What is a Full Liability Release?

Posted on May 3, 2022 by admin

In the days or weeks following an injurious car accident that was not your fault, you may be confronted with a full liability release form from the at-fault party’s insurance company. Should you sign this form? What will happen if you do? Will it affect your settlement? These are all wise inquiries to ask yourself before approving a release of all claims. After all, as a victim of a car accident, you deserve the maximum settlement for your auto accident damages.

Continue reading to learn what you need to know about car accident full liability releases, including who to trust for legal advice regarding your accident case in Indiana.

Car Accident Law Firm Indianapolis Indiana 317-881-2700

Full Liability Releases

A full liability release tends to come into play after a car accident victim receives a settlement offer from the opposing insurance company. Before the insurance company sends a check for the settlement amount, they may insist that the claimant sign a full liability release, also known as a “waiver liability” form, “hold harmless agreement”, or a “release of all claims” form. The request is not usually a surprise, but rather, included in the settlement agreement.

The document’s purpose is to show that both parties agree to resolve their dispute and end all claims. It is significant because it releases the opposing party, both driver and insurance company, from all liability moving forward, including not being subjected to additional damage claims. Once a claimant accepts and signs a full liability release, the opposing party is no longer responsible for compensating them for any future damages resulting from the car accident.

Key Elements of a Waiver Liability Form

A waiver liability form should contain all related information regarding the claim, including all relevant laws pertaining to the case, official identification of all involved parties, full details of the auto accident, the types of claims being released (bodily injury, property, etc.), and payment agreement details.

A typical excerpt within such forms might include something similar to, “The undersigned hereby assumes all risk of injury or harm as a result of the activities specified above and agrees to release, indemnify, defend, and forever discharge the releasee from all liability, claims, demands, damages, costs, expenses, and causes of action due to death, injury, loss, or damage to the undersigned.”

Should You Sign a Release of All Claims Form? Answer: Not Without Talking to an Attorney First.

You should never sign a release of all claims form too soon. Once you sign the claim, you lose your right to pursue compensation for any future-arising damages that resulted from your car accident. Before signing a waiver liability form, it is important to complete all medical treatment. This is sometimes referred to as maximum medical improvement (MMI).

More importantly, right after your accident, it is critical to hire an experienced Indiana car accident attorney for help navigating your claim. They will fight for your rights to full and fair compensation, including past, current, and future damages. With their assistance, you will know that the right decisions are being made, and in the best interest of your quality of life.

Were you recently injured in a negligent car accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury consultation with a skilled auto accident lawyer in Indianapolis, IN. We represent clients all throughout the state, and there is no need to travel. We can hold case evaluations via phone or online video conference.

Most Common Auto Accident Injuries and What Causes Them

Posted on February 22, 2022 by admin

In 2019 alone, statistics revealed that there were an estimated 230 million licensed drivers in our country. With so many people driving a wide array of motor vehicles on the road, car crashes are bound to happen, and some of them are very serious and deadly.

According to the Environmental Protection Agency (EPA), a 2020 report suggests that the average motor vehicle weighs 4,156 pounds. Larger-than-average vehicles are even heavier, and when coupled with high speeds, are essentially the equivalent of a deadly weapon. As a result, car accidents tend to cause a lot of damage, both property damage and bodily injury, and in worst-case scenarios, fatalities.

Continue reading to learn the common kinds of auto accident injuries, what causes them, and how to verify your eligibility to pursue legal action against a wrongful driver or automaker.

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Typical Causes of Traffic Accidents and Fatalities

The National Highway Traffic Safety Administration (NHTSA) reports that in the year 2018, more than 2.7 million car crashes occurred, 36,000 of which resulted in a fatality. This devastating statistic shows how real the risks are when it comes to accidents involving motor vehicles. The most common causes of car accidents include reckless driving, distracted driving, intoxicated driving, and speeding.

Distracted Driving

Distracted driving is a serious cause of motor vehicle accidents and car crashes in the United States, and even all across the world. Common examples include texting, making phone calls, changing the GPS settings, applying makeup, looking through briefcases/purses, grabbing items from the backseat, and similar behaviors that take drivers’ eyes off the road for more than a second. Fatigued driving is another common type of distracted driving but may also be categorized as reckless driving depending on the circumstances.

Reckless Driving

Reckless driving is considered a more serious offense because it is typically a conscious choice. Those who drive recklessly are generally aware that their behavior is reckless or negligent. Common examples of reckless driving include speeding, running red lights, changing lanes abruptly without using signals, cutting off other drivers, driving with no hands on the steering wheel, driving at night without headlights on, tailing other cars, driving over sidewalks, ignoring traffic signs and signals, and similar careless behaviors.

Intoxicated Driving

Intoxicated driving is illegal and can lead to both criminal and civil penalties. Furthermore, intoxicated driving refers to driving under the influence of alcohol, illicit drugs, or controlled substances. Drunk drivers have a blood alcohol level (BAC) of 0.08 or higher. Driving under the influence of drugs like marijuana, methamphetamines, opiates, and hallucinogens is also considered intoxicated driving. Controlled substances are OTC and prescribed medications like prescription pain killers, sleeping pills, anxiety medications, and similar medicines that cause drowsiness and/or inebriation.

Speeding

Speeding can also be considered a form of reckless driving. It is a top cause of serious car accidents and fatalities. In fact, the National Safety Council reports that 26% of the total traffic fatalities occurring in 2018 involved speeding. Speed limits are set because they are the safest speed to operate a vehicle while remaining in full control. At higher speeds, driver control is significantly reduced, which can lead to serious auto collisions.

Common Auto Accident Injuries

Although every motor vehicle collision is different, most car crashes tend to result in the similar of injuries. The most common auto accident injuries include whiplash, as well as injuries to the head, chest, arms, and legs.

Whiplash is by far the most common resulting car accident injury. Collisions tend to cause the neck and head to whip forward and backward and side to side very quickly. The severity of whiplash can vary on a spectrum from minor injuries, like stiffness or soreness of the neck and headache, to more serious and concerning injuries, like significant neck pain, permanent neck pain, dizziness, tinnitus, migraines, loss of vision, back pain, and neck injuries.

Head injuries are unfortunately common when it comes to serious car accidents. Head injuries can range from minor to major. Minor head injuries caused by car accidents may include headaches, dizziness, nausea, vomiting, and light sensitivities, although these can be more serious depending on how long the symptoms last. More serious car accident head injuries include concussion, loss of consciousness, traumatic brain injuries, impaired thinking, loss of movement control, and loss of sensations.

Injuries to the chest, arms, and legs are another common result of auto accidents. Chests are often impacted by air bag deployment, which can lead to minor injuries like burns, bruises, or soreness, again, depending on how long the symptoms last. Chests of drivers and passengers can also be injured by blunt force trauma from an impact with another vehicle or structure. More serious chest injuries include broken ribs, lung punctures, organ ruptures, and other internal injuries or bleeding. Arms and legs can be severely burned, maimed, disfigured, or severed in serious car crashes. Orthopedic injuries, like shoulder and pelvic injuries, are also common in car accidents.

Are you a victim of a reckless or negligent car accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury consultation with an experienced car accident attorney in Indianapolis, Indiana. We also represent injured persons throughout the state of Indiana and Indiana residents injured in other states.

Local Indianapolis Personal Injury Law Firm 317-881-2700 — Schedule a Free Consultation!

Evidence That Can Be Used in a Personal Injury Car Accident Claim

Posted on January 18, 2022 by admin

Serious car accidents generate serious damages and losses for wrongfully injured victims. Factors like hospital bills, medical expenses, and missed work can leave a car accident survivor drowning in out-of-pocket costs and payment responsibilities. Managing post-accident debt or financial struggles while physically and emotionally suffering and recovering from injuries makes the legal process even more stressful and confusing for car accident victims.

Sadly, car accident victims must fight for their rights to being fully compensated by the at-fault driver’s insurance company, especially since insurance companies always fight to pay out as little as possible. In order to do so, they will have to prove their losses by providing evidence to support their claim.

Continue reading to learn some examples of evidence that can be used in a personal injury car accident claim, plus how to ensure your case is successful.

Personal Injury Evidence for Car Accidents

When it comes to recovering a settlement for your damages and losses after being injured in a car accident that was not your fault, it is important to understand that you, the claimant, hold the burden of proof. This means you are responsible for proving the extent of your damages and losses, including your medical bills, related medical expenses, missed paychecks at work, and so forth.

Although some of these are evidence in and of themselves, there are other types of evidence you will need to gather and have available for your Indiana car accident lawyer in order to prove your personal injuries and recover a settlement that is appropriate for your claim. It is vital to hire a skilled and qualified personal injury law firm to represent your case. They will have the knowledge and resources to gather all available kinds of evidence relevant to your case and recover the full and fair settlement you deserve for your damages and losses.

Approved Forms of Car Accident Evidence

Personal injury evidence that works well to support a victim’s claim are tangible, certified, quantifiable, and official. These can be things like records, documents, videos, photos, witness statements, interrogatories, depositions, and more.

Police Reports

In a recent blog, we discussed the importance of always making a police report after car accident. A police report is one of the most useful types of personal injury evidence because it is written objectively by a trusted and qualified authority. It helps to prove fault in a car accident, plus confirm other details of an accident that are pertinent to an injured victim’s personal injury claim. Police reports and car accident reports are important records to have in a personal injury case, regardless of which side you are on.

Medical Records and Payment Receipts

Along with police and car accident reports, more critically important types of personal injury evidence to organize and gather for your case are medical records and medical payment receipts. Not only do you need to prove that your injuries are legitimate, and you’ve been taking the responsible actions to have your injuries treated by certified medical professionals, but you also want to demonstrate that you been paying out-of-pocket for your medical expenses and hospital bills. Your medical payment receipts will be a quantifiable catalog of evidence that you can apply to your case to prove your damages.

Videos and Photographs

Scene of the accident evidence is also important in a personal injury car accident case. Videos and photographs of the surrounding road and landscaping, street signs, property damages, vehicular damage, physical and visible injuries, and anything else related can be useful for proving an injured victim’s car accident claim. Another type of video evidence commonly used in personal injury car accident cases is surveillance video. Local gas stations, retail stores, shopping centers, and office buildings that are equipped with 24 hour surveillance can catch accidents in live action.

Injury and Property Damage Documentation

As just described, documentation of the scene of the accident is important evidence to have a personal injury car accident case. Injury documentation can include pictures and videos of your physical injuries or related struggles, as well as your medical records and hospital bills. Property damage documentation will include police report, pictures of vehicular damage, and appraisals for repair or replacement of the damaged vehicle.

Eyewitness Testimonies

Another type of personal injury car accident evidence is eyewitness testimony. Therefore, it’s important to gather contact information from onlookers who saw your car accident. This includes their name, address, phone number, email address, and if willing, even their place of employment. Witnesses can provide testimony to support your damages and losses following a wrongful car accident. Expert witnesses, like accident reconstruction specialists, engineers, physicians, and similar professionals, may also be asked for their testimonies. Your lawyer will determine if expert witnesses are necessary for your claim.

Interrogatories and Depositions

Personal injury witness testimony does not always stop at eyewitnesses and reconstruction specialists. In some car accident cases, lawyers will use interrogatories to get information, truthful information under oath, from the other driver in the accident. This is considered a type of witness testimony used as evidence in a personal injury car accident case. Depositions are another form of out-of-court testimony approved as reliable evidence in an accident case. They are given under oath, plus recorded by a court transcriber.

Talk to a Personal Injury Lawyer in Indiana

Keep in mind that every personal injury case is different, and not all forms of car accident evidence will be approved as proof of a claimant’s damages. Again, this is why it’s important to have a seasoned Indiana car accident lawyer working your case; they know exactly how to identify the best types of personal injury evidence for a victim’s claim and apply it to the best of their benefit.

Are you an injured victim of a wrongful car accident in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a no-risk, no-fee personal injury consultation with a skilled car accident attorney and discuss your rights to pursue legal action against the at-fault driver. We represent clients all throughout the state, and there is no need to travel. We can hold consults over the phone or via online video conference.

Do I Have to Make a Police Report After a Car Accident?

Posted on December 28, 2021 by admin

You Should Always Make a Police Report After a Car Accident

Many people assume that the first step to take after a car accident is to contact their insurance company. But depending on the details surrounding the accident, in most cases, the first call to make is to the local police. Filing a police report after a car accident is one of the most responsible protections you can take. Having such documents on record can better streamline the claim and settlement process.

Continue reading to learn what you need to know about making a car accident report in Indiana, including who to contact if you were seriously injured by a negligent driver.

Indiana Laws and Procedures for Car Accident Reporting

In many cases, the law allows drivers to decide on their own if they want to contact the police after a car accident. In more serious cases, the law mandates that law enforcement is called to the scene. These laws and regulations vary among states. Here in Indiana, drivers are required by law to contact local law if certain conditions exist.

Indiana drivers involved in a car crash must call the police to report the accident if:

…the property damage is $1,000 or more.
…anyone dies or suffers an injury.
…the insurance carrier requires it in all cases.
…the other involved vehicle is unattended.
–Indiana Code § 9-26-1-1.1

Failing to make a police report after a car accident that meets these car crash reporting rules can possibly result in criminal penalties, as well as vehicle registration revocation, fines, and loss of driving privileges.

How to Make a Car Accident Report in Indiana

It is always best to report all car accidents to the police as this will allow you and your insurance carrier to obtain necessary documentation and information regarding both drivers. You should call 911. You can also contact the local police department or sheriff’s office in the municipality of your accident and sometimes they will have non-emergency numbers you can call to have an officer come out and make a report.

Following a police report, you would contact your insurance company to commence the claims process. Within 10 days’ time of the accident, you and the other driver or vehicle owner are required to have your respective insurance carriers electronically file a Certificate of Compliance with the Indiana BMV, which verifies that both parties have state minimum insurance coverage. Failure to do this can result in your driver’s license being suspended for a time.

The Importance of Making a Police Report After a Car Accident

Making a police report at the scene of a car accident is important for many reasons, whether the law mandates it for your particular incident or not. This is especially true for car accidents that result in bodily injury. For starters, your injuries may not manifest until later. These are known as late-appearing car accident injuries or an onset of symptoms. Delayed onset of symptoms is very common.

Additionally, your property damages might be more severe than you expected them to be, or worse, the other party involved could make false claims against you in an effort to evade liability for the accident. This is especially frustrating when you are not at fault in causing the car accident. Police reports can protect you from such complexities that can occur during the car accident claim process.

After being involved in a car accident in Indiana, not only is it encouraged to call the police to the scene so the officer can do his own police report, but it is also recommended to make your own car crash accident “report”. Do this by collecting the following information:

❒ Full Contact Information (Drivers and Passengers)
❒ Drivers’ License Number
❒ Car Insurance Details
❒ License Plate Number
❒ Photos of the Scene
❒ Photos of Registrations, Insurance Cards and Drivers Licenses
❒ Photos of Property Damage (both parties)
❒ Witness Contact Information
❒ Office Names and Badge Numbers

What To Do After Being Injured in a Car Accident That Was Not Your Fault

If you were injured in a car accident that was caused by the negligence or recklessness of another driver, you could be entitled to compensation for your damages and losses. Damages and losses may include hospital bills, medical expenses, property damages, lost wages, prolonged physical therapy, disability, pain-and-suffering, and much more. It is important to consult with the season Indianapolis personal injury lawyer to determine if your case is worthy of pursuing legal action against the other party involved in your car accident.

Have you been seriously and wrongly injured in a car crash in Indiana? You deserve aggressive legal representation to ensure you receive the maximum compensation for your damages. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 and schedule a free case evaluation with a seasoned Indianapolis car accident attorney, today. We represent injured persons throughout the state of Indiana.

FAQS About Car Crash Personal Injury Lawyers

Posted on October 8, 2021 by admin

After being injured in a car crash in Indianapolis, you are likely wondering how to get started with the process of hiring an Indiana personal injury lawyer. After all, the thought of paying out of pocket for all your past, current, and future damages can be a scary one. Fortunately, there are plenty of qualified resources to rely on for answers to your auto accident personal injury questions.

Continue reading to review some frequently asked questions about car crash personal injury lawyers in Indiana, and even learn how to get started on a case evaluation soon.

Car Crash Accident Lawyers Indianapolis IN 317-881-2700

Frequently Asked Questions About Car Accident Personal Injuries

Do I Need to Hire an Indianapolis Car Accident Attorney?

Regardless of how minor the insurance adjuster for the at-fault party claims your car accident injuries or damages might be, it is vital to retain professional legal representation from an experienced personal injury lawyer who specializes in motor vehicle accidents.

Many car accident victims make the mistake of believing they can represent themselves in a car crash personal injury claim; only later to discover that their case was worth much more than what they eventually settled for. A skilled and seasoned car crash attorney in Indianapolis will use every resource in their power to obtain the maximum settlement or verdict for you.

Can Wrongful Death Car Crash Victims File an Accident Claim in Indiana?

If you are a spouse or next of kin who has just suffered the wrongful death of a loved one, an Indiana auto accident lawyer will protect your rights to compensation for all of the resulting damages and losses incurred to the family, including medical expenses, hospital bills, loss of social security benefits, loss of income, loss of consortium, pain, suffering, and more.

What Will a Car Accident Attorney Do?

Not only will a car accident attorney in Indiana support you through your recovery process from start to finish, they will also navigate all elements and aspects of your personal injury claim. This includes recovering and scrutinizing all gathered evidence surrounding your case, interviewing any eyewitnesses or involved parties, documenting all testimonies, obtaining photographs, videos and other evidence, conferring with your medical professionals in regard to your injuries and recovery process, and if necessary, obtaining the services of an accident reconstruction specialist to assist in proving the fault of the other driver if necessary.

How Much Does it Cost to Hire a Car Crash Lawyer in Indianapolis?

Personal injury law firms in Indianapolis may differ in terms of their payment arrangement and business model, but most work on contingency. This means that clients do not pay any upfront lawyer fees or costs. In fact, clients do not pay at all unless their personal injury lawyers recover a settlement or verdict for them.

Once a settlement or verdict is obtained, then clients will pay the lawyers a previously agreed upon percentage of their compensation from the defendant’s insurance company. Furthermore, we offer free initial case evaluations to determine your eligibility for pursuing legal action against an at-fault party.

Where Can I Find the Best Car Crash Personal Injury Law Firm in Indianapolis?

The Law Office of Craven, Hoover, and Blazek P.C. is ready to fight for your rights in an Indiana personal injury car accident case. We begin with a thorough review and assessment of the circumstances surrounding your auto accident so that we can document a strong case against the negligent party or involved third parties.

If we cannot get insurance companies or opposing parties to settle out of court and provide you the compensation you deserve and are owed, we take the lawsuit to court. Our Indianapolis Indiana car accident attorneys offer free case evaluations and do not collect lawyer fees unless we recover a settlement or verdict for you so there is no reason not to contact us today.

Are you ready to get started on your auto accident personal injury claim? Contact us directly at 317-881-2700 to schedule a free initial consultation with a licensed Indianapolis Indiana personal injury lawyer, today. We represent injured victims all throughout the state of Indiana.

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Top 5 Tips for Safe Driving in Indianapolis

Posted on August 27, 2021 by admin

The number of drivers who are seriously injured or killed in car accidents each year is astonishing. The National Highway Traffic Safety Administration (NHTSA) reports that more than 3000 people were killed in a distracted driving car accident in 2019 alone, while more than 400,000 drivers and passengers were seriously injured because of distracted driving. What’s even more disconcerting is, with good intention and practice, distracted driving can be easily prevented. Therefore, no one should ever have to become a victim of a distracted driving car accident.

In fact, continue reading to learn the top five tips for safe driving in Indianapolis so that you can avoid becoming a distracted driver yourself and potentially harming another person in a car accident. Be sure to spread these tips among your friends and family to protect them as well.

Indianapolis IN Car Accident Attorneys 317-881-2700

How to Avoid Distracted Driving

Know the Weather

Whether you are heading off to work or preparing for a long-distance road trip, the weather is something you always want to pay attention to when you plan on driving. Inclement weather conditions can increase the degree of hazard you experience on the road while driving, and if you add any type of distraction on top of that, it can pose a higher risk of being involved in a car accident.

If you know it’s going to rain, be sure your windshield wipers and tire tread are in good condition. If you know it’s going to snow, be sure to give yourself some extra time to clear off your windshield and warm your car up before taking off. If you know it’s going to be very hot, bring a windshield shade cover or choose a shaded parking spot for the day.

When the weather report predicts rainy, icy, or wet conditions, plan to leave earlier to give yourself some extra time; this way you won’t feel rushed on the road and tempted to speed or drive recklessly and because everyone on the road should be driving slower you will need more time to get to your destination safely.

Never Drive Under the Influence

Whether it’s alcohol, prescription drugs, controlled drugs, over-the-counter medication, or illicit drugs, never under any circumstances should you operate a vehicle when you are under their influence. Not only is it illegal, but it is very dangerous. Even something as unassuming and innocent as cough syrup can make you drowsy, which can cause you to lose focus while driving. Fatigued driving is one of the most dangerous types of distracted driving. In fact, that’s your next safe driving tip.

Get Plenty of Rest

It is important that you are well rested before operating a motor vehicle. Never drive when you are sleepy or drowsy because this can cause you to quickly lose focus on the road and other drivers around you. Even if you feel like you can stay awake, there is always a chance of slipping behind the wheel. Avoid taking prescription medications or over-the-counter medications that cause drowsiness before driving. Always check the label of your medications to be sure.

Avoid Distracting Behaviors While Driving

There are many things you might be doing behind the wheel of your car that you don’t realize are distracting. Examples include texting, taking phone calls, changing the radio station, entering coordinates into your GPS system, eating, putting on makeup, rummaging through your purse, taking your eyes off the road to reach for a food or beverage, checking for items in the backseat, and more. All of these behaviors are considered distracted driving, which is incredibly unsafe. So, when you are driving, stick to driving and only driving. Wait for a stoplight to perform any of these behaviors or pull over safely first. Here in Indiana, texting and driving is now illegal and you will be cited for an expensive ticket if you are seen by a police officer.

Do Not Drive Recklessly

One of the most effective best practices for safe driving is to simply follow all traffic rules and regulations. First, avoid reckless driving. This means drive the speed limit, obey all traffic signs, use your turn signals, give yourself plenty of room between vehicles, and so forth. Also, it is important to stay current on all of your automotive maintenance to ensure that your vehicle is in optimal condition for safe driving. By following these rules, you can avoid unsafe and distracted driving.

Were you injured or a loved one wrongly injured or killed in a car accident recently? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to meet with a seasoned Indiana car accident injury lawyer who can fight for your right to full and fair compensation. We can consult over phone, video, or in person at our In dianapolis law office. We represent injured persons and their loved ones throughout the state of Indiana and Indiana residents injured in other states.

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Indianapolis Personal Injury Lawyers 317-881-2700 — Schedule a Free Consultation!

Indiana’s Minimum Liability Limits for Auto Accidents

Posted on June 29, 2021 by admin

After being injured in a car accident in Indiana, one of the most common questions heard by personal injury lawyers is the question of whether or not there auto insurance policy to cover their medical bills and other related accident expenses. If you are a recent victim of an auto accident, it is important that you understand your rights to pursuing legal action against the party who is responsible for your damages and losses, including such costs and more.

Continue reading to learn the minimum liability limits in Indiana for auto accidents, and how to get started on personal injury car accident claim so that you may recover the full and fair compensation you deserve.

Indianapolis IN Auto Accident Attorneys 317-881-2700

Insurance Policy Coverage for Auto Accidents

Insurance companies are required by law to offer certain coverages for injuries and damages sustained by people. However, sometimes there is not enough insurance coverage to cover the full damages and losses suffered by an auto accident victim, including future damages like ongoing physical therapy, future pain and suffering or loss of ability to earn an income. Most often, car accident victims assume their costs will be covered, but then later discover there are major coverage gaps in their policy or the defendant’s insurance policy.

These days, cheap state-minimum insurance is common and/or the defendant may have no auto insurance at all. With the help of a seasoned Indianapolis Indiana accident lawyer, car accident survivors can obtain the full and fair compensation they deserve for their medical bills, hospital bills, lost wages, pain-and-suffering, and much more.

Minimum Liability Limits in Indiana

Bodily Injury –
Minimum $25,000 Per Person/$50,000 Per Accident
If the defendant is insured, this is the minimum coverage most defendants in Indiana have.

Uninsured and Underinsured Motorist Coverage

Here in Indiana, all registered drivers can purchase uninsured and underinsured motorist coverage. In the case of a car accident, you can collect your damages from your own insurance policy if the at-fault driver is uninsured or underinsured. Because state-minimum insurance is usually so inadequate or even non-existent, everyone should purchase uninsured and underinsured motorist coverage through their own insurance carrier.

For example, let’s say a person is rear-ended in a collision and incurs $40,000 in medical bills, $5,000 in lost wage and obviously, pain and suffering. The defendant may only have $25,000 and the injured person collects that amount from the defendant’s insurance carrier. If the injured person has $100,000 in underinsured coverage, they can collect up to an additional $75,000 from their own insurance carrier in settlement of their injuries and damages sustained in the wreck.

It is vital that you retain a skilled car accident injury lawyer in Indianapolis, Indiana.

If you were recently injured in a car accident, semi collision or slip and fall where you were significantly injured, it is important that you act fast before the statute of limitations runs out on your case, or evidence is lost that would support your claim. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 and schedule a free case evaluation with a seasoned Indianapolis IN car accident attorney, today. We represent injured persons throughout the state of Indiana and Indiana residents injured in other states.

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Why Choose Us for Your Indiana Car Accident Personal Injury Claim

Posted on June 4, 2021 by admin

If you were wrongly hurt, you deserve justice. It is vital that you act fast by speaking to a licensed and experienced personal injury lawyer who specializes in motor vehicle accident claims and lawsuits. It is important to do this in order to avoid losing critical evidence and exceeding the statutes of limitations for your claim. Who can you trust to successfully represent your Indiana car accident personal injury claim and obtain the maximum settlement or verdict for your damages? The answer is simple:

⚖ The Law Office of Craven, Hoover, and Blazek P.C. ⚖

Continue below to learn more about getting started on your financial recovery with the help of our esteemed car accident attorneys in Indiana.

Indianapolis IN Car Accident Lawyers Who Will Fight For Your Right to Fair Compensation

Although based out of Indianapolis, our personal injury lawyers represent claimants all throughout the state of Indiana. We offer free initial consultations to discuss your case and determine your eligibility for pursing legal action against the at-fault party who caused the car accident. In fact, there are never any out-of-pocket fees for our services.

Our Indiana accident law firm was founded on the belief that wrongly injured victims and personal injury survivors deserve justice in the form of compensation. For that reason, we make it simple for injured victims to become our clients. Not only do we provide free case evaluations, but we also never charge any upfront lawyer fees. You do not pay us unless and until we recover a settlement or verdict from the at-fault party’s insurance company for you.

Motor Vehicle Accident Cases We Handle:

► Car Accidents
► Truck Accidents
► Commercial Truck Accidents
►Common Carrier Accidents (Public buses, trains, planes, etc.)
► Company Vehicle Accidents
► Motorcycle Accidents
► Boating Accidents
► Pedestrian Accidents
► Drunk Driving Accidents
► Wrongful Deaths

Common Types of Car Accident Injuries We Represent:

▷ Orthopedic Injuries
▷ Soft Tissues Injuries
▷ Whiplash
▷ Head Injuries
▷ Brain Injuries
▷ Compound Fractures
▷ Tissue De-Gloving
▷ Amputations
▷ Ruptured Organs
▷ Internal Bleeding
▷ Coma
▷ Wrongful Death
▷ And More

Get Started on Your Indiana Car Accident Claim ASAP

Each attorney at The Law Office of Craven, Hoover, and Blazek P.C. has more than 25 years of experience representing car and motor vehicle accident cases in Indiana. If you or someone you love recently suffered injuries from a motor vehicle accident caused by negligence of another person, you may be entitled to compensation. We can obtain a settlement or verdict for your damages and losses, such as medical bills, hospital bills, lost wages, pain and suffering, and more. Again, you must act fast before evidence is lost and your time to file a claim expires.

Are you ready to get started on your car accident injury claim? Co n tact us as soon as possible to schedule your free consultation with a qualified Indiana car accident injury lawyer. We can speak via phone, video conference, or in-person at our Indianapolis personal injury law office.

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Who is At Fault in a 3 Way Car Accident?

Posted on December 28, 2020 by admin

When you are in a car crash, it is generally with just one other driver. In such cases, it is quite obvious who is to blame for the accident. But sometimes there are more than one car involved in a car accident, and when this happens, the blame can be shifted around depending on the facts of the wreck.

Since the very first legal matter dealt with is fault, it should be an important matter to you as a victim of a car accident. Continue reading to learn some facts about car accident liability, including who might be to blame in a 3-way car wreck.

Indiana Car Accident Trial Lawyers 317-881-2700

3 Driver Car Accidents

Even at low speeds, a two-driver car accident can be a jolting experiences for everyone involved, regardless of fault. But when you add a third vehicle to the situation, the severity of injury and damage can be higher. Additionally, the more cars involved, the more complex the case, so pinpointing the blame among multiple parties can take a little longer compared to a common two-car accident.

Determining Fault in a 3 Car Wreck

So, who is at fault in a 3-way car accident? How is such fault confirmed? Can more than one driver be to blame? Well, the answers to these questions depend on the unique details of each individual case, making them difficult to answer concretely. Yes, more than one car driver can be at-fault, in fact, all vehicle drivers can sometimes be a percentage at fault, or just one. It all depends.

For instance, one of the most common types of 3-way car accidents are 3 car fender benders, or a chain-reaction collision. If the first car in line is stopped in traffic, there would be no fault on that driver. The car behind that vehicle hits the stopped vehicle because he is reaching for a cup of coffee and not looking where he is going. That driver is at fault. Following the collision, the driver who was stopped gets pushed into the vehicle stopped in front of him. The driver of the vehicle in front of him would also not be at fault and the driver reaching for the cup of coffee would be at fault in causing both the other vehicles drivers’ damages.

What You Should Do as a Multi-Car Accident Victim

Your best course of action as an injured victim of a car accident that involved more than one other car is to speak with an Indianapolis car accident injury attorney as soon as possible. They will guide you through the process of dealing with the other parties, including their insurance companies. They can respond and provide evidence proving you are not at fault for the car accident, and ultimately, win you a settlement. Some insurance adjusters will try to argue that you are at fault in causing the collision, even though there really is not much or any real evidence to support the argument.

How to Protect Yourself After Being Injured in a 3 Car Accident in Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

Can I Sue a Driver for Hitting Me Because They Were Using Their Cell Phone?

Posted on August 25, 2020 by admin

If you refer to the recent Indiana motor vehicle accident records maintained by the National Highway Traffic Safety Administration (NHTSA), you will learn that, in 2018 alone, nearly half a million car accident victims suffered serious injuries as a result of distracted driving. In that same year, nearly 3,000 actually lost their lives due to distracted driving. Fortunately, Indiana’s government continues to make strides in improving and preserving the standard of protection for drivers and pedestrians alike.

One example is a new law that was passed just last month making it illegal to use or hold a cell phone while driving. If you were recently injured in a car accident because the other driver was using their cell phone, or otherwise distracted, that driver can be deemed negligent in the eyes of the law. In turn, this could make you eligible for a legal settlement or court verdict.

Continue reading to learn more about distracted driving accidents and injuries, including what you need to do as a recent victim to get your claim started, and what Indiana’s law says about using your phone while driving.

Personal Injury Attorney Law Firm 317-881-2700 — Indianapolis Personal Injury Law Firm – Car Accident Attorneys 317-881-2700

It is Against the Law to Use Your Phone and Drive

Here in Indiana, July 1^st, 2020 served as the day in which using or even holding your cell phone while driving, was decreed illegal. That means it is against the law to operate a motor vehicle, while at the same time, using or holding a mobile phone. However, it is perfectly legal to use voice command or hands-free phone technology, or to use a phone to call 911 for a valid emergency. You can read the full contents of this law is under Indiana Code § 9-21-8-59, which includes this relevant excerpt:

“(a) Except as provided in subsections (b) and (c), a person may not hold or use a telecommunications device while operating a moving motor vehicle. (b) A telecommunications device may be used in conjunction with hands free or voice operated technology. (c) A telecommunications device may be used or held to call 911 to report a bona fide emergency.”

With this new law in effect, drivers who reach down to pick up a dropped phone, or choose to send emails or text messages while the car is moving, can be easily found negligent in their actions. Therefore, anyone who suffers injuries in a car accident that resulted from a driver using or holding their phone is likely entitled to certain compensation for their damages and losses because that driver blatantly broke the law.

Other Forms of Distracted Driving

Drivers can become distracted in a multitude of ways; not just by using a phone. If you were seriously injured by a distracted driver, it could be for many reasons. Common examples of distracted driving include reading maps or GPS, eating, handling children in the backseat, rifling through purses or briefcases, and changing music on the stereo.

How to Get started on a Car Accident Claim

Contact a licensed personal injury lawyer who specializes in car accident injury claims if you were recently injured in a car accident that was not your fault. You see, insurance companies in clear cut cases of liability, such as using a phone while driving, sometimes try to settle as soon as possible. But accepting a quick settlement can be a massive mistake as a car accident victim.

This is because once a person signs and accepts the offer and releases the defendant from further liability, the case is immediately closed and cannot be brought back up ever again. If more injuries are discovered after settlement, which can occur and is called “delayed onset” or other damages appear or get worse after the settlement has closed, the defendant and their insurance company will no longer bear any responsibility. This is why it is important to hire a licensed Indiana car accident attorney to represent you.

Indianapolis Indiana Car Accident Lawyers Who Can Help

Call 317-881-2700 and speak with a seasoned personal injury attorney about your car accident injury in Indianapolis, Indiana. Attorneys Daniel Craven, Ralph Hoover, and Keith Blazek each have decades of car accident litigation and trial experience, and will work diligently to ensure you obtain the full and fair compensation for your damages. We offer free initial consultations to assess your case, and never collect attorney fees unless we recover a settlement for you. Call 317-881-2700 to schedule your initial consultation, today.