{"id":2595,"date":"2020-02-11T16:33:13","date_gmt":"2020-02-11T16:33:13","guid":{"rendered":"https:\/\/www.chblawfirm.com\/blog\/?p=2595"},"modified":"2020-02-11T16:33:13","modified_gmt":"2020-02-11T16:33:13","slug":"tactics-used-by-insurance-companies-to-try-to-lower-bodily-injury-settlements","status":"publish","type":"post","link":"https:\/\/www.chblawfirm.com\/blog\/tactics-used-by-insurance-companies-to-try-to-lower-bodily-injury-settlements\/","title":{"rendered":"Tactics Used By Insurance Companies To Try To Lower Bodily Injury Settlements"},"content":{"rendered":"\n<p>When it comes to bodily injury settlements, the insurance industry wants to payout the lowest amount possible; and the tactics they use are exceedingly unfair and misleading. If you are involved in an accident claim, be sure you do not fall victim to insurance company tricks to settle low. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">Continue reading to learn what you need to know about insurance settlement offers, including how to obtain the full and fair compensation you deserve.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"506\" src=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/02\/Personal-Injury-Lawyer-Indianapolis-IN-e1581438765168.jpg\" alt=\"Personal Injury Attorney Law Firm\" class=\"wp-image-2598\" srcset=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/02\/Personal-Injury-Lawyer-Indianapolis-IN-e1581438765168.jpg 900w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/02\/Personal-Injury-Lawyer-Indianapolis-IN-e1581438765168-300x169.jpg 300w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/02\/Personal-Injury-Lawyer-Indianapolis-IN-e1581438765168-768x432.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Personal Injury Attorney Law Firm 317-881-2700<\/figcaption><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">Quick Calling<\/h1>\n\n\n\n<p>The most common and corrupt practice used by insurance\ncompanies to settle as low as possible is to contact a victim directly after\ntheir accident; usually within just a few days. Why is this unfair? Well, there\nis no way of telling just how extensive a victim\u2019s damages are until they have\nreached <a href=\"https:\/\/www.chblawfirm.com\/blog\/what-is-maximum-medical-improvement-in-a-workers-compensation-case\/\">maximum\nmedical improvement (MMI)<\/a>. Until then, the damages can continue to add up.\nSo, if a victim accepts a low offer upfront, before they have finished\nrecovering, they risk making mere pennies compared to what their case is\nactually worth.&nbsp; An injury case should never be settled until a the\ninjured person is completely healed and feels like they did before the injury\nor a doctor tells the injured party that they have reached MMI, which simply\nmeans the injured party has obtained as much improvement as they are going to\nwith medical care. <\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Misdirection<\/h1>\n\n\n\n<p>Settling an accident claim out of court can be a\ncomplex process, and insurance companies sometimes use this to their advantage\nby confusing, intimidating, and manipulating claimants, in hopes that a victim\nwill quickly accept their quick low-ball offer. For these reasons and more,\nhiring a personal injury lawyer to represent your accident claim and manage all\ninsurance company negotiations is vital to your final settlement being\ncomplete. Without an accomplished legal team on the case, a victim has no way\nof knowing how to divert and dodge confusing insurance company tactics.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">False Urgency<\/h1>\n\n\n\n<p>Although claimants have a generous amount of time to\nfile a lawsuit, referred to as <em>statute of limitations,<\/em> insurance\ncompanies will operate as if time is running out and the claim must be settled\nas soon as possible. They will often urge victims to decide quickly, even\nimplying that the offer won\u2019t be on the table for much longer. The reality is,\nvictims of general negligence have 2 years from the date of the accident,\ndepending on whether or not the at-fault party is a governmental entity or\nnot.&nbsp; All injured persons should consult with an attorney soon after their\ninjuries occur. <\/p>\n\n\n\n<h1 class=\"wp-block-heading\">No Attorney<\/h1>\n\n\n\n<p>Insurance companies do not want you to hire or even\ntalk to an attorney.&nbsp; Insurance companies have their own attorneys on\nstaff to assist their adjusters from day one in defending an injured party\u2019s\nclaim from the at-fault party\u2019s perspective.&nbsp; Shouldn\u2019t you have your own\nexperienced trial attorney looking out for your best interests as well from day\none?&nbsp; Absolutely.&nbsp; &nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who to Trust for Expert Indiana Accident Claim Advice<\/strong><\/h2>\n\n\n\n<p><strong>Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700<\/strong> to discuss your recent <a href=\"https:\/\/www.chblawfirm.com\/practice-areas\/personal-injury.php\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"personal injury accident claim (opens in a new tab)\">personal injury accident claim<\/a> in Indianapolis, Indiana. We represent the seriously injured and surviving loved ones in wrongful death cases throughout Indiana. Our experienced injury lawyers know exactly how to spot and navigate around insurance company negotiation tactics, and will recover the full and fair compensation you deserve using our adept legal knowledge and resources. We offer free initial consultations and work on contingency-fee basis, which means you pay nothing unless we recover a settlement for you. Get started by scheduling your consultation, today.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"302\" src=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm.png\" alt=\"Indianapolis Personal Injury Lawyers 317-881-2700\" class=\"wp-image-2564\" srcset=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm.png 960w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm-300x94.png 300w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm-768x242.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption>Schedule a Free Consultation! <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to bodily injury settlements, the insurance industry wants to payout the lowest amount possible; and the tactics they use are exceedingly unfair and misleading. If you are involved in an accident claim, be sure you do not &hellip; <a href=\"https:\/\/www.chblawfirm.com\/blog\/tactics-used-by-insurance-companies-to-try-to-lower-bodily-injury-settlements\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":2598,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1229,53],"tags":[133,1232,1231,1230,1233,114],"class_list":["post-2595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-companies","category-personal-injury","tag-accident-lawyer-indianapolis","tag-insurance-adjuster-tactics","tag-insurance-company-methods","tag-insurance-company-tactics","tag-insurance-company-tricks","tag-personal-injury-attorney-indianapolis"],"_links":{"self":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/comments?post=2595"}],"version-history":[{"count":2,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2595\/revisions"}],"predecessor-version":[{"id":2599,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2595\/revisions\/2599"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media\/2598"}],"wp:attachment":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media?parent=2595"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/categories?post=2595"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/tags?post=2595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}