What You Need to Know About Car Accident Insurance and Injury Claims

When a car accident occurs, and a person is seriously injured by an at-fault driver, they may be entitled to file an insurance claim and receive a settlement. In most cases, even for property damage, an insurance settlement is often the most reasonable choice, unless the offer is simply unreasonable. In this case, an attorney might try to settle out of court for a client, but if an reasonable agreement cannot be made, then it’s usually taken to court and presented to a judge or jury for a verdict.  There are several options for pursing a motor vehicle accident claim, as you can see, and more to know about each.

Continue reading to learn about filing an auto accident injury or insurance claim, and who to consult for accurate industry advice and counsel.

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Car Insurance Accident Claim Settlements

Just like all other cases, insurance claim settlements vary in outcome. There are a few considerations to be aware of before moving forward with an insurance auto accident claim. For example, if you sustained only minor injuries, and only required a few doctor visits and check-ups, then a simple insurance claim should cover your damages. Damages include hospital bills, medical expenses, pain and suffering, medication, and property damage.

Insurance companies sometimes want to settle as soon as possible, but quick settlements can be a mistake. This is because once a person signs and accepts the offer, the case is immediately closed and cannot be brought back up ever again. If more injury or costs come up after the settlement is closed, the insurance company is not obligated to cover those additional or prolonged expenses. This is why it is important to hire a skilled and experienced Indiana car accident injury attorney to facilitate your claim and make sure that you are fairly and fully compensated.

Out of Court Claim Settlements

In order to receive the compensation that will fully cover all related expenses, medical, pain and suffering and property damages, you should take your claim to a lawyer so they can document the evidence in the case to present it to the at-fault driver’s insurance company in an organized and professional manner.  Moreover, experienced trial attorneys like those at Craven, Hoover, and Blazek P.C. will be able to take your case to trial, should the insurance company not make a fair offer for your case.

Out of court settlements are best for all parties involved so long as the offer being made is full and fair.  In addition, the expenses for expert witnesses and the time involved in taking a case to trial are diminished if the case does not proceed all the way through a trial, making it less expensive for the case to resolve, which ends up getting more money in a client’s pocket out of a settlement offer.

Your Trusted Personal Injury Car Accident Lawyers in Indianapolis, Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
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