What To Do If You are Injured at Work

Workers’ compensation laws vary from state to state, and can be quite complex for the average employee to understand. Some people even believe that they are not eligible for such benefits unless they have been employed for a certain amount of time. These common misunderstandings about workplace injuries often lead victims down the wrong path to financial recovery.

If you are ever injured at work, regardless of how long you have been employed, it is important that you act fast and take the proper steps towards making a claim. Continue reading to learn what you should (and should not) do to after being injured at work.

Workers' Compensation Lawyers 317-881-2700

Indiana Workers’ Compensation Lawyers 317-881-2700

What NOT To Do

Do not believe your employer if they say you are not eligible for workers’ compensation benefits. As mentioned before, this is simply not true. This same fact applies to an employer who insists that you must work a minimum period of time to receive workers’ comp benefits; this is simply not true either. As soon as you are officially employed, you are entitled to rights if injured on the job.

It is also very important that you do not let your employer put you back to work in a position that violates your work restrictions. Be sure to discuss what these restrictions are with your doctor so that you are entirely informed of your aftercare instructions and occupational restrictions.

If your employer assigns you a nurse case manager, you do not have to let them into the examination room with you when being seen by the doctor. This is your legal right, so do not allow your employer to manipulate you into believing otherwise.

Upon making a claim, do not let the insurance carrier postpone their decision on whether to approve or deny your workers’ compensation claim. In Indiana, the law mandates that insurance companies must provide their decision within 30 days from the day a workers’ compensation claim is filed.

What To Do

If you are injured at work, whether you think you might require treatment or not, you should immediately notify your supervisor and have them make a written report of the incident to have on record. Be sure to get a copy of the report too.

If your employer’s workers’ compensation insurance carrier sets up appointments and medical examines for you, be sure to attend them all, regardless of the situation. Make all efforts to avoid rescheduling any such arrangements. In some jurisdictions, workers’ comp benefits can be negatively impacted if you miss or reschedule more than once.

Retain all documents (or copies of documents) that your doctors give you regarding any medical restrictions, off-work statements, and related reports. If you are not pleased with the medical treatment you are receiving, it is in your right to request a second opinion.

If you have to travel outside of your county of residence to see doctors or receive medical treatment, record the dates, miles traveled, and doctors’ names, and keep this log on hand. In Indiana, there is a certain rate that employees can be reimbursed per mile they have to travel.

As far as logs go, it also helps to keep record of the total amount of time you are off work as a result of your injuries. In Indiana, if you are off work for more than 7 days due to your workplace injury, you are entitled to collect TTD (Temporary Total Disability) benefits. See our blog A Brief Explanation of Temporary Total, Temporary Partial, and Permanent Total Disability Benefits to learn more about these benefits.

If your employer harasses or retaliates against you for making a workers’ comp claim, immediately report to the Indiana Department of Labor. It is against the law for an employer to make threats or retaliations.

If you are denied any benefits based on the suggestion of a pre-existing condition, or some other reason, be sure to contest the denial. Contact an Indianapolis workers’ compensation lawyer to recover the full and fair benefits you deserve after being injured at work.

How to Take Action Now

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a workers’ compensation claim in Indiana. Our seasoned Indianapolis workplace injury lawyers are ready and able to recover the full and fair compensation you deserve after suffering serious injuries at work. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started, today!

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Auto Insurance Terms You Need to Know as a Car Accident Victim

All drivers should have a basic understanding of their auto insurance policy. This is especially true for anyone injured in a car accident. This awareness can also help victims if you have to make a personal injury claim. A good place to start is by learning the common auto insurance terms used in the industry.

Continue reading to review some basic terminology surrounding automotive insurance claims and policies, as well as where to get started with your car accident claim.

Indianapolis Car Accident Attorneys 317-881-2700

Indianapolis Car Accident Attorneys 317-881-2700


The terms and definitions listed below are likely to vary from state to state. Be sure to check with your insurance provider to confirm the details of your state’s particular auto insurance laws and policy limitations. If you have questions about making an accident claim, it is vital that you speak with a seasoned Indianapolis personal injury lawyer for professional advice and assistance you can trust.

Here are some common auto insurance terms you may come across:

Accident Forgiveness – While most providers will increase a policy holder’s premium after causing an accident, policies with accident forgiveness will not add a surcharge after a car accident.

Adverse Carrier – The insurance carrier of the other party involved in a car accident.

Appraisal – The estimation of the property damage and the cost to have it repaired.

At-Fault – The party who is legally responsible for damages resulting from an accident.

Binder – A provisional insurance contract that provides proof of insurance coverage until a permanent policy can be allotted.

Bodily Injury – Injuries sustained by individuals involved in an accident.

Claim – The formal request to an insurance company for compensation following a car accident.

Comparative Negligence – Victims who are partially at-fault can collect a partial amount of compensation for their damages and losses based on the percentage of their contribution to negligence. See our article on The Difference Between Comparative and Contributory Negligence.

Coverage – The overall protection and benefits provided by an insurance policy contract.

Covered Person – Those who are insured under a car insurance policy.

Damage – Harm or loss to a person or property.

Deductible – The fee the insured party must pay in order for their insurance company to pay their claim.

Proof of Financial Responsibility – A law mandating that all drivers must retain the state’s minimum amount of liability insurance coverage to legally operate each vehicle they own (Indiana’s requirement is 25/50/25 minimum liability insurance).

Indemnification – Compensating an injured party for the purpose of restoring their estimated financial position and quality of life back to what it was before an accident.

Liability – A legal and imposable obligation for the losses and damages suffered by an accident victim.

Liability Insurance – Car insurance coverage that defends against claims that a driver’s negligence cause a victim bodily harm or property damage.

Limits – The maximum benefits an insurance company will pay for losses and damages covered in an insurance policy.

Loss – The amount of money assigned to a claim.

Negligence – Failure to possess or demonstrate a level of care, expected by all persons under law, which protects another person, reputation, or property from harm or foreseeable and unreasonable risks.

No-Fault Insurance – A policy that covers medical treatment, lost wages, and other accident-related expenses, regardless of who is at-fault for an accident.

Per Occurrence Limit – The maximum benefits paid by an insurance company for all claims stemming from a single incident.

Per Person Limit – The maximum benefits paid by an insurance company for a single person’s injuries arising from a single incident.

Personal Auto Policy (PAP) – A simple, rudimentary automotive insurance policy that provides coverage for liability, medical payments, uninsured and underinsured motorists, and physical damage protection.

Personal Injury Protection (PIP) – A type of medical payments coverage in which all or a portion of medical expenses and hospital bills (driver and passengers) are paid for, no matter who is to blame for an auto accident. See our blog on Discussing Personal Injury Protection (PIP).

Policyholder – The individual who owns the policy. It may also include anyone covered under the policy.

Premium – The amount paid for an automotive insurance policy.

Property Damage Liability Coverage – This covers any property damage done to another person’s property in the case that a driver is at-fault for their accident.

Replacement Cost – The total cost to replace damaged property, with the exclusion of depreciation reductions.

Split Limits – An imbursement strategy used by the insurance company to pay for individual components of a car accident.

Underinsured – A policyholder who does not retain enough insurance coverage to cover all related damages in a car accident.

Unsatisfied Judgment Fund – A state fund intended to compensate individuals for any losses sustained from an automobile accident caused by an uninsured/underinsured motorist, or person without money.

Get Started on Your Car Accident Claim Today

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis car accident attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.

Legal Disclaimer: Although every effort is taken to ensure the accuracy of this publication, it is not intended to provide legal advice. Individual cases differ and should be discussed with a lawyer.

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How to Make a Personal Injury Claim in Indiana

Learn a step-by-step process of how to get the compensation you deserve after being seriously injured in an accident that was not your fault.

Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers
317-881-2700

Step

Find a Reputable Personal Injury Law Firm

As you begin the search for a reliable personal injury law firm to represent your injury claim, you will quickly discover that there are numerous options to choose from. In order to find the right fit for you, choose a law firm that demonstrates qualities of knowledge, experience, and a sincere desire to help clients recover a fair settlement. You can better gauge these qualities by setting up a consultation and speaking to a lawyer in person.

Step

Schedule an Initial Consultation With a Seasoned Personal Injury Lawyer

Once you have chosen a local and trusted personal injury law firm, you are ready to set up an in-person consultation with a licensed accident attorney. The initial consultation is a two-way process; you will have the opportunity to get to know the lawyer and discuss your case, and the lawyer will decide if your case is strong enough for them to take on. Most personal injury law firms offer initial consultations for free, but some do not. Be sure to ask about any upfront or out-of-pocket fees when you contact the law firm to schedule an appointment.

Step

Hire the Law Firm of Your Choice

After your initial consultation, you will be able to decide if you would like to move forward with that particular law firm. If you do, hire them right away so they can immediately get started on your case. If you do not want to move forward, simply continue your search for other law firms and attending consultations. However, keep in mind that the longer you wait to make a claim, the more challenges can arise, and ultimately impact your settlement as evidence can be lost or not preserved.

Step

Let Your Personal Injury Lawyer Take it From There

After you have chosen a personal injury law firm and lawyer to represent your claim, all you have to do is let your attorney lead the way. They will handle the preparation and filing of the initial documents, as well as, manage all other aspects of your claim, including investigations, evidence, expert panelists, witnesses, litigation, and more. The best way to help your case and your attorney is to maintain good communication. Be sure you are willing and able to provide any needed documentation, information, or testimony for them at any time.

Want to Take a Short Cut?

If you to cut through all the hassle of finding a lawyer for your claim, simply trust one of the most well-known and respected personal injury law firms in Indianapolis.

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law Office of Craven, Hoover, & Blazek P.C. at 317-881-2700 to make a personal injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are ready, willing and able to recover the full and fair compensation you deserve. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Get started by calling our office, today.

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3 Reasons to Hire a Personal Injury Lawyer After a Slip and Fall Accident

When a slip and fall accident happens to an innocent person because someone else was careless, it is important for the negligent party to be held accountable for the victim’s injuries and subsequent losses. A personal injury lawyer can help slip and fall victims accomplish this goal by recovering the full and fair compensation necessary to cover hospital bills, medical expenses, lost wages, pain, suffering, and more.

Indianapolis Slip and Fall Lawyers 317-881-2700

Indianapolis Slip and Fall Lawyers 317-881-2700

If you were recently injured in a slip and fall accident, it is important to hire a licensed personal injury lawyer as soon as possible. Here are the top three reasons why:

They Will Manage Evidence and Speak With Witnesses

In a slip and fall personal injury case, one of the most important factors in proving liability is evidence. Personal injury lawyers will gather all types of evidence, including photographs, videos, witness statements, professional testimonies, expert panels, investigations, and more. They are experienced and know exactly where to look, and will deal with all procedures and efforts to collect as much evidence as possible to prove a slip and fall case. These are imperative tasks that the average person is simply not qualified to do.

They Will Prove Liability

The burden of proving that the defendant (at-fault party) is liable for a slip and fall accident rests on the shoulders of the plaintiff (victim party). Slip and fall lawyers have the acute and comprehensive knowledge of the law, giving them the skills necessary to carefully review all evidence and factors in a case and prove liability.

They can demonstrate through concrete evidence that: 1) you did not contribute to your accident and injuries in any way, 2) the at-fault party had a duty of care to protect the victim from a slip and fall accident, 3) the at-fault party did not take the proper precautions to prevent a slip and fall accident, and 4) the slip and fall accident was the direct cause of all the victims damages and losses.

They Will Handle All Court and Lawyer Communications

Not only will personal injury lawyers manage all evidence and legal dealings in a slip and fall case, they will solely handle the line of communication with the courts and other lawyers so you don’t have to. This task is complex and can be intimidating for you, which is why it is a significant advantage to hire a personal injury law firm that specializes in slip and fall claims. They will do all the document fillings and speaking at mediation meetings, trials, motions, and more; you don’t have to say anything at all if you choose except in a deposition or at trial. They know how to navigate your claim in the best interest of your health, well-being, and future.

Esteemed Indianapolis Slip and Fall Lawyers

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to speak with an experienced slip and fall lawyer in Central Indiana. Our seasoned personal injury attorneys retain extensive experience working with slip and fall claims, and will work around the clock to recover the full and fair compensation you deserve. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Call 317-881-2700 to get started, today.

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Can I File a Personal Injury Claim After a Rental Car Accident?

If you were recently involved in a car accident while driving a rental car, and you suffered injuries as a result, it is natural for you to have questions about making an injury claim to recover compensation for your medical bills and more. Continue reading for some helpful tips that will get you started in the right direction.

Car Accident Attorneys 317-881-2700

Car Accident Attorneys 317-881-2700


Rental cars are convenient commodities for traveling relatives, businessmen, tourists, and more. However, if a person is involved in a car accident while driving a rental car, there could be some serious legal consequences depending on the type of auto insurance carried and various other factors. If you are ever hurt in a car accident, whether in a rental car or your own, it is vital to get in contact with a licensed car accident lawyer to discuss your rights to compensation and the best course of action for making a claim.

Contract Terms and Conditions

When renting a car, it is important to choose a company that is well known for reputable business and dependable vehicles. Once you choose your car rental company, make it a priority to review their contract terms and conditions closely before signing any documents. Rental car liability differs from state to state, and even sometimes from company to company.

For instance, some states require a driver to have their own auto insurance policies to cover property damage to the rental vehicle in the case that they cause an accident. Other states require drivers to have their own insurance policies that will cover their damages and injuries that result from a rental car accident, regardless of who is at fault.

Check Your Policy

Your policy may or may not protect you if you are injured in a rental car accident. For these reasons and more, it is wise to review your own auto insurance policy coverage before renting a vehicle. This is especially important if you are renting a vehicle that will be operated by another driver. These conditions should be reviewed and understood prior to doing any business with a rental car company too.

If your automotive policy only provides a limited amount of coverage, you always have the option of adding additional liability coverage through your own insurance carrier or through the rental car company. Although optional, it is strongly recommended to always purchase additional insurance coverage when you pick up your rental vehicle.

Common Types of Rental Car Insurance Coverage May Include:

Loss Damage Waiver (Collision Damage Waiver)This pays for the cost of repair for any damages to the car. Generally, the client pays the deductible.

Personal Accident InsuranceThis pays remunerations for personal injuries or wrongful deaths.

Supplemental Liability InsuranceThis pays remunerations for property damages and personal injuries of other victims, aside from the driver and their passengers.

Personal Effects CoverageThis is meant to members a driver for any personal belongings damaged or lost.

Talk to a Rental Car Accident Attorney Right Away

Rental car accidents can result in severe injuries, and in very unfortunate scenarios, death. Whether you were driving a rental car at the time your accident occurred, or you were injured in an accident by a rental car driver, it is important to contact a licensed Indianapolis car accident attorney right away to protect your rights to remuneration. They have experience working with rental car agencies and accident claims, and can recover the full and fair compensation you deserve to get your life back to where it was before your injuries.

Contact The Law Office of Craven, Hoover, and Blazek P.C.

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 if you were recently injured in a car accident in Indianapolis, Indiana and its surrounding areas. You can speak with a seasoned Indianapolis car accident lawyer about recovering compensation for your losses and damages. We offer free initial consultations to discuss your claim, and never collect lawyer fees unless we prevail for you!

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What You Should Know About Whiplash Personal Injury Claims

According to driverknowledge.com, more than 6 million car accidents take place in the United States every year. Unfortunately, an average of 3 million people are injured every year in these car crashes, 2 million of which sustain permanent injuries. One of the most common injuries that occur from car collisions is called whiplash. Whiplash is technically an informal, non-medical term that describes the jerking, jolting, or sudden movement of a person’s neck that results in injury.

Continue reading to learn more about whiplash injuries, including what to do if you or a loved one becomes a victim of a motor vehicle accident.

Car Accident Lawyers 317-881-2700

Car Accident Lawyers 317-881-2700

Whiplash Pain and Treatment

Whiplash occurs when a person’s head or neck is suddenly jerked forward, backward, sideways, or any other direction. This jolting movement is visually obvious in a car accident. A victim can suffer various levels of pain and discomfort following a whiplash injury or accident. Pain, aching, sensitivity, throbbing, and soreness tend to occur in the back, neck, head, and shoulder areas.

Pain and tenderness can also extend through additional extremities, such as the legs and arms. This type of pain is sometimes described as pins and needles running through a person’s arms and legs, with general pain in the upper regions of a person’s body. All of these symptoms of pain can result in restricted mobility, thus inhibiting a victim’s ability to move around freely and perform their activities of daily living.

Whiplash type symptoms can show up immediately after an accident, or several days or weeks later. When whiplash symptoms do become evident, the extent of pain varies depending on certain factors, such as the severity of the injury, the circumstances surrounding the accident, the physical health of the victim, existing injuries or medical conditions, and more. Treatments for whiplash type injuries can be fairly minor, such as rest, ice, heat, and medications, or they can be major, such as chiropractic care, physical therapy, surgery, and life-long disability.

Whiplash Personal Injury Claims

If you were injured in a motor vehicle accident and sustained a whiplash type injury, you may be entitled to compensation for your damages and losses. The most important thing to do after being involved in a car accident is to immediately seek medical attention and make sure a police report is written. The documentation of medical records and police reports can be used as evidence to recover compensation for your damages and losses. Once you have done this, contact a licensed Indianapolis car accident lawyer to make a personal injury claim.

Indianapolis Car Accident Lawyers

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a car accident claim in Indiana. Our seasoned Indianapolis personal injury lawyers are ready and able to recover the full and fair compensation you deserve. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you.

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What are Interrogatories in a Car Accident Claim?

If you were recently injured in a car accident that was not your fault, you will likely be making a personal injury claim against the negligent party. In some cases, these kinds of claims must go to trial. If they do, you will become familiar with a term known as “interrogatories”, which will be a vital factor to your overall injury case.

Continue reading to learn more about interrogatories, including how it may affect your car accident lawsuit.

Indianapolis Car Accident Lawyers 317-881-2700

Indianapolis Car Accident Lawyers 317-881-2700

The Discovery Phase

When a car accident lawsuit is set into motion, a complaint and answer are filed with the court. Once this occurs, the discovery phase can begin. During this phase, both the plaintiff party (you) and the defendant party (the party being sued) will exchange information about the facts of the accident. There are two main methods the court system uses to obtain this type of information: depositions and interrogatories.

Depositions are formal, recorded interviews under oath used to learn what a person knows pertaining to the case in question, and as evidence for later use during the trial. Either parties in a lawsuit can have anyone provide a deposition 20 days after a lawsuit is filed.

Interrogatories are a little different, but are used for much of the same purpose. Rather than a formal interview in person, interrogatories are a set of written questions that each party sends to the other. Each party must fill out the entire list in writing, under oath, and within a limited period of time (usually between 20 and 40 days depending on the state).

Although they are not always phrased in the form of questions, interrogatories always pertain to specific factors surrounding the case, such as reckless driving, distracted driving, and intoxicated driving. Since it is common for both parties to have different versions of what happened in an accident, they are designed specifically to get both sides of the story so that each party can prepare their case before trial.

What to Expect on the Form

The number of questions and requests on an interrogatory form is generally limited to 25 or so; however, it is possible for a court to approve more questions. Here are some examples of what you might see on an interrogatory form:

State the make, model, year, and current registrant of the vehicle you were in at the time of the accident.

State the company, address, and policy number of the insurance for the vehicle that was involved in the accident.

State the exact location and time of the car accident.

State where you were traveling to and from when the car accident occurred.

List the names and contact information of any witnesses to the accident.

In your own words, how did the accident occur?

How fast were you driving when the accident occurred?

In the 24 hours prior to the accident, did you consume any alcohol? If so, which kind and how much?

Were you on any medications when the accident occurred? If so, state the name, dosage, and prescribing doctor of the medication.

As a driver, how many car accidents have you been involved in over the past 10 years? List the dates, nature of accident, and legal outcome for each one.

List all of the traffic violations you have been cited for in the last 10 years.

List all of the physical evidence or documents you know of regarding the accident, including photographs, sketches, diagrams, and reports.

Where to Get Started

Contact a licensed and experienced Indianapolis car accident attorney to make a personal injury claim. They have the knowledge and resources to navigate your case in a way that recovers the full and fair compensation you deserve after being injured in a car accident by a negligent driver.

Indianapolis Car Accident Attorneys

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for help with car accident injury claims in Indianapolis, Indiana. Here at our personal injury law firm, we are eager to help injured victims recover the full and fair compensation they deserve. We offer free initial consultations and never collect lawyer fees unless we prevail for you. Contact us to get started in your financial recovery, today.

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Recent Missouri Duck Boat Accident May Have Been Caused By a Design Flaw

Could the fatalities that resulted from a recent duck boat ride accident in Missouri been prevented if certain safety recommendations had not been ignored?

Indiana Boat Accident Lawyers 317-881-2700

Indiana Boat Accident Lawyers
317-881-2700

Duck Boat Accidents

What originated as a form of supply conveyance in Normandy during World War II, has now evolved into a popular tourism loop all along the coasts of the United States. From Boston to Seattle, and everywhere in between, duck boat rides have been around for decades, providing views of a city’s skyline from land and sea in the form of land-to-water amphibious vehicular rides.

But throughout the years of their operation, accidents and fatalities have not been a stranger to the industry. In fact, nearly 40 victims have lost their lives in duck boat accidents in the United States over the last 20 years. This number includes a 2010 duck boat accident that killed 2 victims in Philadelphia after colliding with a barge on the Delaware River, another 2015 accident in Seattle that killed 5 students, and many more like them.

The Miss Majestic Tragedy

In May of 1999, a tragic duck boating accident in Hot Springs, Arkansas took the lives of 13 victims aboard the Miss Majestic. According to the National Transportation Safety Board (NTSB), the cause of the accident was deemed to be a result of inadequate maintenance of the vessel. Three years following the tragedy, the NTSB issued a report suggesting a wide range of safety recommendations and precautions for duck boat operators.

Among the long list of recommendations, canopy removal was one of them since it prevented passengers from escaping the vessel, especially if wearing a life preserver jacket. Another notable recommendation was adding extra buoyancy protection to prevent the boats from sinking in the case of a flood or leak. Unfortunately, many of these safety recommendations have been ignored for the past 2 decades. This has been made blatantly apparent by the most recent duck boat accident that tragically took the lives of at least 17 victims in Branson, Missouri last week.

July 19th Missouri Duck Boat Accident

The company, Ride the Ducks Branson, sent a traditional, canopy-style duck boat into Table Rock Lake, which eventually capsized after being caught in a serious storm that produced 5-foot waves and 60 mph winds. Although there were life vests for everyone on board, once the boat began to sink, passengers were unable to escape.

According to NTSB Member, Earl Weener, 16 passengers and 1 crew member died from drowning. Many onlookers and authorities believe this to be a result of a disregarded design flaw. Duck boats are narrow and sit very low to the ground; these features, coupled with their overhead canopies, could be the reason why so many victims have lost their lives. Jim Hall, a former NTSB chairman during the 1999 accident, stated, “”I don’t think those vehicles were designed for the recreational use they’re being used for (…) they’re not safe.”

Duck Boat Regulations

The U.S. Coast Guard, one of the agencies that regulates the duck boat industry, admits that they set some degree of parameters on the vessels, like certificates of inspection and certified route authorization, but not much else. As for the National Highway Traffic Safety Administration (NHTSA), who also regulates their travel on the road, they had no official statement regarding any duck boat bans or federal regulations that may be in the works now that so many accidents have surfaced. There are currently no federal requirements for duck boats. Although the NTSB can give recommendations, they do not have any regulatory authority to enforce them

Settlements for Victims

On road and water, duck boats have proven to be dangerous and negligent in nature. Not only are they too wide for roads and lack the same degree of maneuverability as standard vehicles, they are too narrow for rough waters and pose safety hazards with their snare-like canopies. It seems as though courts and juries agree; after all, the 2010 Philadelphia duck boating accident lead to an injury settlement of $17 million.

Indiana Boat Accident Victims

For the Indiana family who lost their loved ones in the recent Missouri duck boating accident, and for all other boat accident victims, The Law Office of Craven, Hoover, and Blazek P.C. is here for you.

Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

One of our own seasoned personal injury lawyers, Ralph Hoover, has one of the largest boating accident verdicts in the state. We will work around the clock to ensure you receive the full and fair compensation you deserve after being injured in a boat accident, or suffering the loss of your loved ones in a wrongful death boat accident. Contact us at 317-881-2700 to schedule a free consultation. We never collect lawyer fees unless we prevail for you.

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The Costs of a Personal Injury Lawsuit

When it is time to look for a reputable personal injury law firm to represent you in your accident claim, your first concern may be money. Fortunately, accident attorneys are on your side in terms of economic recovery; their primary goal is to recover the full and fair compensation you deserve after being injured in an accident. However, their services are not free, which means you can expect to pay lawyer fees. Furthermore, there are additional costs that you may incur in a personal injury lawsuit aside from lawyer fees.

Continue reading to learn which costs you are likely to incur in a personal injury lawsuit and who to talk to about making an accident claim.

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Consultation Fees

Most personal injury law firms offer free initial consultations so they can determine whether or not a client has a strong case. This is because these firms work on contingency. This means they only get paid if they recover a settlement for you. If they do not believe they can recover a judgement in your favor, they will not take on the case, so there is no reason to charge a client for an initial consultation.

Contingency Fees

A personal injury lawyer gets paid a percentage of the money you are awarded in judgment, either after the trial or in settlement of your case before trial. This percentage is discussed and outlined for a client when an accident lawyer decides to take on their case. From the time they take on your case to the time of trial or settlement, you do not have to pay them as you go for additional meetings or time spent working on your case. However, once you receive your judgement, you must pay out the percentage they are owed, as outlined in your contract.

Additional Fees

After you pay your lawyer fees, there are additional fees that may be owed. You do not pay these fees out of pocket, or even as the case progresses; instead, these fees are paid out of your settlement after you have paid the lawyer fee. Personal injury lawyers may or may not front medical costs; it depends on the bar rules in your state.

The most common fees you might expect to pay in a personal injury lawsuit include:

Copies of Records and Reports (i.e. medical records, police reports, etc.)
Legal Research Costs
Court Costs (i.e. Filing Fee, Deposition Fees, etc.)
Investigators Fees
Expert Witness Fees
Office Expenses (i.e. Copying, Faxes, etc.)

It is vital to talk to a trusted Indianapolis personal injury law firm right away about your accident claim. They can help you choose the best course of action for financial recovery. They have the knowledge and resources to answer your questions about legal concepts and claim procedures, as well as, provide up-to-date information you can trust.

Indianapolis Personal Injury Claims

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call The Law Office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to make a personal injury claim in Indianapolis, Indiana. Our licensed attorneys are eager to help you recover the full and fair compensation you deserve after being injured in an accident caused by another party. We offer free initial consultations and never collect lawyer fees unless we prevail for you.

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The Top 10 Most Dangerous Summer Toys for 2018

A reputable and publically recognized consumer group called W.A.T.C.H., Inc. has released their 2018 safety report that includes this summer’s most dangerous toys. If your child is injured as a result of a defective product, contact a licensed personal injury law firm right away for help with making a claim.

Continue reading to learn more about W.A.T.C.H. and which toys they have deemed “unsafe” for this summer.

Child Injury Attorneys 317-881-2700

Child Injury Attorneys 317-881-2700

World Against Toys Causing Harm, Inc.

World Against Toys Causing Harm, Inc. (W.A.T.C.H.) is a consumer group that specializes in research that supports prevention against toy-related injuries. It is a Massachusetts non-profit corporation dedicated to children’s causes, including raising awareness about unsafe children’s products, such as playground equipment, toys, furniture, clothing, and more. It was founded by Edward M. Swartz (1934-2010), who spent most of his career as a nationally-known trial lawyer and child safety consumer advocate.

Please visit their website at https://toysafety.org to learn more about their cause, review safety warnings, and much more.

Dangerous Toys and Playgrounds

According to W.A.T.C.H., the majority of child deaths that occur as a result of a defective or dangerous toy happen during the summer. In fact, these same reports show that emergency rooms treat 2.5 million injured children in the summer, every year. According to Centers for Disease Control and Prevention (CDC), emergency rooms treat more than 200,000 children ages 14 and younger for playground-related injuries. Furthermore, a 2017 report released by the U.S. Consumer Product Safety Commission (CPSC) estimates there were 174,100 toy-related emergency department-treated injuries and 7 deaths in 2016 to children younger than 15 years old.

Although the Toy Industry Association (TIA) insists that all toys for sale in the United States are sent through some of the sternest safety requirements in the world, the consumer advocates at W.A.T.C.H. disagree, stating, “Most people have no awareness of the lack of adequate mandatory pre-market safety testing of toys and children’s products in contrast to the rigid rules that exist for food and drugs.”

2018 Unsafe Toy Warning

In a recent press release held at Franciscan Children’s Hospital in Boston, MA on June 21st, World Against Toys Causing Harm, Inc. Consumer Advocates, Joan E. Siff (President) and James A. Swartz (trial attorney and Director) disclosed information to parents, guardians, and caregivers about the top 10 “Summer Safety Traps” for 2018.
These toys have the potential to cause a wide array of serious injuries and fatalities, including high falls, blunt force trauma, eye injuries, drowning, head injuries, choking injuries, and various orthopedic injuries. Here are the top 10 safety concerns they have listed for this summer:

Water Balloon Slingshots

High-Powered Water Guns and Guns with Projectile Ammunition

Backyard Swimming Pools (Above-Ground and In-Ground)

Backyard Water Slides

Shallow Water: Baby Pools, Garden Buckets, and Pool Covers

Bounce Houses and Backyard Trampolines

Low Riding Wheeled Toys (Big Wheels & Other Plastic Tricycles)

All-Terrain Vehicles (ATV’s)

Lawn Darts

Check out the actual W.A.T.C.H. press release for more information regarding this list.

Child Injury Claims

Contact a seasoned Indianapolis personal injury lawyer for information about receiving compensation after your child has been seriously injured or killed by a defective product or unsafe toy. They will tell you everything you need to know about making a child injury claim, and help you recover the full and fair compensation you deserve.

Indianapolis Personal Injury Lawyers Who Can Help

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis personal injury attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.

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