Every year, countless lives are impacted by the reckless actions of drivers under the influence of drugs or alcohol. For victims of these accidents in Indiana, understanding your rights is key to securing justice and receiving compensation for your injuries. This post dives into Indiana’s DUI laws, the rights of injury victims, and the steps you can take to protect yourself.
By the time you finish reading, you’ll have a clear understanding of the legal options available to you and how to move forward confidently.
Understanding DUI Laws in Indiana
Driving under the influence (DUI) is a serious offense in Indiana, with strict laws designed to protect the public and hold offenders accountable.
What is Considered a DUI in Indiana?
A DUI occurs when a person operates a vehicle while impaired by alcohol or drugs. Indiana law sets specific limits for alcohol consumption, known as Blood Alcohol Content (BAC) levels, which determine whether a driver is operating under the influence:
- 0.08% BAC or higher for drivers over 21.
- 0.04% BAC for commercial drivers.
- 0.02% BAC or higher for drivers under 21 (zero-tolerance law).
Impairment from drugs, including prescription medications, is also grounds for a DUI charge if the driver’s ability to safely operate a vehicle is compromised.
Penalties for Driving Under the Influence in Indiana
Indiana enforces tough penalties for DUI drivers to deter such dangerous behavior. Habitual offenders may face felony charges, increased penalties, and license revocation.These include:
First Offense:
- Up to 60 days in jail.
- Fines of up to $500.
- License suspension of 90 days to 2 years.
- Court-ordered classes for drugs and alcohol (i.e. MADD)
Repeat Offenses:
- Heavier jail time and fines.
- Mandatory installation of an ignition interlock device (IID).
- Mandatory rehabilitation or substance abuse programs.
DUI Laws and Victim Protection
Indiana DUI laws are not only designed to punish offenders but also to ensure the protection of those harmed by their actions. Victims have specific rights under Indiana law to pursue accountability and compensation.
Rights of Victims Injured by a DUI Driver
If you’re injured in an accident caused by a DUI driver, Indiana law provides avenues for seeking justice and recovering damages. Understanding these rights can empower you during a challenging time.
Your Right to Compensation
Victims of DUI accidents in Indiana are entitled to seek compensation for a wide range of damages, including:
- Medical Expenses: Hospital bills, rehabilitation costs, medication, and ongoing treatment.
- Lost Wages: Compensation for income lost due to being unable to work.
- Pain and Suffering: Damages for physical pain, emotional distress, and reduced quality of life.
- Property Damage: Costs to repair or replace your vehicle and other belongings damaged in the accident.
Legal Options Available
Victims can file a personal injury lawsuit against the at-fault DUI driver. A lawsuit allows you to pursue compensation beyond what the driver’s insurance covers, especially in cases involving severe injuries or negligence. It’s essential to act promptly, as Indiana imposes a two-year statute of limitations for filing personal injury claims.
Other legal avenues include:
- Seeking punitive damages.
- Exploring dram shop laws, which hold establishments accountable for overserving alcohol to visibly intoxicated individuals who later cause accidents.
The Role of Insurance in DUI-Related Accidents
Insurance plays a critical role in the aftermath of any car accident, especially in DUI cases. However, insurance claims can be complex when a DUI is involved.
How Insurance Claims Work in DUI Cases
Typically, the at-fault driver’s insurance is responsible for covering the victim’s damages. This may include medical bills, property damage, pain and suffering and lost wages, up to the policy limits. If the driver lacks sufficient coverage (or is uninsured), your own insurance policy may come into play through uninsured/underinsured motorist coverage, if you have it.
What Insurance May Not Cover
Insurance companies often prioritize minimizing payouts. They may attempt to:
- Dispute the extent of your injuries.
- Deny certain claims, citing policy exclusions.
- Offer low settlements that don’t cover the full extent of your damages.
To protect your rights and maximize your compensation, it’s wise to consult a car accident lawyer experienced in handling DUI-related cases.
Steps to Take After Being Injured by a DUI Driver
If you’ve been injured in a DUI accident, what you do immediately after the incident can significantly impact your ability to secure fair compensation. Follow these steps to protect yourself:
1. Prioritize Your Health and Safety
- Call 911 to report the accident and request medical assistance.
- Seek medical attention, even if you feel fairly fine initially, as some injuries may not be immediately apparent.
2. Document the Scene
- Take photos or video of the accident scene, vehicle damage, the other driver and your injuries.
- Collect contact information from witnesses who can provide statements later.
3. Obtain a Police Report
- Officers at the scene will compile a report that details the accident, the at-fault driver’s impairment, and any citations issued. This report can be key evidence in your case.
4. Notify Your Insurance Company
- Report the accident to your insurer as soon as possible. However, avoid making detailed statements without legal guidance.
5. Consult a Car Accident Lawyer
- Navigating the legal aftermath of a DUI accident can be overwhelming. By consulting a personal injury lawyer, you can:
- Understand your rights and options.
- Document a strong case with expert help.
- Negotiate with insurance companies or pursue a lawsuit if necessary.
Many law firms, like ours, offer free consultations, making it easy to seek advice without upfront costs.
FINAL THOUGHTS
Being injured by a DUI driver is a traumatic experience, but you don’t have to face the aftermath alone. Indiana law empowers victims with the tools to seek justice and fair compensation. By understanding your rights and working with an experienced car accident lawyer, you can maximize your chances of securing the support and resources you need to recover.
If a DUI accident has disrupted your life, take the first step toward justice. Contact a qualified legal professional today to explore your options and protect your future.
Were you or a loved one injured by a drunk driving accident in Indiana? For personalized legal advice and support, contact Craven, Hoover, and Blazek P.C. at 317-881-2700, today. Our experienced Indianapolis car accident attorneys are here to help you navigate the complexities of your case and secure the best possible outcome. We represent victims all throughout the state, including Indiana residents injured in other states and residents of other states injured in Indiana. Act now before the time clock runs out on your claim.
Related Posts:
Finding Justice on the Road to Recovery After a Drunk Driving Accident
How a Personal Injury Lawsuit Can Help Drunk Driving Accident Victims in Indiana
Information About Being Injured By a Driver Who Ran a Red Light