What You Need to Know About Car Accident Insurance and Injury Claims

When a car accident occurs, and a person is seriously injured by an at-fault driver, they may be entitled to file an insurance claim and receive a settlement. In most cases, even for property damage, an insurance settlement is often the most reasonable choice, unless the offer is simply unreasonable. In this case, an attorney might try to settle out of court for a client, but if an reasonable agreement cannot be made, then it’s usually taken to court and presented to a judge or jury for a verdict.  There are several options for pursing a motor vehicle accident claim, as you can see, and more to know about each.

Continue reading to learn about filing an auto accident injury or insurance claim, and who to consult for accurate industry advice and counsel.

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Car Insurance Accident Claim Settlements

Just like all other cases, insurance claim settlements vary in outcome. There are a few considerations to be aware of before moving forward with an insurance auto accident claim. For example, if you sustained only minor injuries, and only required a few doctor visits and check-ups, then a simple insurance claim should cover your damages. Damages include hospital bills, medical expenses, pain and suffering, medication, and property damage.

Insurance companies sometimes want to settle as soon as possible, but quick settlements can be a mistake. This is because once a person signs and accepts the offer, the case is immediately closed and cannot be brought back up ever again. If more injury or costs come up after the settlement is closed, the insurance company is not obligated to cover those additional or prolonged expenses. This is why it is important to hire a skilled and experienced Indiana car accident injury attorney to facilitate your claim and make sure that you are fairly and fully compensated.

Out of Court Claim Settlements

In order to receive the compensation that will fully cover all related expenses, medical, pain and suffering and property damages, you should take your claim to a lawyer so they can document the evidence in the case to present it to the at-fault driver’s insurance company in an organized and professional manner.  Moreover, experienced trial attorneys like those at Craven, Hoover, and Blazek P.C. will be able to take your case to trial, should the insurance company not make a fair offer for your case.

Out of court settlements are best for all parties involved so long as the offer being made is full and fair.  In addition, the expenses for expert witnesses and the time involved in taking a case to trial are diminished if the case does not proceed all the way through a trial, making it less expensive for the case to resolve, which ends up getting more money in a client’s pocket out of a settlement offer.

Your Trusted Personal Injury Car Accident Lawyers in Indianapolis, Indiana

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to learn more about making a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are fully-prepared to recover the full and fair compensation you deserve after being seriously injured in a motor vehicle accident. We offer free initial consultations and never collect attorney fees unless we obtain a settlement for you. We represent injured persons throughout the State of Indiana.

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What To Do and Not To Do After a Car Accident

After being involved in a car accident that was not your fault, actions you take and decisions you make, can influence the total amount you receive in a personal injury settlement. For this reason, it is vital to know what to do and not to do after being involved in an auto accident caused by another driver. Continue reading for this information and more, as it can possibly make or break your car accident claim.

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Indiana Car and Truck Accident Lawyers 317-881-2700

Insurance Companies are Not on Your Side

When you make a personal injury car accident claim, it is the at-fault party’s insurance company that will pay you your ultimate settlement or judgment if owed. However, insurance companies do not want to pay car accident victims. Their primary objective is to settle as quickly as possible for as little as possible, which is usually not a good thing for an accident victim.

Insurance companies will offer a paltry settlement and simply try to send a victim on their way. You see, within these insurance companies are hundreds of employees who work hard to argue that the value of your injury  claim is low. They will use every resource in their power to reduce the settlement amount, which in turn increases their employer’s profits.

Fortunately, there are seasoned car accident attorneys out there who know the laws surrounding such claims inside and out, and can navigate through insurance adjuster tactics. They will provide cold-hard evidence to support a victim’s damages and losses and recover a full settlement.

What to Do After a Car Accident:

➀ Dial 911 and request police and paramedics for any injured persons.
➁ Tell the investigating officer how the accident happened.
➂ Seek medical attention at the scene and then at the hospital.
➃ Take several pictures and videos of the car and your surroundings.
➄ Contact a car accident injury lawyer to learn what your rights are.

What NOT to Do:

❌ Do not wait to get medical attention.

❌ Do not skip doctors’ appointments or treatments.

❌ Do not talk to insurance adjusters.

❌ Do not send out a demand letter.

❌ Do not sign a waiver or release-of-liability document or any other documents without talking with your attorney first.

❌ Do not accept cash for your damages and losses.

❌ Do not attempt to negotiate your claim yourself.

Talk to an Indianapolis Car Accident Personal Injury Lawyer Today

Call the Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 for help with a car accident injury claim in Indianapolis, Indiana. Our seasoned car accident lawyers can help you recover the full and fair compensation you deserve after suffering a serious injury in a car accident. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Schedule your consultation before the statutes of limitations runs out on your claim. We represent injured persons throughout the State of Indiana.

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