The Difference Between Special and General Damages in an Accident Settlement

When it comes to personal injury settlements, there are two primary categories of financial payment (damages) awarded to victims or survivors of victims: general damages and special damages. Such damages are awarded based on the specific losses incurred by the claimant or claimants.

Continue below for a brief description of general and special damages, including how they compare to one another and where you can find more information pertaining to your recent, wrongful accident in Indiana.

Accident Law Firm Indianapolis Indiana 317-881-2700
Accident Law Firm Indianapolis Indiana 317-881-2700

The Purpose of Personal Injury Damages

Under tort law, when a person is a victim of negligence, which a is a failure to use reasonable care, a judge or jury may award damages to compensate them for their injuries and losses. Such damages can range from lost paychecks and medical bills to pain, suffering, and more. To measure the value of damages, a court must consider the losses and injuries of an accident victim’s body, mind, property, and overall quality of life. Personal injury settlements are designed to help accident victims or surviving family get back to the same state of life they were in before the accident and to fairly compensate the victim for what they experienced and will experience in the future.

Although there are several types of personal injury damages that may be awarded in a settlement, the two main categories are general damages and special damages.

Special Damages

Also referred to as compensatory or economic damages, special damages are the calculable to a large extent, losses suffered by a personal injury victim. They include hospital bills, medical expenses, lost wages from missing work, mileage to and from doctor’s appointments, property damages (in some cases), and similar precise values that can be added up with a calculator.

General Damages

General damages are also referred to as non-economic damages. These are damages that cannot be measured by a calculator, such as pain, suffering, metal anguish, PTSD, prolonged physical therapy or medical treatment, permanent disfigurement or scarring, and other conditions that cause a personal injury victim to lose overall enjoyment of life.

It is common for a personal injury victim to be entitled to both kinds of damages. Additional categories of damages that may be awarded in a personal injury lawsuit include punitive damages and future damages.

How to Determine Your Damages and Losses After an Accident

If you are wondering which damages you or your family are entitled to after being seriously injured in a wrongful accident, it is necessary to consult with an experienced Indiana personal injury lawyer. Accident attorneys can provide a free case evaluation that will allow you to discuss your questions and concerns with a licensed professional.

There are many ways a personal injury lawyer can prove your damages.  You should save all medical bills, receipts, and any other type of documentation that shows the effects of your injuries. You should also save records showing when you missed work.  You attorney will also help in obtaining the information for your claim.

Not sure which personal injury attorney in Indiana to choose for help you with your case? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned Indianapolis Indiana accident attorney you can trust to recover the settlement or verdict you deserve. We represent victims all throughout the state of Indiana and Indiana residents injured in other states.

Related Posts:

Can I Receive Personal Injury Compensation Without Filing a Lawsuit?
The Difference Between General Damages and Punitive Damages
Legal Facts About Pain and Suffering Damages in Indiana

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The Difference Between General Damages and Punitive Damages

When a victim is awarded a judgment in a personal injury case, it is for the purpose of helping the victim recover from their damages and losses they’ve wrongly suffered as a result of the accident. There are different kinds of damages in a personal injury case, some that compensate victims for pecuniary losses, and others that are meant to punish the negligent and serve as an example. Among all the possible types of damages, two common categories of damages awarded in accident cases are general damages and punitive damages.

Continue reading to learn the difference between the two, and what to do if you recently suffered serious injuries as a result of another’s negligence, recklessness or malicious intent.

Indiana Personal Injury Attorneys 317-881-2700
Indiana Personal Injury Attorneys 317-881-2700

General Damages

General damages fall under compensatory damages, also known as “actual” damages since they are calculated by traceable, quantifiable, and tangible losses. Such damages are awarded in a personal injury case to compensate a victim for the various financial losses they’ve suffered as a result of being negligently injured. Such losses that fall under general damages include hospital bills, medical expenses, lost work income, and sometimes legal fees and property damage.

General damages, also known as hedonic damages, are intended to compensate for non-economic losses, such as pain and suffering. Additional examples of possible losses covered under general damages include permanent disfigurement or disability, prolonged physical therapy, loss of the ability to work, reduced quality of life, mental anguish, loss of consortium, and wrongful deaths.

Special Damages

In addition to compensatory and general damages, special damages compensate victims for quantifiable economic losses, such as lost wages, hospital bills, medical expenses, legal fees, and property damage. Special damages can also include incidental and future damages if evidence can prove future losses like prolonged therapy or loss of earning capacity.

Punitive Damages

Not only are personal injury victims compensated for their economic and non-economic losses, they might also be awarded extra compensation for punitive damages. Punitive damages are not meant to cover a physical or mental loss. Instead, they are awarded to punish the defendant and set an example to the public to thwart the particular type of conduct involved. You see, standard negligence is violating your general, lawful duty to act with reasonable care. Gross negligence, on the other hand, is this same disregard for your duty of care, but at an egregious level.

In most states, a victim can seek punitive damages if the negligent party is found to have demonstrated intentional misconduct, gross negligence or reckless indifference. Gross negligence refers to conduct that is reckless and demonstrates or represents a mindful disregard or lack of sympathy of another’s safety, health, life, or civil rights. In some states, it is only required to prove that the negligent party acted recklessly, maliciously, or deceitfully.

Examples of intentional misconduct and gross negligence:

A person drops a heavy rock from a highway bridge with the intent of hitting a passing car. The rock smashes into the windshield of a moving car, causing the driver to instantly lose control of their vehicle and wreck. The driver is seriously injured, and might be awarded punitive damages under the principal of intentional or reckless misconduct.

A building inspector informs a business owner that their roof is in dangerous condition, and orders that the hazardous areas be closed off to customers until they are repaired. The business owner fails to take any action, and later, the roof collapses on a group of customers, severely injuring them. These customers might be awarded punitive damages under the principle of gross negligence.

Where to Get Help With a Personal Injury Claim in Indianapolis

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help with personal injury claims in Indianapolis, Indiana. Our experienced accident lawyers can help you obtain the settlement you deserve after suffering a serious injury. We offer free initial consultations and never collect attorney fees unless we prevail for you. Schedule your consultation before the statutes of limitations runs out on your claim. We represent injured persons throughout the State of Indiana.

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