Regardless of the reason, uninsured motorists (UM), and even under-insured motorists (UIM), are going against the law. If they wreck, hit, or injure another driver while driving, they can be legally held responsible for damages, hospital bills, medical coverage, and more. Continue reading to learn about your rights if you are hit or involved in a car accident with an uninsured motorist or under-insured drivers on the road.
Uninsured and Under-Insured Motorist Cases
Accidents that involve uninsured or under insured drivers, are commonly referred to as “UM” or “UIM” claims. The acronym “UM” standing for uninsured motorists, and “UIM” standing for under-insured motorists. In any case, it is recommended to check with your current automobile insurance provider to see if you are covered if ever hit by an uninsured or under insured drivers.If a person is not covered under their insurance policy, and is struck by another UM or UIM driver, they can be left to deal with medical bills, lost wages, property damages, and more all on their own. This is why it is important to seek professional legal counsel about your rights and how to get the compensation you deserve immediately after a motor accident.
If a car accident is not your fault, and you sustained serious injuries as a result, you may be entitled to compensation by either your insurance company, the opposing insurance company, or the uninsured driver themselves. Talk to a licensed personal injury lawyer about your recent car accident and learn whether or not you have a valid claim against the uninsured motorist or insurance carrier.