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Frequently Asked Questions
Why Do I Need to Hire an Attorney for My Accident Claim?
Personal injury claims are challenging, and the laws and procedures surrounding them are quite tricky as well. In order to recover the full and fair compensation you deserve, you will need an experienced personal injury attorney helping you along the way. They retain the knowledge, experience, and resources to aggressively negotiate your claim without backing down. They investigate, research, and recover all necessary evidence, eye witnesses, and more. Insurance companies are tough, and will take advantage of a member by urging them to agree to a small payout; but our seasoned personal injury attorneys know better than this, and they know how to fight insurance adjusters to get what their client’s need and deserve.
How Much Does a Personal Injury Lawyer Charge?
Contingent fees are the most common form of billing practice used by personal injury law firms and attorneys. This payment arrangement works by not charging clients any retainers or upfront lawyer fees, but collecting up a percentage of whatever monetary settlement they recover for them. Personal injury claims are complex and vary from case to case, so the percentage collected upon judgment will vary among lawsuits.
How Much Time Do I Have to File a Personal Injury Claim?
In Indiana, victims or families of victims have two years from the date of the accident to legally file a claim against an opposing party or insurance company. This time limit is called the Statute of Limitations. This is just one reason why you should take fast legal action after being seriously injured in an accident.
What Actions Should I Take if I am Injured at Work?
First notify your immediate chain of command of your accident and injury. From there, seek immediate medical attention for your injuries. Another helpful step is to file a report with the Indiana’s industrial commission. Following a workplace injury, our reputable Indiana workers’ compensation attorneys can help you understand the legal process of filing a workers’ compensation claim and carry out the legal responsibilities on your behalf.
What is Regarded as “Pain and Suffering”?
Pain and suffering is any harm that causes physical, emotional, or mental anguish and injury. This can be losing a loved one, losing your ability to work, loss of prior physical capabilities, post-traumatic stress, disabilities, and much more. It is best to consult an accomplished personal injury lawyer so they can clearly pinpoint your pain and suffering regarding your personal injury accident or injury.
What Decides the Amount of Compensation I Receive in a Personal Injury Lawsuit?
Under tort law, when a person is a victim of a civil wrong-doing, a court may award damages to compensate them for their injuries and losses. Assessing the amount of damages is often a difficult and complex process since many variables influence the finaldetermination. A court must consider the losses or injuries of a victim’s person, property, and overall quality of life. Personal injury cases generally addresses three primary issues that ultimately determine what the fair and full payment would be for a victim’s injuries. They are as follows:
1. Liability – Establishing the degree of negligence of another person or entity
2. Damages – The amount of compensation that fairly acknowledges and covers a person’s injuries
3. Source of Collections – Insurance or additional assets to cover compensation
Do I Need to Go to Trial to Recover Damages for My Injuries?
Although it is possible for a personal injury claim to go to trial, it is unlikely. Nearly 95% of all personal injury claims are settled out of court if insurance companies are involved. Insurance companies typically offer settlements because they have the financial means to pay out remuneration; in fact, they generally expect to pay out a certain amount of compensation for liability claims. Furthermore, they are “risk averse”, meaning they’ll do what it takes to avoid losing control over costs in the case that they have to go to trial for a claim.
What Do I Say to Insurance Adjusters? Should I Sign Anything?
It can be very confusing knowing what to say or sign after an accident. Anything said or signed can be used against a victim in their case. Insurance adjusters are specially trained to get certain information from claimants or clients, and will in turn use this information as a means to evade liability for a victims’ damages.

The best advice for personal injury victims is to not say or sign anything without consulting one of our licensed accident attorneys first. Waivers, documents, and interviews can entail confusing jargon and mislead victims into accepting liability. Our attorneys can read through all documents and be present for interviews and questioning to ensure their clients are protected. If you must sign something or answer questions, be sure to read through every line thoroughly and do not give away too much information; and NEVER admit fault under any circumstances.
What are My Rights as an Injured Victim?
As a victim of a serious injury or accident, your rights include, but are not limited to:
  • You have the right to ask a police officer to file a police report.
  • You have the right to take pictures at the scene of the accident; but only of your personal property, damages, and injuries.
  • You have the right to deny insurance adjusters’ requests for a recorded statement without consulting a lawyer first (whether it’s your insurance carrier or another).
  • You have the right to legal counsel.
  • You have the right to collect compensation for your damages and losses if wrongfully injured.
To protect your rights, trust a licensed personal injury lawyer at the Law Office of Craven, Hoover, and Blazek P.C. to navigate your claim to recover the full and fair compensation you deserve.
What are the Indiana Laws Regarding Dog Bites?
In Indiana, is a person’s dog attacks or bites another without any provocation, the owner of the dog is “strictly liable” for all damages and losses incurred by the victim. The Indiana Code 15-20-1-3 states that no matter what a dog’s history is, if it attacks or bites someone, the owner of the dog is entirely responsible for the accident, as well as, liable for the injured person’s damages. In the case of a dog bite or attack, potential or likely damages include pain and suffering, lost wages from time off work, medical expenses, hospital or emergency room bills, multiple surgeries, rehabilitation, prolonged suffering, permanent disfigurement, permanent scarring, PTSD, mental anguish, and more. In Indiana, victims of personal injury accidents have two years from the time of the accident to legally file a claim and have a court hear your case.
What is a Structured Settlement?
A structured settlement is a common outcome in personal injury lawsuits. Essentially, a structured settlement is an agreed upon amount of compensation that is paid in increments overtime by an insurance company, until the total amount of compensation has been paid to the recipient. If you are facing a lawsuit that could end in a similar type of compensation agreement, or have questions about structured settlements and personal injury claims, talk to our licensed personal injury lawyers for information you can trust.
How Long Does it Take to Get My Compensation?
From start to finish, a personal injury case can take anywhere from one year to five years or more, depending on the complexity of the case. You can expect it to take at least one year before a case is settled. And then once a case is settled, you can expect to wait at least 2 to 4 months before actually receiving any money. There are countless variables that affect the time frame of a personal injury claim and receiving awarded compensation. Talk to one of our seasoned accident attorneys to get a better idea of how long your particular case may take.
What Should I Do if My Workers’ Compensation Claim is Denied?
If your employer, or the insurance company, denies your workers’ compensation claim, call our Indianapolis workplace injury attorneys immediately. Indiana has a legal time limit on how long you have to file an injury claim; so the sooner you take action against your denied claim, the better your chances are at recovering compensation. We can assist you in filing a claim with the Workers Compensation Board and with all negotiates regarding your payment.
Have You Handled Cases Involving Big Box Stores?
Yes, the Law Office of Craven, Hoover, and Blazek P.C. has handled premise liability cases involving the following retailers:
  • Walmart®
  • Lowes®
  • Menards®