Which Injuries Qualify For Workers’ Compensation in Indiana?

Workers’ compensation benefits are a form of insurance that provides financial assistance to employees if they become injured or ill because of their job or while working. In Indiana, the state requires employers with three or more employees to carry workers’ comp insurance in order for eligible employees to be able to receive benefits. The types of injuries that qualify for workplace compensation in Indiana include both physical and mental injuries, to a degree.

Continue below to learn more, including how to get trusted legal advice regarding your Indiana accident claim.

Call 317-881-2700 To Speak With a Licensed Workers' Comp Lawyer in Indianapolis.
Call 317-881-2700 To Speak With a Licensed Workers’ Comp Lawyer in Indianapolis.

Injuries Covered By Workers’ Compensation Benefits

Physical injuries that qualify for workers’ compensation include any type of injury or illness related to the employee’s job activities, such as falls, cuts and bruises, burns, repetitive strain injury, carpal tunnel syndrome and even sometimes heart attacks or strokes. Mental illnesses may also be covered by workers’ compensation if they are related to the job, such as stress or depression caused by an employer’s hostile work environment.

In addition, some employees may be entitled to compensation even if their injuries were not sustained at work. This includes any type of injury that was the result of a workplace activity, such as attending a company event or meeting off-site. Furthermore, an employee can qualify for workers’ comp if his or her illness or injury regardless of whether or not there was negligence by any party.

Workers’ Compensation Eligibility

In order to be eligible for workers’ comp, an employee should report their injury or illness to their employer as soon as possible and provide medical documentation of the injury or sickness. The employee must then file a claim with the Indiana Workers’ Compensation Board within two years of the injury or illness in order to ensure receipt of benefits owed.

If an employee is found eligible for workers’ compensation benefits, they can expect to receive payments that cover medical expenses related to the injury or illness, as well as a percentage of wages while they are unable to work due to their injury or illness. In some cases, eligible employees may also receive disability awards or lump sum settlements if permanent injuries are sustained.

The Importance of Workman’s Comp Benefits

Overall, workers’ compensation benefits provide a valuable safety net to those who become injured or ill because of their job in Indiana. Eligible employees can expect to receive payments for medical expenses and lost wages related to their injury or illness, as well as additional benefits if their injury or illness was caused by their employer’s negligence. It is important for Indiana employees to understand the types of injuries and illnesses that qualify for workman’s compensation benefits in order to take advantage of them if they become injured or ill.

Know Your Right’s as an Injured Worker

By understanding the types of injuries and illnesses that are eligible for workers’ compensation, Indiana employees can ensure they receive the financial assistance they deserve in the event of a workplace injury or illness.  With this information, employees can be better prepared to handle any situation that may arise due to an injury or illness sustained while on the job.  It is essential for Indiana employers and employees alike to understand workplace compensation eligibility and its importance in protecting both parties.

Contact an Indianapolis Workers’ Compensation Lawyer

For more information about the types of injuries that qualify for workers’ compensation in Indiana, contact a qualified Indiana workers’ compensation attorney. An experienced civil litigator can provide advice on proper filing procedures and ensure employees receive the full range of benefits they are entitled to under state law.

Employees should always consult a workers’ comp attorney in Indiana before making any decisions regarding such claims and as soon as possible following a work place injury. With the right legal help, injured or ill employees can receive the full range of benefits they deserve in order to mitigate any financial losses incurred due to workplace injuries or illnesses.

Would you like to get started with a free case evaluation to discuss your right’s to fuller and fairer workmen’s compensation in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a workplace injury lawyer in Indianapolis, Indiana. We also represent injured Hoosiers all across the state, and can meet via phone, video conference, or in-office.

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General Workers’ Compensation Benefits and How to Claim Them
Can I Quit My Job if I Am on Workers’ Compensation?
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Can I Quit My Job if I Am on Workers’ Compensation?

Are you currently receiving workers’ compensation benefits from a recent workplace or work-related injury? If so, it might be in your best interest to maintain your employment for the time being. Wanting to quit your job after suffering injuries in a workplace accident is understandable, but when you are on workers’ comp, it is not always the wisest choice.

Continue reading to learn more about workers’ compensation benefits, and how quitting your job could cause issues. 

Worker Disability Lawyer Indianapolis Indiana 317-881-2700
Worker Disability Lawyer Indianapolis Indiana 317-881-2700

Employment and Workers’ Compensation

Whether you can quit a job you are receiving workers’ compensation benefits at depends on a wide range of factors, from the state you live in and the status of your recovery to the benefits you are eligible for, why you wish to leave your position, and much more. For this reason, and because the matter of maintaining employment while on workers’ compensation is not a cut-or-dry matter, it is strongly encouraged to seek advice from a licensed and qualified Indiana workplace injury lawyer.

Medical Expenses and Hospital Bills are Covered Under Workers’ Comp Benefits

If you are injured on the job or while performing work-related duties, all of your medical expenses and hospital bills will be covered under your workers compensation benefits. Even if you quit your job, these benefits are still available to you. After all, your injuries from your work-related accident do not suddenly heal themselves if you decide to terminate your position at your place of employment.

COMMON MEDICAL EXPENSES:

▶ Medical Treatments
▶ Hospitalization
▶ Surgery
▶ Rehabilitation
▶ Physical Therapy
▶ Medications
▶ Mileage to Doctor’s Appointments
▶ Medical Devices (Wheelchairs, Crutches, Braces, Etc.)

Once the worker compensation judge that you have reached maximum medical improvement (MMI), which means your condition cannot be improved by further treatment, your workers’ compensation benefits for medical expenses and hospital bills will at least partially end. The judge makes his or her decision based upon the opinion of the doctor chosen by the worker compensation carrier, your own physician and sometimes a physician chosen by the judge. However, this does not mean that all workers compensation benefits have been extinguished. As a result of your workplace accident and injuries, you could require compensation for future medical care, medications, medical devices, and other future losses, such as partial or permanent disability and loss of inability to return to full employment.

Coverage for Lost Wages

When an injured worker is recovering from a workplace accident, they are unable to earn wages in the same way they were able to before the accident. Workers’ compensation benefits are designed to cover such losses, thus bridging the financial gap between leaving work and returning to work. However, the essential term here is worker. If a worker quits their job, there is no returning to their job, which can cause them to lose their worker’s compensation benefits.

Temporary and Permanent Disability

There are different types of categories an injured worker can be placed in depending on the degree of their impairment. These categories include Temporary Total Disability (TTD), Temporary Partial Disability (TPD), Permanent Partial Disability (PPD), and Permanent Total Disability (PTD). With temporary disability benefits, an injured worker generally receives 2/3rds of their average weekly pay. Injured workers who have suffered permanent disabilities will generally receive a lump-sum settlement, but in other cases may receive continued worker’s compensation payments. 

ADDITIONAL FACTS TO CONSIDER:

☑ Quitting a job while on workers’ compensation may have a negative effect on your settlement.

☑ Never quit your job before making a workers’ compensation claim.

☑ If you are classified as TTD, but your employer does not have light duty work available, you can still receive workers’ comp benefits.

☑ If you quit while receiving workers’ compensation benefits, this can cause issues.

You have the right to quit your job on workers’ compensation, and no one will stop you, but understand that there is a risk when it comes to receiving the full and fair benefits you deserve. Talk to a workplace injury lawyer first, before making any decisions about your employment.

Are you having trouble understanding your workers compensation benefits in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a licensed and experienced workers’ compensation attorney in Indianapolis, Indiana. We offer free initial consultations, over the phone, via online video conference, or in person at our Indy office. Our accident lawyers represent injured persons all throughout the state of Indiana.

Related Posts:

General Workers’ Compensation Benefits and How to Claim Them
Were You Involved in an Accident While Driving Your Company Car?
Common Warehouse Accidents Covered By Workers’ Compensation

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