Tips for Documenting Your Injuries After a Car Accident

Car Accident Lawyers 317-881-2700

Car Accident Lawyers 317-881-2700

Whether a motor vehicle accident is minor or major, it is common for victims to be unclear about what to do next. Immediate medical attention should always be the top priority after being involved in a car crash; however, many victims are unaware that there are certain steps they can take on their own, which may improve their chances at recovering a full and fair amount of compensation for their damages and losses.

Aside from medical treatment, evidentiary documentation is a very critical part of a legal claim. Having such evidence is an advantage since memories can dissipate and statements can be aggressively questioned and probed later on. There are various forms of documentation that are recommended for car accident victims, including video recording, photography and witness statements. All of these will help support your case after being injured in a car accident.

Video and Pictures

These days, almost everyone has video and photography settings built in to their smart phones. If you have a camera on your phone or mobile device, use it to take as many pictures and video recordings of the scene of the accident as you can. You never know which image may reveal some fragment of evidence that is critical to your claim.

Include video and photos of the vehicles, vehicular damage, the street, nearby intersections and stop lights, crossways, walkways, street lamps, pavement, sky, and more. Also be sure to get video and pictures of your injuries, from immediately after the accident, all the way through the treatment and recovery process. These images will be quite substantial to your legal claim.

Witness Testimony

If there were people around who witnessed the accident take place, it is wise to get their personal statements on record. Be sure to collect names, contact information, and a detailed statement from each possible witness. Witnesses can be other drivers, pedestrians, store clerks, onlookers, and anyone else that happened to see the accident happen.

If You Require Emergency Transport…

After a car accident, victims who require emergency transport to a hospital for their injuries are not expected nor capable of collecting all of this documentation. If you are unable to gather such pieces of evidence on your own following a car crash, a friend, family member, or law enforcement official can remain behind and manage it for you.

Contact a Car Accident Lawyer

You alone cannot be expected to implement the level of effort needed to successfully recover a full and fair settlement from your legal claim. You need a seasoned Indianapolis car accident lawyer who can document a strong and impactful case on your behalf, and navigate all aspects of the claim from start to finish. They are your best chance at recovering the full amount of compensation you deserve for your injuries and losses.

Contact Our Indianapolis Car Accident Lawyers Today

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law Office of Craven, Hoover, & Blazek P.C. at 317-881-2700 to make a car accident claim in Indianapolis, Indiana and throughout Indiana. Our seasoned car accident lawyers are ready, willing and able to recover the full and fair compensation you deserve. Not only do we offer free consultations, we never collect lawyer fees unless we recover a settlement for you.

What You Should Know About Whiplash Personal Injury Claims

According to driverknowledge.com, more than 6 million car accidents take place in the United States every year. Unfortunately, an average of 3 million people are injured every year in these car crashes, 2 million of which sustain permanent injuries. One of the most common injuries that occur from car collisions is called whiplash. Whiplash is technically an informal, non-medical term that describes the jerking, jolting, or sudden movement of a person’s neck that results in injury.

Continue reading to learn more about whiplash injuries, including what to do if you or a loved one becomes a victim of a motor vehicle accident.

Car Accident Lawyers 317-881-2700

Car Accident Lawyers 317-881-2700

Whiplash Pain and Treatment

Whiplash occurs when a person’s head or neck is suddenly jerked forward, backward, sideways, or any other direction. This jolting movement is visually obvious in a car accident. A victim can suffer various levels of pain and discomfort following a whiplash injury or accident. Pain, aching, sensitivity, throbbing, and soreness tend to occur in the back, neck, head, and shoulder areas.

Pain and tenderness can also extend through additional extremities, such as the legs and arms. This type of pain is sometimes described as pins and needles running through a person’s arms and legs, with general pain in the upper regions of a person’s body. All of these symptoms of pain can result in restricted mobility, thus inhibiting a victim’s ability to move around freely and perform their activities of daily living.

Whiplash type symptoms can show up immediately after an accident, or several days or weeks later. When whiplash symptoms do become evident, the extent of pain varies depending on certain factors, such as the severity of the injury, the circumstances surrounding the accident, the physical health of the victim, existing injuries or medical conditions, and more. Treatments for whiplash type injuries can be fairly minor, such as rest, ice, heat, and medications, or they can be major, such as chiropractic care, physical therapy, surgery, and life-long disability.

Whiplash Personal Injury Claims

If you were injured in a motor vehicle accident and sustained a whiplash type injury, you may be entitled to compensation for your damages and losses. The most important thing to do after being involved in a car accident is to immediately seek medical attention and make sure a police report is written. The documentation of medical records and police reports can be used as evidence to recover compensation for your damages and losses. Once you have done this, contact a licensed Indianapolis car accident lawyer to make a personal injury claim.

Indianapolis Car Accident Lawyers

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a car accident claim in Indiana. Our seasoned Indianapolis personal injury lawyers are ready and able to recover the full and fair compensation you deserve. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you.

The Do’s and Don’ts for Personal Injury Plaintiffs

When a person acts negligently or behaves in a way that causes another person injury, the insurance carrier for the at-fault driver or negligent actor can be held liable for the victim’s losses and damages, such as hospital bills, medical expenses, lost wages, pain, suffering, and more. For those who are at-fault and those who are not at-fault for an accident resulting in injuries to others, it is important to follow the proper procedures in order to avoid making matters worse or potentially breaking the law.

Continue reading to learn what to do and what not to do if you cause an accident that harms another person or if you are the person who was harmed.

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700


It can be very scary being involved in a serious accident, especially if that accident involves injury. The stress of a collision can understandably cause a person to use poor judgement or make brash decisions following an accident, but it is important to remain calm and keep your composure. Learning what you should and shouldn’t do in the case that you are involved in a serious accident can better prepare you for what to expect and how to handle the situation without panicking.

If You are Involved in an Accident…

DO:

Call the Police – Law enforcement and emergency personnel should be contacted immediately following an accident. If a witness, bystander, or other party has not done so, call the police yourself. They will arrive on scene to provide medical care and collect statements from all witnesses and involved parties. It is vital to have a police report on file to solidify the facts of the accident so no one can change their stories later on.

Be Cooperative – Always be entirely honest and cooperative with all police officers and emergency personnel. Stay out of their way at the scene of the crime, and remain polite and courteous when discussing the accident. Listen to their instructions and take them very seriously. If you are belligerent in any way, law enforcement can arrest and detain you for disorderly conduct and more.

Give and Take Information – Especially for motor vehicle accidents, if possible, be sure to exchange information with all parties involved, as well as, any witnesses that saw the accident take place. If you or the other person are too injured to do so, law enforcement generally handles it. Important information includes name, address, phone number, license plate numbers, email address, and insurance information. Part of this step includes picture-taking as well. It is very important to take as many pictures of the scene and damages as possible. Use your cell phone or an emergency disposable camera in your car. If you do not have either, ask another person to send you the pictures they take, or buy a disposable camera at a nearby gas station or convenient store.

Notify Your Insurance – Immediately following an accident, you must contact the insurance company to notify them of the accident and injuries. If you do not contact your insurance company as soon as possible, your claim can get denied.

Retain an Attorney – It is important to protect and secure your rights. Hiring an attorney will provide this security. The sooner you retain legal counsel, the easier it will be to get through the process.

BUT NEVER…

Leave the Scene of the Accident – You must wait for the police to arrive to allow you to leave.

Move Your Car – If it is a car accident, do not move your vehicle to the shoulder or side of the road, or anywhere at all. It must remain in the exact place the accident left it in order for the police to obtain evidence and facts regarding the event.

Discard or Conceal Evidence – This is against the law. If it is relevant to the accident or resulting injuries, it must be saved.

Talk About the Accident – Unless you are talking to YOUR attorney, you should never discuss the accident with anyone until the entire case is over. This includes the other party’s legal team and all insurance adjusters.

If You Were Injured in an Accident…

Contact an Indianapolis personal injury lawyer right away to learn your rights. They are able to quickly determine if you are entitled to compensation for injuries and damages following a serious accident. If you are, they have the experience, knowledge, and resources to recover the full and fair compensation you deserve after experiencing a traumatic injury or accident as a result of another person’s negligence.

Indianapolis Personal Injury Law Firm

Personal Injury Law Firm Indiana

Personal Injury Law Firm 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 when you need an experienced Indianapolis personal injury law firm you can trust. Their personal injury attorneys offer free initial consultations and never collect lawyer fees unless they prevail for you! Get professional representation after being injured in an accident in Indianapolis, IN.

Who is Liable if an Adolescent Causes a Car Accident?

Car Accident Claims for Minors 317-881-2700

Car Accident Claims for Minors 317-881-2700

In almost all automotive accident cases, the main objective of both parties is to prove who is responsible for the resulting damages. Avoiding liability and recovering compensation depends on which parties acted negligently to cause the accident, and to what degree. This means, a party involved in the accident will be proven at-fault and held liable for any economic damages and losses suffered by the injured party.

Although this is standard procedure under law, there are circumstances in which a person who was not present or driving the vehicle can be sued and held liable for a motor vehicle accident. This is referred to as “vicarious liability”, or “imputed negligence”, and it plays a major role in situations where minors cause serious car accidents that involve injury to one or more parties.

Vicarious Liability

Even if a person was not driving their vehicle, or even present at all during the accident, there is still a possibility that they could be sued for damages in a car wreck. This is mostly common among parents who lend their vehicles to their children, or have their children’s vehicles in their name. If a minor causes a car collision that results in another person’s injury or death, the parents of that minor can be held liable for all damages under vicarious liability law. There are a few separate ways in which this can occur.

Negligent Entrustment

The law may perceive a parent, also referred to as an “entruster”, as negligent if they allow their teenager to drive a vehicle in their name knowing that their child is reckless, untrustworthy, inadequate at driving, or unlicensed. If a child falls under any of these descriptions, and subsequently causes a serious accident, the guardians can be held accountable for the damages.

They can be sued for high amounts of compensation to cover automotive repair costs, hospital bills, medical expenses, lost wages, prolonged therapy, lifelong disabilities, pain and suffering, wrongful death, and much more. There is virtually no limit to which a victim can sue a negligent parent after their teenager causes them serious injury from a motor vehicle accident.

Family Purpose Doctrine

In the case that a member of the family borrows another family member’s vehicle, with or without permission, and then causes an accident, the car owner can be held liable for the damages incurred. This holds true regardless if consent was granted or not. In other states, whoever signs for a minor’s Drivers’ License is the authority that can be held accountable if a minor causes serious injury to another person while driving.

Indianapolis Car Accident Lawyers

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for motor vehicle accident claims in Indianapolis, Indiana. If you or a loved one was recently injured in a car accident caused by a minor, call our licensed personal injury attorneys right away. There is a statute of limitations in Indiana that regulates the amount of time a victim has to legally pursue compensation for a serious injury. When you need strong and successful legal representation following a serious car accident, we are the trusted personal injury lawyers to trust. Schedule a free initial consultation, today!

Can I Recover Compensation For My Injuries if an Accident Was My Fault?

When you are at-fault for an accident, it can be difficult understanding your rights to compensation after suffering serious injuries. Because you are likely liable for the damages, you may owe more than you’re owed by the insurance company. Circumstances differ from case to case, as it all depends on several factors regarding the accident and more. Continue reading to learn what you need to know about recovering compensation for your losses and damages that resulted from your injuries.

Car Accident Injury Lawyers 317-881-2700

Car Accident Injury Lawyers 317-881-2700

What To Do When You Are The Defendant

Depending on the unique circumstances of the accident and resulting injuries, you may be the defendant against an insurance claim or a personal injury claim. Regardless of which kind of claim you are facing, it is important to know how to conduct yourself in order to minimize the potential for mistakes. Below is a general example of how an at-fault driver of a car accident should respond after causing an accident on the road.

The defendant should…

❗ Leave their vehicle exactly where it is (unless it is creating a safety hazard);
❗ Contact the police immediately to report the accident;
❗ Remain at the scene of the accident until the police arrive;
❗ Cooperate with responding police and EMT personnel;
❗ Exchange current contact and insurance information with all other involved parties;
❗ Take many photos of the damages, injuries, and surroundings;
❗ Accept medical attention, either at the scene or immediately following;
❗ Contact their insurance company to report the accident;
❗ Contact an attorney who can help protect them as they navigate their claim;
❗ Not discard or attempt to conceal evidence related to the accident;
❗ Not discuss the accident with anyone other than their attorney;
❗ Not agree to a settlement until they have spoken with their attorney;

Indianapolis Personal Injury Lawyers Who Can Help

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis personal injury attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.

The Basics Behind Whiplash Personal Injury Claims

Whiplash Injury Lawyers 317-881-2700

Whiplash Injury Lawyers 317-881-2700

Car accidents injure more than 50 million people each year! With this number in mind, it is astonishing to also know that more than 75 percent of these victims suffer a common medical condition called whiplash. In fact, it is one of the most common personal injury sustained after a motor vehicle accident. Suffering from whiplash is an uncomfortable, painful, and traumatic experience that can result in life-long orthopedic complications, limitations, and prolonged rehabilitation. It can cause immediate pain, or show up days later.

The severity of damage is unique to every accident and situation. All people, including children, can suffer whiplash injuries. Continue reading to learn more about whiplash and personal injury claims if you or a loved one was recently injured in a car accident.

Whiplash Injuries

The term “whiplash” is a non-medical term that refers to injuries sustained to the neck following a sudden or forced jolt. This is often the result of the head suddenly being forced sideways, forwards, or backwards. Although the medical communities cannot find an exact cause of whiplash, when a person is involved in an impact while riding or driving in a car, you can visibly see the neck whip back and forth. This causes people aches, pains, discomfort, throbbing, and more in their neck, back, and shoulders.

Whiplash Injury Lawyers 317-881-2700

Whiplash Injury Lawyers 317-881-2700

The pain and discomfort may not show up right away, and can come days later. It can last for a few days, or even weeks and months. And sometimes, more serious collisions can cause prolonged pain and complications. This area of the human body are very complex, making whiplash a tricky injury to treat, medically. Most physicians suggest hot and cold presses, over-the-counter pain medications, and rest. These remedies can reduce any muscle swelling and relieve minor aches and pains. For more serious whiplash injuries, a person might need to see a doctor or physical therapist.

For serious whiplash injuries that were sustained as a result of another driver’s negligence, it is strongly suggested to consult a personal injury lawyer to discuss filing a claim. A person hit by another driver and then seriously injured with whiplash may be entitled to compensation for their damages. With effective and proficient legal counsel, a person can collect remuneration to cover medical expenses, hospital bills, lost wages, time off work, pain and suffering, prolonged rehabilitation, and much more. Be sure to choose a licensed and reputable law firm that has the proper resources to represent you and your case.

Whiplash Injury Lawyers in Indianapolis

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim for whiplash in Indianapolis, Indiana. Our seasoned accident attorneys offer free initial consultations and never collect lawyer fees unless they recover a settlement for you! Call 317-881-2700 to schedule a consultation with a licensed personal injury lawyer in Indianapolis, today.

Which Driver is Liable for a Rear End Accident in Indiana?

When a driver collides into the back of the vehicle in front of them, they are almost always at-fault for the damages caused to both the vehicle and the people inside. However, there are exceptions to this rule since Indiana is a comparative fault state. This means that the fault of each driver is considered when assigning liability for a car accident. Continue reading to learn more about comparative negligence and rear end accidents in Indiana.

Car Accident Lawyer 317-881-2700

Car Accident Lawyer 317-881-2700

Auto Accident Liability

The reason why comparative negligence law is important is because liability in a car accident is not always clear cut. For instance, if a driver has to pull over on the side of the road but does not do so properly, and as a result, they are hit from behind by a passing vehicle, they would likely share part of the blame, as well as, the costs to cover the damages.

On the other hand, the driver in the front can sometimes be responsible for a rear end accident, relieving the rear driver of any liability. An example of this would be if a driver accidently puts their car in reverse and hits the gas, subsequently colliding into the vehicle behind them. Although traffic laws clearly state that every driver should maintain a safe distance from one another, there are times when this example happens. Other times, the rear driver may share a small part of liability for being too close to the vehicle in front of them.

Car Accident Lawyers 317-881-2700

Car Accident Lawyers 317-881-2700


The laws surrounding comparative negligence and comparative fault are complex, and vary from case to case depending on a wide number of factors. For this reason, it is important to hire an Indianapolis personal injury lawyer to represent your accident claim after being rear-ended in a car collision. They have the knowledge, experience, and resources to effectively navigate your claim and recover the full compensation you deserve.

Indianapolis Personal Injury Lawyers

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a car accident injury claim in Indianapolis, Indiana. We are seasoned personal injury attorneys who work around the clock to ensure our clients receive the full and fair compensation they deserve after suffering injuries in a car accident. Our law firm offers free initial consultations and never collects lawyer fees unless we prevail for you. Call 317-881-2700 to schedule your consultation, today.

Can I File a Personal Injury Claim for Whiplash?

Whiplash Injury Claims 317-881-2700

Whiplash Injury Claims 317-881-2700

If you were recently injured in an accident that was not your fault, and as a result, you are now suffering from whiplash, you CAN pursue a personal injury claim against the at-fault party or their insurance company. But in order to do so while fully protecting your rights, you will need to hire a personal injury lawyer immediately after the accident happens. Choose a licensed and experienced accident law firm to review your case and determine if your claim is valid. If they conclude that you do have rights to compensation, you can hire them without paying a dime until they recover for you. In the meantime, it is wise to understand whiplash injuries and claims to better prepare yourself for the legal process. Continue reading to learn more about whiplash, and how to get started on filing a claim for compensation.

Whiplash Injuries

The term, whiplash, is not a real medical term; however, it is a colloquial reference to the common injuries incurred after an accident that causes abrupt jolting of the head or neck. Motor vehicle accidents are among the most common that result in this type of injury. Although the cause for whiplash is unknown, the implications are evident. Victims generally complain of a series of varying symptoms, including extreme soreness or stiffness in the neck, headaches, shoulder pain, back pain, and burning sensations in the arm and leg described as pins and needles. In many cases, the signs of whiplash are not apparent right away, and instead, show up days or even weeks later. This, coupled with the fact that this area of the body is highly complex and delicate, makes it difficult to treat whiplash injuries.

Whiplash Claims

The most important part of a whiplash injury claim is to seek medical attention immediately after an accident, as well as, immediately after you begin to notice signs of injury. Head and neck injuries are very serious, regardless of how little pain you feel at first. So getting proper medical treatment should be your first priority. But also, these medical documents will act as a record to prove the validity of your injuries and subsequent damages and losses. You should also keep all of your related medical records, bills, invoices, and receipts for medical materials, to prove your financial losses. Your personal injury lawyer will assist you in collecting and organizing all of the evidence needed to represent your claim. This includes police reports, witness statements, expert testimonies, and more.

Indianapolis Whiplash Lawyers

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for head and neck personal injury claims in Indianapolis, Indiana. Our seasoned accident attorneys offer free initial consultations to review your claim, and never collect lawyer fees unless we recover a settlement for you. Call 317-881-2700 to get started with your Indianapolis injury claim, today.

The 5 Rules of Driving Safety for Teens

Car Accident Lawyers 317-881-2700

Car Accident Lawyers 317-881-2700

With so many new distractions made available to drivers these days, such as high-tech navigation systems and touch phones, you can never review safe driving tips with your teenagers enough. Not only can a car accident pose serious physical injuries and fatalities, they can also be devastating financially and emotionally as well. Even a simple tap on the fender can throw off your entire day and interrupt your schedule.

For these reasons and more, it is important to remind your teens how to avoid serious accidents and drive safe at all times. One quick conversation can have the power to prevent potential accidents and/or injuries in the future. Continue reading for a quick review of the top five rules of driving safety for adolescent drivers. And then discuss what you’ve learned over dinner with your loved ones!

Rule #5 – Don’t Speed!

Speeding is one of the number one causes of fatal car accidents in the country. Tell your teenagers it is better to be late than dead or seriously injured. Remind your teenagers that speeding will only get them to their final destination a few minutes sooner, making it unnecessary and unreasonable. You simply do not have full control over your 5 ton vehicle when you are speeding. Remind your teenagers that the speed limit is set for their safety and for the safety of others. It is important to keep the flow of traffic, but it is also important to obey the speed limit reasonably.

Rule #4 – Never Drive Aggressively or Tailgate

It is important for teens to understand that they cannot act recklessly while driving. Tailgating and following too closely behind other vehicles is unsafe. That is because drivers do not have enough time to stop if the car in front of them suddenly breaks. It also obstructs your view of being able to see what’s ahead of the car in front of you. Tailgating is the number one cause of fender bender’s in the country. Remind your teenage drivers to always signal and to always drive courteously.

Rule #3 – Steer Clear of Aggressive Drivers

It is important to educate your teenagers about the dangers of other drivers. As mentioned, they need to know that it’s not always themselves they have to worry about, it’s other drivers on the road as well. This is where defensive driving comes into play again. Teach them to steer clear and avoid drivers that appear to be aggressive or intoxicated. Switch lanes, make a turn, or pull over and park to keep it as much distance between them as possible. If they come across the driver who is honking repeatedly and harassing them while on the road, instruct them to pull over in cases like this and to call the police if they feel further threatened.

Rule #2 – Remain Focused and Alert

Indianapolis Car Accident Lawyers 317-881-2700

Indianapolis Car Accident Lawyers 317-881-2700

As mentioned, there are lots of distractions made available to teenagers these days, like cell phones and stereos. But for teens, it is so easy to be distracted, and many believe they are great at multitasking. But the reality is that multitasking while driving is a serious hazard that often ends in accidents and/or injuries. Remind your teens to always be vigilant while behind the wheel of the car. Remind them that they may be a wonderful driver, but they can’t always trust everybody else on the road.

Teach them to always stay alert, and be on the lookout for aggressive or intoxicated drivers, road obstructions, traffic signs, pedestrians, and more. Defensive driving is a large part of safe driving. Here are some great tips to be a focused driver: Only use your cell phone at stop lights, pull over and park to use your phone, install a hands-free system.

The #1 Rule – NEVER DRIVE UNDER THE INFLUENCE

Teenagers are bound to face tough decisions among their peers, namely in terms of substance use like alcohol or drugs. It is important to set boundaries early on with your kids, teaching them about the dangers of alcohol and drugs so they understand the devastating consequences of using them. When it comes time for your teens to get the driver’s license, it is important to review these facts and to instill in them how critical it is to always drive sober no matter what. Not only can you harm yourself while driving under the influence, you could potentially harm or kill another person, child, or infant. No one has the right to operate a vehicle while intoxicated. This is an important message to send to not only your children, but to everyone else as well.

If you or someone you love was seriously injured in a recent car accident, contact an Indianapolis personal injury lawyer right away to learn your rights to compensation.

Indianapolis Personal Injury Attorneys

Personal Injury Lawyers Indiana

Personal Injury Lawyers Indiana 317-881-2700

Call the law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 when you need an experienced car accident lawyer in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, have extensive litigation and trial experience. They will work around the clock to ensure you recover the full and fair compensation you deserve after suffering injuries in a serious accident. We offer free initial consultations and work on a contingency-fee basis.

Do I Need Personal Injury Protection Insurance?

The reality of life is that humans are prone to making mistakes, which means accidents are bound to happen. For this reason, it is important to have plans in place that provide yourself and your family with a certain level of protection. One of the most common methods of protection in our country is insurance. Insurance policies exist for homes, vehicles, businesses, and of course, people. Men, women, and children commonly have insurance coverage for medical care, dental care, life insurance, and more. Another type of insurance that exists for an individual is called personal injury protection, or PIP. However, this type of coverage is not necessary for everyone. It depends on a variety of factors. Continue reading to learn more about PIP and whether or not you should be considering this is a type of insurance coverage.

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

PIP

Personal injury protection insurance is intended to provide coverage for you or your passengers’ hospital bills and medical expenses that result from a serious accident or injury. These policies are optional in most cases, however, there are some states that make it mandatory. If your state requires this type of personal insurance coverage, then it is the law to have it. States that require PIP are referred to as “no fault” states. This means that when an accident happens, each person’s insurance company pays for their own damages and losses regardless of who is at-fault for the accident. PIP can come with medical, disability, and death benefits, but coverage and limits vary from state to state.

If you live in a state that does not require personal injury protection, you should check with your primary insurance provider before purchasing a plan. Your current medical policy may already provide coverage for damages and losses incurred in an accident. However, if your current medical coverage is not adequate, your provide may suggest adding additional medical coverage to your plan in the case that you or your passengers are ever seriously injured in an accident. It is important for individuals to understand that PIP is not a replacement for medical insurance.

If you or someone you love was recently injured in a car accident, consult with a personal injury lawyer as soon as possible. They have the knowledge and resources necessary to professionally navigate your case and recover the full and fair compensation you deserve after suffering serious injuries from a car accident.

Indianapolis Car Accident Lawyers

Personal Injury Attorney Indianapolis

Personal Injury Attorneys 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 if you are looking for experienced Indianapolis car accident lawyers you can trust. Seasoned attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are eager to get you the money you deserve after a car accident in Indianapolis. We offer free initial consultations and never collect lawyer fees unless we win your case. Call our office today at 317-881-2700 to schedule an appointment with a licensed personal injury attorney in Indianapolis, IN.