{"id":3913,"date":"2023-08-22T16:49:26","date_gmt":"2023-08-22T16:49:26","guid":{"rendered":"https:\/\/www.chblawfirm.com\/blog\/?p=3913"},"modified":"2023-08-22T16:49:26","modified_gmt":"2023-08-22T16:49:26","slug":"stages-of-a-personal-injury-claim-what-happens-when-a-defendants-or-your-insurance-company-refuses-to-pay","status":"publish","type":"post","link":"https:\/\/www.chblawfirm.com\/blog\/stages-of-a-personal-injury-claim-what-happens-when-a-defendants-or-your-insurance-company-refuses-to-pay\/","title":{"rendered":"Stages of a Personal Injury Claim: What Happens When a Defendant\u2019s or Your Insurance Company Refuses to Pay?"},"content":{"rendered":"\n<p class=\"has-drop-cap\" style=\"font-size:16px\">No one expects to be injured in an accident. But when it happens, you rely on your and the defendant\u2019s insurance company for financial compensation to cover medical bills and other expenses. Unfortunately, insurance companies are not willing to pay out what you would say is fair on personal injury claims, leaving the victim with a lot of questions and no answers. If your insurance company is refusing to pay on a valid claim or denying liability altogether, don&#8217;t despair \u2013 there are steps you can take.<\/p>\n\n\n\n<p>In this blog post, we&#8217;ll explore the stages of a personal injury claim so that you know what to expect if your insurer refuses payment. We&#8217;ll also look at how hiring a qualified personal injury attorney can help improve chances of getting compensated for damages caused by another party&#8217;s negligence or recklessness. Read on for more information!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"401\" src=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana.jpg\" alt=\"Call 317-881-2700 If your Injury Claim Was Denied in Indianapolis Indiana\" class=\"wp-image-3914\" srcset=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana.jpg 900w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana-300x134.jpg 300w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana-768x342.jpg 768w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2023\/08\/Injury-Claim-Denied-Indianapolis-Indiana-500x223.jpg 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Call 317-881-2700 If Your Injury Claim Was Denied in Indianapolis Indiana<\/figcaption><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\" style=\"font-size:30px\">What to Do if an Insurance Company Denies Your Injury Claim<\/h1>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Hiring a Personal Injury Attorney<\/h2>\n\n\n\n<p>The first step in any personal injury claim is to get legal representation.\u00a0 Even if an insurance company has not initially denied the claim.\u00a0 <a href=\"https:\/\/www.chblawfirm.com\/blog\/dont-deal-with-insurance-companies-following-a-car-accident-hire-an-attorney\/\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Companies<\/a> are businesses and their goal is to make money.\u00a0 If they can pay less to you on any of their claims, they will.\u00a0 Your attorney\u2019s job is to get them to pay what they actually owe, not what they want to pay. \u00a0<\/p>\n\n\n\n<p>Hiring an <a href=\"http:\/\/www.chblawfirm.com\/blog\/how-to-find-a-good-personal-injury-attorney-in-indianapolis\/\" target=\"_blank\" rel=\"noreferrer noopener\">experienced personal injury attorney<\/a> can significantly improve your chances of getting fully and fairly compensated for damages caused by the other party&#8217;s negligence or recklessness. A personal injury lawyer will be able to review your case and help you decide whether it&#8217;s worth pursuing legal action. They&#8217;ll also represent you in court, if necessary, and guide you through the entire process from start to finish.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Notifying the Insurance Company<\/h2>\n\n\n\n<p>The next step is in the <a rel=\"noreferrer noopener\" href=\"http:\/\/www.chblawfirm.com\/blog\/what-is-the-personal-injury-case-court-process\/\" target=\"_blank\">personal injury claim process<\/a> is to notify your insurance company of the incident. Your lawyer should help you with this exchange. This should include a detailed description, photos if applicable, contact information for all involved parties, and any other relevant documentation. It&#8217;s important that you provide as much detail as possible to your lawyer during this <a href=\"http:\/\/www.chblawfirm.com\/blog\/the-general-stages-of-a-personal-injury-lawsuit\/\" target=\"_blank\" rel=\"noreferrer noopener\">stage <\/a>so they can ensure the claim can be thoroughly investigated.\u00a0 When involved in an injury case, numerous insurance companies are involved. Your auto insurance carrier, the defendant\u2019s auto insurance carrier, health insurance companies including Medicare, Medicaid, Medicare Advantage, private health insurance carriers, and health insurance carriers through an employer.\u00a0 It is vital to hire a civil litigation attorney specializing in Indiana accident law so all of the involved parties are dealt with appropriately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Awaiting Insurance Adjusters<\/h2>\n\n\n\n<p>Once the insurance company has been notified, they&#8217;ll typically assign an insurance adjuster who will assess the claim&#8217;s validity and decide how much compensation is due to the injured party. These reps are specifically trained to try their best to <a href=\"http:\/\/www.chblawfirm.com\/blog\/tactics-used-by-insurance-companies-to-try-to-lower-bodily-injury-settlements\/\" target=\"_blank\" rel=\"noreferrer noopener\">lower the value of a claim<\/a> by any means necessary. If your insurance company denies payment or liability altogether, then it&#8217;s time to consider legal action and your attorney will handle that for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\">Filing a Personal Injury Lawsuit<\/h2>\n\n\n\n<p>If a defendant\u2019s insurance company has denied your claim or your own uninsured motorist insurance company if the defendant was uninsured, then it may be time to consider filing a <a href=\"https:\/\/www.chblawfirm.com\/blog\/the-role-of-liability-in-a-personal-injury-lawsuit\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal injury lawsuit<\/a>. A personal injury lawyer will help you navigate the legal process of bringing your case before a judge and jury in order to seek compensation for your losses. They will also handle all of the paperwork associated with filing a suit, as well as represent you in court throughout each stage of litigation, including pre-trial motions, <a rel=\"noreferrer noopener\" href=\"http:\/\/www.chblawfirm.com\/blog\/common-methods-of-discovery-in-a-personal-injury-case\/\" target=\"_blank\">discovery processes<\/a>, hearings, trial preparation, and more. <\/p>\n\n\n\n<p>In all cases, your attorney will try to negotiate a fair settlement for you and indeed, most cases do eventually get <a href=\"http:\/\/www.chblawfirm.com\/blog\/4-reasons-why-many-people-avoid-taking-their-claim-to-trial\" target=\"_blank\" rel=\"noreferrer noopener\">settled short of going to trial<\/a>, but you should have an attorney who is always preparing to go to trial and then if your case does not go to trial that is great, but preparation and being ready for the trial if necessary is paramount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:16px\">Obtain the Personal Injury Settlement You Deserve<\/h3>\n\n\n\n<p>The bottom line is that if your or the defendant\u2019s insurance company refuses to pay on a valid claim, don&#8217;t give up! Consider seeking legal counsel as soon as possible so that your rights are protected throughout the process. With the right personal injury attorney at your side, you may have a good chance of getting fair <a href=\"https:\/\/www.chblawfirm.com\/blog\/how-financial-compensation-works-in-personal-injury-claims\/\" target=\"_blank\" rel=\"noreferrer noopener\">compensation<\/a> for medical bills, lost wages, pain and suffering, and other damages caused by an accident.<\/p>\n\n\n\n<p style=\"font-size:18px\"><strong>Would you like to speak with a seasoned civil litigator who knows how to deal with stubborn insurance companies?<\/strong> Contact the <a href=\"https:\/\/www.chblawfirm.com\" target=\"_blank\" rel=\"noreferrer noopener\">Law Office of Craven, Hoover, and Blazek P.C.<\/a> at 317-881-2700 to schedule a free initial consultation with our <a href=\"https:\/\/www.chblawfirm.com\/practice-areas\/personal-injury.php\" target=\"_blank\" rel=\"noreferrer noopener\">personal injury attorneys in Indianapolis, Indiana<\/a>. We represent injured victims all across the state and Indiana residents injured in other states. In addition, we offer the option to hold meetings either by phone, at your residence, online, or at the hospital if necessary.<\/p>\n\n\n\n<p><strong>Related Posts:<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.chblawfirm.com\/blog\/legal-options-for-injured-victims-what-you-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">Legal Options for Injured Victims: What You Need to Know<\/a><br><a href=\"https:\/\/www.chblawfirm.com\/blog\/how-an-attorney-can-help-injured-victims-recover-maximum-damages\/\" target=\"_blank\" rel=\"noreferrer noopener\">How an Attorney Can Help Injured Victims Recover Maximum Damages<\/a><br><a href=\"https:\/\/www.chblawfirm.com\/blog\/10-common-mistakes-people-make-when-filing-for-personal-injury-claims\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 Common Mistakes People Make When Filing for Personal Injury Claims<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this blog post, we&#8217;ll explore the stages of a personal injury claim so that you know what to expect if your insurer refuses payment.  <a href=\"https:\/\/www.chblawfirm.com\/blog\/stages-of-a-personal-injury-claim-what-happens-when-a-defendants-or-your-insurance-company-refuses-to-pay\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":3914,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,1229,53,1771],"tags":[273,1873,2180,2179,2178,114,246,22,174,2181,1453],"class_list":["post-3913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-indiana-personal-injury-law","category-insurance-companies","category-personal-injury","category-settlements","tag-file-a-personal-injury-claim","tag-injury-claim-denied","tag-injury-claim-payment","tag-injury-claim-settlement","tag-insurance-company-wont-pay","tag-personal-injury-attorney-indianapolis","tag-personal-injury-claims","tag-personal-injury-lawsuits","tag-personal-injury-lawyer-indianapolis","tag-personal-injury-legal-process","tag-personal-injury-process"],"_links":{"self":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/3913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/comments?post=3913"}],"version-history":[{"count":1,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/3913\/revisions"}],"predecessor-version":[{"id":3915,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/3913\/revisions\/3915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media\/3914"}],"wp:attachment":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media?parent=3913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/categories?post=3913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/tags?post=3913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}