FAQS About Car Crash Personal Injury Lawyers

After being injured in a car crash in Indianapolis, you are likely wondering how to get started with the process of hiring an Indiana personal injury lawyer. After all, the thought of paying out of pocket for all your past, current, and future damages can be a scary one. Fortunately, there are plenty of qualified resources to rely on for answers to your auto accident personal injury questions.

Continue reading to review some frequently asked questions about car crash personal injury lawyers in Indiana, and even learn how to get started on a case evaluation soon.

Car Crash Accident Lawyers Indianapolis IN 317-881-2700
Car Crash Accident Lawyers Indianapolis IN 317-881-2700

Frequently Asked Questions About Car Accident Personal Injuries

Do I Need to Hire an Indianapolis Car Accident Attorney?

Regardless of how minor the insurance adjuster for the at-fault party claims your car accident injuries or damages might be, it is vital to retain professional legal representation from an experienced personal injury lawyer who specializes in motor vehicle accidents.

Many car accident victims make the mistake of believing they can represent themselves in a car crash personal injury claim; only later to discover that their case was worth much more than what they eventually settled for. A skilled and seasoned car crash attorney in Indianapolis will use every resource in their power to obtain the maximum settlement or verdict for you.

Can Wrongful Death Car Crash Victims File an Accident Claim in Indiana?

If you are a spouse or next of kin who has just suffered the wrongful death of a loved one, an Indiana auto accident lawyer will protect your rights to compensation for all of the resulting damages and losses incurred to the family, including medical expenses, hospital bills, loss of social security benefits, loss of income, loss of consortium, pain, suffering, and more.

What Will a Car Accident Attorney Do?

Not only will a car accident attorney in Indiana support you through your recovery process from start to finish, they will also navigate all elements and aspects of your personal injury claim. This includes recovering and scrutinizing all gathered evidence surrounding your case, interviewing any eyewitnesses or involved parties, documenting all testimonies, obtaining photographs, videos and other evidence, conferring with your medical professionals in regard to your injuries and recovery process, and if necessary, obtaining the services of an accident reconstruction specialist to assist in proving the fault of the other driver if necessary.

How Much Does it Cost to Hire a Car Crash Lawyer in Indianapolis?

Personal injury law firms in Indianapolis may differ in terms of their payment arrangement and business model, but most work on contingency. This means that clients do not pay any upfront lawyer fees or costs. In fact, clients do not pay at all unless their personal injury lawyers recover a settlement or verdict for them.

Once a settlement or verdict is obtained, then clients will pay the lawyers a previously agreed upon percentage of their compensation from the defendant’s insurance company. Furthermore, we offer free initial case evaluations to determine your eligibility for pursuing legal action against an at-fault party.

Where Can I Find the Best Car Crash Personal Injury Law Firm in Indianapolis?

The Law Office of Craven, Hoover, and Blazek P.C. is ready to fight for your rights in an Indiana personal injury car accident case. We begin with a thorough review and assessment of the circumstances surrounding your auto accident so that we can document a strong case against the negligent party or involved third parties.

If we cannot get insurance companies or opposing parties to settle out of court and provide you the compensation you deserve and are owed, we take the lawsuit to court. Our Indianapolis Indiana car accident attorneys offer free case evaluations and do not collect lawyer fees unless we recover a settlement or verdict for you so there is no reason not to contact us today.

Are you ready to get started on your auto accident personal injury claim? Contact us directly at 317-881-2700 to schedule a free initial consultation with a licensed Indianapolis Indiana personal injury lawyer, today. We represent injured victims all throughout the state of Indiana.

You Might Also Read:

Auto Insurance Terms You Need to Know as a Car Accident Victim
FAQS About Commercial Truck Accident Claims
Tips for Documenting Your Injuries After a Car Accident

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Information About Being Injured By a Driver Who Ran a Red Light

Some of the scariest car accidents that result in serious injuries or fatalities are those that occur as a result of driver negligence and red lights. In fact, a comprehensive study performed by AAA’s Foundation for Traffic Safety reveals that over 900 people were killed in car accidents in 2017 because drivers failed to stop at a red light. This statistic represents a 28% increase in red light accidents and fatalities since 2012.

Unfortunately, running red light car accidents are a common personal injury claim here in Indiana. If you are a recent Indiana car accident victim due to a negligent driver who ran a red light, continue reading to learn what you need to know about pursuing legal action against them for the purpose of obtaining compensation for your damages and losses.

Red Light Car Accident Lawyer Indianapolis 317-881-2700
Red Light Car Accident Lawyer Indianapolis 317-881-2700

Understanding Negligence in a Red Light Running Car Accident Case

In all states, running a red light is illegal no matter how you look at it. If you are caught by law enforcement, you will likely be cited a ticket and pay a fine. However, if you run a red light and the result leaves another driver or pedestrian injured, there could be additional legal implications. You see, not only is running a red light a criminal offense, but it can also be a civil lawsuit because of a common legal principle known as negligence per se.

Because a driver is breaking a general traffic law or regulation, they are deemed negligent per se because such laws are set for the purpose of promoting safety and protecting people from injuries. Some states use negligence per se as proof that a driver violated a law, ordinance, or regulation, thus deciding the case entirely. Other states may use negligence per se as a piece of evidence showing that the defendant acted negligently.

An Indiana Car Accident Lawyer Can Help You Recover Financially

In Indiana, the law recognizes negligence per se as evidence against an at-fault party in all types of personal injury cases. To understand your rights to pursuing legal action against an at fault driver who caused your injuries in a serious car accident, it is important to speak to a licensed Indianapolis personal injury lawyer as soon as possible. Act fast before the statute of limitations runs out on your case, or evidence is lost that would support your claim.

Are you ready to get the settlement you deserve after being injured by a negligent driver in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 and schedule a free case evaluation with a seasoned Indianapolis car accident attorney, today.  We represent clients throughout Indiana, including Indiana residents injured in other states.

You Might Also Enjoy:

Were You Injured Because Someone Ran a Red Light?
Advice for Anyone Involved in a Massive Traffic Pile Up
Types of Legal Liability for Driving Another’s Vehicle

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Common Distractions That Lead to Intersection Car Crashes

Were you just injured in a car collision that occurred at an intersection? Was the accident the fault of another driver? If so, you could be entitled to compensation for your damages. Let’s discuss what might have led to the other driver’s negligence, and what you should do to protect your rights and obtain the justice you deserve after being wrongfully injured in a car accident.

Indiana Car Accident Attorneys 317-881-2700
Indiana Car Accident Attorneys 317-881-2700

Continue below to learn about the most common distractions that lead to intersection car crashes, and where to get the legal facts and advice you can trust regarding the initiation of your personal injury claim.

Intersection Car Crashes Usually Involve a Form of Negligence

When cars collide at an intersection, whether a junction of traffic lights or stop signs, there is always some form of negligence involved; generally, on the part of a driver, since most intersection crashes involve one or more vehicles. However, it could also be due to another at-fault party, such as a J-walking pedestrian, a cyclist who fails to adhere to traffic laws, or even the local government who maybe neglected to repair a traffic light. For the sake of this blog, we will discuss the common distractions that cause drivers of vehicles to be involved in an intersection car accident.

Types of Distractions That Cause Intersection Collisions:

Intoxication – Whether it be illicit drugs, alcohol, or a type of controlled substance, such as prescription pain medication, operating a motor vehicle under the influence of any can be a crime and is negligence. Intoxicated driving happens to also be one of the number one causes of car accident, including intersection crashes. Intoxicated drivers can fall asleep at the wheel, run red lights, increase their speed and lose control of their vehicles in and near an intersection, all of which are very dangerous actions.

Cell Phones and GPS – Texting, reading, sending emails, and dialing numbers on a cell phone is a top cause of car accidents in the 21st century. As for intersections, texting has caused many injurious, and even fatal crashes. This also includes GPS and navigational devices. Taking the eyes off the road at the wrong time, also while traveling through an intersection, can have grave consequences.

Drowsiness – Drivers who are fatigued or drowsy, whether from lack of sleep, overload of sugar, a big lunch, or side affects of a medication, are very dangerous. Drowsy driving is incredibly hazardous, especially when traveling through a busy intersection. At night, this danger is even greater. Fatigued driving is a top cause of car accidents, which often take place at traffic light and stop sign intersections.

Human Error – Another frequent cause of intersection car collisions is basic human error. Sometimes a driver gets confused and anxious about a traffic signal, which is common among new drivers and adolescents. Other times, a distracted driver might drift into the other lane, or even misjudge how long it will take them to come to a complete stop at the light. Sometimes the cause is blatant, intentional recklessness and sometimes it is a lack or reasonable care.

What You Need to Do as a Car Crash Victim in Indiana

If you were injured in a car accident, whether at an intersection or not, it is vital that you immediately seek medical treatment, and retain all documentation of your medical treatment. It is also vital to take photos and retrieve other forms of evidence regarding the details of your car accident, including video recordings, witness contact information, pictures of vehicle damage, pictures of the surrounding car accident scene, and more. You may have a loved one help you gather this type of car accident evidence. From there, be sure to follow all doctors’ orders and appear for all scheduled medical appointments. You will also need to immediately hire a car accident lawyer in Indiana to represent your claim. They can determine if you have a strong case, and then protect your rights to being fully compensated.

How to Get an Experienced Car Accident Lawyer in Indiana ASAP

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to get in touch with an experienced personal injury lawyer who specializes in car accident injury cases in Indianapolis, Indiana. We offer free initial consultations and never collect attorney fees unless we obtain a settlement or judgment for you. After a free initial case evaluation, our accident attorneys will determine if your case is worth pursuing, and if it is, we will begin working on it immediately. We represent injured persons throughout the State of Indiana.

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Who is At Fault in a 3 Way Car Accident?

When you are in a car crash, it is generally with just one other driver. In such cases, it is quite obvious who is to blame for the accident. But sometimes there are more than one car involved in a car accident, and when this happens, the blame can be shifted around depending on the facts of the wreck.

Since the very first legal matter dealt with is fault, it should be an important matter to you as a victim of a car accident. Continue reading to learn some facts about car accident liability, including who might be to blame in a 3-way car wreck.

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Indiana Car Accident Trial Lawyers 317-881-2700

3 Driver Car Accidents

Even at low speeds, a two-driver car accident can be a jolting experiences for everyone involved, regardless of fault. But when you add a third vehicle to the situation, the severity of injury and damage can be higher. Additionally, the more cars involved, the more complex the case, so pinpointing the blame among multiple parties can take a little longer compared to a common two-car accident.

Determining Fault in a 3 Car Wreck

So, who is at fault in a 3-way car accident? How is such fault confirmed? Can more than one driver be to blame? Well, the answers to these questions depend on the unique details of each individual case, making them difficult to answer concretely. Yes, more than one car driver can be at-fault, in fact, all vehicle drivers can sometimes be a percentage at fault, or just one. It all depends.

For instance, one of the most common types of 3-way car accidents are 3 car fender benders, or a chain-reaction collision. If the first car in line is stopped in traffic, there would be no fault on that driver.  The car behind that vehicle hits the stopped vehicle because he is reaching for a cup of coffee and not looking where he is going.  That driver is at fault.  Following the collision, the driver who was stopped gets pushed into the vehicle stopped in front of him. The driver of the vehicle in front of him would also not be at fault and the driver reaching for the cup of coffee would be at fault in causing both the other vehicles drivers’ damages.     

What You Should Do as a Multi-Car Accident Victim

Your best course of action as an injured victim of a car accident that involved more than one other car is to speak with an Indianapolis car accident injury attorney as soon as possible. They will guide you through the process of dealing with the other parties, including their insurance companies. They can respond and provide evidence proving you are not at fault for the car accident, and ultimately, win you a settlement.  Some insurance adjusters will try to argue that you are at fault in causing the collision, even though there really is not much or any real evidence to support the argument.  

How to Protect Yourself After Being Injured in a 3 Car Accident in Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

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What You Need to Know About Car Accident Insurance and Injury Claims

When a car accident occurs, and a person is seriously injured by an at-fault driver, they may be entitled to file an insurance claim and receive a settlement. In most cases, even for property damage, an insurance settlement is often the most reasonable choice, unless the offer is simply unreasonable. In this case, an attorney might try to settle out of court for a client, but if an reasonable agreement cannot be made, then it’s usually taken to court and presented to a judge or jury for a verdict.  There are several options for pursing a motor vehicle accident claim, as you can see, and more to know about each.

Continue reading to learn about filing an auto accident injury or insurance claim, and who to consult for accurate industry advice and counsel.

Car Accident Attorneys Indiana
Personal Injury Car Accident Attorneys 317-881-2700

Car Insurance Accident Claim Settlements

Just like all other cases, insurance claim settlements vary in outcome. There are a few considerations to be aware of before moving forward with an insurance auto accident claim. For example, if you sustained only minor injuries, and only required a few doctor visits and check-ups, then a simple insurance claim should cover your damages. Damages include hospital bills, medical expenses, pain and suffering, medication, and property damage.

Insurance companies sometimes want to settle as soon as possible, but quick settlements can be a mistake. This is because once a person signs and accepts the offer, the case is immediately closed and cannot be brought back up ever again. If more injury or costs come up after the settlement is closed, the insurance company is not obligated to cover those additional or prolonged expenses. This is why it is important to hire a skilled and experienced Indiana car accident injury attorney to facilitate your claim and make sure that you are fairly and fully compensated.

Out of Court Claim Settlements

In order to receive the compensation that will fully cover all related expenses, medical, pain and suffering and property damages, you should take your claim to a lawyer so they can document the evidence in the case to present it to the at-fault driver’s insurance company in an organized and professional manner.  Moreover, experienced trial attorneys like those at Craven, Hoover, and Blazek P.C. will be able to take your case to trial, should the insurance company not make a fair offer for your case.

Out of court settlements are best for all parties involved so long as the offer being made is full and fair.  In addition, the expenses for expert witnesses and the time involved in taking a case to trial are diminished if the case does not proceed all the way through a trial, making it less expensive for the case to resolve, which ends up getting more money in a client’s pocket out of a settlement offer.

Your Trusted Personal Injury Car Accident Lawyers in Indianapolis, Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

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Facts About Liability and Public Transportation Accidents

Public transportation is a reliable and necessary part of society. But if you are hurt on a bus, train, or other form of transient category, you should seek professional legal advice. If someone is injured while using public transportation, who is at-fault for their damages? There can be several outcomes when determining who is liable for accidents such as these.

Continue reading to understand all the possible parties that might be liable, under law, for injuries sustained to public transportation customers.

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Indiana Public Transportation Accident Attorneys 317-881-2700

Public Transportation Traffic Accidents

Public transportation is a wonderful asset for thousands of Americans all across the country. Buses, trains, subways, limousines, metros, taxi cabs, and more are just a few examples of the various common carriers we have to choose from when it comes to public transport. As customers and clients, we generally trust that these choices are safe and reliable, but sometimes unexpected common carrier accidents happen.

Commercial Bus Accidents

When it comes to public transportation, buses are one of the most popular. Tickets are inexpensive, and some buses are complementary to individuals in the community. School buses are also widely used for public school transportation. With the rising popularity of public buses, more and more are on the roads every day. As a result, the number of bus accidents continue to increase each year. According to the National Highway Traffic Safety Administration (NHTSA), more than 300 bus accidents happen every year, some of which resulting in injuries to the passengers.

Bus crashes, and other public transport cases, are complicated to litigate. Determining the at-fault party is a bus crash can be tricky because it may be more than one person. Fortunately, Indiana bus accident laws do protect innocent victims. It is extremely beneficial to have an attorney with the professional litigation skills and trial experience of highly qualified Indianapolis accident attorneys to effectively pursue a bus accident injury lawsuit or claim. If you or someone you loved has recently been injured in a public transient accident, like buses or taxis, contact a local personal injury lawyer to learn your rights.

Possible At-Fault Parties in a Common Carrier Accident:

⇢ The Driver of the Bus or Taxi
⇢ Management Companies
⇢ Other Negligent Drivers
⇢ Government Entities (If Public)
⇢ Equipment Manufacturers
⇢ City Traffic Management (If Defective Light or Sign)

Common Causes of Public Transient Accidents:

⇢ Drunk Driving
⇢ Driving Under the Influence of Drugs
⇢ Defective Stop Light or Traffic Sign
⇢ Driver Inattention
⇢ Reckless or Careless Driving
⇢ Poor Equipment Maintenance
⇢ Defective Equipment

Addressing Other Negligent Vehicles on the Road

Traffic accidents, public or not, happen very quickly, and usually result in serious injuries and damages to innocent bystanders and drivers. If a person is injured using public transient systems as a result of another’s carelessness or negligence, they are entitled to legal compensation for their pain, suffering, lost wages, medical bills, and more.

Start Your Indianapolis Personal Injury Claim Today

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to get your Indiana personal injury claim started on the right path. Licensed accident attorneys, Daniel Craven, Ralph Hoover, and Keith Blazek are ready to pursue your case and obtain a full and fair settlement for your losses. We offer free initial consultations and never collect lawyer fees unless we win compensation for you. Call 317-881-2700 to schedule your complimentary consultation with a seasoned personal injury attorney in Indianapolis, IN today.  We represent injured persons throughout the State of Indiana.

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Can I Sue a Driver for Hitting Me Because They Were Using Their Cell Phone?

If you refer to the recent Indiana motor vehicle accident records maintained by the National Highway Traffic Safety Administration (NHTSA), you will learn that, in 2018 alone, nearly half a million car accident victims suffered serious injuries as a result of distracted driving. In that same year, nearly 3,000 actually lost their lives due to distracted driving. Fortunately, Indiana’s government continues to make strides in improving and preserving the standard of protection for drivers and pedestrians alike.

One example is a new law that was passed just last month making it illegal to use or hold a cell phone while driving. If you were recently injured in a car accident because the other driver was using their cell phone, or otherwise distracted, that driver can be deemed negligent in the eyes of the law. In turn, this could make you eligible for a legal settlement or court verdict.

Continue reading to learn more about distracted driving accidents and injuries, including what you need to do as a recent victim to get your claim started, and what Indiana’s law says about using your phone while driving.

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Indianapolis Personal Injury Law Firm – Car Accident Attorneys 317-881-2700

It is Against the Law to Use Your Phone and Drive

Here in Indiana, July 1st, 2020 served as the day in which using or even holding your cell phone while driving, was decreed illegal. That means it is against the law to operate a motor vehicle, while at the same time, using or holding a mobile phone. However, it is perfectly legal to use voice command or hands-free phone technology, or to use a phone to call 911 for a valid emergency. You can read the full contents of this law is under Indiana Code § 9-21-8-59, which includes this relevant excerpt:

“(a) Except as provided in subsections (b) and (c), a person may not hold or use a telecommunications device while operating a moving motor vehicle. (b) A telecommunications device may be used in conjunction with hands free or voice operated technology. (c) A telecommunications device may be used or held to call 911 to report a bona fide emergency.”

With this new law in effect, drivers who reach down to pick up a dropped phone, or choose to send emails or text messages while the car is moving, can be easily found negligent in their actions. Therefore, anyone who suffers injuries in a car accident that resulted from a driver using or holding their phone is likely entitled to certain compensation for their damages and losses because that driver blatantly broke the law.

Other Forms of Distracted Driving

Drivers can become distracted in a multitude of ways; not just by using a phone. If you were seriously injured by a distracted driver, it could be for many reasons. Common examples of distracted driving include reading maps or GPS, eating, handling children in the backseat, rifling through purses or briefcases, and changing music on the stereo.

How to Get started on a Car Accident Claim

Contact a licensed personal injury lawyer who specializes in car accident injury claims if you were recently injured in a car accident that was not your fault. You see, insurance companies in clear cut cases of liability, such as using a phone while driving, sometimes try to settle as soon as possible. But accepting a quick settlement can be a massive mistake as a car accident victim.

This is because once a person signs and accepts the offer and releases the defendant from further liability, the case is immediately closed and cannot be brought back up ever again. If more injuries are discovered after settlement, which can occur and is called “delayed onset” or other damages appear or get worse after the settlement has closed, the defendant and their insurance company will no longer bear any responsibility. This is why it is important to hire a licensed Indiana car accident attorney to represent you.

Indianapolis Indiana Car Accident Lawyers Who Can Help

Call 317-881-2700 and speak with a seasoned personal injury attorney about your car accident injury in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek each have decades of car accident litigation and trial experience, and will work diligently to ensure you obtain the full and fair compensation for your damages. We offer free initial consultations to assess your case, and never collect attorney fees unless we recover a settlement for you. Call 317-881-2700 to schedule your initial consultation, today.

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Why You Need to Consult With an Indianapolis Car Wreck Attorney ASAP

In the case that a car accident was not your fault, and you wound up suffering serious injuries, it is important to consult with the seasoned Indianapolis car wreck attorney as soon as possible. Continue reading to learn your rights after being seriously injured in a car accident that was not your fault, why you need to seek professional legal counsel as soon as possible, and how to get started on your claim today.

Indiana Car Wreck Lawyers
Indiana Car Wreck Lawyers 317-881-2700

Your Rights to Compensation After a Car Accident

After being injured in a car accident, you are entitled to certain rights to make a claim for compensation. If a car accident were your fault, you would likely be filing a claim with your own auto insurance, as well as your own health insurance carrier. However, if the car accident was someone else’s fault, and you suffered serious injuries that resulted in specific losses and damages, you are entitled to make a claim against the at fault party’s insurance carrier. In this case, you would need to hire a skilled personal injury lawyer to represent your claim. They have the knowledge, skills, and professional resources to navigate your case in a way that ensures you obtain the full and fair compensation you deserve.

You can recover compensation for proven economic and non-economic losses and damages, such as hospital bills, medical expenses, lost wages from time off work, prolonged physical therapy, permanent disability or disfigurement, loss of consortium, pain and suffering, and much more depending on your particular case. See our blog, “Types of Damages Awarded for Victims of Injury” to learn more about recoverable personal injury damages and losses.

You Need a Skilled Personal Injury Lawyer if…

You should always hire a skilled personal injury attorney. 

Here’s Why:

Once the at fault party calls their insurance carrier to advise them of the incident, the insurance carrier immediately begins their investigation of the case and it immediately assigns an adjuster to obtain facts and evidence which will support their insured’s version of the incident. In cases where their insured potentially causes severe injuries to another person, the in-house and sometimes out-of-house attorney will become immediately involved. It is vital to your case to have your own attorney so they can seek and obtain the evidence necessary to bring your claim and help you recover a full and fair settlement for your injuries.

A defendant’s insurance carrier owes an injured party no duties. It also owes no duty to treat the injured party fairly and to reach a fair settlement with an injured party. In fact, a defendant’s insurance carrier’s duty is to it’s shareholders to make them money, which is why, if they attempt to settle a case at all, they attempt to settle the case for as little money as possible. A defendant’s insurance carrier has a monetary interest in settling a claim for as little money as possible and to not settle the case at all if they can because that would mean the insurance carrier would pay nothing.

The bottom line is you should always hire a skilled personal injury attorney so you have someone looking out for your best interests and your best interests alone.  The at-fault party already has an adjuster and attorney looking out for theirs. 

Why Time is of the Essence

Every state has a set time limit in which an injured person can bring about a claim, or file a lawsuit in civil court, against another party. This is known as statutes of limitations. Here in Indiana, the standard statute of limitations for personal injury lawsuits is two years. If a personal injury victim fails to pursue a claim within this time period, they lose their opportunity to do so, forever. See our blog, “Can a Personal Injury Statute of Limitations Be Extended?” to learn more about such limitations and what you can do if you miss the deadline.

Moreover, evidence needs to be obtained quickly as it will disappear with the passage of time and memories of what happened become faded with time.  For example, photos of the vehicles should be taken immediately.  Why?  Because if the vehicles are totaled they may get demolished in a wrecking yard once the property damage claim has been resolved.  Moreover, if the vehicles are not totaled and are fixed, you will not have evidence of the impact and dames to the vehicles involved.

SCHEDULE A FREE CONSULTATION WITH AN EXPERIENCED INDIANA ACCIDENT ATTORNEY

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 if you have recently suffered a personal injury in Indiana. Our seasoned Indianapolis car accident injury attorneys are happy to answer your questions about personal injury claims, lawsuits, and more. Initial consultations are free of charge, and we never collect lawyer fees unless they recover for you. Call 317-881-2700 to schedule a free consultation, today.

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Do I Need Medical Payments Coverage for My Passengers?

Medical Payments Coverage: Also called Med Pay

Med Pay is a colloquial term for “Medical Payments Provision”, which is a separate provision in an insurance policy available to vehicle owners. It is a provision that covers the medical payments of the driver and all the passengers inside your vehicle if they are injured in a car accident, regardless of who is at-fault. Keep in mind that Med Pay is NOT health insurance. It only covers medical payments incurred as a result of car accidents. The difference is that Med Pay covers your and your passenger’s medical bills as well.

It is highly recommended to purchase medical payments coverage, which helps protect you and your passengers in your vehicle. Continue below to learn more about Med Pay, including additional recommendations regarding personal injuries.

Indiana Car and Truck Accident Lawyers 317-881-2700
Indiana Car and Truck Accident Lawyers 317-881-2700

Med Pay can be purchased when you obtain coverage for your automobile and can usually range from $1,000 to $100,000. But it is important to know that Med Pay is based per vehicle. So, if you have two vehicles, you will need to purchase med pay coverage for each vehicle so you are covered while driving each vehicle. It is also important to understand that this does not include any other economic or non-economic losses, such as pain and suffering, lost wages, loss of limb, permanent disfigurement, prolonged physical therapy, and more. If you wish to have these covered as well, you’ll need to look into Personal Injury Protection, or more commonly known as “PIP” (depending on the State you live in if available).

Personal Injury Protection (PIP)

If you are concerned about coverage for additional losses and damages, like the ones mentioned above, then you would need to consider a different type of coverage instead of a medical payments plan. One option is Personal Injury Protection, or PIP. This coverage is more comprehensive compared to Med Pay. Not only does it cover injuries and losses incurred as a result of a car accident, it goes above and beyond, covering more specific economic or non-economic losses. For instance, PIP will help with hospital bills, medical expenses, loss wages, mortgage payments, and more. It is more expensive than Med Pay, but not by much. And you do not need to have both PIP and Med Pay insurance.

The Esteemed Indiana Car Accident Attorneys Who Can Recover the Compensation You Deserve

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with a licensed car accident injury attorney in Indianapolis, Indiana. Seasoned personal injury lawyers, Daniel Craven, Ralph Hoover, and Keith Blazek can help you recover the full and fair compensation you deserve after being seriously injured in a car accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana. Contact us to get started in your financial recovery, today.

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How to Win a Car Accident Lawsuit

A motor vehicle accident can happen in a second. One moment someone is driving down the road peaceably, and the next minute they find themselves in the midst of a motor vehicle collision. Because there are so many factors involved in proving a personal injury case, it is important to consult a personal injury attorney for professional legal counsel.

Continue reading to learn what you need to know about how to win a car accident lawsuit if you are injured through the fault of another.

Indiana Car Accident Lawyers 317-881-2700
Indiana Car Accident Lawyers 317-881-2700

Receiving Compensation Through a Settlement

Violating road signs, ignoring traffic signals, zipping through stop lights, not paying attention, speeding, driving under the influence, and several other types of reckless or negligent driving behaviors are common causes of automotive collisions that result in injuries. If a victim was injured as a result of another driver’s negligence, they will most likely be eligible to pursue compensation for their damages. In order to recover compensation for pain, suffering, medical bills, lost wages, and various other standard damages, a victim holds the burden of proving their case. A skilled personal injury lawyer will retain the proper resources, knowledge, and skills to effectively prove a case against the negligent party.

However, as an injured victim, you can also take certain steps to help increase your chances of recovering a settlement and being fully compensated, such as:

☑ Contact 911 and Get Medical Care

If you are ever involved in a car collision that causes you injury, the first thing you or the person with you needs to do is contact emergency services immediately. The most important concern is your health and safety. Contact 911 or some other type of emergency medical dispatch service for immediate medical attention. Once you are medically stable, you can take the next vital steps, which include seeing a doctor for your injuries and hiring a lawyer to represent your claim. See our blog, “Tips for Documenting Your Injuries After a Car Accident” to learn how to assess your own car accident injuries.

☑ File a Car Accident Report With Police

It is very important to have a police report filed with the details of the car collision and the injuries you sustained. With a police report on file, judges and juries can use the details as proof of evidence in your case. See our blog, “Are Police Reports Important to an Auto Accident Claim?” to learn how police reports can impact your case.

☑ Hire a Licensed Personal Injury Law Firm

You should always hire proper legal counsel. It is imperative to hire legitimate and licensed personal injury attorney services in order to have your best chance at recovering remuneration for your damages following a car accident. Accident attorneys are specialized and extensively educated and experienced in personal injury law. They have the legal resources and proficiency to effectively represent you in your case. Most law firms do not charge upfront fees for their services, and instead, collect their attorney fees once they win compensation for you. If they do not win compensation for you, you do not owe them any fees at all.

Indianapolis Personal Injury Lawyers You Can Count On

Call the Law Office of Craven, Hoover and Blazek P. C. at 317-881-2700 to secure your rights after a serious car accident injury in Indianapolis, Indiana. Seasoned personal injury attorneys, Daniel Craven, Ralph Hoover and Keith Blazek retain extensive trial and litigation experience in accident law and specialize in car accident and trucking cases. It is important to act fast after being injured in an accident because the sooner you act, the more likely your chances are of winning your claim and recovering compensation for your damages because evidence can be obtained before it is gone. Call 317-881-2700 to schedule a free initial consultation with a licensed car accident lawyer in Indianapolis, Indiana today.

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