Once a person reaches the age of 17, they are eligible to take the state mandatory driving tests, written and field, and receive their drivers’ licensed if they pass both exams. No one under these ages, or without a valid license, can legally operate a vehicle. So what happens if an under-aged minor decides to take a car for a joy-ride, and then causes an accident that renders another person injured or worse? Continue reading to find out.
Under-Age and Un-Insured Motorist Accidents
When a minor that is under the legal driving age and without proper licensing causes a car accident that results in another person’s injury or death, it can be alarming to learn who is actually responsible for the injured party’s’ damages. The answer is the parents or legal guardians. An under-aged minor without a drivers’ license doesn’t have insurance, and it is usually the insurance company that pays out a settlement in the case of a car accident. The parents are the ones with liability insurance for their children, or at least they should, and these are ones who will get the brunt of the liability. Many insurance companies, however, may not pay for such an incident since the driver was neither legal nor of-age, which means the parents will have to personally pay remuneration for whoever was injured as a result of their minor’s driving escapade.
It is best to consult a licensed car accident lawyer in Indianapolis for accurate legal counsel and information pertaining to your personal case. They retain the proper resources, experience, and knowledge to answer all of your personal injury and liability insurance questions, any time.