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<\/a>Why Do Injury Claims Get Denied By Insurance Companies?<\/h1>\n\n\n\nReason 1: Failure to Seek Prompt Medical Treatment<\/h2>\n\n\n\n
One of the most common reasons insurance companies deny personal injury claims is if there’s a gap between the date of the accident and when medical attention was sought. Insurance adjusters are trained to scrutinize every detail in an attempt to discredit your claim<\/a>. If you wait too long before seeing a doctor, they’ll use this as an excuse to argue that your injuries weren’t a direct result of the accident. To avoid this, make sure to seek medical treatment as soon as possible after an accident, even if you don’t feel any immediate significant pain or discomfort. Tell your doctors each and every body part that hurts and describer the type of pain to them.<\/p>\n\n\n\n Another tactic used by insurance companies is to compare your medical records from your different providers. If there are any what appear to be discrepancies, they’ll use this to question the legitimacy of your claim. It’s important to be consistent when describing your injuries and symptoms to medical professionals, and to seek treatment from a reputable doctor or specialist<\/a>. It should be noted there are always \u201cdiscrepancies\u201d is treatment records as not all doctors and nurses use the exact same language when documenting a medical encounter and sometimes the medical providers simply make mistakes, especially when they are filling out a medical record hours after they saw the patient or for any other of several reasons.<\/p>\n\n\n\n Insurance companies often try to argue that your injuries were preexisting and not caused by the accident. They will request access to your medical history, looking for any previous injuries or conditions that could be used against you. It’s important to disclose any preexisting injuries or conditions to your doctor and personal injury attorney<\/a>, as they can help document a case that proves your current injuries were exacerbated by the accident, even if you did have any pre-existing condition.<\/p>\n\n\n\n Insurance companies are notorious for denying claims due to a lack of evidence. This is why it’s crucial to gather as much evidence<\/a> as possible after an accident, including witness statements<\/a>, photos, and police reports. Without solid evidence, insurance companies can argue that the accident didn’t occur or that your injuries were not as severe as you claim.<\/p>\n\n\n\n If you fail to follow your doctor’s recommended treatment plan, insurance companies may use this as a reason to deny your claim<\/a>. They may argue that your injuries were not as serious as you claim or that you didn’t take proper steps to recover. It’s important to follow all medical advice and document any missed appointments or treatments.<\/p>\n\n\n\n Insurance companies know that individuals without legal representation are more likely to accept a lower settlement or give up on their claim altogether. Having an experienced personal injury lawyer<\/a> by your side greatly increases your chances of success and helps to ensure that you receive the full compensation you deserve.<\/p>\n\n\n\n Each state has its own statute of limitations for personal injury claims<\/a>, which is the time limit within which a claim must be filed. If you miss this deadline, insurance companies can use it as a reason to deny your claim. It’s important to file your claim as soon as possible after an accident and be aware of the statute of limitations in your state.<\/p>\n\n\n\n While dealing with insurance companies may seem like an uphill battle, understanding their tactics and having a knowledgeable personal injury litigator on your side can make all the difference. By avoiding these common pitfalls, you can increase your chances of a successful claim and receive the compensation you deserve for your injuries. Don’t let insurance companies deny you justice \u2013 arm yourself with knowledge and seek professional legal assistance to help navigate this complex process.<\/p>\n\n\n\n Would you like to speak with a seasoned civil litigator who knows how to deal with stubborn insurance companies?<\/strong> Contact the law office of Craven, Hoover, and Blazek P.C. <\/a>at 317-881-2700 to set up a free case evaluation with an experienced accident claim lawyer in Indianapolis, Indiana<\/a>. We represent personal injury claimants all across the state, including Indiana residents injured in other states. No need to travel – we gladly provide the option to hold meetings by phone, at your residence, online, or at the hospital if necessary.<\/p>\n\n\n\n Related Posts:<\/strong><\/p>\n\n\n\n What Happens When a Defendant\u2019s or Your Insurance Company Refuses to Pay?<\/a> In this blog post, we’ll reveal the top excuses used by insurance companies in an attempt to deny or lower the value of personal injury claims. Continue reading Reason 2: Discrepancies in Medical Records<\/h2>\n\n\n\n
Reason 3: Pre-Existing Injuries<\/h2>\n\n\n\n
Reason 4: Lack of Evidence<\/h2>\n\n\n\n
Reason 5: Failure to Follow Doctor’s Orders<\/h2>\n\n\n\n
Reason 6: Lack of Legal Representation<\/h2>\n\n\n\n
Reason 7: Statute of Limitations<\/h2>\n\n\n\n
Conclusion<\/h3>\n\n\n\n
Don\u2019t Deal with Insurance Companies Following a Car Accident: Hire an Attorney<\/a>
Do I Still Have Options if the Insurance Adjuster Denies My Injury Claim?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"