Top 5 Tips for Safe Driving in Indianapolis

The number of drivers who are seriously injured or killed in car accidents each year is astonishing. The National Highway Traffic Safety Administration (NHTSA) reports that more than 3000 people were killed in a distracted driving car accident in 2019 alone, while more than 400,000 drivers and passengers were seriously injured because of distracted driving. What’s even more disconcerting is, with good intention and practice, distracted driving can be easily prevented. Therefore, no one should ever have to become a victim of a distracted driving car accident.

In fact, continue reading to learn the top five tips for safe driving in Indianapolis so that you can avoid becoming a distracted driver yourself and potentially harming another person in a car accident. Be sure to spread these tips among your friends and family to protect them as well.

Indianapolis IN Car Accident Attorneys 317-881-2700
Indianapolis IN Car Accident Attorneys 317-881-2700

How to Avoid Distracted Driving

Know the Weather

Whether you are heading off to work or preparing for a long-distance road trip, the weather is something you always want to pay attention to when you plan on driving. Inclement weather conditions can increase the degree of hazard you experience on the road while driving, and if you add any type of distraction on top of that, it can pose a higher risk of being involved in a car accident.

If you know it’s going to rain, be sure your windshield wipers and tire tread are in good condition. If you know it’s going to snow, be sure to give yourself some extra time to clear off your windshield and warm your car up before taking off. If you know it’s going to be very hot, bring a windshield shade cover or choose a shaded parking spot for the day.

When the weather report predicts rainy, icy, or wet conditions, plan to leave earlier to give yourself some extra time; this way you won’t feel rushed on the road and tempted to speed or drive recklessly and because everyone on the road should be driving slower you will need more time to get to your destination safely.

Never Drive Under the Influence

Whether it’s alcohol, prescription drugs, controlled drugs, over-the-counter medication, or illicit drugs, never under any circumstances should you operate a vehicle when you are under their influence. Not only is it illegal, but it is very dangerous. Even something as unassuming and innocent as cough syrup can make you drowsy, which can cause you to lose focus while driving. Fatigued driving is one of the most dangerous types of distracted driving. In fact, that’s your next safe driving tip.

Get Plenty of Rest

It is important that you are well rested before operating a motor vehicle. Never drive when you are sleepy or drowsy because this can cause you to quickly lose focus on the road and other drivers around you. Even if you feel like you can stay awake, there is always a chance of slipping behind the wheel. Avoid taking prescription medications or over-the-counter medications that cause drowsiness before driving. Always check the label of your medications to be sure.

Avoid Distracting Behaviors While Driving

There are many things you might be doing behind the wheel of your car that you don’t realize are distracting. Examples include texting, taking phone calls, changing the radio station, entering coordinates into your GPS system, eating, putting on makeup, rummaging through your purse, taking your eyes off the road to reach for a food or beverage, checking for items in the backseat, and more. All of these behaviors are considered distracted driving, which is incredibly unsafe. So, when you are driving, stick to driving and only driving. Wait for a stoplight to perform any of these behaviors or pull over safely first. Here in Indiana, texting and driving is now illegal and you will be cited for an expensive ticket if you are seen by a police officer.

Do Not Drive Recklessly

One of the most effective best practices for safe driving is to simply follow all traffic rules and regulations. First, avoid reckless driving. This means drive the speed limit, obey all traffic signs, use your turn signals, give yourself plenty of room between vehicles, and so forth. Also, it is important to stay current on all of your automotive maintenance to ensure that your vehicle is in optimal condition for safe driving. By following these rules, you can avoid unsafe and distracted driving.

Were you injured or a loved one wrongly injured or killed in a car accident recently? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to meet with a seasoned Indiana car accident injury lawyer who can fight for your right to full and fair compensation. We can consult over phone, video, or in person at our Indianapolis law office.  We represent injured persons and their loved ones throughout the state of Indiana and Indiana residents injured in other states.

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How Much Does it Cost to Hire an Accident Lawyer?
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FAQS About Work Related Car Accidents

In today’s workforce, many employees are required to drive as a part of their job-related duties. When an employee is involved in a car accident, whether in their personal car or in a company car, so long as they were performing work-related duties, workers’ compensation usually pays for all of their medical expenses and the majority of their lost wages from missing work. But after being in a car accident, injured victims suffer more damages than just medical expenses and lost wages. In such cases, they may be eligible to pursue in accident claim against third parties responsible for any damages resulting from their car accident injuries.

There’s a lot to know about work-related car accidents, workers’ compensation benefits, and third-party claims, but fortunately you don’t have to bother with any of this. As soon as you are capable, speak with a licensed Indianapolis personal injury lawyer to learn the best course of action for your car or trucking accident claim in Indiana.

In the meantime, continue reading to review some frequently asked questions about work-related car and trucking accidents to get a better understanding of what type of legal process you may experience ahead of you.

Indianapolis Indiana Car Accident Lawyer 317-881-2700
Indianapolis Indiana Car Accident Lawyer 317-881-2700

What is Considered a Work-Related Car Accident?

A work-related car accident is when an employee who is performing work duties is involved in a car or trucking wreck or collision. The accident does not have to be with another vehicle; it can be just the employee. The most common types of work-related car accidents happen to those whose primary role is driving, such as delivery drivers, commercial truck drivers, bus drivers, and similar commuting-based vocations.

What are Some Other Types of Work-Related Car Accidents That May Be Covered Under Workers’ Compensation?

In addition to those whose primary role within the company is to drive, there are other types of work-related car accidents that can take place. Car accidents happen in an employer’s parking lot may be covered under workers compensation, as well as employees who are driving from one company location or job site to another for the purpose of a job shift change. Also, workers compensation may cover car accidents that occur to employees who are driving to or from a mandatory company meeting or event, such as a training program or conference.

What are Some Examples of Car Accidents That Would Not Be Considered Work-Related, and Therefore Not Covered by Workers’ Compensation?

Not all car accidents are considered work-related even though they may appear to be. In such a case, employees would not be eligible for workers’ compensation benefits. For instance, if an employee is involved in a car accident on their way to work or on their way home from work, their accident would not be considered work-related. Although every case is fact sensitive so it should be investigated.

Another example would be if an employee was in a car accident after a company social event, like a holiday party or charity fundraiser. Since the event is not mandatory, and employees are not compensated for their attendance, a car accident that takes place before or after the event might not be considered work-related.

What Should I Do if I Am injured in a Work-Related Car Accident?

As soon as you are involved in a car accident, whether it is work-related or not, your priority should be medical treatment. Contact the police and the paramedics to ensure that you and anyone else involved in the accident are seen by EMTs. Next, you want to start documenting the scene of the accident. So, be sure that you have the police there to file a police report, get a copy of the police report, and continue to document any other pieces of evidence via video or photos.

Take pictures and videos of the cars involved in the car accident, the nearby intersection, the streetlights, the surrounding environmental terrain, and anything else that could be used as evidence to support your car accident claim. It is helpful to also ask onlookers or witnesses for their contact information in the case that they can provide witness testimony later.

Stay tuned for next week’s blog in which we’ll discuss why injured employees need to hire a personal injury lawyer after being involved in a work-related car accident.

Are you looking for a skilled personal injury attorney who can help you with your car accident or workers compensation claim in Indiana? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation. We represent clients throughout the state of Indiana.

You Might Also Read:

What To Do If You are Injured at Work
Difference Between Third Party Lawsuits and Worker’s Compensation Claims
FAQS About Having to Go Back to Work After a Workplace Injury

Indianapolis Personal Injury Lawyers 317-881-2700
Schedule a Free Consultation!

Indiana’s Minimum Liability Limits for Auto Accidents

After being injured in a car accident in Indiana, one of the most common questions heard by personal injury lawyers is the question of whether or not there auto insurance policy to cover their medical bills and other related accident expenses. If you are a recent victim of an auto accident, it is important that you understand your rights to pursuing legal action against the party who is responsible for your damages and losses, including such costs and more.

Continue reading to learn the minimum liability limits in Indiana for auto accidents, and how to get started on personal injury car accident claim so that you may recover the full and fair compensation you deserve.

Indianapolis IN Auto Accident Attorneys
Indianapolis IN Auto Accident Attorneys 317-881-2700

Insurance Policy Coverage for Auto Accidents

Insurance companies are required by law to offer certain coverages for injuries and damages sustained by people.  However, sometimes there is not enough insurance coverage to cover the full damages and losses suffered by an auto accident victim, including future damages like ongoing physical therapy, future pain and suffering or loss of ability to earn an income. Most often, car accident victims assume their costs will be covered, but then later discover there are major coverage gaps in their policy or the defendant’s insurance policy. 

These days, cheap state-minimum insurance is common and/or the defendant may have no auto insurance at all. With the help of a seasoned Indianapolis Indiana accident lawyer, car accident survivors can obtain the full and fair compensation they deserve for their medical bills, hospital bills, lost wages, pain-and-suffering, and much more.

Minimum Liability Limits in Indiana

Bodily Injury –
Minimum $25,000 Per Person/$50,000 Per Accident
If the defendant is insured, this is the minimum coverage most defendants in Indiana have.

Uninsured and Underinsured Motorist Coverage

Here in Indiana, all registered drivers can purchase uninsured and underinsured motorist coverage. In the case of a car accident, you can collect your damages from your own insurance policy if the at-fault driver is uninsured or underinsured. Because state-minimum insurance is usually so inadequate or even non-existent, everyone should purchase uninsured and underinsured motorist coverage through their own insurance carrier. 

For example, let’s say a person is rear-ended in a collision and incurs $40,000 in medical bills, $5,000 in lost wage and obviously, pain and suffering.  The defendant may only have $25,000 and the injured person collects that amount from the defendant’s insurance carrier.  If the injured person has $100,000 in underinsured coverage, they can collect up to an additional $75,000 from their own insurance carrier in settlement of their injuries and damages sustained in the wreck.

It is vital that you retain a skilled car accident injury lawyer in Indianapolis, Indiana.

If you were recently injured in a car accident, semi collision or slip and fall where you were significantly injured, it is important that you act fast before the statute of limitations runs out on your case, or evidence is lost that would support your claim. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 and schedule a free case evaluation with a seasoned Indianapolis IN car accident attorney, today.  We represent injured persons throughout the state of Indiana and Indiana residents injured in other states.

You Might Also Read:

Why Choose Us for Your Indiana Car Accident Personal Injury Claim
The Most Common Types of Damages Awarded in Personal Injury Lawsuits
How Soon Should I Notify My Insurance After Being Injured in an Accident?

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Why Choose Us for Your Indiana Car Accident Personal Injury Claim

If you were wrongly hurt, you deserve justice. It is vital that you act fast by speaking to a licensed and experienced personal injury lawyer who specializes in motor vehicle accident claims and lawsuits. It is important to do this in order to avoid losing critical evidence and exceeding the statutes of limitations for your claim. Who can you trust to successfully represent your Indiana car accident personal injury claim and obtain the maximum settlement or verdict for your damages? The answer is simple:

The Law Office of Craven, Hoover, and Blazek P.C.

Continue below to learn more about getting started on your financial recovery with the help of our esteemed car accident attorneys in Indiana.

Indianapolis IN Car Accident Attorneys 317-881-2700
Indianapolis IN Car Accident Attorneys 317-881-2700

Indianapolis IN Car Accident Lawyers Who Will Fight For Your Right to Fair Compensation

Although based out of Indianapolis, our personal injury lawyers represent claimants all throughout the state of Indiana. We offer free initial consultations to discuss your case and determine your eligibility for pursing legal action against the at-fault party who caused the car accident. In fact, there are never any out-of-pocket fees for our services.

Our Indiana accident law firm was founded on the belief that wrongly injured victims and personal injury survivors deserve justice in the form of compensation. For that reason, we make it simple for injured victims to become our clients. Not only do we provide free case evaluations, but we also never charge any upfront lawyer fees. You do not pay us unless and until we recover a settlement or verdict from the at-fault party’s insurance company for you.

Motor Vehicle Accident Cases We Handle:

► Car Accidents
► Truck Accidents
► Commercial Truck Accidents
►Common Carrier Accidents (Public buses, trains, planes, etc.)
► Company Vehicle Accidents
► Motorcycle Accidents
► Boating Accidents
► Pedestrian Accidents
► Drunk Driving Accidents
► Wrongful Deaths

Common Types of Car Accident Injuries We Represent:

▷ Orthopedic Injuries
▷ Soft Tissues Injuries
▷ Whiplash
▷ Head Injuries
▷ Brain Injuries
▷ Compound Fractures
▷ Tissue De-Gloving
▷ Amputations
▷ Ruptured Organs
▷ Internal Bleeding
▷ Coma
▷ Wrongful Death
▷ And More

Get Started on Your Indiana Car Accident Claim ASAP

Each attorney at The Law Office of Craven, Hoover, and Blazek P.C. has more than 25 years of experience representing car and motor vehicle accident cases in Indiana. If you or someone you love recently suffered injuries from a motor vehicle accident caused by negligence of another person, you may be entitled to compensation. We can obtain a settlement or verdict for your damages and losses, such as medical bills, hospital bills, lost wages, pain and suffering, and more. Again, you must act fast before evidence is lost and your time to file a claim expires.

Are you ready to get started on your car accident injury claim? Contact us as soon as possible to schedule your free consultation with a qualified Indiana car accident injury lawyer. We can speak via phone, video conference, or in-person at our Indianapolis personal injury law office.

You Might Also Enjoy:

Tips for Documenting Your Injuries After a Car Accident
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See a Doctor if You Experience These 6 Delayed Car Accident Symptoms

Indianapolis Personal Injury Lawyers 317-881-2700
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Defensive Driving Tips to Keep You Accident Free

There isn’t enough knowledge you can have when it comes to safe driving. The more you know, the safer you are, which means the safer others are around you as well. Continue below to review some of the most important defensive driving tips that will keep you and your passengers accident-free, and safe on the road. See the bottom of this blog for information about learning how to file a claim after being injured in a car accident that wasn’t your fault.

Indianapolis IN Car Accident Lawyers
Indianapolis IN Car Accident Lawyers 317-881-2700

How to be a Defensive Driver

You can always improve your skills as a safe driver on the road. One way to do this is to ensure you are always defensively driving. What is a defensive driver? Defensive driving is the practice in which drivers operate their vehicles with optimal safety and cautious driving techniques. A defensive driver follows all traffic rules and regulations, and also stays current on all factory scheduled maintenance for their vehicle. When your car is well cared for, it performs its best, which means it’s a safe vehicle to drive. As for your own driving, summon your drivers’ education knowledge, and then combine it with some new driving techniques to help you be a safer driver that avoids causing or being involved in accidents on the road.

Top Tips for Defensive Driving

☑ DO NOT DRIVE DISTRACTED

Distracted driving is one of the most common causes of negligent car accidents, especially those that involve serious bodily harm or injury. Examples of distracted driving include driving when tired or fatigued, driving under the influence of alcohol or other substances that impair you, texting, eating, putting on makeup, sending emails, managing children in the backseat, rummaging through your purse, and anything else that requires you to take your eyes off the road for more than a second.

☑ NEVER TEXT AND DRIVE

As one of the most dangerous forms of distracted driving, it is important to never send text messages on your mobile phone while operating a vehicle. Instead, opt for hands-free technology that allows you to have both hands on your steering wheel and your eyes on the road while still maintaining a conversation. Equally important, only prompt phone calls when you are at a red stoplight, pulled over on the side of the road, or parked.

☑ KEEP A SAFE DISTANCE BETWEEN OTHER CARS

If you recall your drivers’ education knowledge, you will remember that your instructor taught you to keep at least one car length’s distance between the car in front of you. Another way to think of this is by maintaining 3 to 4 seconds worth of space between the vehicle in front of you. This will give you plenty of time to brake in the case of a sudden stop or emergency.

☑ ALWAYS GO THE SPEED LIMIT

A defensive driver always follows the speed limit, and never goes over it under any circumstances. There is a reason why municipalities set speed limits on all roads, streets, and interstates. Not only are they for safety, but they allow vehicles to travel most efficiently with optimal safety. By maintaining the speed limit, you are being a safe driver.

☑ LEARN YOUR BLIND SPOTS AND SIGNAL

Almost every car has a blind spot where two, and it is your responsibility as a driver to learn these blind spots and keep an eye on them whenever you are switching lanes are making turns. Equally important, always be sure to use your turn signals to let other drivers and even pedestrians know what direction you’re traveling.

Are you recently injured in a car accident that wasn’t your fault? Contact the Law Office of Craven, Hoover, and Blazek P.C. to speak with a seasoned attorney about your Indianapolis Indiana car accident injury. We serve clients all throughout the state, and require no initial or upfront lawyer fees.

You Should Also Read:

Common Distractions That Lead to Intersection Car Crashes
What You Need to Know About Car Accident Insurance and Injury Claims
How to Win a Car Accident Lawsuit

Indianapolis Personal Injury Lawyers 317-881-2700
Schedule a Free Consultation!

Indiana Laws Regarding Car Accident Compensation

As a car accident victim, you are not expected to have a full understanding of the law, and therefore, your rights to being compensated for your damages. However, it is wise to take the initiative to acquire the proper legal resources and learn what you can regarding your recent accident and subsequent losses. You may be entitled to compensation under Indiana law as a car accident victim, or as an immediate family member of a car accident victim.

Continue reading to learn the basic Indiana laws surrounding car accidents and compensation, as well as, who to trust for superior personal injury legal guidance near you.

Indiana Car Accident Attorneys 317-881-2700
Indiana Car Accident Attorneys 317-881-2700

Indiana Car Accident Compensation

Statutes of Limitations

In every state, there are laws that govern how much time a victim has to make a claim against another party. This is known as statutes of limitations, and they are a vital aspect to your potential legal claim. See our blog, “Can a Personal Injury Statute of Limitations Be Extended?” to learn the importance behind taking action in time.

As for car accidents, victims generally have 2 years from the date of the incident to make a claim for compensation against a standard party. If making a claim against a city, county or state defendant, victims have substantially less time to file what is called a “Tort Claims Notice”, which must be filed in a timely fashion or the victim cannot later file a lawsuit against that particular defendant.  The shortest time period to file a Tort Claims Notice is 180 days so you should obtain an attorney as soon as possible.

Awarded Damages

Here in Indiana, the law gives victims the opportunity to recover both economic and non-economic damages. Economic damages include medical expenses, hospital bills, lost wages, and more. Non-economic damages include pain, suffering, permanent disfigurement, mental anguish, and loss of consortium, and more.

Where to Get Legal Advice for Car Accident Victims

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury car accident claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are ready, willing and able to recover the full and fair compensation you deserve after being injured in a car accident. We offer free initial consultations and never collect attorney fees unless we recover for you.  We represent seriously injured people throughout the State of Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700

Most Common Injuries Caused By a Rear-End Car Accident

Car accident victims can experience a wide range of injuries, but certain kinds of motor vehicle accidents tend to render the same or similar types of injuries. This seems to be the case with rear-end car accidents, which are one of the most common types of car accidents in the country. Continue reading to learn what some of the most common types of rear-end car accident injuries, and what you can do to ensure you receive the full and fair settlement from the at-fault driver’s insurance company.

Indiana Car Accident Attorneys 317-881-2700
Rear End Car Accident Lawyer 317-881-2700

Car Accident Injuries

Although airbags, anti-lock brake systems, rear-view cameras, blind spot detection, and other motor vehicle safety systems are always being improved in the automotive design and manufacturing industry, they are not always enough to fully protect drivers and passengers from all car accident injuries. Injuries from car accidents range from minor, such as minor stiffness and body aches, to catastrophic, such as paraplegia and death.

Rear-End Car Accidents

When one car collides into the back bumper of another car, this is known as a rear-end car accident. These accidents often happen when a vehicle is tailing another, or driving too close and because the following driver is simply not paying attention. It also frequently occurs in situations in stop-and-go traffic and traffic jams, at stop lights and stop signs, and left-turn intersections. In such cases, the drivers and passengers inside the struck vehicle are the ones who tend to experience more serious injuries.

Front seat passengers are prone to blunt force impact on the steering wheel, dashboard, windows, and windshield. These impacts can cause injuries to the face, chest, neck, knees, and more. Passengers in the backseat of a vehicle that is rear-ended can also face a long list of injuries as a result of sudden forward and backward thrusting, and impact to the headrests, windows, front seats, or other objects inside a vehicle.

Common Car Accident Injuries

One of the most common rear-end car accident injuries is whiplash, which results from a person being thrust forward and thrown backward upon impact of the rear-ending vehicle. See our blog, “What You Should Know About Whiplash Personal Injury Claims” to learn more about the onset of injuries concerning whiplash. Another common injury from rear-end accidents are dermal burns. Airbags are triggered to deploy upon a rear-end impact, thus causing front-seat passengers to experience burns from the airbag propellant.

Additional Injuries Common With Rear-Ending Accidents:

☑ Airbag Burns
☑ Lethargy/Fatigue
☑ Stiffness and pain in Neck, Back, and Shoulders
☑ Body Aches and Pains
☑ Headaches and Migraines
☑ Orthopedic Injuries
☑ Spinal Injuries
☑ Concussions
☑ Head Injuries
☑ Brain Injuries

Onset of Injuries

Not everyone experiences symptoms of injuries immediately following a car accident. Sometimes symptoms do not appear for days, weeks, or months later. This is a medical phenomenon known as on-set of injury. See our blog, “Do Not Assume That You are Not Hurt After an Accident” to learn more. It is helpful to contact a personal injury lawyer to learn your rights to recovering damages after suffering losses following a car accident. They have the knowledge and experience to give you personalized advice for your unique case.

Were You Injured in a Rear-End Car Accident in Indiana?

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis car accident attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.  We represent injured persons throughout Indiana.

Personal Injury Law Firm Indiana
Personal Injury Law Firm 317-881-2700

Types of Legal Liability for Driving Another’s Vehicle

Whether you loan out your vehicle to another person, or you drive a vehicle other than your own, there are several types of legal liability that might be at play. The scope of such liability differs among states, and from case to case, however, there are always laws surrounding the operation of a vehicle in one way or another.

Continue reading to learn which types of legal liability you should be aware of when it comes to operating another’s car.

Indianapolis Car Accident Attorneys 317-881-2700
Indianapolis Car Accident Attorneys 317-881-2700

Children and Family Members

It is very common for parents and guardians to allow teens to operate the family car. Common legal principles that surround loaning the family car to a child or relative include the family purpose doctrine, negligent entrustment, and vicarious liability. The set of laws that apply depend on whether or not the driver of your vehicle is your child or family member.

The Family Purpose Doctrine

If a family member drives your car, whether they were given permission or not, the family purpose doctrine might be relevant in your state. Under United States common law, this doctrine is a statute that holds the owner of a motor vehicle accountable for any damages that results to others when a family member operates their vehicle. This doctrine applies regardless if the owner gave the family member permission or not.

Negligent Entrustment

Negligent entrustment is a legal liability that might come into play when a child operates your vehicle. As a parent or guardian, also called the “entruster”, the law might deem you negligent and responsible for any damages that result to others if you permit your child to operate the family car with the knowledge that they are unlicensed, inexperienced, reckless, inadequate at driving, or unreliable.

Vicarious Liability

In the case that you were not driving your vehicle, and/or present at the time of the accident, there is a possibility that the law could deem you liable for damages in a car accident. This legal principle is mostly applied in cases in which parents or guardians lend their vehicles to their children, or have their children’s vehicles in their name. For instance, if your teenager or child causes a car accident that causes damages to others, you may be held liable for damages.

Company Vehicles and Others Outside of Family

Aside from children and family, it is a common occurrence to allow others to operate a vehicle that you own. This is such the case for employees who drive a company car, or for individuals who loan their cars to friends or co-workers. The types of liability that might apply to these situations are negligent entrustment and vicarious liability.

When you are operating a company vehicle while performing work-related duties, and an accident ensures that results in damages to others, employers are generally liable under law. In such cases, vicarious liability law would typically apply.

If you allow an employee to operate your vehicle, which is not a company vehicle, but rather, your own private vehicle, the principles of negligent entrustment might also be applied if they cause an accident that results in damages to others.

In the case that you allow another person that is not a family member to operate your vehicle, such as a friend or coworker, negligent entrustment is the type of liability that might be applied if an accident that results in damages to others occurs.

Were You Injured in a Car Accident?

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis car accident attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.  We represent injured persons throughout Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700

Should I Settle My Auto Accident Claim Out of Court?

When a person is involved in an auto accident caused by an at-fault driver, they are entitled to make an insurance claim and receive a settlement. In many cases, an insurance settlement is often the most reasonable choice, unless the offer is too low. An attorney will try to settle out of court for a client, but if a fair agreement cannot be made with the defendant’s insurance company, then the case is usually taken to court and presented to a judge or jury for a judgment. There are several options for pursing a motor vehicle accident claim, and even more to know about them all.

Continue reading to learn the difference between settling an auto accident claim in and out of court, as well as, what do to as an injured victim of a recent  car accident in Indiana.

Car Accident Lawyers Personal Injury Indianapolis
Indianapolis Car Accident Attorneys 317-881-2700

Car Insurance Settlement Outcomes

Just like all other cases, insurance claim settlements vary in outcome. If you sustained only minor injuries, and only required a few doctor visits and check-ups, then obviously, you case would be valued by and resolved for less than if you sustained moderate or major damages. Damages include hospital bills, medical expenses, medications, lost wages, pain and suffering, property damage and possibly other damages.

With regard to property damages, most insurance companies will pay to cover the repairs initially because the insurance company is attempting to keep you happy long enough so that you do not obtain an attorney.  If you do not obtain an attorney quickly however, evidence vital to the case can be lost forever so it is vital to contact an attorney immediately after you obtain your first medical care.  

The insurance company may even advise you that they are “accepting responsibility” for the their insured causing the collision. While the insurance company may say this to you, in practice, this is usually not the case.  In Indiana, the fact that a defendant driver has insurance is usually not admissible in court and anything an insurance company employee told you is also not admissible.  Some judges in Indiana routinely keep out even the mere mention of the fact that a driver who caused a collision has insurance.

Insurance companies in clear cut cases of liability usually want to settle as soon as possible, but quick settlements can be a mistake. This is because once a person signs and accepts the offer and releases the defendant from further liability, the case is immediately closed and cannot be brought back up ever again. If more injuries are discovered after settlement, which can occur and is called “delayed onset” or other damages appear after the settlement has closed, the defendant and their insurance company will no longer bear any responsibility. This is why it is important to hire a licensed Indiana car accident attorney to represent you.

Out-of-Court Settlements

In order to receive the compensation that will fully and fairly cover all related expenses, pain and suffering, medical and property damage, you should take your claim to a lawyer so they can obtain the necessary evidence and conduct a proper investigation to present your case to the at-fault driver’s insurance company or other opposing party.  

Contact a licensed personal injury lawyer who specializes in car accident injury claims if you were recently injured in a car accident that was not your fault. A seasoned car accident attorney has the proper knowledge, resources, and experience needed to recover a full and fair settlement you and your family deserves.

Trusted Legal Advice for Your Indiana Car Accident Claim

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for trusted car accident personal injury representation in Indianapolis, Indiana and throughout the State of Indiana. Our seasoned car accident attorneys work hard to ensure our clients’ rights to full and fair compensation. We offer free initial consultations to review your case with you; and we never collect attorney fees unless we prevail for you!

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700

When Will My Car Accident Claim Settle?

If you are waiting for a pending car accident injury claim to come to a settlement, the good news is you will not likely have to wait long. Most car accident claims settle without ever going to trial, however, there are infinite factors that can influence the total amount of time it takes to reach a full and fair settlement. Continue reading to learn some of the most common factors that might affect the timeline for your car accident claim.

Indianapolis Car Accident Attorneys 317-881-2700
Indianapolis Car Accident Attorneys 317-881-2700

Common Factors That Affect a Settlement

Although reaching a car accident settlement can be affected by many factors, the most common include whether or not you hire a lawyer, the severity or scope of your injuries, who was at-fault for the accident, the laws surrounding car accident liability in your state, and the court’s schedule.

Legal Representation – If you choose to represent yourself, you can expect the timeline for your car accident claim to take much longer. You simply do not retain the same knowledge, resources, and professional connections that lawyers have, all of which expedite several steps to the car accident claim process.

Extent of Damages – The severity of your injuries and how long you need to obtain treatments, along with the scope of your total damages and losses, will greatly affect the amount of time it takes to reach a settlement since such cases typically require more concentrated investigation and the discovery of facts essential to proving the case.

Liability – If it is clear and undisputed that the other driver is at-fault for the accident, you can expect the claim process to be much quicker since their insurance company should want to settle as soon as possible, depending again upon how badly you are injured, how long you need to obtain treatments and whether or not you are permanently injured. If you live in a state where you might be deemed partially at-fault, a principal known as “comparative negligence”, your percentage of fault will determine your eligibility for compensation.

Court Schedules – If your case does have to go to trial, the court’s hearing schedule can cause conflicts in your settlement timeline. Courts can get backed up, so they are prone to cancelling or postponing scheduled trials, or not having availability to schedule hearings for months.

Reaching a Car Accident Settlement

The process of car accident claims and settlements are quite straightforward here in Indiana. You can expect the process to start with you obtaining medical care and eventually and hopefully, physically and emotionally getting back to where you were before the collision or fall. 

Next a detailed demand letter is drafted and sent to the defendant’s insurance carrier along with all supporting documents, photographs, and more, which basically presents your case to the insurance company.

From the demand letter, negotiations will follow, and perhaps even mediation. See our blog, “Questions and Answers About Personal Injury Negotiations” to learn more about this part of the car accident claim process. After negotiations are complete, the remainder of the process generally involves drafting an agreement, and drawing a check and settlement papers.

Where to Get Trusted Car Accident Claim Advice

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn the best course of action after being negligently injured in a car, trucking, malpractice or fall accident in Indiana. Daniel Craven, Ralph Hoover, and Keith Blazek are seasoned accident attorneys that can fight to recover compensation for your losses. We represent injured persons in Indiana regardless of how the injury occurred, so long as the person was injured as a result of the negligence or “failure to use reasonable care” of another person or entity. We also offer free initial consultations and never collect lawyer fees unless we win a settlement. Call 317-881-2700 to schedule your free consultation with an Indianapolis car accident lawyer, today.

Indianapolis Personal Injury Lawyers 317-881-2700
Indianapolis Personal Injury Lawyers 317-881-2700