Workers’ Compensation Law
It is important in all work-related injuries, to find an experienced and licensed attorney that focuses on personal injury cases; in particular, work injuries and workers’ compensation law. They have the skills and practice to comprehensively assess a victim’s case, represent them in trial, provide courtroom litigation, or settle out of court with opposing parties. A professional personal injury lawyer is the most reliable and effective approach to filing a workers’ compensation claim and winning remuneration for damages, lost wages, pain and suffering, medical expenses, hospital bills, and more.
Employer’s Side to Indiana Workers’ Compensation
In Indiana, an employer’s obligation to pay or provide workers’ compensation is mandatory. They are responsible for their employee’s safety, as well as, providing their employees or employees’ families with fair medical and disability benefits. Victims of work-related injuries are, by Indiana law, entitled to no more than 66 and 2/3 of their weekly wages. The average weekly wages are based on a person’s past 52 weeks of pay.
In order for employers to protect themselves from worker compensation costs, they typically obtain insurance coverage through a third party private provider or a state fund. Agricultural employers have the option to obtain workers’ compensation coverage; however, they are not required by law to retain this type of insurance policy. The same permissions apply to employers of personal staff or domestic servants. All employers, however, are required by law to post state-specified information in a place where all staff and employees can easily view it. On the other side, employees have a personal obligation to read this information and be familiar with its contents.
Suing for Workers’ Compensation
When a person is injured while working for their employer, they have three options; they can sue the employer’s insurer, the employer individually, or both. Just like the employer’s responsibility to have coverage, a victim has responsibilities as well. The employee or worker has a personal responsibility to provide a written form of notice relaying all details pertaining to the accident and their injuries. This must be done within a short amount of time following the incident.
In Indiana, there are statutes of limitations that regulate the amount of time a victim of a negligent accident can lawfully file a personal injury claim. For work-related injuries in Indiana, an employee has 30 days from the time of their accident to report a personal injury to their direct employer. Once a claim is filed, an employer has the obligation of proving to the Workers’ Compensation Board of Indiana that they are financially capable of paying the victim’s remuneration. In the case of an employee death, bereavement benefits are rewarded to the next-of-kin or immediate family. The state board approves this recompense for attorney fees, funeral and burial costs, and more.
Learn More about Work-Related Injuries
There is much more to know about workers’ compensation, third-party lawsuits, and work-related injuries. If you, or someone you love, was recently injured at work or while performing work-related duties, it is vital to outsource professional legal counsel to educate yourself about your options. Call an Indianapolis Personal Injury Law Firm that can provide a free consultation to assess your case. There you can get the information you need to jump start your claim and obtain the full and fair compensation you deserve for your damages and loss. Be sure to hire a reputable and experienced workers’ compensation attorney to ensure the most proficient and effective legal representation in Indiana.