If you plan on making a claim for an injury, or even just property loss, it is important to notify your insurance company as soon as possible following accident. Continue reading to learn what you need to know about speaking with your insurance company after being injured in an accident that was not your fault.
Notify Your Insurance Carrier Immediately After an Accident
If you are involved in an accident, and you plan on filing a claim for injury or property losses, it is your responsibility to contact your own insurance carrier and notify them right away. This will ensure that filing a claim later on is even possible. Do this regardless of whether or not you plan to file a claim with the other party’s insurance company. Always contact your own insurance first, then contact seasoned Indiana personal injury lawyer to represent your claim.
How Soon is Soon?
For those injured in an accident, it can sometimes be difficult managing a serious phone call right away. If you are sent to the hospital, or severely incapacitated directly after an accident, take the time to recuperate your energy. You should be equally protected so long as you do so within 3 days or 72 hours. If you are capable of calling and speaking to your insurance carrier, do so the very same day of the accident. In many cases, claimants will call directly from the scene of the accident.
Read the Fine Print of Your Policy
It is important to know that some insurance policies have terms and conditions regarding deadlines for notifications of accidents. Your insurance carrier might require you to contact them within a certain time period in order to be eligible for benefits. Be sure you have read your insurance policy thoroughly so that you understand your rights and requirements as a claimant.
Speaking With Insurance Personnel
You must be very careful when you call your insurance company to notify them of your accident. You do not want to implicate yourself in any way that makes you look responsible for the incident. Be sure to stick with the facts of the accident, detailing what happened, where it happened, what property incurred damage, if anyone was injured including yourself, and if there were any witnesses. Your insurance representative will walk you through a series of questions to get the information they need, initially.
Do Not Speak With Other Insurance Adjusters
If another person’s insurance company contacts you to discuss the accident, do not take the call. Only allow your accident lawyer to speak with any other parties’ insurance representatives or adjusters. These employees are trained to manipulate any information you give them to lessen the value of the claim, or hold you responsible in any way for the accident. Even when contacting your own insurance company to explain the accident, it is best to first speak with your accident lawyer.
Does all of these seem quite stressful to you? You don’t have to worry about comprehending fine prints in insurance policies and claimant rights after an accident. Just hire a skilled and experienced Indianapolis accident lawyer to represent your claim. They will navigate all aspects of your claim for you, and recover the full compensation you deserve for your losses and damages.
Ready to get started on your accident claim now? Contact the accident attorneys at Craven, Hoover, and Blazek P.C. to schedule a free consultation with a seasoned accident attorney in Indianapolis, Indiana. We also represent persons who live here, but injured in another state.
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