What You Need to Know About Car Accident Claim Demand Letters

Posted on July 28, 2022 by admin

After sustaining serious injuries in a wrongful auto accident, you may be entitled to pursue legal action against the negligent party to obtain compensation for medical bills and similar economic damages. If you obtain a settlement or judgment against the negligent party, their insurance carrier will pay the settlement of judgment, up to the negligent party’s liability insurance limits.

The best strategy for obtaining a full and fair car accident injury settlement is to hire a licensed and experienced personal injury attorney who concentrates on motor vehicle accident claims. From there, they may implement an effective strategy to support the full value of your claim that involves creating a solid letter of demand to the at-fault driver’s insurance carrier. A demand letter is a formally written document that becomes the basis for negotiating compensation for your resulting damages and losses.

Continue below to learn what you need to know about car accident claim demand letters, including what they entail, why most cases require one, and why you should never attempt to write your own.

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The General Template for a Demand Letter

Demand letters are written with a strict focus on facts first, followed by opinions. Facts that are generally included in a demand letter are as follows:

Description of why the claimant believes the other party is to blame. Did they run a red traffic light? Or maybe they neglected to stop at a stop sign? Whatever the violation or cause may be, it should be included in the demand letter.

Description of ALL injuries sustained by the claimant, how they were sustained, how they are being treated, and how the injury or wound is healing or is healed.

A breakdown of all medical-related financial losses associated with the accident, including hospital bills, medical expenses, and any other evidence and documents showing missed time at work, physical therapy, counseling, medical equipment and supplies, fuel costs traveling to and from medical appointments, and similar losses.

Information about an IUM claim, if applicable. This is when the other person does not have insurance, or their insurance wasn’t enough to cover the medical expenses and other damages and losses.

This typically completes the introduction of a demand letter. Next is the actual demand section. The demand segment of the letter requires a different set of guidelines that should be followed by the claimant and their legal team. In this section, claimant’s demand compensation for:

Medical Expenses – The hospital can provide documents proving a claimant’s injuries and the treatments that followed. Claimants can also provide bank statements, invoices, and other forms of billing evidence that shows the dollar amount associated with the medical treatment.

Liability – Description of how the accident happened and why the other driver was at fault. This should include police reports, photos and witness statements to support the allegations.

Lost Income – All information on the total amount of lost wages incurred because of the injury. Description of how the injury affected the victim’s ability to work and make money, plus proof on how much time they had to take off from work.

Comparative Negligence – If the defendant’s insurance company attempts to argue comparative fault on the party of the plaintiff/claimant, the plaintiff/claimant’s attorney can argue the facts to the insurance adjuster on why such an argument is without merit.

Emotional Distress and Pain and Suffering – Description of injuries sustained and how they have affected the victim’s everyday life, including pain and suffering and relationships, and more. Also, a detailed description of the injuries and accident and how they have caused the victim suffering and trauma.

What to Keep in Mind as You Proceed With Your Auto Accident Claim

Demand letters are important ways to begin the negotiation process of a car accident claim. They can be complicated and could possibly make or break your compensation claim all together. It is strongly encouraged to hire a seasoned Indiana personal injury law firm to navigate all elements of your claim, including writing your demand letter.

Are you looking for a qualified Indiana auto accident lawyer who can represent your best interests in a car accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a seasoned car accident attorney in Indianapolis, Indiana who knows how to obtain the maximum settlement or verdict for your claim. We represent victims all throughout the state and Indiana residents injured in other states.

Will My Personal Injury Claim Take a Long Time?

Posted on July 25, 2022 by admin

There are various factors that influence the total timeline of a personal injury case. Some cases may take only a few weeks or months, while others might take two years or more if a person sustains substantial and on-going injuries and problems. Consult with an experienced accident attorney to understand the elements of your case and the predicted length of time it will take.

For now, continue below to learn more about how long personal injury claims take and where to get trusted legal advice surrounding your accident case concerns.

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Complex Personal Injury Cases Take Longer to Settle

You can roughly get a feel for the amount of time it will likely take for your claim to settle by the complexity of the case. The more complex the case, the more difficult it will be to adjudicate, which delays the settlement phase even longer. This is especially true for cases that go to trial.

Certain Liable Parties Can Attempt to Delay a Personal Injury Case

Another factor that can extend the timeline of a personal injury case is the type of liable party, or parties. If the liable party, or defendant, is a company, corporation, or government entity, or if there are multiple liable parties (defendants) in a case, the process can take longer.

Proving Negligence and Extent of Damages Can Take Time

As a claimant in a personal injury case, you hold the burden of proving that the opposing party is at fault for your accident and subsequent damages. Your Indiana personal injury lawyer will document a strong and impactful case to prove that the opposing party breached their duty of care, or was otherwise negligent, and as a direct result, caused your accident and damages. In addition to proving negligence, your team will need to prove your damages to support reasonable compensation.

To gather all the relevant evidence needed to prove your case, your lawyer may need to hire expert witnesses, forensic specialists, accounting experts, and accident reconstruction services, or prepare witnesses, including yourself. These needs add to the overall time it takes to reach a settlement or verdict.

How Long Care is Needed

The longer an injured person needs to obtain treatments, the longer it will take the case to resolve. This is because it takes some time for doctors to determine if a person’s injuries are permanent or not. If an injured person’s injuries are permanent and will last a lifetime, then obviously that would need to be taken into account when attempting to determine a full and fair settlement value for the case.

Insurance Companies Might Require Legal Representation

In some cases, insurance companies require claimants to acquire legal representation for their claim. If the claimant is hospitalized or comatose for several weeks after a catastrophic accident, they are not capable of retaining a lawyer for the purpose of pursing an injury claim. This scenario would increase the expected timeline of the case.

Refusing to Accept a Settlement Offer Will Extend Negotiations

It is important to trust your personal injury lawyer with their evaluation of your case. If you refuse every settlement offer you get, you can expect the process to take longer. You can feel confident in accepting an offer that your attorney agrees is full and fair and the attorney should explain to you why they believe the offer is fair. If an offer is not fair, your attorney should also explain to you why that is their opinion.

The best way to avoid extending the timeline of an injury claim is to hire the right attorney to represent your case. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation, today. We represent clients throughout the state, plus Indiana residents injured in other states.

The Two Main Types of Construction Site Slip and Fall Accidents

Posted on July 22, 2022 by admin

OSHA stands for Occupational Safety and Health Administration, which is an organization responsible for enforcing health and safety regulations in workplace environments. Employers, employees, and manufacturers are all obligated to follow OSHA guidelines and support comprehensive safety at work. These regulations are set in place to maintain safe workplace environments and prevent serious injuries and fatalities. Workplace accidents can range in severity, from minor wounds to serious life-long injuries or even death. People can lose their lives, their loved ones, or their ability to work or perform naturally in everyday tasks.

As for active construction sites, one of the most common on-the-job accidents is slip and fall accidents, emphasis on the falls. There are two main types of construction site slip and fall accidents. Continue below to learn more about them, plus what you should do as an injured construction worker or laborer in Indiana.

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Important Construction Site Accident Statistics

The Occupational Safety and Health Administration (OSHA) reports that, every single year, 1 out of 10 construction laborers are injured on site. Furthermore, OSHA informs us that falls from great heights are one of the top causes of such accidents. And according to the Bureau of Labor Statistics (BLS), every year there are nearly 150,000 construction site accident injuries reported. Of these injuries, fall accidents are one of the primary causes.

According to the National Institute for Occupational Safety and Health (NIOSH), 1,224 construction workers lost their lives in a construction accident in 2005. They suggest this makes the construction field the most dangerous industry to work in. In the United States, 15% of workers’ compensation costs are paid toward injured construction laborers who were hurt on the job.

Reasons For Construction Site Slip and Fall Accidents

Active construction sites are innately more vulnerable to the risk of slip and fall accidents due to negligent persons and companies, inclement weather conditions, dispersed construction equipment and machinery, production debris, great heights, and more. Although it goes without saying, the higher up a slip and fall incident happens, the more severe the injuries. At extreme heights, a slip and fall accident can mean instant death.

Some of the most common causes of slip and fall accidents on construction sites include inadequate safety training and equipment, loosened or broken handrailing, defective scaffolding, exposed electrical cords and cables, and surfaces that are uneven, wet, or slippery.

2 Primary Types of Fall Accidents on Construction Sites

Various slip and fall accidents can take place at a construction site, but the two primary types include same-level falls and falls from one level to a lower level. Same-level falls are best described as slip, trip, and fall accidents. These take place on ground level, or on a single level in which the fall does not cause the victim to drop to a lower level of the construction site. An example of the same-level fall at a construction site would be tripping over exposed electrical wiring and falling to the ground, resulting in a broken ankle and dislocated shoulder. This does not mean that a same -level fall cannot result in catastrophic injuries or death. They do, as the statistics above suggest.

Falling to a lower level typically results in more serious workplace injuries, and in some cases construction fatalities. Compared to same level falls, falling from one level to a lower level increases the chances of catastrophic injuries or deaths.

Falling in Man-Made Holes

Holes are also a common cause of accidents on construction sites. People, both workers and regular citizens, have literally fallen victim to unmarked or unguarded holes, trenches, and other deep cavities dug into the ground.

Guidance for Injured Construction Workers

If you are a construction worker, or an employee in any industry for that matter, who has been injured on the job or while performing work-related duties, it is in your best interest to consult with a licensed Indiana personal injury lawyer to learn your rights to pursuing legal action and obtaining the maximum compensation for your damages and losses.

Would you like to speak with a trusted workers’ compensation lawyer without any financial obligation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation to discuss your construction accident claim in Indianapolis, Indiana with an experienced workplace injury attorney. We represent workers throughout Indiana and Indiana citizens injured anywhere, plus we can meet over the phone, via video conference (Zoom, Skype, etc.), or in person at our Indy-based office.

Common Methods of Discovery in a Personal Injury Case

Posted on July 19, 2022 by admin

Personal injury cases require the collection of information and evidence, regardless of which side you are on. The process of obtaining and reviewing such information in a personal injury case is known as discovery. Continue below to learn which options personal injury parties might have in the discovery process, plus where to get the best advice regarding your recent accident or injury in Indiana.

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The Personal Injury Discovery Process

After a personal injury complaint and answer is filed with the court, the discovery phase can begin. The discovery process generally takes usually anywhere from 6 to 12 months, but this can vary depending on various factors, such as the current traffic of the court, the amount of investigation required, court delays, rescheduled court dates, and so forth.

During this phase, both the legal teams for both the claimant (party making the claim) and the defendant (the party being sued) will exchange all evidence with one another, including witness information. They will also go before the proceeding judge to let them know how the case is proceeding. Also in the presence of the judge, they will either decide on mediation, which is normally ordered by the judge, and they will move forward with the lawsuit by setting a trial date.

Common Options For Discovery

There are different methods used by the court system to obtain personal injury case information. The two most common methods are depositions and interrogatories and physical exams, Requests for Production, Requests for Admission, and Subpoena Duces Tecum are other methods used to investigate and research all legal claims and defenses.

Depositions

Depositions are formal, recorded interviews conducted under oath and used to learn what a person knows pertaining to the case in question, and as evidence for later use during the trial. Depositions can take anywhere from 30 minutes to 1 hour, but in larger cases it may take several hours and even a day or two to reach completion.

Interrogatories

Interrogatories are a little different but are used for much of the same purpose. Rather than a formal interview in person, interrogatories are a set of written questions that each party sends to the other. Each party must fill out the entire list in writing, under oath, and within a limited period of time (usually between 20 and 40 days depending on the state). Although they are not always phrased in the form of questions, interrogatories always pertain to specific factors surrounding the case, such as reckless driving, distracted driving, and intoxicated driving. Since it is common for both parties to have different versions of what happened in an accident, they are designed specifically to get both sides of the story so that each party can prepare their case before trial.

Physical Exams

It is very common for the defense to request that the claimant be physically examined by a licensed medical practitioner chosen by the defense to verify and confirm the extent of their injuries. Judges almost always grant these requests. Although these examiners are obviously biased since they are hand-picked and paid for by the defendant’s insurance carrier, the witness can be cross-examined at trial on any testimony and opinions.

Requests for Production

A Request for Production is a motion that asks the opposing party for specific types of evidence or information that they are in possession or control of. This might include medical records and reports that detail the extent of injuries to the claimant, invoices or documents evidencing lost wages, photos of the scene or injuries, fuel receipts, and similar documents that prove or disprove allegations or statements made by either side.

Requests for Admission

A Requests for Admission is when one party asks the other to either deny or confirm facts. It is basically asking for them to admit to certain statements for the purpose of streamlining the case process. It allows the court and jury to focus on the necessary points of the case.

Subpoena Duces Tecum

A Subpoena Duces Tecum is a special type of subpoena used in cases. They are very similar to Requests for Production in that they ask someone to disclose evidence or information pertaining to the case. But while Requests for Production are reserved for claimants and defendants, a Subpoena Duces Tecum can be applied to expert witnesses, doctors, and other case-relevant entities who are called nonparties.

Are you a Hoosier who is looking for trusted and qualified advice regarding your rights to pursuing compensation for a wrongful accident you were recently injured in? C o ntact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury e v aluation to explore your eligibility, today. We represent clients all throughout the state of Indiana.

Frequently Asked Questions About Swimming Pool Accident Claims

Posted on July 15, 2022 by admin

According to recent US Census Bureau and CDC statistics, the United States has an average of 10.4 million residential swimming pools. These stats also report that 17.12% of Americans between 18 and 29 years old owns a pool or hot tub. When you apply the math to the purported 128.58 million households in the country, a little more than 8% have a swimming pool. Furthermore, the U.S. Bureau of Labor Statistics and the CDC report that swimming is the 5^th most popular pastime here in the states, but number one among 36 percent of children between the ages of 7 and 17 years old.

These numbers set the tone for the importance of public and residential swimming pool safety. If you are considering a swimming pool addition to your property or have recently fallen victim to a negligent pool accident, it is wise to educate yourself on some helpful facts concerning pool liability.

Continue reading to review some frequently asked questions about swimming pool accident liability and related injury or wrongful death claims.

Pool Accident Lawyers Indianapolis Indiana 317-881-2700

Summertime Swimming Pool Liability

Indiana summers get hot and humid. This time of year, our public and private pools provide us with a refreshing reprieve from the strong, seasonal sun. But with this privilege comes a great deal of responsibility. Even hot tubs and spas can pose certain risks if the proper precautions are not taken. Drownings, concussions, orthopedic injuries, and chemical exposure are all common swimming pool accidents and injuries.

But when someone is injured or killed in a swimming pool accident, who is liable? The municipality? The residential property owners? The property management company? The landlord? With so many possible responsible parties, the answer to this common question can be confusing.

Swimming Pool Accident FAQS

Who is Liable for a Swimming Pool Accident?

Sadly, swimming pool accidents are common in the United States. Because there are so many pools and pool accidents, there are dedicated injury laws specifically regarding pools. To make matters more complicated, these laws are different for public pools and private pools, so it is strongly encouraged to review your county’s swimming pool laws before installing one on your property or visiting another’s swimming pool. Here in Indiana, for instance, pools must be at least 10 feet away from any other building or house and must remain in the side or back yard of a private residence.

Before diving into assigning fault in a swimming pool accident, you must determine which set of laws apply to your case. Talk to a licensed personal injury lawyer in Indiana to learn everything you need to know about obtaining legal justice after a swimming pool accident or injury.

The general rule of thumb, although it varies from case to case, is that the owner of the pool is responsible for compensating a victim for their injuries, but only if the owner was negligent and their negligence was a direct cause of the accident and subsequent injuries. Thus, it is vitally important for pool owners to carry home owner’s liability insurance so if they did happen to be negligent, their insurance carrier will pay for any settlement or judgment against them. Again, these cases can be complex, which is why you should always consult with an experienced Indiana accident attorney for personalized advice and guidance.

Are Swimming Pools Considered an Attractive Nuisance?

If something is so enticing to a child that it motivates them to enter onto another person’s property, it can be considered an attractive nuisance. Swimming pools and hot tubs are perfect examples. Under modern law, property owners have legal responsibility (or duty of care) to keep a safe premises in the case of trespassing children or minors. This is called the attractive nuisance ordinance and is an exception to premise liability law.

If you have heard about attractive nuisance laws regarding swimming pools, then you may wonder what they really entail. Basically, if your pool is visible to the public and has features that attract trespassers, it could be a liability. This includes easy-access, public view, water slides, and more. To protect your pool from becoming an attractive nuisance, start by installing a fence and consider a pool cover.

Can Liability Waivers Be Enforced After a Hotel or Public Pool Accident?

Fault plays the largest role in determining who is liable for a pool accident at a hotel or public civic center. The only way to know the answer to this question is to contact an experienced Indianapolis IN personal injury attorney and schedule a free consultation to discuss your case. They will investigate the details of the waiver, as well as the accident, and determine what can be done and what can’t be done.

Were you or a loved one wrongfully injured in a swimming pool accident? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with our personal injury attorneys in Indianapolis, Indiana. We represent victims all throughout the state of Indiana and Indiana residents injured in other states.

Who is Responsible for In-Flight Injuries on a Commercial Plane?

Posted on July 12, 2022 by admin

Many people have a fear of flying, when in fact, air travel is statistically safer than traveling by car, boat, or train. According to an in-depth study done by Dr. Barnett of MIT, data revealed that passengers are 19 times safer on an aircraft than in a vehicle. In fact, additional studies on various Odds of Death, conducted by the Natural History Museum of Los Angeles County, Massachusetts Institute of Technology, and University of California at Berkeley, reveal that we are more likely to die of a bee sting than a plane crash!

No matter how slight the chances are of being killed in a plane accident, in-flight injuries will always be a possibility. But which party is responsible for injuries that occur to passengers on a commercial flight? Is the airline liable for the damages and losses suffered by the injured victim?

Continue below to learn the facts you need to know about common carrier accidents and the Federal Aviation Act.

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Common Carrier Accidents and Liability

The term “common carrier” refers to any entity that provides transportation services for the public. Examples of common carriers include commercial airlines, public buses, tour buses, cruise ships, and more. In the case of an accident, common carriers are held to a more stringent duty of care in comparison to private carriers. When common carrier accidents occur, such cases should be taken seriously and investigated thoroughly.

Common Carrier Regulation

Common carriers are governed by regulatory bodies that set standards for safety and other types of concerns. The governing regulatory body for commercial airlines is the Federal Aviation Act (FAA). In terms of safety, these standards obligate common carriers to utilize the highest degree of diligence and care for the sake of their passengers and even their cargoes. When common carriers fail to adhere to such regulations, they can be held legally responsible for any damages and losses suffered by those affected by their negligence.

Examples of some basic expectations included in an airline’s duty of care for in-flight passengers include:

-Maintaining a safe passageway to the restrooms and exits on the plane;

-Taking measures to avoid overloading the aircraft with luggage;

-Employing pilots who are familiar with all flight-related data, including controls, weather conditions, and routes.

In addition to in-flight staffs and pilots, ground personnel are held to the same standard. They are obligated to be fully qualified and trained to conduct grounds control and maintenance inspections for planes.

When Airlines are Not Accountable

There are cases in which an airline is not responsible for injuries that occur to passengers. If an accident occurs as a result of an unusual or unforeseeable defect in the aircraft, the airline might not be responsible for the accident. If an airplane accident occurs as a result of a natural occurrence or unforeseen event that does not result from human negligence or error, then an airline might not be held accountable. These events are inanely referred to as “Acts of God.”

Pursing Legal Action After an In-Flight Injury

Whether you break your ankle as you were walking to a bathroom, hit by a falling overhead carry-on bag during some turbulence, or suffered food poisoning from the in-flight meal, your injuries deserve attention, both medically and legally. You may be entitled to certain legal rights or restitution after being injured on a commercial flight. A qualified personal injury lawyer can help you determine your rights to pursue legal action against a negligent airline, employee, passenger, or third-party.

If you are looking for legal advice regarding a recent in-flight or airline accident, you are in the right place. Contact the Law Office of Craven, Hoover, and Blaze k P.C. at 317-881-2700 to schedule a free consultation with a personal injury attorn e y in Indianapolis, Indiana. We also represent injured victims all across the state, and can meet via phone, video conference, or in-office.

How to Obtain Justice After a Loved One Suffers a Wrongful Brain Injury

Posted on July 8, 2022 by admin

Brain injuries are serious on all levels. Whether a minor concussion or a catastrophic TBI, a victim of a brain injury can experience severe ramifications, including a lengthy and arduous recovery and rehabilitation process, and potentially even lifelong disabilities or challenges. Brain injury victims are also known to endure mental and emotional difficulties during and after recovery, which can persist throughout their lives. These consequences can be life-changing, and even last a lifetime.

Needless to say, if your loved one was wrongly injured in an accident that caused them to suffer a brain injury, they deserve absolute justice, and so does your family. The best way to obtain justice after a loved one suffers a wrongful brain injury is to bring about a civil lawsuit against the at-fault party for the pursuit of financial compensation, if the insurance company for the at-fault person or company will not fully and fairly settle the claim.

Continue reading to learn more about Indiana brain injury claims, including how to get started on yours. With the help of a trusted and skilled personal injury law firm in Indianapolis.

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Traumatic Brain Injuries (TBI’s)

A traumatic brain injury (TBI) is a very serious and sometimes catastrophic injury. Although it is usually obvious when a person has suffered injury to the head, it is common for victims to not know or feel like they have a brain injury because such symptoms can appear days or weeks later and the injured person may not even notice the symptoms because their brain is not functioning normally and it is not until their loved ones tell them what they see going on before the symptoms can get addressed. One such phenomenon is brashly known as the “Talk-and-Die” syndrome, which happens when a person seems normal after an accident involving head trauma, even speaking and carrying on with their daily routines, but then dies a few days later from internal bleeding in the brain.

Common signs of brain trauma include unconsciousness, vomiting, dizziness, slurred speech, extreme fatigue, migraines/headaches, mental confusion, extreme mood changes, dilated pupils, bruising and difficulty walking. If you or a loved one ever experiences any type of concerning impact to the head or neck, it is important to seek immediate medical attention to ensure that the skull and brain were not damaged.

How to File a Brain Injury Claim in Indiana

If your loved one loses their mental capacity to manage their own legal and personal affairs due to their traumatic brain injury, you may petition for guardianship. Upon being granted guardianship by the court, you may pursue a brain injury claim against the at-fault party who caused your loved one’s catastrophic accident. If the brain injury is not that severe, the injured person may bring the claim themselves.

Here in Indiana, the law permits immediate family members to bring about a brain injury claim on behalf of their injured loved one. Immediate family members are considered to be lawful spouses, children, and dependents. If your loved one has passed away due to their traumatic brain injury, you may bring about a wrongful death claim on their behalf.

In order to file a brain injury claim in Indiana, it is critical that you retain professional legal counsel from a seasoned personal injury law firm that concentrates on head and brain injury cases. With the help of an experienced brain injury lawyer, you may recover compensation for past, current, and future damages, such as hospital bills, medical expenses, loss of Social Security benefits, lost wages, loss of source of income, pain-and-suffering, mental anguish, loss of consorti u m, loss of companionship, reduced quality of life, and much more.

If you are ready to file a brain injury claim on behalf of your loved one, act fast. Under law, you only have 2 years from the date of the accident to do so and even less time if the at fault party is a governmental agency. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with an experienced brain injury attorney in Indianapolis, Indiana. We offer free initial case evaluations, over the phone, via video, or in person at our office. The sooner you call, the sooner we can start obtaining evidence critical to your case.

Information About Herniated Disc Injury Settlements

Posted on July 5, 2022 by admin

Back and spinal injuries are serious, as they tend to result in higher levels of pain and longer periods of recovery. Herniated discs are a type of spinal cord injury that can impose a series of damages and challenges in a victim’s life, and his or her family’s life. If you are a victim of a personal injury accident that caused you to suffer from a herniated disc, it is important to acquire all evidence to obtain the justice you deserve.

Continue below to learn important information about herniated disc injuries and accident settlements, plus where to get trusted personal injury legal advice near you.

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Herniated Disc Injuries

As a spinal cord injury, herniated discs are painful and challenging to rehabilitate. Also called ruptured discs, herniated discs cause patients to experience high levels of immobility, pain, stress, and exhaustion. Sometimes such accidents are so serious, they completely disable a person.

Needless to say, herniated disc injuries cause victims to experience a lot of hardships and distress. Not only do they usually lose time at work and the ability to care for their children, family, or dependents, but they are also forced to miss out on important events in life, suffer through painful physical therapy, surgeries, injections, etc…, spend a lot of out-of-pocket money for related expenses, and much more. To make matters worse, ruptured discs tend to take a long time to heal, often several months or even years and sometimes they cannot even be operated on.

Herniated disc injuries require extensive treatment, which usually involves diagnostic testing, physical therapy, steroid injections, and medications like NSAIDS, narcotics, and muscle relaxers. In many cases, surgery is necessary to remove a part of the bone around the injured disc, known as a laminectomy, which relieves some pressure. In more serious cases, patients may need to have the entire disc removed (discectomy), an artificial disc installed, or spinal fusion surgery, which aims to stabilize the spine by fusing two or more vertebrae.

Personal Injury Damages

As a wrongfully injured victim suffering from any type of spinal cord, back, or neck injury, you will learn just how quickly all these expenses add up. Expenses include, but are not limited to:

▶ Lost Income From Missing Work
▶ Medicines and Medicinal Treatment
▶ Physical Therapy and Rehabilitation
▶ Diagnostic Testing and Evaluation
▶ Medical Equipment (Crutches, Braces, Wheelchair, etc.)

Ruptured Disc Injuries Can Show Up Later

A delayed onset of injury is very common among herniated disc patients, who often times do not experience any symptoms right away. That is because the pain can arise during periods of activity or movement, then fade during times of rest. As a result, sufferers initially tend to think they are not really injured as bad as they are. But as time goes on, the symptoms become stronger and more persistent.

Pain, tightness, stiffness, numbness, tingling, and burning sensations can and sometimes appear gradually after someone is in an accident that causes a herniation in the back or neck. These are the most common symptoms of a ruptured disc. Common accidents that cause herniated discs are auto accidents, construction accidents, and slip/fall accidents.

Would you like to learn how you can bring about a successful claim against the party that caused your herniated disc injuries? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee consultation with an experienced spinal cord injury lawyer in Indianapolis, Indiana. We represent clients all throughout the state, and there is no need to travel. We can hold case evaluations via phone or online video conference.

Do I Still Have Options if the Insurance Adjuster Denies My Injury Claim?

Posted on June 30, 2022 by admin

If an adjuster denies your personal injury claim, you still have legal recourse. An experienced Indiana personal injury lawyer will fight the insurance company and ultimately recover the settlement or verdict you deserve. Continue reading to learn what to do if an insurance adjuster denies your injury claim, plus who to trust in Indianapolis for seasoned personal injury representation.

Indiana Accident Claim Lawyers 317-881-2700

Coverage for Personal Injury Damages and Losses

When a person is wrongly injured, the at-fault party’s insurance company is held liable for the victim’s subsequent economic d a mages and losses, and sometimes, non-economic damages like prolonged physical therapy, pain-and-suffering, loss of companionship, and more if the at-fault party had liability coverage. Examples of common economic damages include hospital bills, medical expenses, lost wages from missing work, future compensatory losses, and much more.

Personal injury damages and losses generally depend on the severity of the accident and resulting injuries, as well as local jurisdiction. On the other hand, there are times when the faulted party’s insurance company denies liability after a victim submits their claim, stating that the law says the victim is responsible for the accident, and ultimately, any damages that may have been incurred as a result.

What Does an Insurance Adjuster Do?

In these cases, it is important to know more about adjusters and what their job entails to better understand what they tell injured victims. Furthermore, it is important to know that there are still viable options for personal injury victims whose claims are denied by the opposing party’s insurance adjuster.

An adjuster is usually not a lawyer or legal professional; they are regular insurance company employees. This means that they may have a broad idea on the law regarding their particular job role and the cases they oversee, but they do not have detailed knowledge of the law or the facts. They cannot possibly know whether you are liable for the accident that caused your injuries and losses. For this reason, it is vital to hire an experienced Indianapolis IN personal injury lawyer to navigate your claim and fight for fair compensation on your behalf.

Although insurance companies do not want you to hire or even speak with an attorney, they have their own in-house attorneys to assist their adjusters from day one, defending an injured party’s claim from the at-fault party’s perspective. Overall, insurance companies want to pay out the lowest settlement possible for every claim as they are in the business of making money, and the tactics they use are designed to pay out as little or nothing if possible. Insurance carriers have attorneys from day one and so should you.

What To Do if Your Claim is Denied

You should hire an attorney from day one following your collision and prior to talking with anyone else about the collision. Talk to a personal injury attorney in Indianapolis to learn your rights from day one. You should not try to be your own attorney.

Are you looking for qualified and trustworthy personal injury guidance in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Our seasoned accident attorneys can meet with you over the phone or computer, or in-person at our Indianapolis law office. We represent injured persons throughout the state of Indiana and Indiana residents injured in other states.

The Importance of Documentation in a Personal Injury Case

Posted on June 27, 2022 by admin

Documentation makes all the difference when it comes to adjudicating legal matters. As for personal injury cases, having all the proper paperwork in order is key to enhancing the quality of your claim, and ultimately supporting a more successful outcome. Continue below to learn more about the importance of documentation in a personal injury case, including the types of paperwork and files you should keep, as well as how to ensure you are getting started on the right foot with your Indiana injury claim.

Accident Attorneys Indianapolis Indiana 317-881-2700

Why Personal Injury Evidence is So Valuable

Without the proper evidence, it is possible for a personal injury claim to get thrown out before it can even begin. Under tort law, the claimant (victim or victim’s family) holds the burden of proving that the defendant (alleged at-fault party) was negligent and that their negligence was a responsible cause of their accident and subsequent damages. In order to prove anything in life, especially negligence in a personal injury case, you need evidence to back up your assertions. And it is vital to note that quality of evidence, documentation specifically, is more impactful than quantity of evidence.

Types of Evidence Supported in a Personal Injury Claim

There are several types of documented pieces of evidence that can be used to support a claimant’s personal injury case. The most common personal injury documents and paperwork include police reports, medical records, pay stubs, hospital records, witness statements, expert testimonies, accident reconstruction reports, depositions, interrogatories, and even photos and videos of the scene of the accident or injuries. Other forms of personal injury evidence may include receipts for property repairs and medical expenses.

Hire a Personal Injury Lawyer

Not only is it critical to have the right type of evidence in a personal injury claim, but it is equally critical to submit it all within the required deadlines and formats, and to the proper authorities, which may be judges, courts, lawyers, clerks’ offices, or other legal departments.

For this reason and more, it is necessary to hire an Indianapolis personal injury lawyer to navigate your case and document a strong and impactful argument on your behalf. They can ensure that all pieces of evidence, including all documentation and paperwork, are sorted, organized, investigated, and submitted as evidence in accordance with court procedures and rules.

Are you looking for personal injury lawyer to represent you in a current accident case? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation for your personal injury claim in Indianapolis, Indiana. We represent injured persons and the loved ones following the wrongful death of a relative throughout the State of Indiana and Indiana residents injured or killed in other states.