Does Personal Injury Compensation Cover Mental Health Treatment?

Posted on October 22, 2021 by admin

It is very common to suffer mental anguish and emotional health complications after being wrongly injured in an accident. This is especially true for those who have lost a loved one to a wrongful death incident, or for those who have to experience prolonged rehabilitation and therapy for their injuries or permanent injuries.

For this reason, many wrongfully injured victims wonder if they can obtain personal injury compensation to cover the cost of mental health treatment following an accident. The answer this question is not clear-cut, so continue reading to learn the facts you need to know.

Personal Injury Lawyer Indianapolis IN 317-881-2700

Claiming Mental Health Therapy as Part of Your Personal Injury Damages

As a wrongfully injured victim in a personal injury case, if you believe that your accident is directly related to your need for mental health therapy, you are entitled to claim these costs as damages. However, juries have the discretion of accepting that claim, as they would with any other medical claim. Insurance adjusters and legal representatives for insurance companies can be quite stubborn when it comes to accepting injured victims claims, even if supporting medical documentation is submitted. They will do everything they can in their power to reduce the value of the person’s claim as this is what they are trained to do and, in the end, if the insurance company pays less the insurance company makes more money.

For these reasons, it is critical to retain an experienced and skilled Indianapolis Indiana attorney who is well-versed and experienced in your type of personal injury accident. For instance, if you are injured in a car accident, be sure to hire a seasoned personal injury car accident lawyer. If you are injured in a slip and fall accident, search for lawyers who specialize in premises liability cases. Accordingly, if you are injured at work, hire a workplace inju r y lawyer who knows OSHA regulations and all surrounding Worker’s Compensation laws.

Does Your Mental Health Treatment Relate to Your Accident?

When determining your eligibility for being awarded compensation for mental health treatment, whether through a therapist or psychologist, it is important to ask yourself: “Does my need for mental health therapy relate to my accident?” and “Am I receiving mental health treatment from a qualified mental health professional?”

If the answer to these questions are: “yes”, then you can claim the cost of your therapy as damages in your personal injury case and the jury can put a dollar figure award for your psychological injuries as well. From there, your injury attorney will document a strong and impactful case to prove your damages and obtain the maximum settlement or verdict you deserve.

One way your personal injury lawyer will prove that your mental health therapies are related to your accident is to obtain a written opinion from a licensed medical practitioner stating that your mental, psychological, or emotional condition and the resulting necessary medical care, is causally related to the at-fault party’s negligent actions or inactions.

Mental Health Professionals Include:

☑ Therapists
☑ Counselors
☑ Licensed Social Workers
☑ Psychiatrists
☑ Psychologists

Because personal injury cases consider medical expenses as damages, seasoned Indiana personal injury lawyers can prove that your mental health therapy expenses, including both counseling sessions and prescription medications, are valid medical expenses causally linked to your accident, and therefore legitimate damages that you should be compensated for.

Are you looking for skilled personal injury attorney to represent you in your Indiana accident claim? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Act now, before time runs out on your claim or significant evidence supporting your claim is lost. We represent surviving loved ones and persons injured as a result of the negligence of another throughout the state of Indiana.

Local Indianapolis Personal Injury Law Firm 317-881-2700 — Schedule a Free Consultation!

FAQS About Car Crash Personal Injury Lawyers

Posted on October 8, 2021 by admin

After being injured in a car crash in Indianapolis, you are likely wondering how to get started with the process of hiring an Indiana personal injury lawyer. After all, the thought of paying out of pocket for all your past, current, and future damages can be a scary one. Fortunately, there are plenty of qualified resources to rely on for answers to your auto accident personal injury questions.

Continue reading to review some frequently asked questions about car crash personal injury lawyers in Indiana, and even learn how to get started on a case evaluation soon.

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Frequently Asked Questions About Car Accident Personal Injuries

Do I Need to Hire an Indianapolis Car Accident Attorney?

Regardless of how minor the insurance adjuster for the at-fault party claims your car accident injuries or damages might be, it is vital to retain professional legal representation from an experienced personal injury lawyer who specializes in motor vehicle accidents.

Many car accident victims make the mistake of believing they can represent themselves in a car crash personal injury claim; only later to discover that their case was worth much more than what they eventually settled for. A skilled and seasoned car crash attorney in Indianapolis will use every resource in their power to obtain the maximum settlement or verdict for you.

Can Wrongful Death Car Crash Victims File an Accident Claim in Indiana?

If you are a spouse or next of kin who has just suffered the wrongful death of a loved one, an Indiana auto accident lawyer will protect your rights to compensation for all of the resulting damages and losses incurred to the family, including medical expenses, hospital bills, loss of social security benefits, loss of income, loss of consortium, pain, suffering, and more.

What Will a Car Accident Attorney Do?

Not only will a car accident attorney in Indiana support you through your recovery process from start to finish, they will also navigate all elements and aspects of your personal injury claim. This includes recovering and scrutinizing all gathered evidence surrounding your case, interviewing any eyewitnesses or involved parties, documenting all testimonies, obtaining photographs, videos and other evidence, conferring with your medical professionals in regard to your injuries and recovery process, and if necessary, obtaining the services of an accident reconstruction specialist to assist in proving the fault of the other driver if necessary.

How Much Does it Cost to Hire a Car Crash Lawyer in Indianapolis?

Personal injury law firms in Indianapolis may differ in terms of their payment arrangement and business model, but most work on contingency. This means that clients do not pay any upfront lawyer fees or costs. In fact, clients do not pay at all unless their personal injury lawyers recover a settlement or verdict for them.

Once a settlement or verdict is obtained, then clients will pay the lawyers a previously agreed upon percentage of their compensation from the defendant’s insurance company. Furthermore, we offer free initial case evaluations to determine your eligibility for pursuing legal action against an at-fault party.

Where Can I Find the Best Car Crash Personal Injury Law Firm in Indianapolis?

The Law Office of Craven, Hoover, and Blazek P.C. is ready to fight for your rights in an Indiana personal injury car accident case. We begin with a thorough review and assessment of the circumstances surrounding your auto accident so that we can document a strong case against the negligent party or involved third parties.

If we cannot get insurance companies or opposing parties to settle out of court and provide you the compensation you deserve and are owed, we take the lawsuit to court. Our Indianapolis Indiana car accident attorneys offer free case evaluations and do not collect lawyer fees unless we recover a settlement or verdict for you so there is no reason not to contact us today.

Are you ready to get started on your auto accident personal injury claim? Contact us directly at 317-881-2700 to schedule a free initial consultation with a licensed Indianapolis Indiana personal injury lawyer, today. We represent injured victims all throughout the state of Indiana.

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How to Cope With the Planning of a Loved One’s Funeral

Posted on September 30, 2021 by admin

Grief and sorrow can be paralyzing after learning of a loved one’s death. It is never easy when a person close to you has passed away. On top of dealing with the angst and pain of losing someone that was an intimate part of your life, you have the responsibility of planning their funeral.

In these circumstances, it is advised to seek out (and let in) as much help and support needed to avoid becoming overwhelmed with anxiety and grief. A funeral should be a beautiful ceremony that honors your loved one’s life and recognizes the impact they had on our world. With the right coping mechanisms and support system, stress can be minimized in the funeral planning process.

Continue reading to learn some helpful tips for coping with grief while planning your loved one’s funeral, as well as how to bring about a wrongful death claim if your loved one lost their lives because of another’s negligence.

Wrongful Death Lawyer Indianapolis Indiana 317-881-2700 — Wrongful Death Lawyers Indianapolis Indiana 317-881-2700

Managing Family and Friends

After losing someone, you may feel like you want to hide away and be alone. The only people it seems you can talk to are the ones closest in your life. When you have to plan a funeral, this is just not possible. You must gather up the strength to make and take phone calls, receive people’s condolences, make funeral arrangements, and inform every one of funeral details. This can all appear exhausting to someone grieving over the loss of a loved one.

Here are ways to cope through these challenging circumstances:

Begin by contacting the people closest to the person who has passed away. Be sure to remember that they will also need a chance to express their grief, just as you do. Although you are still feeling overwhelmed with sadness, try to be there for close family and friends for reciprocal support.

Next, decide on whether the funeral will be small or large. This all depends on the person’s final wishes, and the funeral budget. Determine what they would have wanted, but do not stress over the details. The most important part of the funeral is honoring the person and remembering them, not what color the flowers are and when the reception food will be ready.

In most cases, you can simply hire a funeral director to handle the small details for you, while you take charge of arranging the dates and attendance list. Sharing some of the responsibilities with other loved ones is also recommended.

Wrongful Death Claims

If your loved one lost their life because someone else was negligent or careless, the deceased’s dependents and possibly other family members could be entitled to a settlement. Contact a licensed Indiana wrongful death lawyer to learn your eligibility for recovering compensation for damages such as medical expenses, hospital bills, lost wages, loss of social security, disability or employment benefits, pain, suffering, loss of consortium, loss of companionship, and more.

Was your loved one wrongly killed in an accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for wrongful death personal injury representation in Indianapolis, Indiana. We represent clients all throughout the state.

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What are the Indiana Civil Statute of Limitations?

Posted on September 14, 2021 by admin

Whether you are a victim of libel, slander, or injury, it is in your best interest to learn how much time you have to bring about a claim against the at-fault party who caused your damages. This time period is known as statute of limitations, and here in the Hoosier state, they can differ depending on the type of accident or injury.

For now, continue reading to review the common Indiana civil statute of limitations, and learn where to get the most trusted legal advice for your personal injury claim in Indianapolis.

Indianapolis Personal Injury Lawyers 317-881-2700

Civil Statute of Limitation Laws in Indiana

Victims of personal injuries or torts, including next of kin and immediate family members who have lost a loved one because of a wrongful death accident, must file their personal injury claim or civil action against an at-fault party within a set period of time. This deadline is known as the Indiana statute of limitations.

For most personal injury cases, the Indiana statute of limitations is two years. In fact, most states have a similar statute of limitations for most civil actions and tort cases. But for other types of accidents and injuries in Indiana, the statute of limitations could be as high as 20 years or as low as six months.

Here are some of the most common types of civil action cases, as well as their statute of limitations:

► Injury to a Person – 2 Years
► Libel/Slander – 2 Years
► Professional Malpractice – 2 Years
► Fraud – 6 Years
► Trespassing – 2 Years
► Harm to Personal Property – 2 Years
► Collection of Debt on Account – 2 Years
► Collection of Rent – 6 Years
► Contracts – 10 Years Written, 6 Years Oral, 2 Years Employment Agreements, 6 Years Payment of Money

A Possible Exception Could Be the Discovery Rule

Many states have some form of a “discovery rule” exception to their statute of limitations, which extends the filing deadline for making a personal injury claim under very specific circumstances. This discovery rule extension is generally granted when a personal injury victim did not know about their injuries until after the statute of limitations expired, who was responsible for the accident until after the statute of limitations ran out, or that the suspected liable party’s actions may have caused their injuries until after the statute of limitations expired. This is common in medical malpractice cases.

Governmental Defendants

If the defendant is a governmental agency your time limitations for making a claim are significantly reduced. A Tort Claim Notice has to be sent to the possible governmental defendant in less that 6 months in some circumstances.

Why You Need to File a Claim ASAP

Because Indiana does have statute of limitation laws for civil actions and personal injury claims, it is important to act fast on your claim. The clock begins to take as soon as your accident takes place, so be sure to contact Indiana personal injury law firm as soon as you have been medically stabilized. They can take on all elements and aspects of your personal injury case from that point and ensure that you obtain the maximum settlement or verdict for your claim.

Not sure which personal injury law firm in Indiana trust for the best representation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with a seasoned Indianapolis IN accident attorney you can trust. We represent clients all throughout Indiana, and offer free initial case evaluations over the phone, via online video, or in person.

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Will My Case Have a Better Outcome if I Hire a Personal Injury Lawyer?

Posted on September 3, 2021 by admin

Although you are not required by law to hire a lawyer to represent your personal injury claim, it is strongly encouraged. Continue reading to learn why a personal injury attorney is your best ally in recovering the maximum settlement for your damages and losses.

Indianapolis IN Accident Attorneys 317-881-2700

Benefits of Personal Injury Representation

Hiring a personal injury lawyer to represent you in your accident claim is smart, not just for financial reasons, but for practical ones as well. You see, a lawyer is your single point of communication and accountability during your claims and case process. They handle every aspect of your case, from recovering a full and fair damages settlement or verdict for your medical bills, lost wages, pain and suffering, etc… for you, to remaining a steadfast supporter during a trying time in your life.

Additionally, personal injury lawyers often work on contingency, which essentially means they only bill you for their services if they are successful at recovering a settlement or verdict for you. Under a contingency-fee payment model, you would not be required to pay any upfront lawyer fees. You will only pay if you are awarded compensation.

Most importantly, personal injury lawyers know tort law. They know all the intricacies of the judicial system in which they work in, and they know all of the strategies and tactics that are effective against the local and national insurance companies. They have the specialized skills and knowledge to investigate personal injury cases down to the very last detail and prove their clients’ damages.

Expert personal injury lawyers can usually negotiate accident claims outside of court, but, if necessary, they are perfectly prepared to take a case to trial and fight for their victims’ rights to full and fair compensation.

Why You Do Not Want to Represent Your Own Claim

Some people choose to represent themselves in legal disputes or lawsuits, but when it comes to an accident claim, you do not want to take the chance. Navigating personal injury claims takes experience, industry knowledge, and most importantly, skill.

Insurance companies are ruthless as the less money they settle the claim for, the more they keep for themselves and because of this, they specifically train their adjusters to try to get injured victims to agree to the smallest settlement possible. A skilled personal injury lawyer is well-versed in such insurance adjuster tactics and knows how to navigate around them for a successful outcome.

Overall, if you want the best outcome possible for your personal injury claim, you will need to hire a personal injury law firm.

Avoid Hiring a General Practice Lawyer

A common mistake made by personal injury victims and survivors is not hiring the right type of lawyer. General practice or family lawyers are not well-versed in tort law and may not be the best asset for your claim. Hiring a specialized personal injury lawyer is the best choice for accident and injury claims and lawsuits. They are the professionals who retain the proper legal acumen and experience to obtain the best possible outcome for accident victims and their families.

Think of it this way: in the medical field, your primary care physician makes a referral for you to go see a specialist because they are more knowledgeable in a particular medical area of practice, say a neurologist or neurosurgeon. It is the same for the legal profession. If you need a will done, you would go see an attorney who practices in the probate area of law. If you have a personal injury case, you should hire a law firm where all its attorneys each have over 25 years of experience in every type of personal injury case.

Are you ready to learn more about pursuing legal action against the party who caused your injuries and subsequent damages? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. Act fast, before time runs out on your claim or evidence supporting your claim is lost. All of our attorneys are very experienced (more than 25 years each) in personal injury cases of all kinds and we represent injured persons throughout the state of Indiana.

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What are Economic Damages in a Personal Injury Case?

Posted on August 24, 2021 by admin

The primary purpose of filing a personal injury claim is to pursue and recover financial compensation from an at-fault party for a victim’s damages. When a settlement or verdict is obtained, the at-fault party’s insurance company pays the verdict or settlement. This is intended to put the victim back into the position they were in before the accident, or to make them whole once again, including a monetary amount for the pain and suffering the injured person endured.

But we all know this isn’t always possible. For injured persons, damages are more than just financial, and a victim can never be the same after a serious accident. Therefore, several types of damages exist in accident law and are awarded in successful personal injury cases. But many people are confused about what the term damages represents in personal injury tort law.

Continue reading to learn what damages are in relation to accident lawsuits, and the difference between economic and non-economic damages.

Personal Injury Damages and Losses

Damages that result from a personal injury caused by a negligent party are generally losses. These losses can be financial, emotional, physical, and mental. Depending on the types of losses experienced following a personal injury, damages can be economic, non-economic, punitive, or a combination of all three. There are also damages known as nominal damages, which are small sums of compensation that are awarded to acknowledge that a victim, although not seriously injured or subject to substantial financial losses, was still violated in terms of their rights.

Facts About Economic Damages

Economic damages, also known as compensatory damages or general damages, are the calculable financial losses that can be defined by an actual dollar amount and redeemed through financial compensation. Economic damages include hospital bills (i.e., hospitalization, ambulance transport, anesthesia, emergency room services, surgeries, doctor care, x-rays, MRI’s, etc.), medical expenses (i.e., physical therapy, medical equipment, medication, etc.) lost wages from time off work, property damages, lost benefits from spouses’ death (i.e., insurance, veteran benefits, etc.), in-home nurse, and anything else that was a direct financial loss to the victim or their family.

Facts About Non-Economic Damages

Non-economic damages are more difficult to assign a dollar amount to because they are not direct and tangible monetary losses, like medical bills and lost wages. Instead, they are damages awarded for emotional or mental losses and tribulations. Examples of non-economic losses include pain and suffering damages, mental anguish or illness (i.e., depression, anxiety, etc.), loss of companionship (i.e., wrongful death, brain damage to loved one, paralysis of loved one that changes or prohibits the relationship, etc.), long-term medical care or medication dependencies, diminished quality of life, permanent disabilities, loss of ability to work, and more.

Understanding Punitive Damages

For very malicious or egregious acts, a judge or jury might also award punitive damages depending on the circumstances of a case. These are different from economic and non-economic damages because they are not intended to put a victim back into the same position they were in before an injury or accident, at least as much as possible. Although punitive damages are still paid in part to the plaintiff, they are meant to be more of a punishment for the at-fault party. They are intended to set a public example and double as a deterrent for the type of gross negligence involved in the case.

Are you ready to speak with a licensed injury attorney about obtaining compensation following your wrongful accident? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial case evaluation for your personal injury claim in Indianapolis, Indiana. Act now before evidence is lost and time runs out on your claim. We represent clients all throughout the state.

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How to Prepare for Your Personal Injury Consultation

Posted on June 18, 2021 by admin

When meeting with a personal injury lawyer for the first time after being wrongfully injured in an accident that was not your fault, it is normal to experience a broad range of emotions, including nervousness, anxiety, and confusion. So, before your initial case evaluation at a personal injury law firm, help yourself by learning what to expect and how to prepare. Continue reading for tips on meeting the personal injury lawyer for the first time.

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The Purpose of a Personal Injury Case Evaluation

Virtually all personal injury law firms offer free initial consultations, which allow potential clients to learn their eligibility for pursuing legal action against the wrongful party who caused their accident and subsequent injuries, as well as get to know the lawyers and legal team that will be working the case. During your initial consultation, you will discuss your accident and injuries with a licensed personal injury attorney who will gauge the strength of your claim and determine the best course of action to recover compensation for your damages and losses from the at-fault person’s/company’s insurance company.

How You Can Prepare for Your Initial Consultation With an Accident Lawyer

There are plenty of things you can do on your end to be fully prepared for your initial consultation at a personal injury law firm. First, gather all relevant documents and proofs of evidence related to your accident and subsequent injuries. Such documents might include medical bills, notices, letters and/or emails from insurance companies, receipts, police reports, witness statements, medical records, doctors’ notes, records of current treatment, previous paychecks prior to your accident, and anything else that might have to do with your claim.

Once you have gathered all of the necessary paperwork and documentation that is related to your case, your next step to prepare for an initial consultation is to write down a statement or summary of your accident, injuries, and current quality of life and living situation. Be as chronological and detailed as you can, including any times, dates, people, places, and things involved in the accident. At the end of your summary, write down any questions you have for your lawyer. This way, you’ll be able to remember exactly what inquiries you have about your rights.

The Day of Your Case Evaluation

It is important that you arrive on time for your personal injury case evaluation. If you are unable to be on time, or unable to make it all together, be sure to call ahead and let the office manager know as soon as possible.

When you arrive at the office for your meeting, you will check in at the front desk with the office manager or receptionist. You will likely have a seat and a small waiting room, and then be escorted back to an attorney’s office by the attorney themselves or their paralegal. It is very important that you be completely honest with your lawyer and turn over all documents and paperwork that you have gathered for your case.

Are you ready to schedule a free personal injury case evaluation in Indianapolis? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to meet with a seasoned Indianapolis Indiana accident attorney you can trust to recover the settlement you deserve. We represent injured persons and dependents of loved ones in wrongful death cases throughout the state of Indiana.

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How a Personal Injury Attorney Will Prove Your Accident Claim

Posted on June 8, 2021 by admin

Negligence is the legal concept that personal injury cases depend on. You need proof of negligence for an injured victim’s legal team to recover compensation for the injured person’s damages. This is why it is so vital to hire a licensed personal injury attorney that is experienced in the specific type of serious accident (motor vehicle, trucking collision, slip and fall, wrongful death, etc…) you or a loved one were recently involved in.

Hiring a seasoned accident attorney will give you an advantage when it comes to proving fault in a personal injury case. Just be sure to act fast before evidence is lost and file a claim before your state’s statute of limitations runs out.

Continue reading to learn more about establishing negligence and personal responsibility in an injury claim.

Indianapolis IN Personal Injury Attorneys 317-881-2700

A Brief Explanation of Duty of Care in a Personal Injury Lawsuit

Negligence can be defined in many ways, but there are two fundamental factors that make evident its basic concept: the two factors being “duty of care” and “breaching” that duty. Every person in the United States has a legal responsibility, or duty of reasonable care, to prevent or avoid causing harm to another person, whether intentional or accidental. Establishing a party’s duty of care is the primary step in a personal injury case, and the step your lawyer will be initially focused on.

Proving Liability

Your hired legal team will work to prove that the at-fault party had a responsibility and failed to uphold that responsibility, causing another person to get injured or killed. They need to show the jury or judge that a defendant breached their personal duty of care, which led to a person getting hurt. If these two concepts can be established and upheld, then a plaintiff has a greater chance of winning their case and recovering recompense for their damages.

Proving Damages and Losses

Once these two concepts are demonstrated and confirmed, the next step is to prove that their client (the injured victim or plaintiff) suffered damages as a result of the defendant’s negligence. For more information or advice regarding accident lawsuits and filing claims after being hurt in an accident, be sure to consult a licensed Indianapolis Indiana accident lawyer for accurate and knowledgeable counsel you can trust.

Are you ready to begin the process of filing an accident claim after being wrongfully injured in an accident or event? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn your eligibility for pursing legal action against a suspected at-fault party. Once a verdict or settlement is obtained, the at-fault party’s insurance carrier pays the verdict or settlement. From the initial consultation to the final verdict if necessary, our Indianapolis personal injury attorneys are by your side every step of the way.

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Facts About Lost Wages in a Personal Injury Claim

Posted on May 14, 2021 by admin

There are many types of damages and losses a personal injury victim can incur as a result of their accident and subsequent injuries. But one of the most common types of losses experienced by accident survivors is lost wages. When a person is seriously injured, they often lose time at work due to frequent hospital or doctors’ visits, or miss work entirely because they are unable to perform their work duties. Without a steady paycheck, accident victims then go on to suffer other types of financial losses, such as house bills and car payments.

For this reason and more, it is important for wrongfully injured victims to recover the full and fair compensation they rightfully deserve, including damages for lost wages. A personal injury lawyer can help you obtain the maximum settlement or verdict for your accident claim if you lost past, current, or future earnings as a result of another’s negligence.

Continue below to learn more about lost wages, including how to prove them in a personal injury case and where to find skilled personal injury representation near you.

Recovery After an Accident

Because injuries vary so greatly, so does the spectrum of recovery times. One person might recover within a few weeks, and able to return to work while they finish healing, while another person might spend years in recovery. Some personal injury victims never fully recover and lose their ability to work altogether. In all cases and scenarios, wrongfully injured victims deserve to be compensated for their lost income, as well as a wide range of additional damages, such as medical expenses, hospital bills, pain and suffering, mental and emotional anguish, permanent or partial disability, and much more as it pertains to the case.

Types of Lost Wages and Proving Them

There are various types of earnings a personal injury victim can lose out on, whether the victim is the actual injured person or a spouse or family member. The most common types of lost wages awarded in personal injury cases include hourly wages, overtime, sick leave, vacation days, bonuses, company perks, and benefits (i.e. insurance, social security, pension, etc.).

With so many kinds of wages paid to injured workers, it is necessary to prove such incomes with concrete evidence. The most common pieces of evidence used to prove a victim’s lost wages include pay stubs, tax documents, W2’s, a letter from the employer verifying a worker’s wages, a doctor’s note stating an employee cannot work, medical records, expert testimony, and basic data about their work schedule and weekly hours. If a victim is self-employed, their business’s banking records would be presented.

Future Lost Wages

Not only can personal injury victims possibly collect compensation for past and current lost wages, but they may also qualify to collect compensation for future lost earnings as well. This type of personal injury claim is referred to as a loss of potential to earn, and is often awarded in personal injury cases when a victim’s injuries are sustaining, rendering them unable to work for the foreseeable future. They are compensated for all projected future earnings, including pay raises, promotions, bonuses, overtime, and benefits.

Do you want to learn your eligibility for collecting compensation for lost wages after being wrongfully injured in an accident? Contact the accident attorneys at Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with a seasoned personal injury lawyer in Indianapolis, Indiana.

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How Soon Should I Notify My Insurance After Being Injured in an Accident?

Posted on May 3, 2021 by admin

If you plan on making a claim for an injury, or even just property loss, it is important to notify your insurance company as soon as possible following accident. Continue reading to learn what you need to know about speaking with your insurance company after being injured in an accident that was not your fault.

Indianapolis IN Personal Injury Law Firm 317-881-2700

Notify Your Insurance Carrier Immediately After an Accident

If you are involved in an accident, and you plan on filing a claim for injury or property losses, it is your responsibility to contact your own insurance carrier and notify them right away. This will ensure that filing a claim later on is even possible. Do this regardless of whether or not you plan to file a claim with the other party’s insurance company. Always contact your own insurance first, then contact seasoned Indiana personal injury lawyer to represent your claim.

How Soon is Soon?

For those injured in an accident, it can sometimes be difficult managing a serious phone call right away. If you are sent to the hospital, or severely incapacitated directly after an accident, take the time to recuperate your energy. You should be equally protected so long as you do so within 3 days or 72 hours. If you are capable of calling and speaking to your insurance carrier, do so the very same day of the accident. In many cases, claimants will call directly from the scene of the accident.

Read the Fine Print of Your Policy

It is important to know that some insurance policies have terms and conditions regarding deadlines for notifications of accidents. Your insurance carrier might require you to contact them within a certain time period in order to be eligible for benefits. Be sure you have read your insurance policy thoroughly so that you understand your rights and requirements as a claimant.

Speaking With Insurance Personnel

You must be very careful when you call your insurance company to notify them of your accident. You do not want to implicate yourself in any way that makes you look responsible for the incident. Be sure to stick with the facts of the accident, detailing what happened, where it happened, what property incurred damage, if anyone was injured including yourself, and if there were any witnesses. Your insurance representative will walk you through a series of questions to get the information they need, initially.

Do Not Speak With Other Insurance Adjusters

If another person’s insurance company contacts you to discuss the accident, do not take the call. Only allow your accident lawyer to speak with any other parties’ insurance representatives or adjusters. These employees are trained to manipulate any information you give them to lessen the value of the claim, or hold you responsible in any way for the accident. Even when contacting your own insurance company to explain the accident, it is best to first speak with your accident lawyer.

Does all of these seem quite stressful to you? You don’t have to worry about comprehending fine prints in insurance policies and claimant rights after an accident. Just hire a skilled and experienced Indianapolis accident lawyer to represent your claim. They will navigate all aspects of your claim for you, and recover the full compensation you deserve for your losses and damages.

Ready to get started on your accident claim now? Contact the accident attorneys at Craven, Hoover, and Blazek P.C. to schedule a free consultation with a seasoned accident attorney in Indianapolis, Indiana. We also represent persons who live here, but injured in another state.

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