After sustaining injuries in an accident, there are thousands of questions and concerns going through your mind, such as “Am I going to be Okay?”, “How long will it take for me to recover?”, Will my injuries affect me long-term?”, “Is the quality of my life at stake?”, and “How will I pay my bills if I’m unable to work?”
Not only are these questions all incredibly important, they are also very common to experience after a serious accident. In fact, there are several more frequently asked questions among accident victims; one of the most communal being, “Do I have an injury case?” If you are asking yourself this same question, continue reading to learn an effective approach for finding the right answer.
There are three fundamental questions you can ask yourself in order to better understand if you have a valid personal injury case or not. Your answers can help you comprehend the facts surrounding your accident, and give you a place to start in your pursuit towards resolution. However, keep in mind that every case is different, so you cannot base your case’s validity solely on these questions.
So after finishing your personal valuation, you must consult with a licensed Indianapolis personal injury attorney. They will make a professional case assessment based on the unique factors of your situation and offer the best course of action for your particular claim.
Here are the 3 questions to ask yourself before you contact an injury lawyer:
❶ Did I Sustain Serious Injuries?
First, you need to ask yourself if you were seriously hurt. If you are not hurt, you do not have a strong injury case. If you are injured, this question is often the easiest to ask yourself because only you truly know the extent of your pain and suffering. In addition, you need to consider all of the professional medical diagnoses you’ve received following the accident. Remember that “harm” is not always just physical; it can also be emotional or financial.
Economic damages are often awarded to cover financial harm like hospital expenses, medical bills, and lost wages. Physical and emotional damages are sometimes awarded to compensate for harm like life-long disability, permanent disfigurement, PTSD, or loss of companionship. The factors that define an “injury” vary greatly, and can be quite complex. Only your accident attorney can help you fully understand your rights and limitations regarding your injury case.
❷ Is Someone Else Responsible for My Injuries?
If you are seriously injured, your next question should be directed at a liable party. Think about who could be at-fault for the accident that caused your injuries. This can be very complicated since more than one party could be responsible for your accident and subsequent injuries, including yourself. Sometimes, there is no one to blame for an accident or injuries, such as in the case of harsh weather.
In addition to targeting a liable party, it must also be determined whether or not they acted negligently. The act of negligence is generally defined as “behaving below an acceptable or reasonable standard of care.” Basically, if you do something careless that causes another person harm, then you would be legally responsible for the all of the harm that person suffers. If you suspect that someone else is responsible for your injuries, you must act fast and contact an Indianapolis personal injury attorney right away.
❸ Is There an Available Resource That Can Compensate Me?
If you are seriously injured and it was someone else’s fault, your next inquiry should be in regards to how you will get paid. Who is going to compensate you for all your damages and losses? In most personal injury cases, the liable party’s insurance company pays the settlement, usually auto insurance, homeowners’ insurance, both, or other type of coverage.
In other cases, there may not be an insurance company involved at all. This means that the liable party would be forced to pay out of pocket; but if they do not have any assets or money, this is not likely to happen. It is important to hire a seasoned personal injury law firm that has the skills and resources to locate additional insurance coverage and recover the settlement money you deserve.