Facts About Lost Wages in a Personal Injury Claim

Posted on May 14, 2021 by admin

There are many types of damages and losses a personal injury victim can incur as a result of their accident and subsequent injuries. But one of the most common types of losses experienced by accident survivors is lost wages. When a person is seriously injured, they often lose time at work due to frequent hospital or doctors’ visits, or miss work entirely because they are unable to perform their work duties. Without a steady paycheck, accident victims then go on to suffer other types of financial losses, such as house bills and car payments.

For this reason and more, it is important for wrongfully injured victims to recover the full and fair compensation they rightfully deserve, including damages for lost wages. A personal injury lawyer can help you obtain the maximum settlement or verdict for your accident claim if you lost past, current, or future earnings as a result of another’s negligence.

Continue below to learn more about lost wages, including how to prove them in a personal injury case and where to find skilled personal injury representation near you.

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Recovery After an Accident

Because injuries vary so greatly, so does the spectrum of recovery times. One person might recover within a few weeks, and able to return to work while they finish healing, while another person might spend years in recovery. Some personal injury victims never fully recover and lose their ability to work altogether. In all cases and scenarios, wrongfully injured victims deserve to be compensated for their lost income, as well as a wide range of additional damages, such as medical expenses, hospital bills, pain and suffering, mental and emotional anguish, permanent or partial disability, and much more as it pertains to the case.

Types of Lost Wages and Proving Them

There are various types of earnings a personal injury victim can lose out on, whether the victim is the actual injured person or a spouse or family member. The most common types of lost wages awarded in personal injury cases include hourly wages, overtime, sick leave, vacation days, bonuses, company perks, and benefits (i.e. insurance, social security, pension, etc.).

With so many kinds of wages paid to injured workers, it is necessary to prove such incomes with concrete evidence. The most common pieces of evidence used to prove a victim’s lost wages include pay stubs, tax documents, W2’s, a letter from the employer verifying a worker’s wages, a doctor’s note stating an employee cannot work, medical records, expert testimony, and basic data about their work schedule and weekly hours. If a victim is self-employed, their business’s banking records would be presented.

Future Lost Wages

Not only can personal injury victims possibly collect compensation for past and current lost wages, but they may also qualify to collect compensation for future lost earnings as well. This type of personal injury claim is referred to as a loss of potential to earn, and is often awarded in personal injury cases when a victim’s injuries are sustaining, rendering them unable to work for the foreseeable future. They are compensated for all projected future earnings, including pay raises, promotions, bonuses, overtime, and benefits.

Do you want to learn your eligibility for collecting compensation for lost wages after being wrongfully injured in an accident? Contact the accident attorneys at Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned personal injury lawyer in Indianapolis, Indiana.

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Common Types of Expert Witnesses in an Accident Lawsuit

Posted on March 9, 2021 by admin

Continue below to learn which kinds of expert witnesses you might outsource for your personal injury lawsuit.

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Personal Injury Expert Witness Testimonies

When it comes to predicting the outcome of a client’s accident lawsuit, it all depends on what can be proven. As an injured victim, you and your team of personal injury lawyers are the plaintiff party, which means your side holds the burden of proving your damages, even if the case is obvious. Not only must you prove your past, current, and future damages, but as the plaintiff in a personal injury lawsuit, you must also prove that your accident and subsequent injuries were a proximate result of the defendant’s negligence or carelessness. The plaintiff must prove their case on a more likely than not standard.

One effective strategy that accident lawyers rely on to prove their client’s damages is expert witness testimony. By calling on certified professionals and specialists, an accident attorney can strengthen their case by supporting their arguments with cold hard facts and empirical evidence given by qualified and reputable witness testimonies. This step is an important part of most personal injury lawsuits.

Your Accident Lawyer Will Choose Your Expert Witnesses

As a recent victim of an accident that was not your fault, you may not know if your personal injury case will require expert witness testimony, nor are you expected to know which experts to choose if you do. Instead, trust your seasoned Indiana personal injury attorneys to navigate these aspects of your claim for you, and choose the proper expert witnesses to recover the full and fair settlement you deserve. The expert witnesses they choose for your case will depend on the type of accident and injuries you’ve suffered, as well as the various details surrounding the accident and negligence itself. They will also consider the potential arguments the defense will likely raise.

Expert Witnesses Often Used in Accident Lawsuits

► Medical Experts – Doctors, nurses, counselors, therapists, and similar medical professionals are often called upon in personal injury cases. They are used to confirm the validity of the injured victim’s diagnosis, explain the details and necessity of their treatment, and to help prove the extent of injury. They will give their professional opinions and diagnoses on the severity of the injuries, and whether or not they are temporary, long-term, or permanent. Sometimes, multiple medical experts are called to the stand to testify in personal injury lawsuits.

► Mental Health Experts – Along with licensed medical professionals, often times a personal injury legal team will outsource expert witness testimony from mental health professionals, some of which are actually licensed doctors, such as psychiatrists. Other mental health experts used in such cases include psychologists, therapists, grief counselors, family counselors, and psychoanalysis experts.

► Accident Re-constructionists – Accident reconstruction specialists reconstruct the setting and circumstances of the accident to reveal certain facts, usually about who’s at fault. These expert witnesses are sometimes used on motor vehicle accident and pedestrian accident cases, as well as bicycle accident cases, workplace accidents, and slip and fall accidents.

► Industry and Occupational Experts – In some cases, a personal injury lawsuit will include witness testimony from certain industry or occupational experts. These professionals will testify regarding the safety standards surrounding the accident, as well as municipal factors, architecture, building codes, fire codes, OSHA, and more.

► Financial Experts – When it comes to proving the calculable losses suffered by the plaintiff party in a personal injury lawsuit, finance and economic experts are sometimes used. This is fairly common in accident cases that involve severe disability and extensive financial devastation, such as wrongful deaths and catastrophic accidents.

Do you need help with your personal injury case in Indianapolis, Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn your rights to being compensated for your damages and losses after being wrongfully injured. We represent the families in wrongful death cases and injured persons throughout the state of Indiana.

You Should Also Read:

Does an Injured Victim Need a Witness to Prove a Car Accident Case?
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Can I Settle a Personal Injury Claim if I Cannot Prove Fault?

The Most Common Types of Damages Awarded in Personal Injury Lawsuits

Posted on March 1, 2021 by admin

Those who are injured wrongfully by a reckless or negligent party should not be financially liable for their damages and losses. Wrongfully injured victims deserve justice, and that justice by law comes in the form of full and fair compensation for everything from medical expenses and hospital bills, to lost wages, pain, suffering, disability, and much more. These types of losses all fit under one of two categories of damages, economic and non-economic. Within these two umbrella categories lies several other types of damages that are and should be awarded in personal injury cases. As an injured victim hurt in an accident that was not your fault, you deserve to know which types of damages you are entitled to under the law.

Continue reading to review the most common types of damages in personal injury lawsuits, and where to get trusted advice on your claim.

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Economic and Non-Economic Personal Injury Damages

Economic damages represent quantifiable losses that are documented, and therefore, can be more precisely calculated. Examples of such damages include hospital bills, medical expenses, gas money spent traveling to and from doctor’s visits, lost wages from missing time at work, and similar out-of-pocket costs. Non-economic damages are the opposite, as they are more difficult to put a figure to. However, these types of damages are even more impactful and deserving of compensation, such as pain and suffering, emotional trauma, mental anguish, loss of consortium, loss of ability to work, permanent disfigurement or disability, and similar losses experienced by a personal injury victim.

⚖ Compensatory Damages – Economic damages, like hospital bills and medical treatment, are types of compensatory damages, or actual damages. They can be traced and calculated.

⚖ General Damages – General damages are also known as hedonic damages, and they represent non-economic damages like pain and suffering or reduced quality of life. These are the damages that injured persons are entitled to under the law and any settlement or award for these types of damages should be substantial if the injury was substantial.

⚖ Special Damages – There is also another category known as special damages, which are awarded for things like property damage, legal fees, and even incidental and future damages, if eligible.

Punitive Damages

Courts may also award additional punishable damages in special cases of extreme offensive conduct including gross negligence. These are called punitive damages, or exemplary damages, and are more intended to reprimand the wrong-doer rather than award the victim (although the victim still receives a percentage of the monetary compensation awarded). Punitive damages are awarded in cases where victims suffered losses as a result of another’s maliciousness, brazenness, or gross negligence. They are intended to set an example, as well as reform the wrong-doer and deter others from similar immoral behaviors.

Aggravated Damages

Aggravated damages are not a separate category of damages, but rather an extension of general damages that fall under compensatory damages. Aggravated damages are essentially the same as punitive damages, since they are awarded for cases of egregious invidious conduct, however, they are directly compensatory in nature. Punitive damages are meant to punish, whereas aggravated damages are meant to monetarily compensate a victim for aggravated injuries sustained by a defendant’s extreme malevolent conduct.

To learn more details about the common damages awarded in a personal injury claim, speak with a licensed Indiana accident lawyer who has the knowledge and experienced necessary to obtain the full and fair compensation you deserve as a wrongfully injured victim.

Learn More About Making a Personal Injury Claim in Indianapolis, Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn your rights to being compensated for your damages and losses after being wrongfully injured in Indianapolis, Indiana. Our seasoned personal injury lawyers retain extensive trial and litigation experience, and never collect attorney fees unless we obtain a settlement or verdict for you. Contact us today to schedule a free initial case evaluation, and explore your claim’s strength with a skilled injury lawyer. We serve clients in and around Indianapolis, and all throughout the state of Indiana. Act now before evidence is lost and time runs out on your claim!

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Settling Back into Parenthood After a Personal Injury

Posted on February 9, 2021 by admin

A personal injury accident can certainly throw your entire life off course. From having to endure serious injuries, relentless discomfort and pain, to losing time at work, suffering a disability, feeling mental anguish, missing important milestones or social gatherings, and even having to withdraw from taking care of your family, the experience of a personal injury victim is nothing short of traumatic. As a parent of young or preteen children, the adjustment phase to getting settled back into parenthood can pose additional stressors during the personal injury recovery process.

If you are recently recovering from a personal injury, and having some trouble readjusting into the role of a parent to young or adolescent children, continue reading for some tips that may help relieve some stress and confusion.

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How to Get Back to Parenting After a Personal Injury Accident

Suffering a serious injury after an accident is horrible in itself. But when you are a provider and caretaker of a family, the level of stress and pressure can take a toll on both you and your loved ones. Settling into the role of a mom or dad or caretaker is not always a smooth transition for injured victims, but there are some tips available that can help with the adjustment process.

As a personal injury victim, you can better find your feet again when it comes to acclimating back into parenthood with these 3 tips:

❶ Remain Honest With Your Loved Ones

Kids, especially older ones, will sense that you are hurt or more limited than you were before your accident. It can help to simply be honest with your children so to prevent them from worrying about you, or experiencing stress during your recovery. Your honesty can encourage them to be more patient with their own needs, and better understand that you need time to get back to your normal self. In fact, Psychology Today agrees that demonstrating honesty to your children is a highly effective way to teach them to practice honesty themselves.

❷ Be Realistic About Your Capabilities

It is important to be honest with your kids about your personal injury, but it is arguably more important to be honest with yourself. While recovering from a serious accident, try your best to take it easy, and avoid pushing or exerting yourself. If something is difficult to do, do not attempt to do it until you are more healed. It is important to understand your limitations and nurture them to avoid increased pain and potentially extending your recovery period.

❸ Recover Compensation Through an Injury Claim

There is a reason why Indiana has laws that allow wrongly injured victims to obtain compensation for their damages. When wrongly hurt by another, whether intentional or out of carelessness, you should not be held financially liable for any of your resulting losses. This includes hospital bills, medical expenses, lost work wages, prolonged physical therapy, disability, pain and suffering and so much more. Contact an Indiana personal injury law firm as soon as possible about your opportunity to recover compensation for your recent accident.

Schedule a Free Case Evaluation With Our Indiana Personal Injury Lawyers

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Our seasoned accident lawyers are fully prepared to recover the full and fair compensation you deserve after being seriously injured in a wrongful accident. Not only do we offer free initial consultations, but we do not collect lawyer fees unless we recover a settlement or verdict for you. Craven, Hoover, and Blazek P.C. represents injured persons throughout the State of Indiana. Get started soon, before the time limit runs out on your claim or before evidence disappears.

Is There Still Time to File My Indiana Personal Injury Claim?

Posted on January 26, 2021 by admin

When a person is injured in an accident, they don’t always know it right away. Evidence of injury can appear weeks and even months after an actual accident took place. Car accidents are a very common example of this onset of injury phenomenon, as victims often feel sore, or begin experiencing certain damages and losses due to their involvement in the accident later, rather than at the moment or right after the event.

If you were in an accident that was not your fault, and you are just now experiencing pain or any other types of damages as a result, it is important to seek treatment as soon as possible. Like many other personal injury victims in the past, you might be wondering whether or not there is still time left to pursue legal action against a wrongful party and recover compensation for your damages.

Continue reading for information about time limitations for personal injury accident claims in Indiana, and how to learn your current legal options at this point following your accident.

General Time Limitations for Accident Claims

Every state has set time limits for filing tort lawsuits called statutes of limitations. The amount of time you have to legally file a claim against a negligent party depends on the statute of limitations in your state of residence. For instance, here in Indiana, the time limit for personal injury lawsuits is 2 years (Title 34, Art. 11, Ch. 2, Sec. 34-11-2-4) from the original date of the accident. If your accident took place within the last 2 years, you may still be eligible to potentially file a claim to obtain compensation for your damages and losses. You must speak with an Indiana personal injury lawyer to learn your case’s strength and viability to be sure.

Suing a Government Entity is Different

If you intend to sue a government agency, there are a completely separate set of limitations. In most cases, you cannot sue a government agency without first filing an administrative claim with the city in which your injuries occurred, and often times, a person has as little as 90 days to file this claim, and perhaps less depending on the state where the injury occured. It is common for these claims to be denied too, and when you receive your denial letter, it will usually have information in it describing how long you have to file a lawsuit in court. Here in Indiana, claimants have 180 days to file a claim against a city or county, and 270 days to file against a government agency.

Extending the Indiana Personal Injury Statute of Limitations

If your time runs out on your claim in Indiana, you forfeit your right to file a claim for compensation. There are exceptions in which accident victims can request to extend the statute of limitations filing deadline, but it is rare for a judge to permit such extensions unless the victim is a minor or mentally incapacitated, or if the defendant left the state after the accident. If you are hurt in an accident that was not your fault, whether you are aware of your injuries instantly, or long after the event, the best time to begin your personal injury claim is directly after receiving medical treatment. Contact an experienced team of accident attorneys in Indiana to learn your next steps in the personal injury claim process.

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis personal injury attorney who can determine the best strategies for your case.

To protect your rights, trust our Indianapo l is personal injury law office to navigate your personal injury claim and recover the maximum compensation you deserve. Our seasoned accident lawyers represent all types of personal injury cases in Indiana, from car and truck accidents to workplace accidents, brain injuries, child injuries, orthopedic injuries, and many more. Schedule a free initial case evaluation as soon as possible, before your deadline to file passes by in Indiana and to start obtaining the evidence for your case before it disappears. Best of all, the law office of Craven, Hoover, and Blazek P.C. does not require any upfront lawyer fees, and only bill you if we obtain a settlement or verdict for you.

4 Factors to Consider Before Agreeing to a Structured Settlement

Posted on June 16, 2020 by admin

In a personal injury case, a structured settlement is an agreed-upon, periodic payment arrangement in which the victim (or claimant) receives a determined amount of money over a specified stretch of time. Although there are both pros and cons to entering a structured payment plan, as a personal injury victim or claimant, it is important to understand what is at stake before the insurance company attempts to arrange one with you and your attorney.

Continue reading to learn the top 4 factors to consider when deciding on a structured settlement, as well as, where to get legal advice regarding your potential accident claim.

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Entering a Structured Settlement

One of the top benefits of structured settlements is that recipients typically get paid more money overall, as lump sum payouts are usually negotiated lower. One of the main disadvantages discussed among structured settlement recipients and legal advisors is the fact that it can hold you back from using it to invest in things like stocks, bonds, real estate, business, schooling, and more. In fact, this is one of the first considerations you should make in regard to a structured settlement.

Here is are the top 4 factors to consider before entering into a structured payment arrangement:

1. Investment Capabilities – As just mentioned, structured settlements can sometimes have an impact on your investment potential. If you accept a lump sum payment, you are free to take full advantage of investment opportunities and earn more money down the line. With a structured settlement, periodic payments might not be enough to make a significant or valuable investment.

2. Big Acquisitions – If you want to use your settlement money to purchase something large or of great value, such as a house or business, it might be difficult doing so if you are only being paid a certain amount at a time. Lump sum payments allow recipients to make big purchases.

3. Exaggerated Offers – It is common for insurance companies to overplay the value of the settlement offer to recipients, in an attempt to increase their eligibility for certain industry or tax rebates, or specific legal defenses. This is all in attempt to reduce the actual cash value of their settlement offer.

4. Age and Time – If a recipient of settlement is old in age, or probably does not have many years left to live otherwise for health reasons, a structured arrangement would be arbitrary. A recipient that is old or terminally ill might not live long enough to see the conclusion of the structured settlement.

Learn More About Your Claim From a Trusted Indianapolis Accident Lawyer

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for trusted legal advice regarding your personal injury claim in Indianapolis, Indiana. Our esteemed personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek will work hard so you can recover the full and fair compensation you deserve after being injured in a serious accident. Not only do we represent injured people throughout the State of Indiana, we never collect lawyer fees unless we obtain a settlement or judgment for you.

Tactics Used By Insurance Companies To Try To Lower Bodily Injury Settlements

Posted on February 11, 2020 by admin

When it comes to bodily injury settlements, the insurance industry wants to payout the lowest amount possible; and the tactics they use are exceedingly unfair and misleading. If you are involved in an accident claim, be sure you do not fall victim to insurance company tricks to settle low.

Continue reading to learn what you need to know about insurance settlement offers, including how to obtain the full and fair compensation you deserve.

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Quick Calling

The most common and corrupt practice used by insurance companies to settle as low as possible is to contact a victim directly after their accident; usually within just a few days. Why is this unfair? Well, there is no way of telling just how extensive a victim’s damages are until they have reached maximum medical improvement (MMI). Until then, the damages can continue to add up. So, if a victim accepts a low offer upfront, before they have finished recovering, they risk making mere pennies compared to what their case is actually worth. An injury case should never be settled until a the injured person is completely healed and feels like they did before the injury or a doctor tells the injured party that they have reached MMI, which simply means the injured party has obtained as much improvement as they are going to with medical care.

Misdirection

Settling an accident claim out of court can be a complex process, and insurance companies sometimes use this to their advantage by confusing, intimidating, and manipulating claimants, in hopes that a victim will quickly accept their quick low-ball offer. For these reasons and more, hiring a personal injury lawyer to represent your accident claim and manage all insurance company negotiations is vital to your final settlement being complete. Without an accomplished legal team on the case, a victim has no way of knowing how to divert and dodge confusing insurance company tactics.

False Urgency

Although claimants have a generous amount of time to file a lawsuit, referred to as statute of limitations, insurance companies will operate as if time is running out and the claim must be settled as soon as possible. They will often urge victims to decide quickly, even implying that the offer won’t be on the table for much longer. The reality is, victims of general negligence have 2 years from the date of the accident, depending on whether or not the at-fault party is a governmental entity or not. All injured persons should consult with an attorney soon after their injuries occur.

No Attorney

Insurance companies do not want you to hire or even talk to an attorney. Insurance companies have their own attorneys on staff to assist their adjusters from day one in defending an injured party’s claim from the at-fault party’s perspective. Shouldn’t you have your own experienced trial attorney looking out for your best interests as well from day one? Absolutely.

Who to Trust for Expert Indiana Accident Claim Advice

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to discuss your recent personal injury accident claim in Indianapolis, Indiana. We represent the seriously injured and surviving loved ones in wrongful death cases throughout Indiana. Our experienced injury lawyers know exactly how to spot and navigate around insurance company negotiation tactics, and will recover the full and fair compensation you deserve using our adept legal knowledge and resources. We offer free initial consultations and work on contingency-fee basis, which means you pay nothing unless we recover a settlement for you. Get started by scheduling your consultation, today.

Can I Sue Both Company and Driver After Being Hurt in a Truck Accident?

Posted on December 23, 2019 by admin

The consequences of car accidents range on a very broad spectrum, from minor all the way to fatal. But when it comes to truck accidents, the damages tend to be even more extensive given that trucks are larger, heavier, and therefore more lethal than a standard sedan or compact car. Often times, it is the trucking company that would be held liable for an accident caused by one of their drivers; however, there are some cases in which a separate claim can be brought against a negligent trucker driver too.

Continue reading to learn more about the possibility of suing both trucking company and driver after being injured in a serious trucking accident in Indiana.

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Trucking Company Employees vs. Independent Contractors

Most often, the trucking company is responsible for any damages caused by an employed driver while they were on the clock. However, some trucking accident claims can prove to be a bit trickier since not all truck drivers are employed by the trucking company. Some trucking companies outsource truck drivers who own their own truck and operate as independent contractors. In the case that a driver was injured by an independent trucking contractor, appointing liability can pose its challenges due to certain independent contracting laws. For this reason, it is vital to have a seasoned truck accident attorney representing your claim, from start to finish.

Although the negligent actions of employees of a trucking company are the trucking company’s responsibility, independent trucking contractors are responsible for themselves. This means that the trucking company that hired an independent trucker will generally not be held legally liable if the trucker causes an accident that harms another person. In fact, it is quite common for trucking companies and their insurance carrier to point the finger totally on the independent truck driver. On the other hand, if the trucking company lease a truck or placard to a truck driver, they could be found legally liable for the driver’s actions while on the clock.

Another important factor that courts will consider is whether or not the truck driver of a trucking company was acting within their scope of employment. For instance, if an employed truck driver of a trucking company causes an accident while on the clock performing work duties, the company can be held liable for the accident. However, the trucking company might be able to evade liability if the employee acted outside their scope of employment by causing an accident while running a personal errand, potentially. The company could argue that because the employee was acting outside of their scope of employment, they are not accountable.

What You Should Do After a Truck Accident

If you were just injured in a serious car accident as a result of a negligent trucker, you are likely entitled to collecting compensation for your subsequent damages and losses. See our blog, “FAQS About Commercial Truck Accident Claims” to learn more about your options for legal recompense. Contact a licensed truck accident lawyer in Indianapolis for help navigating your personal injury claim, today.

Indiana Truck Accident Attorneys

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis truck accident attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today. We represent injured persons throughout Indiana and are located in Indianapolis, Indiana.

How to Move Forward With a Company Vehicle Accident Claim

Posted on September 20, 2019 by admin

Were you recently injured in a car accident while driving your company-appointed vehicle? If so, it is imperative that you discuss your case with a seasoned car accident attorney who can help you get on track to a full and fair financial recovery. After all, you are likely concerned about paying for your hospital bills and medical expenses, as well as, losing money out of your paycheck while in recovery. You might also be worried about your own liability for vehicular damages.

In this confusing time, your best course of action as a victim of a company car accident is to sit down with a legal professional to learn what you need to know about the potential workers’ compensation and car accident claims.

Continue reading for advice on moving forward with a company vehicle accident claim in Indianapolis.

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At the Scene of the Accident

When you were at the scene of the accident, hopefully you exchanged all necessary insurance and contact information with all other drivers involved, and took pictures or video of the accident site. This information will likely be used as evidence to support your claim for compensation when it comes time to negotiate a settlement. If you received medical attention at the scene of the accident, this record can also be used to argue your case. Always, always, always call the police and wait at the scene for the police to show up and write a report.

After the Accident Scene

If your injuries were not evident at first, but are now beginning to appear, you are experiencing an onset of injury, which is common among car accident victims. See our blog, “Did I Forfeit My Right to Compensation By Saying I Wasn’t Injured at the Time of the Accident?” to learn more about these types of claims. In this case, be sure to see a doctor immediately. Have them diagnose your injuries and treat them accordingly. And be sure to follow all doctors’ instructions during your recovery.

Hire a Personal Injury Lawyer

After being injured in a company car accident, your only priority should be to heal. That is why you need a licensed and experienced personal injury attorney who focuses on workers’ compensation and car accident cases. They will handle all aspects of your claim, and ensure you obtain a full and fair settlement. All you have to do is rest and recover from your injuries. Be sure to hire a lawyer before discussing any details of the car accident with anyone.

Indianapolis Personal Injury Lawyers

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis personal injury attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today. We represent injured persons throughout Indiana.

Discussing Personal Injury Protection (PIP)

Posted on June 22, 2015 by admin

In the past weeks, we have discussed several facets of personal medical insurance coverage and liabilities, including medical payments coverage, personal umbrella policies, and personal injury protection. We mentioned that Indiana is a tort state, so additional insurance policies like the aforesaid are not mandatory by law. Nonetheless, they are wise insurance policies to purchase. Continue reading to learn more about personal injury protection (PIP) and how it relates to auto accident insurance coverage.

Call 317-881-2700 to Speak With a Personal Injury Lawyer in Indianapolis Indiana

PIP Insurance Coverage

Personal injury protection insurance is a type of medical payments coverage for drivers and passengers who are injured in a motor vehicle accident. Under this policy, all or a portion of medical expenses and hospital bills (driver and passengers) are paid for no matter who is to blame for an auto accident. No-fault accident states require this type of insurance coverage, but Indiana is not a no-fault state, it is a tort state. For this reason, Hoosiers are not obligated by law to obtain PIP coverage to legally operate a vehicle.

Although most Indiana car insurance policies have a degree of medical expense coverage, and some medical insurance policies cover auto accident injuries, many drivers can benefit from additional coverage by purchasing a PIP plan. If medical expenses exceed insurance coverage limits, a person must pay out-of-pocket for the remaining bill. With a PIP plan, these superlative expenses are covered for both the driver and their passengers.

Conclusion

PIP plans can vary in deductibles, pay limits, and coverage. Depending on the state you live in and the type of coverage you choose, your policies details may vary from another’s. Personal injury protection insurance can cover medical and hospital bills, disability benefits, lost wages, and in some cases, even death benefits. Call your medical insurance carrier to inquire more about PIP coverage options in your state.

Injured in an Auto Accident?

If you were recently injured in a motor vehicle accident that was no fault of your own, contact a car accident attorney for information about your legal rights. You may be entitled to certain compensation for your damages and losses.

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for information about car accident injury claims in Indianapolis, Indiana. Personal injury attorneys Daniel Craven, Ralph Hoover, and Keith Blazek are happy to answer your questions about filing a car accident injury claim in Indiana. We offer free initial consultations and never collect lawyer fees unless we prevail for you.