{"id":2567,"date":"2020-01-14T17:11:27","date_gmt":"2020-01-14T17:11:27","guid":{"rendered":"https:\/\/www.chblawfirm.com\/blog\/?p=2567"},"modified":"2020-01-14T17:11:27","modified_gmt":"2020-01-14T17:11:27","slug":"an-explanation-of-scheduled-and-unscheduled-losses-for-workers-comp-claims","status":"publish","type":"post","link":"https:\/\/www.chblawfirm.com\/blog\/an-explanation-of-scheduled-and-unscheduled-losses-for-workers-comp-claims\/","title":{"rendered":"An Explanation of Scheduled and Unscheduled Losses for Workers&#8217; Comp Claims"},"content":{"rendered":"\n<p>As discussed in an earlier blog regarding <a rel=\"noreferrer noopener\" aria-label=\"workers\u2019 compensation payments (opens in a new tab)\" href=\"https:\/\/www.chblawfirm.com\/blog\/what-benefits-am-i-owed-for-my-workplace-injury-claim-in-indiana\/\" target=\"_blank\">workers\u2019 compensation payments<\/a>, Indiana provides two forms of Permanent Partial Impairment (PPI) benefits referred to as <em>scheduled<\/em> <em>loss benefits<\/em> and <em>unscheduled<\/em> <em>loss benefits<\/em>. If you were recently injured at work, and as a result have suffered a permanent disability, these benefits might play a vital role in your future. <\/p>\n\n\n\n<p class=\"has-medium-font-size\">Continue reading to learn more about scheduled and unscheduled loss benefits, as well as, how to get a free consultation to discuss your rights to compensation after a workplace injury.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"477\" src=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Workplace-Injury-Lawyer-Indianapolis-Indiana-e1579021855309.jpg\" alt=\"Workers Compensation\" class=\"wp-image-2568\" srcset=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Workplace-Injury-Lawyer-Indianapolis-Indiana-e1579021855309.jpg 900w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Workplace-Injury-Lawyer-Indianapolis-Indiana-e1579021855309-300x159.jpg 300w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Workplace-Injury-Lawyer-Indianapolis-Indiana-e1579021855309-768x407.jpg 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Indianapolis Workers Compensation Lawyers 317-881-2700<\/figcaption><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">Permanent Partial Impairment (PPI) <\/h1>\n\n\n\n<p>Permanent partial impairment benefits are paid in\naddition to 125 weeks of total temporary disability (TTD) benefits, however, total\ntemporary disability benefits that are paid over 125 weeks are deducted from\npermanent partial impairment payments. Furthermore, such benefits are not\ngranted until a patient reaches maximum medical improvement. Maximum medical\nimprovement means the patient has healed as much as possible, and no further\ntreatment will improve their condition.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Scheduled Loss Benefits <\/h1>\n\n\n\n<p>Scheduled loss benefits are granted to workers who are\nsubjected to amputation or lose full function of a body part. These benefits\nare not based on weekly earnings, but rather, each scheduled injury is assigned\na \u201cdegree\u201d that represents a monetary value to which a person is entitled.\nIndiana publishes a yearly schedule of degrees for impairment on the <a href=\"https:\/\/www.in.gov\/wcb\/\">Workers\u2019 Compensation Board website<\/a>. As of\n2017, the Indiana schedule of degrees for impairment is the following:<\/p>\n\n\n\n<p class=\"has-medium-font-size\">\u27a4 Between 1 and 10 Degrees = $1,750 per degree<br>\u27a4 Between 11 and 35 Degrees = $1,952 per degree<br>\u27a4 Between 36 and 50 Degrees = $3,186 per degree<br>\u27a4 51 Degrees and Above = $4,060 per degree<\/p>\n\n\n\n<p>The schedule determines how much a victim receives in\nbenefits depending on the body part affected. Common body parts listed on\nIndiana\u2019s schedule include arms, legs, hands, fingers, thumbs, feet, toes, and\nears. Thumbs, for instance, are assigned a 12 degree value. Arms below the\nelbow are set at 40 degrees, while arms above the elbows are set at 50 degrees.\nHands are also 40 degrees, and legs above the knee joint are 45 degrees. To see\nthe full list of scheduled body parts for Indiana, review the state\u2019s workers\u2019\ncompensation laws in <a href=\"https:\/\/codes.findlaw.com\/in\/title-22-labor-and-safety\/in-code-sect-22-3-3-10.html\">Indiana\nCode Ann. \u00a7 22-3-3-10<\/a>. <\/p>\n\n\n\n<p>All scheduled loss benefits are paid according to the\ndegree of loss as well. For example, if a doctor determines that a patient has\nlost 50% use of their arm, the state assigns a 40 degree value, but it would be\nreduced to 20 degrees to accommodate the ratio.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Unscheduled Loss Benefits <\/h1>\n\n\n\n<p>When a worker suffers amputation or loss of function\nof a body part that is not listed on Indiana\u2019s schedule, it might fall under\nunscheduled loss benefits. These benefits are calculated based on the extent of\nloss of function in the body part. Once a patient achieves maximum medical\nimprovement, their physician will assess their level of long-lasting\ndisability, and then assign an actual degree of impairment. So, if your doctor\ndetermines that you have lost 10% use of an unlisted body part, this would be assigned\na 10 degree value on Indiana\u2019s schedule, which would entitle you to roughly\n$17,500.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Discuss Your Indiana Workplace Injury Benefits Today<\/strong><\/h2>\n\n\n\n<p><strong>Call Craven, Hoover, and Blazek P.C. at 317-881-2700<\/strong> to schedule a free consultation with an experienced Indianapolis workers compensation attorney who can determine the best strategies for your <a href=\"https:\/\/www.chblawfirm.com\/practice-areas\/workplace-injury.php\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Indiana workplace injury (opens in a new tab)\">Indiana workplace injury<\/a> case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.\u00a0 We represent injured persons throughout Indiana.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"302\" src=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm.png\" alt=\"Indianapolis Personal Injury Lawyers 317-881-2700\" class=\"wp-image-2564\" srcset=\"https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm.png 960w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm-300x94.png 300w, https:\/\/www.chblawfirm.com\/blog\/wp-content\/uploads\/2020\/01\/Local-Indianapolis-Personal-Injury-Law-Firm-768x242.png 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><figcaption>Schedule a Free Consultation! <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>As discussed in an earlier blog regarding workers\u2019 compensation payments, Indiana provides two forms of Permanent Partial Impairment (PPI) benefits referred to as scheduled loss benefits and unscheduled loss benefits. If you were recently injured at work, and as a &hellip; <a href=\"https:\/\/www.chblawfirm.com\/blog\/an-explanation-of-scheduled-and-unscheduled-losses-for-workers-comp-claims\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":2568,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53,51],"tags":[1207,1204,1206,1202,824,262,825],"class_list":["post-2567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","category-workers-compensation","tag-permanent-partial-impairment-indiana","tag-scheduled-loss-benefits-workers-comp","tag-unscheduled-loss-benefits-indiana","tag-workers-comp-benefits-indiana","tag-workers-compensation-benefits-indiana","tag-workers-compensation-indianapolis","tag-workers-compensation-lawyer-indianapolis"],"_links":{"self":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/comments?post=2567"}],"version-history":[{"count":1,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2567\/revisions"}],"predecessor-version":[{"id":2569,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/posts\/2567\/revisions\/2569"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media\/2568"}],"wp:attachment":[{"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/media?parent=2567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/categories?post=2567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chblawfirm.com\/blog\/wp-json\/wp\/v2\/tags?post=2567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}