Are Warning Labels Enough to Protect Toy Manufacturers in the Case of Children’s’ Injuries?

Child Injury Lawyer 317-881-2700

Child Injury Lawyer 317-881-2700

For any toys manufactured for children under the age of fourteen, the CPSCA (Consumer Product Safety Consumer Act), along with the Consumer Product Safety Commission, sets strict standards for product design and safety. Federal regulation and legislation provide a very explicit and detailed set of standards for toy manufacturers. Federal labs must be used to conduct tests for each toy in order to evaluate design safety and rule out product defects. And when potential hazards are foreseen by a manufacturer, some states require they place a warning label on their packaging. The labels have to be clearly visible on the package and describe the potential safety risk.

Although a warning label can inform consumers of certain foreseen hazards and safety risks, they do not cover all the possible risks and liabilities, so injuries can still happen. In the case that a child is injured by a manufacturing defect or flaw, a family could have a valid product liability claim to pursue. It is important to consult a licensed personal injury lawyer with experience in product liability claims. They can help you decide what legal approach is best for full and fair remuneration.

Can a warning label protect a toy manufacturer in a product liability case?

Not always. Warning labels do not stop defective products from injuring children, and other defects not mentioned in the label can occur as well. A manufacturer has a responsibility to make sure their products are properly tested and approved, and never unnecessarily harm a child. They also have a responsibility to warn against any unanticipated but reasonable dangers. A toy might test well as a whole, but the accessories that might come along with it could be a choking hazard not warned against. This is an example of how a warning label is not enough to exempt a toy manufacturer from legal liability when children injuries result from one of their products.

The law does not mandate that toy manufacturers design and produce toys that are entirely hazard-free and could never harm a child. This is quite impossible considering there is always risk in everything that we do. There are so many variables and factors that must be investigated and considered before assigning fault in a toy injury case. Depending on a number of aspects, a manufacturer may or may not be held liable for an injury caused by their product. It is all circumstantial. This is another reason why hiring a personal injury attorney is the best choice for a family dealing with a recent product defect injury to their child. They can determine if and where a manufacturer was negligent and caused the injury to your loved one.

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for information about filing a product liability claim in Indianapolis, IN.

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Learn About Bicycle Accident Injuries and Lawsuits

Bicycle Accident Claims 317-881-2700

Bicycle Accident Claims 317-881-2700

It is likely for bicyclists to recover compensation for injuries sustained as a result of another person or entity’s negligence. Winning bicycle accident injury cases is a possible feat; however, it requires highly acute and professional legal counsel. It is important to hire an accomplished personal injury attorney in order to win a bicycle injury lawsuit. They can either negotiate a settlement, or take it to court for trial.

The specific circumstances of the accident, the actions of the individuals involved, and the injuries sustained determine a victim’s eligibility for compensation and their likelihood of winning their case. Continue reading to learn more about bike accident injury claims, and who to talk to for answers you can trust.

Bicycling Rules and Rights

Bicyclists are protected by local and state law, and have rights on the road just like drivers and pedestrians. Not all roads allow bikers and pedestrians, but on roads that do, everyone is expected to obey the rules of the road and each other. This includes bikers, walkers, joggers, and drivers alike. Negligent accidents happen to bicyclists when drivers are distracted, careless, or under the influence. Driver carelessness is one of the main causes for bicycle accident injuries in America. People injured on a bicycle by a negligent driver has a good chance of winning a case against them for their injuries and damages. Again, it is vital to hire a respected personal injury lawyer for professional legal guidance and counsel.

There are several circumstances that involve or cause bicycle accidents. For example, if park administrators fail to post signs for speed limits, or assign proper bicycle paths, they can be held accountable for injuries sustained by a biker for those specific causes. If a person is driving under the influence of drugs or alcohol, and injures a bike rider, their Breathalyzer and sobriety tests can be used as irrefutable evidence against them in a court of law.

Although bicycle riders are often injured by negligent drivers, there are cases in which the biker themselves is responsible for their injuries or accidents. For example, if a person is riding their bicycle in the dark without proper reflective lighting or apparel, they may not have a strong case against a driver that hits or injures them. It can be pointed out by opposing counsel that the biker was not using responsible judgment by riding their bike at night without appropriate gear. If the biker was under the influence themselves at the time of the accident, it can also be used against their case in a court of law. So long as the bike rider was obeying all the rules of the road and all traffic laws, they will most likely not be considered a negligent party in an accident injury case.

Bicycle Pedestrian Accident Attorneys

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for details about bicycle accident injury claims and pedestrian accidents in Indianapolis, Indiana. We offer free initial consultations to assess your case and determine if you are eligible for compensation for your damages.

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Motorcycle Accident Claim and Safety Tips

Motorcycle Accident Lawyers 317-881-2700

Motorcycle Accident Lawyers 317-881-2700

Thousands of lives are saved every year by the use of helmets. Whether it’s a motorcycle, scooter, bicycle, or ATV, wearing a helmet, along with additional protective gear, is the number one safety precaution suggested by medical and industry professionals. Motorcycles make drivers much more vulnerable, so practicing safe and responsible driving is the best method to preventing accidents. When you prevent accidents, you can prevent injuries. In this article, we will discuss several motorcycle safety tips, and accident claims for victims injured by the negligence of another motorist.

In the case that you or a loved one is hurt negligently in a motorcycle accident, be sure to seek reputable legal advice and counsel from a seasoned personal injury lawyer. You may be entitled to compensation for your damages.

Motorcycle Safety

All motorcycle owners, drivers, and enthusiasts have access to a motorcycle drivers’ manual. This manual outlines details regarding safety, operation, laws, regulations, and more. It retains comprehensive information surrounding motorcycle ownership and recreation. It has everything a person needs to know about operating a motorcycle safely and legally. Without this manual, it is up to the individual to research these facts and obtain proper licensing on their own. There are classes available, webinars, books, articles, magazines, blogs, and more that contain this type of accommodating information. Here are some of the most common and talked-about motorcycle safety and road tips:

⚙ Be Prepared

Before riding, always complete a full inspection of your bike. Check the clutch and throttle for proper operation, clean and adjust the mirrors, test front and rear brake levers, and even honk the horn! On a weekly basis, be sure to check out the wheels and tires, gauges, fluid levels, fasteners, and cables too! Be sure you are wearing your helmet, gloves, and additional recommended protective gear.

⚙ Learning to Brake Properly

Learn how to come to a quick stop if a sudden obstacle appears. Do this by using the front and rear brake levers at the same time, smoothly. Attempt to pull out of wheel locks as well. Practicing this ahead of time can prevent accidents.

⚙ Drive on Safe Roads

Choose a safer route and avoid accidents, tenfold. Don’t drive in extreme weather conditions, and avoid icy or wet roads. Moisture combined with the gravel and oil on the road creates very treacherous and slippery conditions. Avoid these driving times and dangerous roads and prevent accidents, more and more. The same goes for hazardous road conditions. Heavy gravel, rocks, sand, railroad tracks, broken pavements, and more can not only be damaging to the bike, it can be a catalyst for an accident that ends in injury. Try to stay on level and clean roads for safer and smoother accident-free driving.

Indianapolis Motorcycle Accident Lawyers

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 for details about motorcycle accident claims in Indianapolis, Indiana. We are licensed and experienced personal injury attorneys who offer free initial consultations to discuss your eligibility for compensation. And we never collect lawyer fees unless we win your settlement! Call 317-881-2700 to schedule your free consultation today.

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Can an Employee Receive Workers’ Compensation for Emotional Distress?

Workers' Compensation Lawyers 317-881-2700

Workers’ Compensation Lawyers 317-881-2700

Sometimes work can get a little overwhelming, and other times, it can be down-right stressful. Work-related stress can come from deadline pressures, pressure to perform, too much workload, too many working hours, co-worker confrontations, and much more. But can an employee receive workers’ compensation benefits for anxiety and stress if their emotional and mental issues are rooted from their job? The answer could be yes, but not only is it a very challenging case to pursue, it depends on several factors; including where the person lives, where they work, their job description and duties, how the harm came to be, and much more.

Continue reading to learn more about workers’ compensation, and how a person can be eligible for such benefits under various circumstances.

Workers’ Compensation for Stress

There are several steps in determining if an employee is eligible for compensation as a result of work-related anxiety and stress. You see, some states recognize stress and anxiety as a basis for workers’ compensation, and many others do not. In the situation that an employee lives in a state where this type of injury is recognized, and they wish to pursue workers’ compensation, they will have the burden of proving that their injuries were a direct result of their work. But this isn’t the first step. In fact, this step comes much later in the legal process.

First, an employee must hire an experience work place injury lawyer that specializes in workers’ compensation law. They can provide legal guidance and navigate a lawsuit in a client’s best interest. Next, the employee must consider whether or not a workers’ comp lawsuit is worth it. If the amount of compensation they are eligible to receive is underwhelming, it may not be worth the time, energy, and stigma that goes along with filing a claim against the company they work for.

The Challenge

The common problem that arises with these kinds of lawsuits is that emotional and mental distress is harder to document and prove in contrast to physical injuries. However, as emotional distress and anxiety grows, it is wise for the employee to seek therapeutic treatment as a means of recovery and documentation of their injuries. Therapeutic treatment can include psychiatric counseling, medication, physical therapy, and more.

If these treatments do not work, then perhaps additional compensation is required for the employee to treat their injuries appropriately. Also, it is common for employees that have suffered a serious physical injury or trauma to experience subsequent stress and anxiety, in which case, additional compensation and rest would be honored by the company.

Indianapolis Workers’ Compensation Lawyers

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 if you need an experienced workers’ compensation lawyer in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the full and fair amount of compensation you deserve after being seriously injured at work. Recover for damages and losses, including medical expenses, hospital bills, pain, suffering, lost wages, and more.

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Call The Law Office of Craven, Hoover, and Blazek P.C. After a Car Accident

If you are injured in a car accident, our seasoned personal injury lawyers will work around the clock to ensure your settlement coverage is fair. Although we aim to settle out of court, we are full-prepared to take your case to court if the insurance company doesn’t offer a full and fair settlement.

Car Accident Attorneys 317-881-2700

Car Accident Attorneys 317-881-2700


The Law Office of Craven, Hoover, and Blazek P.C. is a personal injury law firm that specializes in car accident injury claims. After being injured in a car accident, it is important to protect yourself with immediate medical care, as well as, legal assistance. Insurance companies are only interested in paying out the smallest amount of compensation, and will look for any way to blame the accident on you.

When you are hurt in a car accident, bills pile up and wages go lost. Time of work, hospital bills, medical expenses, car repair costs, and more can add a great deal of emotional stress, and can even slow your recovery. Our personal injury lawyers work hard to ensure your insurance company, or the opposing party’s insurance, pays out a settlement that fully covers your losses and more.

There are Never Any Upfront Lawyer Fees

We offer free initial consultations, so there is never any out of pocket obligation to discuss your case with a licensed accident attorney. Furthermore, our law firm works on a contingency fee basis. This means that we only collect our lawyer fees if we recover a settlement for you. You do not pay us a single dime, up front! This puts your mind at ease, and gives you confidence knowing that we don’t get paid unless you do. O

ur scheduling process is very flexible, and we can sit down with you any time during the regular business week, during regular business hours. Call Monday through Friday, 8am to 5pm, and speak with a friendly and professional legal representative who can give you all the information you need to get started with our claim.

Indianapolis Car Accident Attorneys You Can Trust

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a car accident injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the complete and just compensation you deserve. We offer free initial consultations and never collect attorney fees unless we recover for you. Call 317-881-2700 to schedule a time with a licensed Indianapolis car accident attorney, today.

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4 Reasons Why Many People Avoid Taking Their Claim to Trial

If you are not pleased with the settlement offered to you, it is possible to take your claim to trial. However, there are some good reasons why many people avoid this route, and choose to settle out of court instead. Continue reading to learn the top 4 reasons why you may not want to take your personal injury claim to trial.

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700


There are various factors that influence the outcome of a settlement. Whether a claim is settled out of court or goes to trial depends on many details of a particular case. For most plaintiffs, a personal injury lawyer assists with this part of the process. They are prepared to go to court for their clients, but do everything in their power to avoid it and settle out of court instead. There are many reasons for this strategy, but the top four most common reasons why plaintiffs avoid trial is due to 1) the possibility of losing, 2) the additional legal costs, 3) postponement of compensation, and 4) the possibility of multiple appeals.

You Might Lose

The possibility of losing may be the number one reason why many people prefer to settle out of court, both plaintiffs and defendants. If you disagree on a settlement, there is the inherent risk of losing your chance at any amount of compensation by choosing to take it to trial. Likewise, defendants are at risk of having to pay out much more than they could have if they had offered a better settlement before the claim went to trial.

Added Legal Costs

When clients choose to deny the settlement offered by the opposing party, and choose to take their claim to trial, there will indeed be more out-of-pocket legal costs. Although personal injury lawyers usually work on a contingency-fee basis, clients are still obligated to pay all other legal costs, such as filing fees, court costs, expert testimonies, and more. If you go to trial, you can expect to continue paying these additional fees.

Postponed Compensation

Many people are turned off by the idea of taking their claim to trial because their payment of compensation will be delayed. By accepting the settlement offered, clients can immediately receive their money and pay off their outstanding debts that accumulated as a result of their accident. Also, many people cannot afford to take their claim to trial for the reason of postponed compensation and added legal costs.

Dealing With Appeals

By accepting a settlement out of court, a binding contract between both parties guarantees closure to the case. However, if you take your claim to court, not only is there a chance you can lose, if you win, you could get stuck dealing with a lengthy appeals process. This can get quite expensive, and sometimes, people simply run out of money to continue fighting appeal after appeal.

If You Must Go To Trial…

Sometimes, there is simply no other option than to take your claim to trial. In this case, you would need to make sure you have an experienced and qualified personal injury lawyer on your side, working around the clock to ensure you receive a full and fair settlement.

Indianapolis Personal Injury Lawyers

Personal Injury Law Firm 317-881-2700

Personal Injury Law Firm
317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free initial consultation with a seasoned personal injury lawyer in Indianapolis, Indiana. We work around the clock to make sure we recover the full and fair compensation you deserve after sustaining serious injuries in an accident that was not your fault. Call 317-881-2700 to schedule a free initial consultation with an experienced Indianapolis personal injury lawyer, today.

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Common Fee Arrangements for Legal Representation

Understanding the framework for lawyer fees is an important part of preparing for legal representation. Learn how many lawyers charge for their services, and what to expect in terms of total out-of-pocket costs.

Personal Injury Law Firm  317-881-2700

Personal Injury Law Firm
317-881-2700

There are several different areas of law, both on state and federal levels. Accordingly, there are several different types of legal counselors who specialize in a particular type of practice. For instance, there are personal injury lawyers, divorce lawyers, criminal defense lawyers, public defenders, bankruptcy lawyers, immigration lawyers, and much more. Depending on the industry and the private preferences of the law firm, the type of fee arrangement they offer clients will vary.

Continue reading to learn some of the most common fee arrangements for lawyers, and how much your case will likely cost you.

Lawyers’ Fees

Contingency Fees. This is a common fee arrangement used among personal injury law firms. Under a contingency-fee basis, a client does not pay anything upfront in terms of lawyers’ fees. They may, however, have to pay for court and lawsuit related fees, such as court costs, witness testimonies, expert panelists, filing fees, and more. As for paying the lawyers, clients only have to pay if a settlement is recovered for them. If a settlement is recovered, the personal injury lawyers will collect a set percentage (usually 1/3 of total amount) that was previously agreed upon in the contract signed by the client. The larger the settlement, the more money the law firm makes.

Hourly Fees. This is the most common fee arrangement used among lawyers in most other fields of law. Under an hourly fee arrangement, clients agree upon an hourly rate presented by the lawyer at their initial consultation. From there, any time and work that the lawyer puts into the case is billed to the client. This can include phone calls, emails, document filing, and more. This is a very expensive fee arrangement, with common rates ranging between $200 and $300 per hour.

Flat Fees. Flat rate fees are generally used by law firms that deal with simple and direct cases. This may include divorce lawyers, bankruptcy lawyers, and lawyers who deal in wills, notaries, and similar legal services. In addition to the flat fee charged by the lawyer, clients may also be responsible for paying filing fees, court costs, and any other related fees surrounding their claim.

Retainers. Retainers are not necessarily a fee arrangement, but more so an additional fee responsibility to a fee arrangement. Many lawyers who charge hourly or flat rate fees may ask clients to pay a retainer as well. This is an upfront payment made to the lawyer as a sign of good faith that the clients are capable and willing to pay. They are also used to help jump start the financing of the case, including witnesses, investigations, and more. Lawyers often put retainers in a special trust account, and deduct their costs from them as they work on the case. Retainers are nonrefundable unless a court finds a retainer “unreasonable.”

Free Legal Representation

If a person is charged with a misdemeanor crime punishable by jail time, or a felony offense, the 6th Amendment in the United States Constitution guarantees the right to legal assistance. So if a defendant cannot afford to hire a lawyer, a court will provide one for them, free of charge. These lawyers are licensed and certified counselors referred to as public defenders. The state pays for the public defense, but defendants will still be responsible for paying additional court costs and legal fees, especially of they are convicted.

Indianapolis Personal Injury Lawyers

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the full and fair compensation you deserve. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to schedule a time with a licensed Indianapolis accident attorney, today.

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Can I File a Personal Injury Claim if I Was Hurt in an Uber Accident?

Car Accident Injury Lawyers 317-881-2700

Car Accident Injury Lawyers 317-881-2700

One of the most surprising growing trends these days is sharing rides. Companies like Uber and Lift are becoming increasingly popular for the convenience they offer to the public. Not only do these services divert intoxicated driving, they also help drivers conserve fuel and provide options for those unable to drive their own vehicles. Despite these companies being fairly new, they are not excluded from old struggles; namely, liability.

Although incredibly rare considering the number of ridesharing users and employees, crimes like assault, kidnapping, and even manslaughter have been associated with ridesharing in the past. Because of reports like these, many people are questioning their safety and their rights in the case that an Uber ride goes wrong. Again, these types of crimes are rare in the ridesharing industry. Chances are, the most common incidents encountered while riding in an Uber are motor vehicle accidents.

Uber Accident Claims

If you are injured in a car accident while riding as a customer in an Uber or Lift, you need to learn your rights. Filing a personal injury claim for an Uber accident is essentially the same as all other third-party liability claims. However, they can be more complex since you may be able to file a claim against the company, as well as the driver themselves, or the other driver that caused the accident. For this reason, you will need an experienced personal injury attorney to navigate your claim and protect your right to a full and fair settlement for you damages and losses. These can include hospital bills, medical expenses, lost wages from missed work, and more.

What You Can Expect

In most cases of Uber accident claims, it is the Uber driver, as well as the other driver involved in the accident, who would be responsible for your damages and losses of you were injured in an accident they caused. But what about the driver? If they are injured while driving for Uber, do they have rights? The answer to these questions vary depending on a long list of factors.

Every case is different, and ordinances surrounding these cases vary among jurisdictions. It is, however, possible for an Uber driver to turn around and sue the company, but this would require intensive investigatory work, as well as, accumulating enough evidence to prove their case. Generally, if the accident happened on the clock, the driver is covered by Uber’s insurance; but they would have to file under their own insurance first, and then wait for Uber’s insurance to take over.

What Should You Do?

Indianapolis Personal Injury Lawyers 317-881-2700

Indianapolis Personal Injury Lawyers 317-881-2700

Long story short: if you were injured in an Uber accident, whether a driver or passenger, you need to contact a licensed Indianapolis car accident lawyer as soon as possible to learn your rights and the best strategies to recover for your losses. Here at Craven, Hoover, and Blazek P.C., we offer free initial consultations, so you can freely discuss your case with one of our seasoned accident attorneys, and learn whether or not you have a valid claim, without any out-of-pocket obligations. Call 317-881-2700 to schedule your consultation, today.

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Frequently Asked Questions About Hiring an Accident Lawyer

If you are looking to hire a personal injury lawyer, there is some knowledge that will help you choose a qualified and successful law firm to represent your claim. Below you will find a list of frequently asked questions about obtaining legal counsel for a recent injury or accident. If you do not find the answers you are looking for, contact our Indianapolis personal injury law firm for professional assistance you can trust.

Indianapolis Accident Lawyers 317-881-2700

Indianapolis Accident Lawyers 317-881-2700

Do I Need a Lawyer for My Personal Injury Claim?

You must remember that insurance companies are highly-trained, expert negotiators. Their primary objective is to settle a case as quickly as possible, and pay out as little as possible. Without an accident lawyer working on their case, many injured victims are forced to accept an unfair settlement that is not enough to cover their total damages and losses, including hospital bills, medical expenses, lost wages, and more. A skilled personal injury lawyer will fight on your behalf, and aggressively defend your right to a full and fair compensation. They are trained in evaluating insurance benefits and coverages, and understands the language presented in such policies. They have the knowledge to accurately put a value on your claim and present it to the insurance adjusters.

Is it Possible to Pursue a Claim Without a Lawyer?

In the case that your injuries are very minor, and your losses were not substantial, it may not be necessary to retain an accident lawyer for your personal injury claim. For instance, minor traffic accidents and workers’ compensation claims can sometimes be handled on your own if they are very cut and dry cases. However, if you suffered moderate to serious injuries that caused you to lose out financially on hospital bills, medical expenses, lost wages, and more, you might need an accident attorney to ensure you recover the money you need to get back on track.

What Does a Personal Injury Lawyer Charge?

It all depends on the law firm. But most personal injury law firms work on a contingency fee basis, which means they do not collect wages unless they recover a settlement for you. If they lose your case and do not recover any compensation, you would not pay anything to the law firm. You would, however, still be responsible for any additional legal costs accrued, such as filing fees, court fees, cost of witness testimonies and expert panelists, and more.

Should I Still Hire a Lawyer if I Do Not Want to File a Lawsuit?

Many victims of personal injuries are not interested in filing a lawsuit against the wrongdoer, but still need to recover compensation to pay for their losses and damages. This is common when accidents happen among families and friends. In these cases, a victim could simply pursue a claim with the negligent party’s insurance, and negotiate a settlement with them. Accident lawyers can help with this process to ensure an insurance company pays out what is fair. This can be done without taking a claim to court. In the case that the insurance company will not budge on a fair settlement, a victim would have to choose to either accept what the insurance company offers, or to pursue the claim through litigation.

How Soon Will I Receive My Settlement?

The timeline for which plaintiffs receive their personal injury claim settlements differs from case to case. A common timeline may look like this: After you are discharged from medical care, it can take up to 4 weeks or more to gather all the necessary medical records and billing from your health care provider. From there, it takes another 2 to 4 weeks to evaluate your case and submit the settlement proposal to your insurance company. This is where the waiting game comes into play. It can take an insurance company several weeks to evaluate your claim and respond with a negotiation. Overall, cases that are not incredibly complex can usually be resolved with 3 to 4 months following your medical discharge.

Indianapolis Personal Injury Lawyers

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call The Law office of Craven, Hoover, and Blazek P.C. at 317-881-2700 to file a personal injury claim in Indianapolis, Indiana. Our seasoned personal injury lawyers are eager to recover the full and fair compensation you deserve. We offer free initial consultations and never collect attorney fees unless we recover for you. Call 317-881-2700 to schedule a time with a licensed Indianapolis accident attorney, today.

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What is the Difference Between a First and Third Party Claim?

When you are involved in an accident, particularly a car accident, you have two options for filing a claim if you want to recover compensation for your damages and losses. The option you choose largely depends on who was at fault for the accident, but additional factors will have an influence as well. Continue reading to learn these two options and the difference between them both.

Car Accident Attorneys 317-881-2700

Car Accident Attorneys 317-881-2700

Insurance Claims

The two types of insurance claim options you face after being involved in a car accident is a first party claim or a third party claim. A first party claim is an insurance claim that you file with your own insurance carrier, under your own policy. A third party claim is an insurance claim that you file with the opposing party’s insurance carrier.

The purpose of filing a claim, whether for injuries or vehicular damages, is to recover the money you need to make up for the financial losses that resulted from your accident. This may include medical expenses, hospital bills, lost wages, and sometimes, even pain and suffering. As mentioned, the type of claim you file after a car accident depends on who was at fault.

Who is At Fault?

If you were at fault for the car accident and subsequent damages that resulted, then you would need to file a first party claim through your own insurance company. If you were not at fault for your accident, then you would file a third party claim with the at-fault party’s insurer.

A common example of a first party insurance claim accident would be if you didn’t stop soon enough at a red light and collided into the back of another person’s car. In this same example, the driver you hit would need to file a third party insurance claim with your insurance carrier.

At Fault Parties

In a car accident, there could be many potential opposing parties, including a vehicle manufacturer, a business, another driver, a pedestrian, or even the city. More than one party can be at fault for a car accident as well, and each party can be liable for different levels of fault. Furthermore, the level of fault in a car accident can sometimes be unclear, in which case, you might have to file a first and third party claim.

This means your car accident personal injury claim, or claims, can get very complex, which is why you require a licensed and experienced Indianapolis car accident attorney to help recover the full and fair compensation you deserve after being injured in a car accident. If the opposing party’s insurance is unwilling to settle fairly, an accident attorney can take your case to trial.

Indianapolis Car Accident Attorneys

Personal Injury Lawyers 317-881-2700

Personal Injury Lawyers 317-881-2700

Call Craven, Hoover, and Blazek P.C. at 317-881-2700 to schedule a free consultation with a licensed Indianapolis car accident attorney who can determine the best strategies for your case. Not only does our law firm offer free consultations, we never collect lawyer fees unless we prevail for you! Call 317-881-2700 to get started on your financial recovery, today.

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