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Defining Pain and Suffering<\/h1>\n\n\n\n
The phrase, \u201cpain and suffering\u201d is a common legal term used in personal injury practices to describe economic and non-economic damages and losses a person may experience after sustaining a serious injury or being involved in a serious accident. The term is meant to describe both physical and nonphysical harm that resulted from such trauma. Physical injuries include everything from flesh wounds and muscle injuries, to spinal cord injuries, nerve injuries, brain injuries, and more. Non-physical injuries include emotional mental trauma such as fear, anxiety, grief, worry, insomnia, a loss of enjoyment for one\u2019s life, and more. <\/p>\n\n\n\n
Insurance Compensation Formulas for Pain and Suffering<\/h1>\n\n\n\n
Although there is no resolute rule for how an\ninsurance company must calculate pain and suffering, they generally rely on one\nof two primary methods to do so in a personal injury case: the Multiplier\nMethod<\/em> and the Per Diem<\/em> method. The multiplier method is an approach\nthat multiplies a victim\u2019s actual damages, or economic damages<\/em>,\nsuch as hospital bills and medical expenses, by a chosen number that usually\nlies on a scale between 1 and 5; a number that depends on the extent or scope\nof the injury. <\/p>\n\n\n\n For example, a woman breaks her leg and incurs $5,000 in total economic damages. Her legal team multiplies this value by 3 in accordance to the severity of her injury, thus bringing them to a conclusion that her pain and suffering can be reasonably estimated at $15,000. The Per Diem<\/em> (or \u201cper day\u201d) method is an approach that essentially assigns a particular dollar amount to the victim\u2019s pain and suffering. Then, this amount of money is paid to the victim every day from the actual day of the accident, and until they are fully recovered.<\/p>\n\n\n\n When suing for personal injury damages, a victim will\ngenerally seek compensation from the opposing party\u2019s insurance company. The\nvictim\u2019s attorney will handle all communication directly with the opposing\ninsurance company to come to an agreement on a full and fair settlement. If a\nsettlement cannot be reached, then the case will go to trial. If this happens,\nthe victim will need to prove that the opposing party is liable for their\ndamages, and provide proof and evidence of those damages.<\/p>\n\n\n\n It can be challenging providing evidence in order to prove non-physical injuries, it is necessary to have an experienced personal injury lawyer to navigate, negotiate, and settle your claim. They have the skills, experience, knowledge, and resources to ensure your rights to compensation, and to protect you from aggressive insurance adjusters and unfair settlements. Be sure to choose an Indianapolis personal injury attorney<\/a> that has extensive trial and litigation experience. <\/p>\n\n\n\n Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700<\/strong> to speak with a licensed accident lawyer in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek have extensive trial and litigation experience, and can recover the full and fair compensation you deserve after being injured in an accident.\u00a0 We represent injured persons throughout the State of Indiana. Contact us today to schedule a free initial consultation and have your case evaluated by a knowledgeable personal injury attorney you can trust.<\/p>\n\n\n\n When you receive a settlement proposal from an insurance company that includes compensation for pain and suffering, how can you know it is a fair offer? After sustaining serious injuries as a result of an accident that was no fault … Continue reading Seeking Compensation<\/h1>\n\n\n\n
Talk to a Personal Injury Professional<\/h1>\n\n\n\n
Indiana Personal Injury Attorneys<\/strong><\/h2>\n\n\n\n
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