Frequently Asked Questions About Personal Injury Claims – Part 2

In last week’s blog, we discussed some common personal injury questions concerning valid claims, compensation, cost of attorney, and more. Since there are many frequently asked questions about personal injury law, which we will discuss some more in this week’s blog! Continue reading for answers to common questions regarding personal injuries, accidents, and claims.

Accident Attorneys 317-881-2700

Indianapolis Accident Attorneys 317-881-2700

Personal Injury FAQs

Personal injuries can greatly alter a person’s quality of life. For this reason, it is only just for victims of wrongful injuries to receive the full and fair amount of compensation to pay for medical bills, expenses, and more. In order to protect your rights and recover the necessary funds needed to get your life on track, you must seek out professional legal counsel. Below are some additional frequently asked personal injury questions and answers that will hopefully address some of your concerns as a recent victim of a serious injury or accident.

How Much Time Do I Have to File a Personal Injury Claim?

This is a very common question since many victims of personal injuries face long recovery times. Pursuing a claim against a negligent party is often the last thing a family is concerned about right after an accident. But as soon as those expenses start piling up, and valuable time at work is lost, victims start thinking about their rights. At this point, many want to know if it’s too late or if they’ve waited too long to file a claim. It is important to check with your licensed accident attorney since time limits for personal injury cases vary from state to state. However, in Indiana, victims or families of victims have two years from the date of the accident to legally file a claim against an opposing party or insurance company. This time limit is called the Statute of Limitations. This is just one reason why you should take fast legal action after being seriously injured in an accident.

What Should I Say to Insurance Adjusters? What Should I Sign?

It can be very confusing knowing what to say or sign after an accident. Anything said or signed can be used against a victim in their case. Insurance adjusters are specially trained to get certain information from claimants or clients, and will in turn use this information as a means to evade liability for a victims’ damages. The best advice for personal injury victims is to not say or sign anything without consulting a licensed accident attorney first. Waivers, documents, and interviews can entail confusing jargon and mislead victims into accepting liability. An attorney can read through all documents and be present for interviews and questioning to ensure their clients are protected. If you must sign something or answer questions, be sure to read through every line thoroughly and do not give away too much information; and NEVER admit fault under any circumstances.

What are My Rights and How Can I Protect Them?

As a victim of a serious injury or accident, it is only natural to have questions about your rights as a victim and furthermore, how to protect them. Knowing your rights is the first step to protecting your rights after being wrongfully injured in an accident. Here are some exemplary rights for accident victims to keep in mind:

• You have the right to ask a police officer to file a police report.

• You have the right to take pictures at the scene of the accident; but only of your personal property, damages, and injuries.

• You have the right to deny insurance adjusters’ requests for a recorded statement without consulting a lawyer first. (Whether it’s your insurance carrier or another)

• You have the right to legal counsel.

• You have the right to collect compensation for your damages and losses if wrongfully injured.

To protect your rights, you must learn about your case, learn about your rights, and trust a licensed personal injury lawyer to navigate your claim to recover the full and fair compensation you deserve. They have the knowledge, experience, and resources to carefully and compassionately protect your rights and the rights of your loved ones through the entire claim process, start to finish.

Craven, Hoover, and Blazek P.C.

Personal Injury Lawyers

Personal Injury Lawyers 317-881-2700

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for personal injury claims in Indianapolis, Indiana. Attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are seasoned accident lawyers with extensive trial and litigation experience. Our firm respects all clients and their loved ones, and never collects lawyer fees unless we win your settlement. We also provide free initial consultations to discuss your case and assess your eligibility for remuneration. Call 317-881-2700 to learn your rights after suffering a serious injury in Indiana.

Frequently Asked Questions About Personal Injury Claims – Part I

Injuries are bound to happen to all of us at some point in our lives; but what happens when your injuries were no fault of your own? What if another person or entity is responsible for the accident that caused you harm? These two inquiries are just the beginning to the frequently asked questions about personal injuries and claims. After being seriously hurt in an accident, people are often confused, stressed, and full of questions. It is important to retain the services of a licensed personal injury lawyer so you have professional guidance and knowledge concerning your rights and your case. Continue reading to review some more FAQs about personal injury accidents and cases.

Accident Attorneys 317-881-2700

Indianapolis Accident Attorneys 317-881-2700

Do I Have a Valid Personal Injury Case?

Medical expenses, hospital bills, time off work, and general life expenditures tend to add up quickly after a serious injury. At this point, victims are usually very stressed and overwhelmed. They want to know if they should be paying these and if they have a valid claim. The only way you can know if you have a case is to speak with a licensed personal injury lawyer. They can assess your case and determine your eligibility for remuneration. Call 317-881-2700 to schedule a FREE INITIAL CONSULTATION with a licensed personal injury lawyer in Indianapolis, today.

Should I Hire a Personal Injury Lawyer?

Yes. There is no getting around it. A personal injury lawyer is your best chance at recovering the full and fair amount of compensation you deserve after being wrongfully injured. They retain the knowledge, experience, and resources to aggressively negotiate your claim without backing down. They investigate, research, and recover all necessary evidence, eye witnesses, and more to win your claim. Insurance companies are tough, and they will take advantage of a member by urging them to agree to a small payout. But personal injury attorneys know better than this, and they know how to fight insurance adjusters to get what their client’s need and deserve.

How Much Does a Personal Injury Attorney Cost?

Most personal injury law firms provide their services on a contingency-basis. This means there are no upfront costs or lawyer fees, and clients pay nothing if their claim is not settled. If an attorney wins your claim, they generally take a set, pre-negotiated percentage of the total amount collected from the claim. This is can be anywhere from 20% to 40% and more. It varies depending on the law firm and other factors. Choose a law firm that uses the contingency-fee rule, and discuss costs before making any final hiring decisions.

How Long Does it Take to Get My Compensation?

From start to finish, a personal injury case can take anywhere from one year to five years or more, depending on the complexity of the case. You can expect it to take at least one year before a case is settled. And then once a case is settled, you can expect to wait at least 2 to 4 months before actually receiving any money. There are countless variables that affect the time frame of a personal injury claim and receiving awarded compensation. Again, talk to your attorney to get a better idea of how lo9ng your particular case may take.

Craven, Hoover, and Blazek P.C.

Personal Injury Lawyers

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for personal injury lawyers in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek retain extensive trial and litigation experience. We are confident our law firm can recover the compensation you rightfully deserve after being injured in an accident. We offer free initial consultations and never collect attorney fees unless we win your settlement. Call 317-881-2700 to schedule a free initial consultation with a licensed personal injury attorney in Indianapolis, IN today.

Top 3 Mistakes to Avoid When Filing a Personal Injury Claim

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

If you have been involved in an accident in which you sustained injury, it is vital that all proper and necessary steps are taken to file a personal injury claim against the guilty party. Unfortunately, doing this on your own can leave room for mistakes. If a mistake is made during the filing process, you can potentially be denies compensation for your injuries. Continue reading to learn how to avoid the top 3 mistakes made in a personal injury claim.

❶ Failure to Document the Accident Scene

It is understandable that many victims of personal injury fail to document the scene of the accident. A combination of shock, emotional trauma, and pain can interfere with a person’s intent to document the accident sight. Unless a victim is unconscious, it is highly recommended to take photos and video to record the happenings, locations, and other various circumstances surrounding the accident. In the case that a person is injured to the point of unconsciousness, a legal representative can help track down ambulance and police records following an accident. Having these records and documentations is a great advantage for someone pursuing legal compensation for their injuries, medical bills, and time off work. It is a full-proof method of verifying the occurrences and events of the accident, and stands solid in a court of law.

❷ Failure to Seek Medical Attention

Another common mistake people make following a personal injury is failing to seek medical attention altogether. By not seeking medical help, it ascertains that a person is not as seriously injured as they claim. This shows the court that the injuries sustained are not severe enough to receive compensation for the accident.

❸ Giving Statements Without Legal Representation

If a person is involved in an accident that caused them to sustain personal injuries, it is important for them to never give any official statements concerning the accident unless they have a lawyer present. Legal representation during a personal injury law suit is vital when it comes to apply for compensation. It is easy for a person to say something that can contradict or annul a personal injury claim in court. Speaking to a personal injury attorney before making official statements about the accident is the most important step to pursuing compensation for damages and injuries following an accident.

Craven, Hoover, and Blazek P.C.

Personal Injury Lawyers

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Attorney, Daniel Craven, has several years of trial and litigation experience and will work hard to recover the full and fair amount of compensation you deserve after sustaining a wrongful injury. We offer free initial consultations and never collect lawyer fees unless we win your case. Call 317-881-2700 to schedule your initial consultation with a trusted personal injury attorney in Indianapolis, IN.

Can I Settle My Own Personal Injury Claim?

Indianapolis Accident Lawyers 317-881-2700

Indianapolis Accident Lawyers 317-881-2700

Truthfully, more than 90% of personal injury claims never become a lawsuit because they are settled out of court. Negotiating a settlement out of court makes the legal process simpler and more efficient, and it costs much less than having a trial. For less complicated cases, it is the least-risky alternative for all parties involved. In order to make the process even less risky, it is strongly advised to seek out professional legal counsel. Personal injury lawyers retain the proper knowledge, resources, and experience to accurately manage an accident claim and negotiate a full and fair settlement.

Although it is strongly encouraged to hire an attorney, an injured victim could choose to represent themselves and attempt to settle their claim all on their own, but this is not recommended. Continue reading to learn why settling a personal injury claim without a licensed attorney can be detrimental to a victim’s case.

Personal Injury Settlements

If you are thinking about settling your personal injury claim yourself, there are a few things you should know. First, consider settling out of court for the aforementioned reasons. It will cost you much less if you can avoid a trial. You will then need to calculate all your damages, including economic losses, special damages, general damages, and past and future losses. And be sure to have proof of these numbers. Then you will need to adjust this value by mitigating certain damages and adding in certain factors of your case, including liability, the number of defendants, your age, your occupation, your medical history, and more. Then you can make your claim by writing a settlement demand letter to the insurance company (yours or theirs).

Keep in mind that you are not likely to have as good an outcome, in terms of recompense, without the professional assistance of a licensed attorney. A lawyer has the negotiating skills and experience to render a fuller and fairer settlement. There are several tricks and traps insurance companies will use against claimants in order to absorb the least amount of liability and pay out the least amount of compensation possible. Attorneys that practice injury law are familiar with these methods and know how to navigate through them so their client’s get what they fully deserve.

Without professional legal counsel, you are an easy target. The law is confusing and there are several aspects to a personal injury claim process. Aside from all the filing and paperwork, you would have the burden of proving the other party’s liability. This requires a comprehensive understanding of accident law, injury law, and more. It would be near impossible to adequately prepare yourself for what you need to know to easily and effectively settle your own claim.

Craven, Hoover, and Blazek P.C.

Personal Injury Law Firm Indiana

Personal Injury Law Firm 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis. Seasoned attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, have a focus on accident law and retain extensive trial and litigation experience. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Call 317-881-2700 to learn about filing a personal injury claim in Indianapolis, IN today.

What is a Reservations of Rights Letter?

Once a personal injury victim files a claim with or against an insurance company, the first document they will send to the insurance adjuster is called a demand letter. The first document they might receive from the insurance provider is called a “reservations of rights” letter. This letter is sent by the insurance company before the negotiations process begins. Continue reading to learn what this letter is and how it is used in personal injury litigation.

Reservations of Rights

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm 317-881-2700

When victims receive a reservations of rights letter from the insurance company they are filing a claim with, they can feel a sense of anxiety due to misconception of its contents. Many believe that the insurance carrier is claiming they are not going to cover a victim’s damages, when in fact, this is not the case. A reservations of rights letter simply conveys to the claimant that the insurance provider “reserves the right” to not pay for anything if the accident is not covered under their policy. It also informs the claimant that they are still going to investigate the case to determine liability.

Insurance companies send these letters to claimants in order to protect themselves from future legal conflicts. This informs claimants that although they are starting an investigation, they are not acknowledging fault or promising coverage. They also express that remuneration is not guaranteed at all unless their investigation proves the accident is covered under their particular policy. Most often, this letter is meant to slightly intimidate claimants, in hopes that they decide to take a quicker and lower settlement and avoid going to trial.

Personal injury victims or claimants needn’t be nervous about a reservations of rights letter. They still have an obligation to investigate a claim and provide terms of settlement if the accident and injuries are covered under policy. Keep in mind that insurance companies fervently attempt to pay out the lowest possible compensation to victims, which is why it is important to hire a licensed personal injury attorney for aggressive and effective representation. They can recover the full and fair compensation a victim or their families deserve.

Indianapolis Personal Injury Law Firm

Personal Injury Lawyers Indianapolis, Indiana 317-881-2700

Personal Injury Lawyers Indianapolis, Indiana 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek, are seasoned accident lawyers with extensive trial and litigation experience. They offer free initial consultations and never collect attorney fees unless they prevail for you. Call 317-881-2700 and schedule a consultation to discuss your accident with a licensed personal injury lawyer in Indianapolis, IN.

Most Common Personal Injury Lawsuits

Personal Injury Lawyers 317-881-2700

Slip and Fall Lawyers 317-881-2700

Depending on the state and region in which you live, the most common types of personal injury cases will differ. Anytime a person is seriously injured by the negligence of another person or authority, they are most likely entitled to legal compensation for their damages. In this situation, one must consult and hire an attorney that concentrates on personal injury claims and lawsuits. When it comes to the Midwest, there are several personal injuries that are frequently experienced by the general public.

Continue reading to learn which personal injury cases are the most common in this part of the country, and who to call for accurate industry answers and assessments.

Personal Injuries and Accidents

We are familiar with certain accidents that happen quite often in our lives; from tripping and falling, to scraped knees, broken bones, twisted ankles, hurt backs, and more. But a true personal injury case stems from an injury that is serious. It is important to differentiate between a standard exemplary injured, like a minor burn or bump on the head, to a serious one. It is the severe and serious accidents that require legal follow-up and potential suit. Here are the most common personal injury cases seen today, in our part of the world:

• Slip and Fall Accidents
• Worker’s Compensation
• Wrongful Death
• Motor Vehicle Injuries
• Defective Products
• Pedestrian Injuries
• Head/Concussion Injuries
• Drunk Driving Accidents
• Dog Bites
• Assault and Battery
• Elder Abuse
• Sexual Crimes
• Orthopedic Injuries
• And More

If you or a loved one has been hurt in a serious accident recently, contact an Indianapolis Accident Lawyer as soon as possible. You may be entitled to compensation for your injuries and related damages. There is a statutes of limitations in most states that regulates and restricts the amount of time a victim, or the family of a victim, can legally pursue a lawsuit against a guilty or negligent party. This is why it is important to act fast, and retain proficient legal counsel right away.

Indianapolis Personal Injury Attorneys

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 and schedule a free initial consultation with licensed Indianapolis personal injury attorneys in Indiana today. Daniel Craven, and the team of licensed accident lawyers, are highly accomplished and proficient in personal injury law. We provide free initial consultations to assess your case and determine your eligibility for compensation with no obligation to you. And we never collect fees unless we prevail for you! Call 317-881-2700 for accurate and reliable guidance to filing a personal injury claim, today.