FAQS About Work Related Car Accidents

In today’s workforce, many employees are required to drive as a part of their job-related duties. When an employee is involved in a car accident, whether in their personal car or in a company car, so long as they were performing work-related duties, workers’ compensation usually pays for all of their medical expenses and the majority of their lost wages from missing work. But after being in a car accident, injured victims suffer more damages than just medical expenses and lost wages. In such cases, they may be eligible to pursue in accident claim against third parties responsible for any damages resulting from their car accident injuries.

There’s a lot to know about work-related car accidents, workers’ compensation benefits, and third-party claims, but fortunately you don’t have to bother with any of this. As soon as you are capable, speak with a licensed Indianapolis personal injury lawyer to learn the best course of action for your car or trucking accident claim in Indiana.

In the meantime, continue reading to review some frequently asked questions about work-related car and trucking accidents to get a better understanding of what type of legal process you may experience ahead of you.

Indianapolis Indiana Car Accident Lawyer 317-881-2700
Indianapolis Indiana Car Accident Lawyer 317-881-2700

What is Considered a Work-Related Car Accident?

A work-related car accident is when an employee who is performing work duties is involved in a car or trucking wreck or collision. The accident does not have to be with another vehicle; it can be just the employee. The most common types of work-related car accidents happen to those whose primary role is driving, such as delivery drivers, commercial truck drivers, bus drivers, and similar commuting-based vocations.

What are Some Other Types of Work-Related Car Accidents That May Be Covered Under Workers’ Compensation?

In addition to those whose primary role within the company is to drive, there are other types of work-related car accidents that can take place. Car accidents happen in an employer’s parking lot may be covered under workers compensation, as well as employees who are driving from one company location or job site to another for the purpose of a job shift change. Also, workers compensation may cover car accidents that occur to employees who are driving to or from a mandatory company meeting or event, such as a training program or conference.

What are Some Examples of Car Accidents That Would Not Be Considered Work-Related, and Therefore Not Covered by Workers’ Compensation?

Not all car accidents are considered work-related even though they may appear to be. In such a case, employees would not be eligible for workers’ compensation benefits. For instance, if an employee is involved in a car accident on their way to work or on their way home from work, their accident would not be considered work-related. Although every case is fact sensitive so it should be investigated.

Another example would be if an employee was in a car accident after a company social event, like a holiday party or charity fundraiser. Since the event is not mandatory, and employees are not compensated for their attendance, a car accident that takes place before or after the event might not be considered work-related.

What Should I Do if I Am injured in a Work-Related Car Accident?

As soon as you are involved in a car accident, whether it is work-related or not, your priority should be medical treatment. Contact the police and the paramedics to ensure that you and anyone else involved in the accident are seen by EMTs. Next, you want to start documenting the scene of the accident. So, be sure that you have the police there to file a police report, get a copy of the police report, and continue to document any other pieces of evidence via video or photos.

Take pictures and videos of the cars involved in the car accident, the nearby intersection, the streetlights, the surrounding environmental terrain, and anything else that could be used as evidence to support your car accident claim. It is helpful to also ask onlookers or witnesses for their contact information in the case that they can provide witness testimony later.

Stay tuned for next week’s blog in which we’ll discuss why injured employees need to hire a personal injury lawyer after being involved in a work-related car accident.

Are you looking for a skilled personal injury attorney who can help you with your car accident or workers compensation claim in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. We represent clients throughout the state of Indiana.

You Might Also Read:

What To Do If You are Injured at Work
Difference Between Third Party Lawsuits and Worker’s Compensation Claims
FAQS About Having to Go Back to Work After a Workplace Injury

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What to Do if You are in a Company Car Accident

Nothing interrupts a workday worse than wrecking the company vehicle. And when injuries are serious, it can interrupt the quality of your life as well. For this reason, it is important to be prepared. Knowing how to handle a car accident in your work vehicle will be helpful to your claim and recovery. Continue reading for tips on what to do if you are ever involved in one.

Indiana Car Accident and Workers' Compensation Lawyers
Indiana Car Accident and Workers’ Compensation Lawyers 317-881-2700

Tips for Driving a Company Vehicle

If you are frequently commuting back and forth in a company car all day long, it is important to be prepared for a car accident. With so much driving, the likelihood of being involved in a collision of some sort increases drastically. To prepare, keep a camera in your vehicle, along with your insurance information, pen, paper, and of course, your drivers’ license. These items will make your post-accident timeline much smoother, and will also allow you to record any evidence you need to support your insurance and/or injury claim. Evidence includes witness statements, witness contact information, other driver’s insurance and contact information, pictures of damages and the scene of the accident, and more.

Steps to Follow After a Company Car Accident

As soon as you are involved in a car accident in your company-issued vehicle, the first step is to seek medical attention right away. Once you are stable, you can continue on. If you are transported directly to a hospital for serious injuries, ask a police officer to help collect the information you need beforehand (if you can). If not, don’t worry about it; an experienced personal injury lawyer can help you gather all the evidence needed to support your case if need be.

If you are stable, then your next step is to check on the other people involved in the accident to see if they are okay. If they require medical treatment, step back and allow them to receive it. If they are stable, then you want to exchange insurance and contact information with them. It is also recommended to take a photo of their insurance card, license plate, and drivers’ license to ensure accuracy in case of clerical errors.

Next, use your phone or camera to take pictures and video of the scene of the accident, the vehicular damages, the road signs, stop lights, or other objects you think contributed to the accident. Also take pictures of any physical injuries you have on your body. Once you have visual evidence, look around to see if there were any witnesses to the accident. Ask them for their contact information if you need their statements during the claims process.

The last step is to hire an experienced Indianapolis personal injury attorney to help negotiate your car accident settlement in the case that you were seriously injured. They can help you recover the full and fair compensation you need to come back from your losses and damages, including hospital bills, medical expenses, lost wages from time off work, pain, suffering, and more.

Craven, Hoover, and Blazek Helps Injured Indiana Car Accident Victims

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a personal injury claim in Indianapolis, Indiana. Seasoned injury lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek, all specialize in car accident injury claims and workers’ compensation claims, and have represented thousands of injured persons in Indiana. Our personal injury law firm offers free initial consultations to evaluate your eligibility to pursue legal action and collect compensation for your damages. Best of all, we never collect attorney fees unless we recover a settlement or verdict for you!

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