What are My Rights if I Am Injured on Private Property?

Posted on July 17, 2017 by admin

Premise Liability Claims 317-881-2700

In last week’s blog, we discussed why the location of an accident is important in a personal injury lawsuit. When a personal injury takes place on another person’s private property, the legal course of action may differ depending on the state. The factors that influence the progress and outcome of a private property personal injury case vary as well, including whether or not the property is used residential or commercial purposes.

A victim may be able to sue for any losses and damages incurred as a result of the accident, such as lost wages, medical expenses, hospital bills, pain and suffering, and more. If you’ve been injured on private property, it is time to learn your rights to compensation. Continue reading to learn what your options are after being injured on someone else’s property.

Accident Circumstances

Private property personal injury accidents fall under the category of premise liability in tort law. Property owners have a legal duty of care to ensure their property is free of unreasonable hazards that could harm others. The standards to which property owners must adhere to in terms of maintaining a safe premises differ depending on if the property is residential or commercial. Business owners are held at a higher standard to ensure their premises are safe for customers, licensees, employees, and more.

Read our blog about A Store’s Obligation to Maintain a Safe Premises to learn more. Homeowners are also required to maintain safe premises, and may even be subject to certain attractive nuisance laws depending on the state. Read our article about A Property Owners’ Responsibility and Liability of their Premises for details about homeowner premise liability.

Premise Liability Claims

The course and outcome of premise liability cases depend on several factors, including the type of accident, the extent of the injuries, the type of property, and various other significant details. To learn about your states premise liability laws and procedures, contact an experienced personal injury attorney who is prepared to take your case to trial if need be. Be sure to fund attorney who works in a good basis so that you are not obligated to pay upfront expenses.

On a contingency fee basis, personal injury clients only pay lawyer fees if the law firm recovers a fair settlement for them. Often times, premise liability lawsuits involve third-party claims as well, making them a bit more complicated than standard personal injury cases. For this reason, it is important to have professional legal counsel your side navigating you toward a full and fair financial recovery.

Indianapolis Premise Liability Lawyers

Personal Injury Law Firm
317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a premise liability claim in Indianapolis, Indiana. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Call 317-881-2700 to schedule an appointment with a seasoned Indianapolis premise liability lawyer, today.

FAQS About Losing a Personal Injury Lawsuit

Posted on June 26, 2017 by admin

There are many ways a plaintiff can lose their personal injury lawsuit. A directed verdict, summary judgement, or jury verdict for the defense are all possibilities. When this happens, the victim is usually asking themselves what they are supposed to do next. After all, they still have all of their losses and damages to cover, including hospital bills, medical expenses, lost wages, and more. If you are wondering the same thing, continue reading to review some frequently asked questions about losing accident cases.

Indianapolis Personal Injury Lawyers 317-881-2700

Can I Get a New Trial?

Although there is a procedure in place where lawyers can ask the presiding trial judge if they can have a new trial before an appeal is filed. Unfortunately, this motion is rarely granted. This is because there has to be a blatant and copious amount of procedural or evidentiary errors to be granted a new trial. You can’t get a new trial simply because you do not like the jury’s verdict. Also, most judges believe their rulings are correct, and any errors your lawyer points out will be likely justified.

Can I Appeal?

Just like requesting a new trial, you cannot appeal simply because you disagree with the jury’s verdict. To appeal, there must be specific grounds in order; and the possibility of specifics are nearly infinite. One way to be granted an appeal is if the court makes a mistake known as, “reversible error.” This is when the court makes an error that is so influential, it affects the outcome of the case. This includes not allowing key witness testimony and misleading jury with inaccurate instructions not according to the law.

Do I Owe Money if I Lose?

You will owe money, either out-of-pocket or through your insurance, or both. However, it is likely that you will not owe your lawyer anything since most accident firms work on contingency. This means they do not get paid unless they recover a settlement for you. You will have to pay for any court fees, filing fees, notaries, and more. It is also possible that you will have to pay the defendant’s taxable costs. This doesn’t include everything they paid to go to court, but is does include large parts of it, such as expert witness testimonies. Depending on how long your case was at trial, these costs can add up to the thousands.

If I Lose My Lawsuit, Does it Mean I Chose an Inadequate Attorney?

Absolutely not. Losing a lawsuit does not mean that your lawyer dropped the ball. You can never predict how a jury is going to feel, or which parts of the case they will grip onto the most. You should not accuse your attorney of malpractice. You should remember that they too lost time and money fighting on your behalf.

Indianapolis Personal Injury Lawyers

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for information about filing a personal injury claim in Indianapolis, Indiana. We offer free initial consultations and never collect attorney fees unless we recover for you. Call 317-881-2700 to speak with an Indianapolis personal injury lawyer about your accident claim, today.

What is a Class Action Lawsuit?

Posted on June 19, 2017 by admin

Personal Injury Lawyers 317-881-2700

When a group of people who suffer the same or similar injuries as a result of a product or particular action come together as a whole to sue the party responsible, it is called a class action lawsuit. It is a basically a multi-party lawsuit brought on against the at-fault party, whether that’s a person or entity. Additional terms used for class action lawsuits include “mass tort litigation” and “multi-district litigation” (“MDL”).

The most common causes for class action lawsuits include:

▬ Product Defects – Vehicles, drugs, toys, exercise equipment, etc.
▬ Medical Malpractice – Surgeries, birth injuries, negligence counseling, etc.
▬ Defective Drugs – Contaminated medicines, prescription drugs, etc.
▬ Toxic/Oil Spills

The most common types of conduct that lead to class action lawsuits include:

▬ Corporate Misconduct
▬ Consumer Fraud
▬ Securities Fraud
▬ Employer Misconduct
▬ Discrimination

Mass Tort Litigation

Another form of class action lawsuit is called “mass tort litigation” or “mass tort action”, and it is used when a massive accident injures a large group of people, such as a plane crash or building fire. It can also be used when a massive group of people are injured by the same product, such as a defective medical device or surgical implant.

Lawsuit Consolidation

When a group of injured victims become a part of a class action lawsuit, all aspects of litigation are consolidated into one lawsuit. This includes claims, attorneys, evidence, witnesses, and the total amount of losses and damages suffered by all victims. Class action lawsuits are important because when a product or action causes a large group of people injuries, it is too difficult (sometimes impossible) pursuing individual lawsuits. When this happens, the group of victims have to come together and file a lawsuit with a plaintiff representative, which is a professional who will represent all claims as one. These professionals are called named plaintiff or lead plaintiff.

Indianapolis Personal Injury Lawyers

Personal Injury Law Firm
317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the full and fair compensation you deserve. We offer free initial consultations and never collect attorney fees unless we recover for you. Call 317-881-2700 to schedule a time with a licensed Indianapolis accident attorney, today.

The Basics Behind Whiplash Personal Injury Claims

Posted on June 12, 2017 by admin

Whiplash Injury Lawyers 317-881-2700

Car accidents injure more than 50 million people each year! With this number in mind, it is astonishing to also know that more than 75 percent of these victims suffer a common medical condition called whiplash. In fact, it is one of the most common personal injury sustained after a motor vehicle accident. Suffering from whiplash is an uncomfortable, painful, and traumatic experience that can result in life-long orthopedic complications, limitations, and prolonged rehabilitation. It can cause immediate pain, or show up days later.

The severity of damage is unique to every accident and situation. All people, including children, can suffer whiplash injuries. Continue reading to learn more about whiplash and personal injury claims if you or a loved one was recently injured in a car accident.

Whiplash Injuries

The term “whiplash” is a non-medical term that refers to injuries sustained to the neck following a sudden or forced jolt. This is often the result of the head suddenly being forced sideways, forwards, or backwards. Although the medical communities cannot find an exact cause of whiplash, when a person is involved in an impact while riding or driving in a car, you can visibly see the neck whip back and forth. This causes people aches, pains, discomfort, throbbing, and more in their neck, back, and shoulders.

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The pain and discomfort may not show up right away, and can come days later. It can last for a few days, or even weeks and months. And sometimes, more serious collisions can cause prolonged pain and complications. This area of the human body are very complex, making whiplash a tricky injury to treat, medically. Most physicians suggest hot and cold presses, over-the-counter pain medications, and rest. These remedies can reduce any muscle swelling and relieve minor aches and pains. For more serious whiplash injuries, a person might need to see a doctor or physical therapist.

For serious whiplash injuries that were sustained as a result of another driver’s negligence, it is strongly suggested to consult a personal injury lawyer to discuss filing a claim. A person hit by another driver and then seriously injured with whiplash may be entitled to compensation for their damages. With effective and proficient legal counsel, a person can collect remuneration to cover medical expenses, hospital bills, lost wages, time off work, pain and suffering, prolonged rehabilitation, and much more. Be sure to choose a licensed and reputable law firm that has the proper resources to represent you and your case.

Whiplash Injury Lawyers in Indianapolis

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim for whiplash in Indianapolis, Indiana. Our seasoned accident attorneys offer free initial consultations and never collect lawyer fees unless they recover a settlement for you! Call 317-881-2700 to schedule a consultation with a licensed personal injury lawyer in Indianapolis, today.

The Fundamentals of a Negligence Lawsuit

Posted on June 5, 2017 by admin

Indianapolis Accident Lawyers 317-881-2700

When a victim sues an at-fault person in civil court for personal injuries that resulted from an accident caused by the defendant, it is considered a negligence lawsuit. In criminal court, there are wrongdoers, whereas, in civil court, there are negligent or at-fault parties. In a negligence lawsuit, the plaintiff (victim or family of victim) carries the burden of proving their case. In order to do so, they must provide evidence to prove the 4 main elements of every negligence lawsuit.

The 4 Main Elements of a Negligence Lawsuit:

The Plaintiff must prove…

Ⅰ. The defendant had a legal duty of care.

An example of having a duty of care would be a school. Teachers and administrators have a duty of care to ensure children are looked after and kept safe from danger.

Ⅱ. The defendant breached that duty of care.

Continuing the example above, if the teacher takes their class to the park, and a child falls into a pond, she is guilty of negligent supervision.

Ⅲ. The breach of care directly caused the accident, which caused the Plaintiff injuries.

Since the child would likely have not fallen into the pond if they were being properly supervised, the teacher could be held liable for any injuries or wrongful death that resulted from the child falling into the pond while under her supervision.

Ⅳ. The Plaintiff’s injuries caused damages and losses.

The final element of every negligence case has to do with damages and losses. Victims can recover various types of damages depending on the details and circumstances of their case.

Types of damages include:

Compensatory – Compensates for actual costs incurred as a result of the accident/injuries, such as lost wages, hospital bills, and medical expenses. Compensatory damages can include both general and special damages.

General – Monetary compensation for injuries.

Nominal – Awarded when negligence is proven, but losses have not yet occurred.

Special – Compensates for material possessions lost or damaged in the accident.

Punitive – Awarded to victim for the purpose of punishing the defendant for their negligence.

Indianapolis Accident Attorneys 317-881-2700

It is the judge in the end who decides what duty of care the defendant had with the plaintiff. It is the personal injury attorneys who fight on behalf of injured victims to ensure they receive the full and fair amount of compensation for their damages and losses. Choose an experienced Indianapolis personal injury lawyer if you or someone you love was recently injured as a result of another person or company’s negligence. They have the knowledge and resources to prove your case and win the settlement you deserve.

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis personal injury attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.

Important Safety Concerns for Children’s Bounce Houses

Posted on May 30, 2017 by admin

Child Injury Lawyer 317-881-2700

Bounce houses have gained wide-spread popularity among youths. What was once only available at full-production affairs like carnivals and play centers, today bouncy houses are easily procured and rented by general consumers. Although fun and exciting for kids of all ages, bounce houses can pose a long list of serious dangers if certain precautions are not taken.

Whether you are throwing a birthday party for your child, or organizing a children’s fundraiser, a bounce house is a fantastic addition to the amenities you have planned. However, be sure to review some important safety information about installing and using a bouncy house before your scheduled event arrives.

Installation Concerns

There have been children in the past who have lost their lives as a result of an improperly-secured or installed bounce house. Large gusts of winds can come out of nowhere and sweep bounce houses off the ground in seconds, and with children inside. These cases have caused major to minor injuries, as well as death. Even without children inside, a rogue bounce house carried by wind can travel up to a mile or more, and during so, can collide and injure others, as well as, damage any property in its path. For these reasons and more, it is vital to ensure your bounce house is properly installed and fully-secured to the ground.

Operation Concerns

There are state regulations for bounce houses safety, and anyone operating one must adhere to all ownership and operation regulations. These regulations are very specific, and serve the purpose of preventing bounce house accidents. It is vital that you learn and practice all of them to ensure safe use of a bounce house.

Common Injuries

Aside from fatalities, the most common injuries suffered by bounce house users are muscle sprains and orthopedic injuries. These can happen by accident, or as a result of improper use. Aggressive behavior, overcrowding, and exceeded weight limits should all be avoided to reduce the chances of such injuries. Also, be very mindful of weather conditions and avoid operating a bounce house in wind, rain, or inclement weather.

Liability

If you own or rent a bounce house, you have a duty of care to ensure the children who play in it are kept safe. If the bounce house is not secured or operated properly and someone is injured as a result, you could be held liable for their damages and losses. On the other hand, if your child was seriously injured in a bouncy house, you could be entitled to certain compensation for your losses and damages. Talk to an experienced Indianapolis personal injury lawyer to learn your rights.

Indianapolis personal injury lawyers

Indianapolis Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn your rights to compensation after your child was seriously injured in an accident in Indianapolis, Indiana. Our seasoned personal injury lawyers will work around the clock to ensure your family receives the full and fair compensation they deserve. Our law firm offers free initial consultations and never collects attorney fees unless we recover a settlement for you.

How to Write a Legal Complaint for a Personal Injury Claim

Posted on May 23, 2017 by admin

Personal Injury Lawyers 317-881-2700

When someone else’s carelessness causes you physical injuries, you have the right to file a personal injury claim in civil court against the at-fault party for the damages and losses you incur as a result of the accident. This includes medical expenses, hospital bills, time off work, lost wages, and more. However, filing a personal injury claim involves much more than just submitting paperwork. For this reason, it is wise to hire an experienced accident attorney who can help navigate your case.

In order to file a personal injury claim against a wrongdoer, you must provide a written statement describing why you should receive compensation for the financial losses you incurred after your accident. This is called a legal complaint, and it is a very important part of the personal injury claims process because it declares your intention to seek out compensation for your injuries and losses.

Continue reading to learn some helpful tips on how to compose a proper legal complaint for personal injury claims, and who to call for trusted representation in Indiana.

Composing a Legal Complaint

Legal complaints require you to provide a lot of information. As the plaintiff, the official legal complaint form will start by asking for your attorney’s information, including name, address, bar number, and more. Following attorney information, the form will require you to provide your own personal information, including name, address, phone number, email, and more. It will then ask for the defendant’s name. Once you have this section filled out, you will reach the content section of the form.

One of the initial actions of the court will be to find the proper court to oversee your case. This is called Determination of Jurisdiction, and is important to the form because you will need to fill out the address information for the court assigned to your case. Typically, it will be a local court in the county of your residence or accident.

Moving on, the form will ask you to mark off the nature of your complaint. Examples of options include bodily harm, property damage, vehicular damage, and wrongful death. Once you check the nature of your complaint, you will have to provide information about the cost of damages. The classification of your case will depend on whether damages are over or under ten thousand dollars. You will have to note the total cost of damages, and mark whether the case is limited or unlimited.

In the last part of the form, you will have to provide your status, whether that’s a minor, an adult, a corporation, or a public entity. Then you will need to provide the same information for the defendant. In the final section, you will have the opportunity to describe the legal duty the defendant had, how their negligence caused you injuries, the extent of your injuries, the losses you incurred as a result of being injured, and the actual facts of the accident. At the very bottom, you will sign and date the document.

Indianapolis Personal Injury Lawyers

Indianapolis Personal Injury Lawyers 317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the full and fair compensation you deserve. We offer free initial consultations and never collect attorney fees unless we recover for you. Call 317-881-2700 to schedule a time with a licensed Indianapolis accident attorney, today.

Important Facts About Dram Shop Laws

Posted on May 8, 2017 by admin

Personal Injury Lawyers 317-881-2700

Virtually all states in our country have Dram Shop laws in place that impose legal liability onto owners of bars, restaurants, liquor stores, and any other establishments that sell alcoholic beverages and products to intoxicated customers. These laws are set to protect individuals from harming themselves or others as a result of over-indulging in alcohol. For instance, it is possible for a victim of a drunk driving accident to sue the establishment that sold the drunk driver the alcohol if the driver was already intoxicated at the time of the sell.

In the past, courts did not hold bar and liquor store owners responsible for anything their customers do after leaving their place of business. But that is no longer the case in most parts of the country. Dram shop laws are quite common these days, but also still controversial since many people are concerned that someone could be unfairly accountable for another person’s actions. Regardless of controversy, Dram Shop laws are meant to ensure that everyone takes responsibility for their own actions. This includes the obligation of owners to sell their alcohol responsibly in order to reduce the potential risks of deadly outcomes and consequences that result from drinking too much.

Dram Shop Law Facts

There are a few misconceptions about Dram Shop laws. Let’s clear those up right now. Continue reading to learn the truth about these lawsuits, and who to trust for responsible legal representation if you are a victim of a drunk driving accident or alcohol-related accident.

❶ Dram Shop lawsuits are civil, not criminal.

While most people wrongly assume that a Dram Shop lawsuit is a criminal matter, it is in fact a civil matter and falls under tort law. Those found liable will not face jail time, but may be forced to pay restitution for a victim’s losses and damages.

❷ Minors can sue for self-intoxication accidents.

In some states, if a bar or liquor store owner sells alcohol to a minor, and that minor causes an accident that results in injuries to themselves or others, they may be able to sue the store owner for their damages since it is against the law to serve minors alcohol.

❸ Adults may be able to sue for self-intoxication accidents.

In a few states, adults who injure themselves or others after being sold alcohol when they were already intoxicated can sometimes sue bar or liquor store owners. This is called first party dram shop law, and they are hard cases to prove. Not only are they very rare, they are even banned in most states.

❹ The basis of most dram shop lawsuits is recklessness.

Many people would assume that Dram Shop laws are based on negligence since they are civil tort lawsuits. However, the basis of most Dram Shop law cases is recklessness. That is because it is reckless to sell an intoxicated individual alcohol, not negligent, since negligence implies there was no intention. It is easy to spot the signs of intoxication, and an alcohol-serving establishment has a duty of care to know these signs and look for them at all times.

Indianapolis Accident Attorneys to Trust

Personal Injury Law Firm
317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for alcohol-related personal injury claims in Indianapolis, Indiana. Our seasoned accident attorneys offer free initial consultations to review your claim, and never collect lawyer fees unless we recover a settlement for you. Call 317-881-2700 to speak with an Indianapolis personal injury lawyer you can trust.

Vital Tips for Avoiding Train Track Intersection Accidents

Posted on April 25, 2017 by admin

Personal Injury Lawyers 317-881-2700

Trains are not always on a set schedule, but they are always closer than they appear. It takes a train more than a mile to come to a complete stop, which means anything in its way is at serious risk of danger. Train track accidents are far too common in the United States. According to the Federal Railroad Administration, there have been more than 3,900 total railroad accidents since 2014. From those, more than 200 of involved fatalities. Whether on foot or by vehicle, it is vital to your safety and to the safety of others, to abide by all train track intersection laws and regulations.

Continue reading to learn some vital safety tips for rail road tracks, and what to do if you or someone you love is seriously injured in a railway accident.

Causes for Train Track Accidents

The most common cause for train track accidents is negligence, whether by pedestrian, driver, manufacturer, or railway company. In many cases of driving, drivers will attempt to beat the train and cross the tracks by increasing their speed. As mentioned, trains are always closer than they appear, they are much faster than they appear, and they take several minutes to come to a complete stop. It is a dangerous decision to out-drive a train because of these facts and more.

Other cases of train accidents occur when there is a lack of adequate signage or signals on railway tracks and intersections to alert drivers of passing trains. This is especially common at night when it is dark and both drivers and train conductors have difficulty seeing their surroundings. There are several other potential causes for train accidents, some of which are entirely out of a victims control regardless of how obedient they are to the law, including train defects, track defects, electronic defects, judgement errors, mistakes, faulty construction, and inclement weather.

Railroad Safety Tips:

⛒ Always adhere to all railroad and traffic laws, whether on foot or in a vehicle.

⛒ When driving, only cross a railroad intersection when you are sure there is no risk of stopping or stalling.

⛒ Drivers should always remain at least 15 feet away from the actual railroad track. Trains are wider than their tracks.

⛒ Never attempt to cross a railroad when the indicators and gates are closing.

⛒ If a gate is stuck and will not open back up, contact a police officer for assistance. Never attempt to lift the gates yourself.

⛒ Don’t just listen for trains, look for them too. Modern technology makes them quieter.

⛒ Do not wear headphones when walking near train tracks. Stay alert and avoid distractions such as these at all times.

⛒ Wear reflective gear at night when walking or riding a bike near train tracks or public roads.

⛒ Always use extra caution when walking, riding, and driving near train tracks.

Train Accidents and Injuries

Regardless of how your railroad accident occurred, if your injuries were caused by another’s negligence, you need to speak with a licensed Indianapolis personal injury attorney to learn your rights to compensation for your damages and losses. Be sure to do this right away before the statutes of limitations runs out.

Indianapolis Personal Injury Law Firm

Personal Injury Law Firm
317-881-2700

Call the law firm of Craven, Hoover, and Blazek P.C. at 317-881-2700 if you or someone you love has suffered serious injuries as a result of a train track accident that was not their fault. Our seasoned personal injury lawyers are eager to help all victims of wrongful injuries recover ample compensation for their medical expenses, hospital bills, lost wages, pain, suffering, and more. We offer free initial consultations and work on a contingency-fee basis. That means you do not pay a dime unless we win a settlement for you. Call 317-881-2700 to speak with a compassionate and experienced Indianapolis
personal injury attorney, today.

The Law Office of Craven, Hoover, and Blazek P.C. Handles Personal Injury Cases on Contingency

Posted on April 18, 2017 by admin

Our seasoned accident attorneys are highly dedicated to serving justice to those wrongfully injured in Indiana.

Indianapolis Personal Injury Law Firm 317-881-2700

The personal injury law office of Craven, Hoover, and Blazek P.C. offers their professional legal services for anyone wrongfully injured in Indiana. Our seasoned accident attorneys practice in several different areas of tort law, and have successfully recovered settlements for victims of car accidents, slip and fall accidents, workplace accidents, wrongful deaths, and much more, right here in Indianapolis, Indiana.

We work hard to protect our clients’ rights to full and fair compensation for their damages and losses suffered after a serious personal injury. We stand up for those who need it the most because we know the struggles families experience after a serious accident.

No Upfront Lawyer Fees, EVER.

We make sure everyone has a fair chance at justice by offering our services on a contingency-fee basis, meaning our client’s don’t have to pay for our legal services if we do not recover a settlement for them. There are never any upfront lawyer fees or charges to hire our law firm to represent your case. In fact, we also provide free initial consultations to discuss your incident and determine whether or not you have a valid claim.

Schedule Your Free Consultation Today

Personal Injury Law Firm
317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with an experienced personal injury attorney who cares about your economic reclamation. You can have the opportunity to discuss your experience and the losses you’ve incurred from your accident with no out-of-pocket obligation. We offer flexible scheduling, compassionate client support, and aggressive litigation. Call 317-881-2700 to get started on your financial recovery after being seriously injured in an accident, today.