenses because your attorney will be able to obtain the full value for your case.

Do I Still Have Time to Make a Personal Injury Claim?

The state does place a limit on the amount of time injured victims have to bring about a personal injury lawsuit against an at-fault party. This is known as statute of limitations, and they vary depending on the nature of the accident and the local jurisdiction. Most personal injury cases have a statute of limitations of 2 years from the date of the accident. Talk to your Indianapolis accident lawyer to learn how much time you have left to file a personal injury claim in Indiana.

What is the Value of My Personal Injury Case Worth?

Every wrongfully injured victim worries about the financial toll their accident and subsequent damages will have on their livelihood, and more importantly, their quality of life. For this reason, it is important for accident survivors to obtain the maximum settlement for their damages and losses. Accordingly, it is important to also know how much their personal injury case is worth. Some accident lawyers are obviously better than others. But the right Indianapolis personal injury lawyer will stop at nothing until their client is awarded the fullest and fairest settlement possible. By knowing the value of your case, you can ensure you are choosing a qualified personal injury law firm to represent your case.

What Kind of Damages Might I Collect for My Personal Injury?

By knowing the general value of your damages, you can better gauge the total value of your personal injury claim. Types of damages may include medical expenses, hospital bills, over-the-counter medication costs, prescription costs, lost wages, time off work and similar expenditures.

They can also include future economic losses like prolonged medical treatment, physical therapy, long-term care, future medical expenses, future prescription costs, future hospital costs, and more.

Injured victims can also collect non-economic damages for pain and suffering, permanent disability, permanent disfigurement, mental anguish, PSTD, loss of social life, loss of work abilities, loss of companionship, loss of education experience, and more.

Are you looking for a reputable and skilled personal injury law firm to answer your questions about a recent accident? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. We represent clients throughout the state of Indiana.

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Legal Facts About Pain and Suffering Damages in Indiana
Do I Need a Lawyer for My Personal Injury?
Tips for Your First Meeting With a Personal Injury Lawyer

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Does Personal Injury Compensation Cover Mental Health Treatment?

It is very common to suffer mental anguish and emotional health complications after being wrongly injured in an accident. This is especially true for those who have lost a loved one to a wrongful death incident, or for those who have to experience prolonged rehabilitation and therapy for their injuries or permanent injuries.

For this reason, many wrongfully injured victims wonder if they can obtain personal injury compensation to cover the cost of mental health treatment following an accident. The answer this question is not clear-cut, so continue reading to learn the facts you need to know.

Personal Injury Lawyer  Indianapolis IN 317-881-2700
Personal Injury Lawyer Indianapolis IN 317-881-2700

Claiming Mental Health Therapy as Part of Your Personal Injury Damages

As a wrongfully injured victim in a personal injury case, if you believe that your accident is directly related to your need for mental health therapy, you are entitled to claim these costs as damages. However, juries have the discretion of accepting that claim, as they would with any other medical claim. Insurance adjusters and legal representatives for insurance companies can be quite stubborn when it comes to accepting injured victims claims, even if supporting medical documentation is submitted. They will do everything they can in their power to reduce the value of the person’s claim as this is what they are trained to do and, in the end, if the insurance company pays less the insurance company makes more money.

For these reasons, it is critical to retain an experienced and skilled Indianapolis Indiana attorney who is well-versed and experienced in your type of personal injury accident. For instance, if you are injured in a car accident, be sure to hire a seasoned personal injury car accident lawyer. If you are injured in a slip and fall accident, search for lawyers who specialize in premises liability cases. Accordingly, if you are injured at work, hire a workplace injury lawyer who knows OSHA regulations and all surrounding Worker’s Compensation laws.

Does Your Mental Health Treatment Relate to Your Accident?

When determining your eligibility for being awarded compensation for mental health treatment, whether through a therapist or psychologist, it is important to ask yourself: “Does my need for mental health therapy relate to my accident?” and “Am I receiving mental health treatment from a qualified mental health professional?”

If the answer to these questions are: “yes”, then you can claim the cost of your therapy as damages in your personal injury case and the jury can put a dollar figure award for your psychological injuries as well. From there, your injury attorney will document a strong and impactful case to prove your damages and obtain the maximum settlement or verdict you deserve.

One way your personal injury lawyer will prove that your mental health therapies are related to your accident is to obtain a written opinion from a licensed medical practitioner stating that your mental, psychological, or emotional condition and the resulting necessary medical care, is causally related to the at-fault party’s negligent actions or inactions.

Mental Health Professionals Include:

☑ Therapists
☑ Counselors
☑ Licensed Social Workers
☑ Psychiatrists
☑ Psychologists

Because personal injury cases consider medical expenses as damages, seasoned Indiana personal injury lawyers can prove that your mental health therapy expenses, including both counseling sessions and prescription medications, are valid medical expenses causally linked to your accident, and therefore legitimate damages that you should be compensated for.

Are you looking for skilled personal injury attorney to represent you in your Indiana accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Act now, before time runs out on your claim or significant evidence supporting your claim is lost. We represent surviving loved ones and persons injured as a result of the negligence of another throughout the state of Indiana.

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FAQS About Car Crash Personal Injury Lawyers

After being injured in a car crash in Indianapolis, you are likely wondering how to get started with the process of hiring an Indiana personal injury lawyer. After all, the thought of paying out of pocket for all your past, current, and future damages can be a scary one. Fortunately, there are plenty of qualified resources to rely on for answers to your auto accident personal injury questions.

Continue reading to review some frequently asked questions about car crash personal injury lawyers in Indiana, and even learn how to get started on a case evaluation soon.

Car Crash Accident Lawyers Indianapolis IN 317-881-2700
Car Crash Accident Lawyers Indianapolis IN 317-881-2700

Frequently Asked Questions About Car Accident Personal Injuries

Do I Need to Hire an Indianapolis Car Accident Attorney?

Regardless of how minor the insurance adjuster for the at-fault party claims your car accident injuries or damages might be, it is vital to retain professional legal representation from an experienced personal injury lawyer who specializes in motor vehicle accidents.

Many car accident victims make the mistake of believing they can represent themselves in a car crash personal injury claim; only later to discover that their case was worth much more than what they eventually settled for. A skilled and seasoned car crash attorney in Indianapolis will use every resource in their power to obtain the maximum settlement or verdict for you.

Can Wrongful Death Car Crash Victims File an Accident Claim in Indiana?

If you are a spouse or next of kin who has just suffered the wrongful death of a loved one, an Indiana auto accident lawyer will protect your rights to compensation for all of the resulting damages and losses incurred to the family, including medical expenses, hospital bills, loss of social security benefits, loss of income, loss of consortium, pain, suffering, and more.

What Will a Car Accident Attorney Do?

Not only will a car accident attorney in Indiana support you through your recovery process from start to finish, they will also navigate all elements and aspects of your personal injury claim. This includes recovering and scrutinizing all gathered evidence surrounding your case, interviewing any eyewitnesses or involved parties, documenting all testimonies, obtaining photographs, videos and other evidence, conferring with your medical professionals in regard to your injuries and recovery process, and if necessary, obtaining the services of an accident reconstruction specialist to assist in proving the fault of the other driver if necessary.

How Much Does it Cost to Hire a Car Crash Lawyer in Indianapolis?

Personal injury law firms in Indianapolis may differ in terms of their payment arrangement and business model, but most work on contingency. This means that clients do not pay any upfront lawyer fees or costs. In fact, clients do not pay at all unless their personal injury lawyers recover a settlement or verdict for them.

Once a settlement or verdict is obtained, then clients will pay the lawyers a previously agreed upon percentage of their compensation from the defendant’s insurance company. Furthermore, we offer free initial case evaluations to determine your eligibility for pursuing legal action against an at-fault party.

Where Can I Find the Best Car Crash Personal Injury Law Firm in Indianapolis?

The Law Office of Craven, Hoover, and Blazek P.C. is ready to fight for your rights in an Indiana personal injury car accident case. We begin with a thorough review and assessment of the circumstances surrounding your auto accident so that we can document a strong case against the negligent party or involved third parties.

If we cannot get insurance companies or opposing parties to settle out of court and provide you the compensation you deserve and are owed, we take the lawsuit to court. Our Indianapolis Indiana car accident attorneys offer free case evaluations and do not collect lawyer fees unless we recover a settlement or verdict for you so there is no reason not to contact us today.

Are you ready to get started on your auto accident personal injury claim? Contact us directly at 317-881-2700 to schedule a free initial consultation with a licensed Indianapolis Indiana personal injury lawyer, today. We represent injured victims all throughout the state of Indiana.

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How to Cope With the Planning of a Loved One’s Funeral

Grief and sorrow can be paralyzing after learning of a loved one’s death.  It is never easy when a person close to you has passed away.  On top of dealing with the angst and pain of losing someone that was an intimate part of your life, you have the responsibility of planning their funeral. 

In these circumstances, it is advised to seek out (and let in) as much help and support needed to avoid becoming overwhelmed with anxiety and grief.  A funeral should be a beautiful ceremony that honors your loved one’s life and recognizes the impact they had on our world. With the right coping mechanisms and support system, stress can be minimized in the funeral planning process. 

Continue reading to learn some helpful tips for coping with grief while planning your loved one’s funeral, as well as how to bring about a wrongful death claim if your loved one lost their lives because of another’s negligence.

Wrongful Death Lawyer Indianapolis Indiana 317-881-2700
Wrongful Death Lawyers Indianapolis Indiana 317-881-2700

Managing Family and Friends

After losing someone, you may feel like you want to hide away and be alone.  The only people it seems you can talk to are the ones closest in your life.  When you have to plan a funeral, this is just not possible.  You must gather up the strength to make and take phone calls, receive people’s condolences, make funeral arrangements, and inform every one of funeral details.  This can all appear exhausting to someone grieving over the loss of a loved one. 

Here are ways to cope through these challenging circumstances:

Begin by contacting the people closest to the person who has passed away.  Be sure to remember that they will also need a chance to express their grief, just as you do.  Although you are still feeling overwhelmed with sadness, try to be there for close family and friends for reciprocal support.

Next, decide on whether the funeral will be small or large.  This all depends on the person’s final wishes, and the funeral budget.  Determine what they would have wanted, but do not stress over the details.  The most important part of the funeral is honoring the person and remembering them, not what color the flowers are and when the reception food will be ready. 

In most cases, you can simply hire a funeral director to handle the small details for you, while you take charge of arranging the dates and attendance list.  Sharing some of the responsibilities with other loved ones is also recommended.

Wrongful Death Claims

If your loved one lost their life because someone else was negligent or careless, the deceased’s dependents and possibly other family members could be entitled to a settlement. Contact a licensed Indiana wrongful death lawyer to learn your eligibility for recovering compensation for damages such as medical expenses, hospital bills, lost wages, loss of social security, disability or employment benefits, pain, suffering, loss of consortium, loss of companionship, and more.

Was your loved one wrongly killed in an accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for wrongful death personal injury representation in Indianapolis, Indiana. We represent clients all throughout the state.

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What are Future Damages in a Wrongful Death Case?

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What are the Indiana Civil Statute of Limitations?

Whether you are a victim of libel, slander, or injury, it is in your best interest to learn how much time you have to bring about a claim against the at-fault party who caused your damages. This time period is known as statute of limitations, and here in the Hoosier state, they can differ depending on the type of accident or injury.

For now, continue reading to review the common Indiana civil statute of limitations, and learn where to get the most trusted legal advice for your personal injury claim in Indianapolis.

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700

Civil Statute of Limitation Laws in Indiana

Victims of personal injuries or torts, including next of kin and immediate family members who have lost a loved one because of a wrongful death accident, must file their personal injury claim or civil action against an at-fault party within a set period of time. This deadline is known as the Indiana statute of limitations.

For most personal injury cases, the Indiana statute of limitations is two years. In fact, most states have a similar statute of limitations for most civil actions and tort cases. But for other types of accidents and injuries in Indiana, the statute of limitations could be as high as 20 years or as low as six months.

Here are some of the most common types of civil action cases, as well as their statute of limitations:

Injury to a Person 2 Years
Libel/Slander – 2 Years
Professional Malpractice – 2 Years
Fraud – 6 Years
Trespassing – 2 Years
Harm to Personal Property – 2 Years
Collection of Debt on Account – 2 Years
Collection of Rent – 6 Years
Contracts – 10 Years Written, 6 Years Oral, 2 Years Employment Agreements, 6 Years Payment of Money

A Possible Exception Could Be the Discovery Rule

Many states have some form of a “discovery rule” exception to their statute of limitations, which extends the filing deadline for making a personal injury claim under very specific circumstances. This discovery rule extension is generally granted when a personal injury victim did not know about their injuries until after the statute of limitations expired, who was responsible for the accident until after the statute of limitations ran out, or that the suspected liable party’s actions may have caused their injuries until after the statute of limitations expired. This is common in medical malpractice cases.

Governmental Defendants

If the defendant is a governmental agency your time limitations for making a claim are significantly reduced.  A Tort Claim Notice has to be sent to the possible governmental defendant in less that 6 months in some circumstances.

Why You Need to File a Claim ASAP

Because Indiana does have statute of limitation laws for civil actions and personal injury claims, it is important to act fast on your claim. The clock begins to take as soon as your accident takes place, so be sure to contact Indiana personal injury law firm as soon as you have been medically stabilized. They can take on all elements and aspects of your personal injury case from that point and ensure that you obtain the maximum settlement or verdict for your claim.

Not sure which personal injury law firm in Indiana trust for the best representation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a seasoned Indianapolis IN accident attorney you can trust. We represent clients all throughout Indiana, and offer free initial case evaluations over the phone, via online video, or in person.

You Should Also Read:

Is There Still Time to File My Indiana Personal Injury Claim?
Can a Personal Injury Statute of Limitations Be Extended?
Qualities to Look For When Choosing a Personal Injury Attorney

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Will My Case Have a Better Outcome if I Hire a Personal Injury Lawyer?

Although you are not required by law to hire a lawyer to represent your personal injury claim, it is strongly encouraged. Continue reading to learn why a personal injury attorney is your best ally in recovering the maximum settlement for your damages and losses.

Indianapolis IN Accident Attorneys 317-881-2700
Indianapolis IN Accident Attorneys 317-881-2700

Benefits of Personal Injury Representation

Hiring a personal injury lawyer to represent you in your accident claim is smart, not just for financial reasons, but for practical ones as well. You see, a lawyer is your single point of communication and accountability during your claims and case process. They handle every aspect of your case, from recovering a full and fair damages settlement or verdict for your medical bills, lost wages, pain and suffering, etc… for you, to remaining a steadfast supporter during a trying time in your life.

Additionally, personal injury lawyers often work on contingency, which essentially means they only bill you for their services if they are successful at recovering a settlement or verdict for you. Under a contingency-fee payment model, you would not be required to pay any upfront lawyer fees. You will only pay if you are awarded compensation.

Most importantly, personal injury lawyers know tort law. They know all the intricacies of the judicial system in which they work in, and they know all of the strategies and tactics that are effective against the local and national insurance companies. They have the specialized skills and knowledge to investigate personal injury cases down to the very last detail and prove their clients’ damages.

Expert personal injury lawyers can usually negotiate accident claims outside of court, but, if necessary, they are perfectly prepared to take a case to trial and fight for their victims’ rights to full and fair compensation.

Why You Do Not Want to Represent Your Own Claim

Some people choose to represent themselves in legal disputes or lawsuits, but when it comes to an accident claim, you do not want to take the chance. Navigating personal injury claims takes experience, industry knowledge, and most importantly, skill.

Insurance companies are ruthless as the less money they settle the claim for, the more they keep for themselves and because of this, they specifically train their adjusters to try to get injured victims to agree to the smallest settlement possible. A skilled personal injury lawyer is well-versed in such insurance adjuster tactics and knows how to navigate around them for a successful outcome.

Overall, if you want the best outcome possible for your personal injury claim, you will need to hire a personal injury law firm.

Avoid Hiring a General Practice Lawyer

A common mistake made by personal injury victims and survivors is not hiring the right type of lawyer. General practice or family lawyers are not well-versed in tort law and may not be the best asset for your claim. Hiring a specialized personal injury lawyer is the best choice for accident and injury claims and lawsuits. They are the professionals who retain the proper legal acumen and experience to obtain the best possible outcome for accident victims and their families. 

Think of it this way: in the medical field, your primary care physician makes a referral for you to go see a specialist because they are more knowledgeable in a particular medical area of practice, say a neurologist or neurosurgeon.  It is the same for the legal profession.  If you need a will done, you would go see an attorney who practices in the probate area of law.  If you have a personal injury case, you should hire a law firm where all its attorneys each have over 25 years of experience in every type of personal injury case.

Are you ready to learn more about pursuing legal action against the party who caused your injuries and subsequent damages? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Act fast, before time runs out on your claim or evidence supporting your claim is lost.  All of our attorneys are very experienced (more than 25 years each) in personal injury cases of all kinds and we represent injured persons throughout the state of Indiana.

You Should Also Read:

How Can I Tell Whether or Not I Have an Injury Case?
How Much Does it Cost to Hire an Accident Lawyer?
Common Terminology in a Personal Injury Claim

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What are Economic Damages in a Personal Injury Case?

The primary purpose of filing a personal injury claim is to pursue and recover financial compensation from an at-fault party for a victim’s damages. When a settlement or verdict is obtained, the at-fault party’s insurance company pays the verdict or settlement. This is intended to put the victim back into the position they were in before the accident, or to make them whole once again, including a monetary amount for the pain and suffering the injured person endured.

But we all know this isn’t always possible. For injured persons, damages are more than just financial, and a victim can never be the same after a serious accident. Therefore, several types of damages exist in accident law and are awarded in successful personal injury cases. But many people are confused about what the term damages represents in personal injury tort law.

Continue reading to learn what damages are in relation to accident lawsuits, and the difference between economic and non-economic damages.

Indiana Accident Attorneys 317-881-2700
Indiana Accident Attorneys 317-881-2700

Personal Injury Damages and Losses

Damages that result from a personal injury caused by a negligent party are generally losses. These losses can be financial, emotional, physical, and mental. Depending on the types of losses experienced following a personal injury, damages can be economic, non-economic, punitive, or a combination of all three. There are also damages known as nominal damages, which are small sums of compensation that are awarded to acknowledge that a victim, although not seriously injured or subject to substantial financial losses, was still violated in terms of their rights.

Facts About Economic Damages

Economic damages, also known as compensatory damages or general damages, are the calculable financial losses that can be defined by an actual dollar amount and redeemed through financial compensation. Economic damages include hospital bills (i.e., hospitalization, ambulance transport, anesthesia, emergency room services, surgeries, doctor care, x-rays, MRI’s, etc.), medical expenses (i.e., physical therapy, medical equipment, medication, etc.) lost wages from time off work, property damages, lost benefits from spouses’ death (i.e., insurance, veteran benefits, etc.), in-home nurse, and anything else that was a direct financial loss to the victim or their family.

Facts About Non-Economic Damages

Non-economic damages are more difficult to assign a dollar amount to because they are not direct and tangible monetary losses, like medical bills and lost wages. Instead, they are damages awarded for emotional or mental losses and tribulations. Examples of non-economic losses include pain and suffering damages, mental anguish or illness (i.e., depression, anxiety, etc.), loss of companionship (i.e., wrongful death, brain damage to loved one, paralysis of loved one that changes or prohibits the relationship, etc.), long-term medical care or medication dependencies, diminished quality of life, permanent disabilities, loss of ability to work, and more.

Understanding Punitive Damages

For very malicious or egregious acts, a judge or jury might also award punitive damages depending on the circumstances of a case. These are different from economic and non-economic damages because they are not intended to put a victim back into the same position they were in before an injury or accident, at least as much as possible. Although punitive damages are still paid in part to the plaintiff, they are meant to be more of a punishment for the at-fault party. They are intended to set a public example and double as a deterrent for the type of gross negligence involved in the case.

Are you ready to speak with a licensed injury attorney about obtaining compensation following your wrongful accident? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation for your personal injury claim in Indianapolis, Indiana. Act now before evidence is lost and time runs out on your claim. We represent clients all throughout the state.

You Might Also Read:

Common Damages Awarded for Traumatic Brain Injury Accidents
The Most Common Types of Damages Awarded in Personal Injury Lawsuits
What are Future Damages in a Wrongful Death Case?

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How to Prepare for Your Personal Injury Consultation

When meeting with a personal injury lawyer for the first time after being wrongfully injured in an accident that was not your fault, it is normal to experience a broad range of emotions, including nervousness, anxiety, and confusion. So, before your initial case evaluation at a personal injury law firm, help yourself by learning what to expect and how to prepare. Continue reading for tips on meeting the personal injury lawyer for the first time.

Indianapolis IN Personal Injury Law Firm 317-881-2700
Indianapolis IN Personal Injury Law Firm 317-881-2700

The Purpose of a Personal Injury Case Evaluation

Virtually all personal injury law firms offer free initial consultations, which allow potential clients to learn their eligibility for pursuing legal action against the wrongful party who caused their accident and subsequent injuries, as well as get to know the lawyers and legal team that will be working the case. During your initial consultation, you will discuss your accident and injuries with a licensed personal injury attorney who will gauge the strength of your claim and determine the best course of action to recover compensation for your damages and losses from the at-fault person’s/company’s insurance company.

How You Can Prepare for Your Initial Consultation With an Accident Lawyer

There are plenty of things you can do on your end to be fully prepared for your initial consultation at a personal injury law firm. First, gather all relevant documents and proofs of evidence related to your accident and subsequent injuries. Such documents might include medical bills, notices, letters and/or emails from insurance companies, receipts, police reports, witness statements, medical records, doctors’ notes, records of current treatment, previous paychecks prior to your accident, and anything else that might have to do with your claim.

Once you have gathered all of the necessary paperwork and documentation that is related to your case, your next step to prepare for an initial consultation is to write down a statement or summary of your accident, injuries, and current quality of life and living situation. Be as chronological and detailed as you can, including any times, dates, people, places, and things involved in the accident. At the end of your summary, write down any questions you have for your lawyer. This way, you’ll be able to remember exactly what inquiries you have about your rights.

The Day of Your Case Evaluation

It is important that you arrive on time for your personal injury case evaluation. If you are unable to be on time, or unable to make it all together, be sure to call ahead and let the office manager know as soon as possible.

When you arrive at the office for your meeting, you will check in at the front desk with the office manager or receptionist. You will likely have a seat and a small waiting room, and then be escorted back to an attorney’s office by the attorney themselves or their paralegal. It is very important that you be completely honest with your lawyer and turn over all documents and paperwork that you have gathered for your case.

Are you ready to schedule a free personal injury case evaluation in Indianapolis? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to meet with a seasoned Indianapolis Indiana accident attorney you can trust to recover the settlement you deserve.  We represent injured persons and dependents of loved ones in wrongful death cases throughout the state of Indiana.

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