Don’t Deal with Insurance Companies Following a Car Accident: Hire an Attorney

Car accidents are a traumatic experience. The physical, emotional, and financial toll they take on wrongfully injured victims can be overwhelming. One of the most difficult aspects of navigating the aftermath of a negligent car accident is dealing with insurance companies. For this, car accident lawyers are experts in this field and you should hire your own attorney to ensure that interactions with insurers go smoothly and that your rights stay protected.

Continue reading to learn 8 tips for dealing with insurance companies after a car accident.

Call 317-881-2700 to Speak With an Auto Accident Attorney in Indianapolis
Call 317-881-2700 to Speak With an Auto Accident Attorney in Indianapolis

How to Navigate the Process of a Personal Injury Car Accident Claim

1. Gather Essential Documents: Collect all documents related to the car accident that you can, such as photos, insurance cards, and police reports. This information is essential when filing a claim with an insurer or filing a lawsuit.  If you do not have the information at hand, don’t worry.  Your attorney will help and gather documents and photos, police reports, 911 tapes and dash and body camera video.

2. Consult a Car Accident Lawyer: An experienced auto accident attorney will navigate the legal complexities associated with your car accident claim. Car accident litigators can ensure that you receive the most favorable outcome possible from an insurer.

3. Know Your Rights: Have your attorney familiarize you with insurance laws in your state so that you understand the rights you have as an insured party. Knowing your rights will enable you to make more informed decisions when dealing with insurers through your attorney.

4. Obtain Your Car Insurance Policy: Car insurance policies typically contain language that explains the process and timeline for filing claims, as well as coverage limits and exclusions. Make sure you provide a copy of your auto policy to your attorney.  If you do not have it available, don’t worry.  Your attorney can obtain a copy from your insurance carrier.

5. Don’t Settle Too Quickly: Insurers may try to pressure you into accepting a quick settlement prior to you talking with an attorney. Don’t be rushed into making a decision. Take your time and consult with an auto accident litigator before settling.  While it is best and very advantageous to hire an attorney immediately following a collision, if you happen not to do so, please set up an appointment and speak to an attorney free of charge at Craven, Hoover & Blazek, P.C. prior to making any decisions.

6. Don’t Talk to Insurance Carriers: Do not speak with insurance representatives without obtaining legal representation first.  This will help you to avoid making statements that could later be used against you. Keep in mind that insurers may be trying to find ways to limit the amount of money they’ll have to pay out so in the end make sure you obtain legal representation as soon as possible following a collision.

7. Have Your Attorney Negotiate: Auto accident attorneys are adept and experienced at negotiating with insurers.  It is in your best interests to have competent and experienced legal representation for yourself if you are injured in an automobile collision.

8. Have Your Attorney Take Legal Action: Car accident attorneys have the experience and resources necessary to pursue a favorable outcome in court.  Given the various laws and complexities involved you should have an attorney on your side.

Speak to an Auto Accident Lawyer in Indianapolis

Dealing with insurance companies after a car accident can be daunting, but by taking the right steps and understanding your rights, you can ensure that your claim is handled fairly. Motor vehicle accident lawyers are available to help guide you through the process and ensure that you receive the compensation you deserve. Contact an Indianapolis auto accident attorney today for more information.

Would you like to learn your eligibility for pursuing legal action against a negligent driver or party that caused you or your loved one to suffer a car accident injury? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free case evaluation with an experienced auto accident lawyer in Indianapolis, Indiana. We represent clients all across the state.

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What You Need to Know Before Filing an Injury Claim for a Car Accident

If you’ve been injured in a car accident, then you should be considering filing an injury claim. This is an important step to take if you want to receive compensation for your medical bills, lost wages, property damages and other expenses related to the accident. But before doing so, it’s important that you understand what an injury claim entails and how best to go about filing one.

Here, we will discuss the key things that you need to know before filing an injury claim for a car accident. We will cover topics such as gathering evidence, seeking legal advice from a car accident lawyer, understanding insurance coverage, and more. By taking these steps into consideration ahead of time, you can ensure that your case is as strong as possible when it comes time to file your injury claim.

Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.
Call 317-881-2700 to Speak With a Car Accident Attorney in Indianapolis Indiana.

Car Accident Victims Deserve Justice

After auto accident victims suffer physical, emotional, and financial losses due to the negligence or carelessness of another driver, they deserve financial justice. And they can do this by filing a car accident claim with help from an experienced personal injury lawyer. By holding the responsible party and their insurance carrier accountable for their insured’s actions, car accident victims can often benefit from the settlement achieved through a car accident claim and receive monetary compensation for medical bills, lost wages, pain and suffering, and more.

Victims have the legal right to demand that an at-fault driver and their insurance carrier take responsibility for the negligence of the at-fault driver. By hiring a seasoned personal injury attorney, car accident victims can rest assured that their case is being represented diligently. Preparing a solid case before filing a personal injury claim for a car accident is imperative. Becoming aware of all essential details beforehand can provide you with peace of mind and give your case its best chance for success.

Top Considerations for Filing an Auto Accident Claim

Evidence

The first step when filing an injury claim for a car accident is to gather evidence. This means taking pictures and videos at the scene of the accident, obtaining police reports, and collecting contact information from any witnesses who may have seen the accident happen. All of this evidence can be extremely helpful in establishing liability and helping to prove your motor vehicle accident case.

Car Accident Lawyer

You should seek legal advice from a car accident lawyer immediately. This can help to ensure that your injury claim is filed correctly and on time, as well as helping you understand the process of filing an injury claim and what type of compensation you may be eligible for. A qualified car accident attorney will also be able to advise you on how best to negotiate with insurance companies and ensure that you get the maximum compensation possible.  An experienced car accident attorney will also help to ensure that the evidence needed to prove your case is obtained.

Insurance

Finally, it’s important to understand your insurance coverage and the insurance coverage of the at-fault party and make sure that you and the at-fault party are fully covered for any medical bills and other expenses related to the auto accident. The more prepared you are with this information when filing an injury claim, the better chance you have of receiving a fair amount of compensation.  Your accident attorney will obtain this information  for you.

Get Support for Your Injury Claim

By taking the time to understand and consider these key topics, you can ensure that your injury claim is as strong as possible when it comes time to file. By doing so, you may be able to receive the compensation you deserve for any medical bills or other expenses due to a car accident. If you have any further questions about filing an injury claim, it’s best to contact an Indiana auto accident attorney immediately who can provide you with the legal advice and support you need.

Knowing your rights and how to defend them is essential if you have been injured because of another driver’s negligence. Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation for your car accident injury lawsuit in Indianapolis, Indiana.

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The Indiana Statute of Limitations For Car Accident Lawsuits

No one ever expects to be injured in a car accident. But unfortunately, auto accidents happen every day. And when they do, the injuries can be severe – even life-threatening. If you or someone you love has been injured in a car accident, it’s important to know what to do next. This includes understanding the legal process and your rights, as well as getting the medical treatment you need.

It is important to act fast before the state’s statute of limitations eliminate your right to pursue legal action against the negligent party who caused your car accident and subsequent injuries. Once you obtain a verdict against the negligent party, that person’s insurance carrier would be contractually obligated to pay the verdict on their behalf, up to the defendant’s liability insurance limits. 

Continue below to learn how long you have to file a car accident lawsuit in Indiana, plus who to trust for accurate and personalized legal advice.

Indianapolis IN Car Accident Attorney 317-881-2700
Indianapolis IN Car Accident Attorney 317-881-2700

Facts About Statute of Limitations

The Statute of Limitations (SOL) is the time frame in which a car accident victim can file a lawsuit against the at-fault driver. The SOL varies from state to state but is generally two to four years after the date of the accident. If you have been in a car accident, it is important to speak with an experienced car accident attorney to determine the SOL in your state and whether you have a valid claim. If you do not file a lawsuit within the SOL, you will likely be barred from recovering any compensation for your injuries.

Indiana SOL for Auto Accidents

The Indiana statute of limitations for car accident lawsuits is two years. This means that you have two years from the date of your accident to file a lawsuit against the at-fault driver. If you do not file your lawsuit within this time frame, you will be barred from doing so and will not be able to recover any compensation for your injuries.

There are some exceptions to this rule, however. If you were a minor at the time of the accident, you have until your 20th birthday to file a lawsuit.  If your automobile collision involved state or county entities, you must quickly file what is called a tort claims notice first to be able to pursue your potential case so it is vitally important to contact an attorney right after your collision so no deadlines are missed and so valuable evidence may be obtained.

Talk to an Indianapolis Car Accident Attorney Right Away

If you have been involved in a car accident, it is important that you speak with an experienced Indiana personal injury attorney as soon as possible. Your attorney will be able to review your case and help you determine whether you have a valid claim. If you do have a claim, your attorney will work tirelessly to help you recover the full amount of compensation that you are entitled to.

Are you ready to get in touch with an Indianapolis car accident lawyer to schedule a no-fee consultation? Contact the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free personal injury case evaluation with a seasoned car accident lawyer in Indianapolis. We represent clients throughout the state of Indiana and Indiana residents injured in other states.

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What You Need to Know About Car Accident Insurance and Injury Claims

When a car accident occurs, and a person is seriously injured by an at-fault driver, they may be entitled to file an insurance claim and receive a settlement. In most cases, even for property damage, an insurance settlement is often the most reasonable choice, unless the offer is simply unreasonable. In this case, an attorney might try to settle out of court for a client, but if an reasonable agreement cannot be made, then it’s usually taken to court and presented to a judge or jury for a verdict.  There are several options for pursing a motor vehicle accident claim, as you can see, and more to know about each.

Continue reading to learn about filing an auto accident injury or insurance claim, and who to consult for accurate industry advice and counsel.

Car Accident Attorneys Indiana
Personal Injury Car Accident Attorneys 317-881-2700

Car Insurance Accident Claim Settlements

Just like all other cases, insurance claim settlements vary in outcome. There are a few considerations to be aware of before moving forward with an insurance auto accident claim. For example, if you sustained only minor injuries, and only required a few doctor visits and check-ups, then a simple insurance claim should cover your damages. Damages include hospital bills, medical expenses, pain and suffering, medication, and property damage.

Insurance companies sometimes want to settle as soon as possible, but quick settlements can be a mistake. This is because once a person signs and accepts the offer, the case is immediately closed and cannot be brought back up ever again. If more injury or costs come up after the settlement is closed, the insurance company is not obligated to cover those additional or prolonged expenses. This is why it is important to hire a skilled and experienced Indiana car accident injury attorney to facilitate your claim and make sure that you are fairly and fully compensated.

Out of Court Claim Settlements

In order to receive the compensation that will fully cover all related expenses, medical, pain and suffering and property damages, you should take your claim to a lawyer so they can document the evidence in the case to present it to the at-fault driver’s insurance company in an organized and professional manner.  Moreover, experienced trial attorneys like those at Craven, Hoover, and Blazek P.C. will be able to take your case to trial, should the insurance company not make a fair offer for your case.

Out of court settlements are best for all parties involved so long as the offer being made is full and fair.  In addition, the expenses for expert witnesses and the time involved in taking a case to trial are diminished if the case does not proceed all the way through a trial, making it less expensive for the case to resolve, which ends up getting more money in a client’s pocket out of a settlement offer.

Your Trusted Personal Injury Car Accident Lawyers in Indianapolis, Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
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What To Do and Not To Do After a Car Accident

After being involved in a car accident that was not your fault, actions you take and decisions you make, can influence the total amount you receive in a personal injury settlement. For this reason, it is vital to know what to do and not to do after being involved in an auto accident caused by another driver. Continue reading for this information and more, as it can possibly make or break your car accident claim.

Indiana Car and Truck Accident Lawyers
Indiana Car and Truck Accident Lawyers 317-881-2700

Insurance Companies are Not on Your Side

When you make a personal injury car accident claim, it is the at-fault party’s insurance company that will pay you your ultimate settlement or judgment if owed. However, insurance companies do not want to pay car accident victims. Their primary objective is to settle as quickly as possible for as little as possible, which is usually not a good thing for an accident victim.

Insurance companies will offer a paltry settlement and simply try to send a victim on their way. You see, within these insurance companies are hundreds of employees who work hard to argue that the value of your injury  claim is low. They will use every resource in their power to reduce the settlement amount, which in turn increases their employer’s profits.

Fortunately, there are seasoned car accident attorneys out there who know the laws surrounding such claims inside and out, and can navigate through insurance adjuster tactics. They will provide cold-hard evidence to support a victim’s damages and losses and recover a full settlement.

What to Do After a Car Accident:

➀ Dial 911 and request police and paramedics for any injured persons.
➁ Tell the investigating officer how the accident happened.
➂ Seek medical attention at the scene and then at the hospital.
➃ Take several pictures and videos of the car and your surroundings.
➄ Contact a car accident injury lawyer to learn what your rights are.

What NOT to Do:

❌ Do not wait to get medical attention.

❌ Do not skip doctors’ appointments or treatments.

❌ Do not talk to insurance adjusters.

❌ Do not send out a demand letter.

❌ Do not sign a waiver or release-of-liability document or any other documents without talking with your attorney first.

❌ Do not accept cash for your damages and losses.

❌ Do not attempt to negotiate your claim yourself.

Talk to an Indianapolis Car Accident Personal Injury Lawyer Today

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help with a car accident injury claim in Indianapolis, Indiana. Our seasoned car accident lawyers can help you recover the full and fair compensation you deserve after suffering a serious injury in a car accident. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Schedule your consultation before the statutes of limitations runs out on your claim. We represent injured persons throughout the State of Indiana.

Indianapolis Personal Injury Lawyers 317-881-2700
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